<h4 align="left"><a href="#Credit_Cards">VISA Cards</a>&nbsp;&bull; <a href="#Features">VISA Card Features &amp; Benefits</a>&nbsp;&bull; <a href="#Lost_or_Stolen">Lost or Stolen Cards</a>&nbsp;&bull; <a href="https://www.ezcardinfo.com/" target="_blank">Your VISA Account</a>&nbsp;&bull; <a href="http://www.scorecardrewards.com/general_home.asp" target="_blank">VISA ScoreCard Rewards Catalog</a></h4>

<p align="left">Carry the card that&#39;s accepted in more places worldwide than any other card!&nbsp; Use the VISA ScoreCard for your everyday purchases and earn Bonus Points that can be exchanged for<strong> Airmiles, Vacation Getaways and Brand-Name Merchandise.</strong>&nbsp; Get the card that gives back.&nbsp; VISA ScoreCard, because life should be rewarding!</p>

<h3 align="left"><a href="#Credit_Cards">Pick the card that works best for you and APPLY ONLINE</a></h3>

<div>
<p>&nbsp;</p>
</div>

<p><a name="Credit_Cards"></a></p>

<table align="center" border="3" cellpadding="4" cellspacing="4" style="height: 25px;" width="600">
	<tbody>
		<tr>
			<td bgcolor="#336633">
			<p align="center"><font color="#ffffff" size="2"><strong>VISA Features at a Glance</strong></font></p>
			</td>
			<td bgcolor="#336633">
			<p align="center"><font color="#ffffff" size="2"><strong>Diamond VISA</strong></font></p>
			</td>
			<td bgcolor="#336633">
			<p align="center"><font color="#ffffff" size="2"><b>Classic VISA</b></font></p>
			</td>
			<td bgcolor="#336633">
			<p align="center"><font color="#ffffff" size="2"><strong>Secured VISA</strong></font></p>
			</td>
		</tr>
		<tr>
			<td style="height: 25px;">
			<p><strong><font color="#336633" size="2">Standard Annual Percentage Rate (APR*)</font></strong></p>
			</td>
			<td style="height: 25px;">
			<p align="center"><strong><font color="#336633" size="3">8.99%</font></strong></p>
			</td>
			<td>
			<p align="center"><font color="#336633" size="3"><strong>8.99%</strong></font></p>
			</td>
			<td>
			<p align="center"><font color="#336633" size="3"><strong>17.5%</strong></font></p>
			</td>
		</tr>
		<tr>
			<td bgcolor="#cccccc">
			<p><strong><font color="#336633" size="2">24-Hour Cash Machine Access</font></strong></p>
			</td>
			<td bgcolor="#cccccc">
			<p align="center"><font color="#336633" size="3"><strong>YES</strong></font></p>
			</td>
			<td bgcolor="#cccccc">
			<p align="center"><font color="#336633" size="3"><strong>YES</strong></font></p>
			</td>
			<td bgcolor="#cccccc">
			<p align="center"><font color="#336633" size="3"><strong>YES</strong></font></p>
			</td>
		</tr>
		<tr>
			<td>
			<p><font color="#336633" size="2"><strong>Annual Fee</strong></font></p>
			</td>
			<td>
			<p align="center"><font color="#336633" size="3"><strong>NO</strong></font></p>
			</td>
			<td>
			<p align="center"><font color="#336633" size="3"><strong>YES</strong></font></p>
			</td>
			<td>
			<p align="center"><font color="#336633" size="3"><strong>YES</strong></font></p>
			</td>
		</tr>
		<tr>
			<td bgcolor="#cccccc">
			<p><strong><font color="#336633" size="2">APPLY ONLINE</font></strong></p>
			</td>
			<td bgcolor="#cccccc">
			<p><a href="https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CuId=14600454&amp;LoanFormID=3255091212312143037&amp;LoanDt=08/28/2013" target="_blank"><img alt="" height="24" src="/upload_content/btn_apply1.png" width="84" /></a></p>
			</td>
			<td bgcolor="#cccccc">
			<p>&nbsp;<a href="https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=8521762509282121310&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F" target="_blank"><img alt="" height="24" src="/upload_content/btn_apply1.png" width="84" /></a></p>
			</td>
			<td bgcolor="#cccccc">
			<p align="center"><strong><u><font color="#336633"><a href="https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=3001719010054104647&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F" target="_blank"><img alt="" height="24" src="/upload_content/btn_apply1.png" width="84" /></a></font></u></strong></p>
			</td>
		</tr>
	</tbody>
</table>

<p align="center"><em><span style="font-size:8px;">APR = Annual Percentage Rate. &nbsp;On approved credit. &nbsp;Restrictions may apply.</span></em></p>

<p align="center">Questions?&nbsp;Contact our friendly Loan Department - <a href="mailto:loandepartment@sccu.net">loandepartment@sccu.net</a></p>

<hr />
<h2 align="left">&nbsp;</h2>

<h2 align="left"><a name="Features"></a>Features and Benefits</h2>

<p><strong>Low Interest Rates</strong> - Tired of credit card rates going through the roof?&nbsp;SCCU&#39;s VISA rates are some of the lowest around.&nbsp;For a limited time only, get an introductory rate of as low as 3.99% APR* on all purchases and balance transfers when you switch over to the SCCU VISA Diamond. &nbsp;With no fee for balance transfers, SCCU can help you pay down those balances from higher interest cards. &nbsp;After the promotional rate expires, you still receive a low rate of only 8.99% APR*.</p>

<p><em><span style="font-size:8px;">*APR = Annual Percentage Rate. &nbsp;On approved credit. &nbsp;Restrictions may apply.</span></em></p>

<p><strong>ScoreCard Rewards Program </strong>- Turn your purchases into amazing Merchandise, Travel or Experience rewards! Earn Bonus Points on your purchases and exchange them for&nbsp;top brand name items, unbelievable vacation getaways, and valuable services. ScoreCard has it all! They are continually updating their reward options so you&#39;ll have the latest and greatest rewards to choose from. <a href="http://www.scorecardrewards.com/general_home.asp" target="_blank">Start browsing the VISA ScoreCard Rewards Catalog Now!</a></p>

<p><strong>Accepted In More Places than Any Other Card</strong>&nbsp;- Get the card that&#39;s accepted in more places than any other card. VISA provides a safe and reliable way to pay for what you need, nearly anywhere in the world. And with the VISA ScoreCard Rewards Program, you get rewarded for the things you buy.&nbsp;</p>

<p><strong>Grace Period for Purchases</strong> - Your due date is at least 25 days after the close of each billing cycle.&nbsp;We do not charge you interest on purchases if you pay your entire balance by the due date each month.</p>

<p><strong>Cash Advances</strong> -&nbsp;Did you know that you&nbsp;can use for VISA ScoreCard&nbsp;not only for purchases, but also to get cash.&nbsp;Ask us how today. &nbsp;All cash advances are subject to the standard rates.</p>

<p>&nbsp;</p>

<hr />
<p>&nbsp;</p>

<h2><a name="Lost_or_Stolen"></a>Report a Lost or Stolen Credit Card or Debit Card</h2>

<p><em>Please call the&nbsp;following numbers to report a card lost or stolen:</em></p>

<h3 align="left">Debit Cards</h3>

<p>1-888-241-2510</p>

<p>1-909-941-1398 -&nbsp;When out of the United States</p>

<h3>Credit Cards</h3>

<p>1-800-808-7230&nbsp;</p>

<p>1-800-991-4964 - After Hours</p>

<p><a href="https://www.securesuite.net/efunds/registration/welcome.jsp?partner=1325182373cusaprcm10" onclick="return confirmAction()" target="_blank"><img alt="" border="0" src="upload_content/images/verified_visa.gif" /></a></p>

<p align="center">&nbsp;</p>

<p>&nbsp;</p>