<h5>Traditional, Roth Conversion and Roth Contribution Accounts</h5>

<table border="0" class="ratestable six-column">
	<tbody>
		<tr>
			<td>IRA DAILY BALANCE</td>
			<td>MINIMUM BALANCE TO EARN STATED APY</td>
			<td>NOMINAL DIVIDEND RATE<sup>&dagger;</sup></td>
			<td>ANNUAL PERCENTAGE YIELD (APY)</td>
			<td>DIVIDEND COMPOUNDED AND CREDITED</td>
			<td>DIVIDEND POSTED</td>
		</tr>
		<tr>
			<td>$0.00 - $999.99</td>
			<td>$50.00</td>
			<td>0.25%</td>
			<td>0.25%</td>
			<td>Quarterly</td>
			<td>Quarterly</td>
		</tr>
		<tr>
			<td>$1,000.00 - $4,999.99</td>
			<td>$1,000.00</td>
			<td>0.25%</td>
			<td>0.25%</td>
			<td>Quarterly</td>
			<td>Quarterly</td>
		</tr>
		<tr>
			<td>$5,000.00 - $9,999.99</td>
			<td>$5,000.00</td>
			<td>0.26%</td>
			<td>0.26%</td>
			<td>Quarterly</td>
			<td>Quarterly</td>
		</tr>
		<tr>
			<td>$10,000.00 - $24,999.99</td>
			<td>$10,000.00</td>
			<td>0.27%</td>
			<td>0.27%</td>
			<td>Quarterly</td>
			<td>Quarterly</td>
		</tr>
		<tr>
			<td>$25,000.00 - $49,999.99</td>
			<td>$25,000.00</td>
			<td>0.28%</td>
			<td>0.28%</td>
			<td>Quarterly</td>
			<td>Quarterly</td>
		</tr>
		<tr>
			<td>$50,000.00 - $99,999.99</td>
			<td>$50,000.00</td>
			<td>0.29%</td>
			<td>0.29%</td>
			<td>Quarterly</td>
			<td>Quarterly</td>
		</tr>
		<tr>
			<td>$100,000.00</td>
			<td>$100,000.00</td>
			<td>0.30%</td>
			<td>0.30%</td>
			<td>Quarterly</td>
			<td>Quarterly</td>
		</tr>
	</tbody>
</table>

<p><sup>&dagger;</sup>Fees could reduce the earnings on the account. Refer to our <a href="truth-in-savings-disclosure" title="Truth in Savings disclosure">Truth in Savings disclosure</a> for additional information.</p>

<p>&nbsp;</p>

<h5>Coverdell Education Savings Account</h5>

<table border="0" class="ratestable two-column">
	<tbody>
		<tr>
			<td>DIVIDEND RATE<sup>&dagger;</sup></td>
			<td>.50%</td>
		</tr>
		<tr>
			<td>ANNUAL PERCENTAGE YIELD (APY)</td>
			<td>.50%</td>
		</tr>
		<tr>
			<td>MINIMUM OPENING BALANCE</td>
			<td>$50.00</td>
		</tr>
		<tr>
			<td>MINIMUM BALANCE REQUIRED</td>
			<td>$50.00</td>
		</tr>
		<tr>
			<td>MINIMUM BALANCE TO EARN STATED APY</td>
			<td>$50.00</td>
		</tr>
		<tr>
			<td>DIVIDEND COMPOUNDED AND CREDITED</td>
			<td>Quarterly</td>
		</tr>
		<tr>
			<td>DIVIDEND PERIOD</td>
			<td>Quarterly</td>
		</tr>
	</tbody>
</table>

<p><sup>&dagger;</sup>Fees could reduce the earnings on the account. Refer to our <a href="truth-in-savings-disclosure" title="Truth in Savings disclosure">Truth in Savings disclosure</a> for additional information.</p>