--
-- Host: localhost    Database: sccu_net_DB1
-- ------------------------------------------------------


--
-- Current Database: `sccu_net_DB1`
--


--
-- Table structure for table `admin_login`
--

CREATE TABLE `admin_login` (
  `login_time` datetime DEFAULT NULL,
  `ip` varchar(50) DEFAULT NULL,
  `locked` tinyint(1) DEFAULT '0'
) ENGINE=InnoDB DEFAULT CHARSET=utf8;

--
-- Dumping data for table `admin_login`
--

INSERT INTO `admin_login` VALUES ('2019-08-01 14:37:07','73.109.95.249',0);

--
-- Table structure for table `admin_pages`
--

CREATE TABLE `admin_pages` (
  `id` int(3) unsigned NOT NULL AUTO_INCREMENT,
  `pagename` varchar(30) DEFAULT NULL,
  `pageurl` varchar(80) DEFAULT NULL,
  `secid` int(10) unsigned DEFAULT NULL,
  `flags` int(10) unsigned DEFAULT NULL,
  `sortorder` int(10) unsigned DEFAULT NULL,
  `img_thumb` varchar(120) DEFAULT NULL,
  `img_full` varchar(50) DEFAULT NULL,
  `siteid` int(3) unsigned DEFAULT '0',
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=13 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `admin_pages`
--

INSERT INTO `admin_pages` VALUES (1,'Admin Home','admin_index.php',1,1,10,'home_s.gif','home_l.gif',0),(2,'User Manager','admin_userman.php',1,2,20,'accountmanager_s.gif','accountmanager_l.gif',0),(3,'View Stats','https://www.sccu.net/stats',1,4,30,'sessionviewer_s.gif','sessionviewer_l.gif',0),(4,'Logout','admin_logout.php',1,0,40,'logout_s.gif','logout_l.gif',0),(5,'Content Pages','admin_content.php',2,8,1,'contenteditor_s.gif','contenteditor_l.gif',0),(6,'Banner Manager','admin_banners.php',2,16,2,'imageeditor1_s.gif','imageeditor1_l.gif',0),(7,'Ticker','admin_ticker.php',2,32,3,'news_s.gif','news_l.gif',0),(8,'SWAP Sheets','admin_gallery.php',2,64,4,'imageeditor1_s.gif','imageeditor1_l.gif',0),(9,'Rates Manger','admin_sections.php',2,128,5,'sectioneditor_s.gif','sectioneditor_l.gif',0),(11,'Meta Tag Manager','admin_meta.php',2,256,6,'contenteditor_s.gif','contenteditor_l.gif',0),(12,'Menu Manager','admin_menu.php',2,512,7,'listingseditor_s.gif','listingseditor_l.gif',0);

--
-- Table structure for table `admin_sections`
--

CREATE TABLE `admin_sections` (
  `id` int(3) unsigned NOT NULL AUTO_INCREMENT,
  `secname` varchar(30) DEFAULT NULL,
  `sortorder` int(10) unsigned DEFAULT NULL,
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=4 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `admin_sections`
--

INSERT INTO `admin_sections` VALUES (1,'Administration',10),(2,'Content Editor',20),(3,'Rates',30);

--
-- Table structure for table `admin_user`
--

CREATE TABLE `admin_user` (
  `id` int(3) unsigned NOT NULL AUTO_INCREMENT,
  `userid` varchar(30) DEFAULT NULL,
  `userpw` varchar(30) DEFAULT NULL,
  `username` varchar(30) DEFAULT NULL,
  `flags` int(10) unsigned DEFAULT '0',
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=3 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `admin_user`
--

INSERT INTO `admin_user` VALUES (1,'administrator','unet$4mem8','Administrator',1023),(2,'alt29','abc123','Alt29',799);

--
-- Table structure for table `banner_cats`
--

CREATE TABLE `banner_cats` (
  `id` tinyint(3) unsigned NOT NULL AUTO_INCREMENT,
  `name` varchar(100) DEFAULT NULL,
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=16 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `banner_cats`
--

INSERT INTO `banner_cats` VALUES (12,'Homepage Footer Left (275x150)'),(11,'Homepage Main (560x200)'),(13,'Homepage Footer Right (275x150)'),(15,'Sponsor Ad');

--
-- Table structure for table `banner_main`
--

CREATE TABLE `banner_main` (
  `id` int(10) unsigned NOT NULL AUTO_INCREMENT,
  `catid` int(11) DEFAULT NULL,
  `name` varchar(100) DEFAULT NULL,
  `createdon` datetime DEFAULT NULL,
  `url` varchar(250) DEFAULT NULL,
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=250 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `banner_main`
--

INSERT INTO `banner_main` VALUES (153,15,'HELOC','2007-04-27 17:34:08','https://www.sccu.net/content.php?id=137'),(203,13,'AIRMILES!','2008-10-02 16:27:16','https://www.scorecardrewards.com/participant_displayFlashContent.asp?pageid=88&PageTypeID=1'),(232,12,'Free Credit Report','2010-05-13 10:25:28',''),(229,12,'Home Equity Line of Credit as low as 5.99% APR','2010-05-12 10:54:59',''),(247,11,'E-statements Arew Here!','2011-01-07 10:07:50','https://www.sccu.net/content.php?id=158'),(246,11,'VISA Score Card','2011-01-07 10:06:35','https://www.sccu.net/content.php?id=72'),(248,11,'Jump into some summer fun!','2011-01-07 10:08:48','https://www.sccu.net/content.php?id=76');

--
-- Table structure for table `banners_config`
--

CREATE TABLE `banners_config` (
  `id` bigint(20) unsigned NOT NULL AUTO_INCREMENT,
  `name` varchar(50) DEFAULT NULL,
  `width` int(10) unsigned DEFAULT NULL,
  `height` int(11) DEFAULT NULL,
  `limit` int(10) unsigned DEFAULT NULL,
  `price` decimal(18,2) unsigned DEFAULT NULL,
  `duration` int(10) unsigned DEFAULT NULL COMMENT 'days = block of time purchaseable',
  `duration_desc` varchar(50) DEFAULT NULL,
  `duration_min` int(50) DEFAULT NULL,
  `sort` int(11) DEFAULT '0',
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=26 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `banners_config`
--

INSERT INTO `banners_config` VALUES (1,'Main Banner',500,250,0,NULL,NULL,NULL,NULL,1),(2,'Small Banner TOP',245,115,0,NULL,NULL,NULL,NULL,2),(3,'Small Banner BOTTOM',245,115,0,NULL,NULL,NULL,NULL,3),(4,'Small Banner INTERNAL',245,115,0,NULL,NULL,NULL,NULL,4),(5,'Large Banner LEFT SIDE INTERNAL',160,600,0,NULL,NULL,NULL,NULL,5),(17,'Large Responsive Banner TOP',NULL,NULL,0,NULL,NULL,NULL,NULL,6),(18,'Banner LEFT',300,250,0,NULL,NULL,NULL,NULL,7),(19,'Banner MIDDLE',300,250,0,NULL,NULL,NULL,NULL,8),(20,'Banner RIGHT',300,250,0,NULL,NULL,NULL,NULL,9),(21,'ALERT Message (120 character limit)',NULL,NULL,1,NULL,NULL,NULL,NULL,14),(22,'Internal AUTO LOAN',728,90,0,NULL,NULL,NULL,NULL,10),(23,'Internal MORTGAGE',728,90,0,NULL,NULL,NULL,NULL,11),(24,'Internal HELOC',728,90,0,NULL,NULL,NULL,NULL,12),(25,'Internal DEBIT CARDS',728,90,0,NULL,NULL,NULL,NULL,13);

--
-- Table structure for table `banners_main`
--

CREATE TABLE `banners_main` (
  `id` bigint(20) unsigned NOT NULL AUTO_INCREMENT,
  `userid` bigint(20) unsigned DEFAULT NULL,
  `bannerconfigid` int(10) unsigned DEFAULT '0',
  `name` varchar(120) DEFAULT NULL,
  `url` varchar(255) DEFAULT NULL,
  `date_start` date DEFAULT NULL,
  `date_end` date DEFAULT NULL,
  `pages` bigint(50) unsigned DEFAULT NULL,
  `pages_content` bigint(50) DEFAULT NULL,
  `longdesc` longtext,
  `createdon` datetime DEFAULT NULL,
  `filename_system` varchar(50) DEFAULT NULL,
  `filename_original` varchar(120) DEFAULT NULL,
  `fileext` varchar(50) DEFAULT NULL,
  `flags` bigint(20) unsigned DEFAULT '0' COMMENT '0 = Live, 1 = Disabled',
  `views` bigint(20) DEFAULT '0' COMMENT 'overall',
  `clicks` bigint(20) unsigned DEFAULT '0' COMMENT 'overall',
  `weight` int(10) unsigned DEFAULT NULL,
  PRIMARY KEY (`id`),
  UNIQUE KEY `id` (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=452 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `banners_main`
--

INSERT INTO `banners_main` VALUES (207,0,4,'Home Equity Line of Credit as low as 5.99% APR','http://www.sccu.net','2011-01-26','2011-09-30',0,0,'',NULL,'ad_0_207.jpg','HELOC_BNRsm2.jpg','jpg',1,2146,612,1),(306,0,1,'5 Year HELOC','https://www.sccu.net/content.php?id=73','2014-01-01','2014-09-30',0,0,'',NULL,'ad_0_306.png','5 Year HELOC.png','png',0,102956,1023,5),(208,0,4,'Super Sales Event','https://www.sccu.net/content.php?id=70','2011-01-26','2011-09-30',0,0,'',NULL,'ad_0_208.jpg','SUPR_BNRsm.jpg','jpg',1,724,235,1),(204,0,3,'5 Year Fixed HELOC','https://www.sccu.net/','2013-12-01','2013-12-31',0,0,'',NULL,'ad_0_204.jpg','5yrFIXED-HELOC-sm.jpg','jpg',0,10958,433,1),(205,0,2,'Super Sales Event','https://www.sccu.net/content.php?id=70','2011-01-26','2011-09-30',0,0,'',NULL,'ad_0_205.jpg','SUPR_BNRsm.jpg','jpg',1,46,0,1),(209,0,2,'Visa 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APR','rates.php?id=2','2012-01-26','2012-05-09',0,0,'',NULL,'ad_0_241.jpg','banner_boat_small.jpg','jpg',1,1668,183,1),(242,0,4,'Motorcycle Loans as low as 2.74% APR','rates.php?id=2','2012-01-26','2012-12-31',0,0,'',NULL,NULL,NULL,NULL,0,8212,522,1),(243,0,4,'RV Loans as low as 3.99% APR','rates.php?id=2','2012-01-26','2012-05-09',0,0,'',NULL,'ad_0_243.jpg','banner_rv_small.jpg','jpg',1,1681,157,1),(250,0,2,'Beat Your Rate','Beat Your Rate','2012-05-10','2012-12-31',0,0,'',NULL,'ad_0_250.jpg','ad_0_233.jpg','jpg',1,36242,248,1),(245,0,2,'RV Loans as low as 3.99% APR','rates.php?id=2','2012-01-26','2012-05-09',0,0,'',NULL,'ad_0_245.jpg','banner_rv_small.jpg','jpg',1,22173,226,1),(246,0,1,'Visit Us on Facebook','http://www.facebook.com/pages/Spokane-City-Credit-Union-SCCU/218547064922408','2012-05-10','2013-11-30',0,0,'',NULL,'ad_0_246.jpg','500x250_facebook.jpg','jpg',1,112521,1165,1),(257,0,2,'RV Loans','https://www.sccu.net/content.php?id=70#Boat_and_RV','2012-08-30','2012-10-31',0,0,'',NULL,'ad_0_257.jpg','RV Loan Small.jpg','jpg',0,13987,140,1),(258,0,2,'Boat Loans','https://www.sccu.net/content.php?id=70#Boat_and_RV','2012-08-30','2012-11-01',0,0,'',NULL,'ad_0_258.jpg','Boat Loans Small.jpg','jpg',0,14247,140,1),(249,0,4,'Boat Loans as low as 2.74% APR','rates.php?id=2','2012-05-10','2012-12-31',0,0,'',NULL,'ad_0_249.jpg','small-245x115_Boat.jpg','jpg',1,1700,200,1),(251,0,4,'RV Loans as low as 2.74% APR','rates.php?id=2','2012-05-10','2012-12-31',0,0,'',NULL,'ad_0_251.jpg','small-245x115_RV.jpg','jpg',1,1636,165,1),(252,0,2,'S.O.S. (Save Our Summer)','http://www.spokaneparksfoundation.org/SuitUp09.htm','2012-06-01','2012-09-03',0,0,'',NULL,'ad_0_252.jpg','small-245x115_SOS.JPG','jpg',1,9297,88,1),(254,0,2,'Know Your Lender Small','http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1','2012-08-30','2012-12-31',0,0,'',NULL,'ad_0_254.jpg','Mortgage Banner Small.jpg','jpg',1,162,48,10),(292,0,1,'Annual Meeting','','2013-03-11','2013-03-22',0,0,'',NULL,'ad_0_292.jpg','Annual Meeting.jpg','jpg',0,5118,107,10),(263,0,1,'Know Your Lender','http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1','2012-08-30','2012-10-31',0,0,'',NULL,'ad_0_263.jpg','Know Your Lender Copy.jpg','jpg',1,27712,178,10),(264,0,2,'Holiday Savings Club','https://www.sccu.net/content.php?id=102','2012-11-01','2012-01-31',0,0,'',NULL,'ad_0_264.jpg','Holiday Savings Club Main Small Copy.jpg','jpg',0,0,0,30),(265,0,2,'Holiday Savings Club','https://www.sccu.net/content.php?id=102','2012-11-01','2012-01-31',0,0,'',NULL,'ad_0_265.jpg','Holiday Savings Club Main Small Copy.jpg','jpg',0,0,0,30),(269,0,2,'Holiday Savings Club','https://www.sccu.net/content.php?id=102','2012-11-01','2013-01-31',0,0,'',NULL,'ad_0_269.jpg','Holiday Savings Club Main Small Test.jpg','jpg',0,39934,317,1),(293,0,3,'E-Statements Summer','https://www.sccu.net/content.php?id=88','2013-03-11','2013-09-06',0,0,'',NULL,'ad_0_293.jpg','E-Statements Small Main Banner Summer.jpg','jpg',1,57443,413,1),(289,0,2,'Boat Loans 2.74 Small','https://www.sccu.net/content.php?id=70','2013-02-01','2013-11-30',0,0,'',NULL,'ad_0_289.jpg','Boat Loans Small Main.jpg','jpg',0,56845,628,1),(290,0,3,'Motorcycle Loans 2.74 Small','https://www.sccu.net/content.php?id=70','2013-02-01','2013-11-30',0,0,'',NULL,'ad_0_290.jpg','Motorcycle Loans 2.74 Small.jpg','jpg',0,56915,529,1),(294,0,1,'Vehicle Loans 1.99','https://www.sccu.net/content.php?id=70','2013-05-31','2013-12-31',0,0,'',NULL,'ad_0_294.png','Vehicle 1.99.png','png',0,63737,899,2),(295,0,1,'Mortgages','http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1','2013-07-02','2015-08-31',0,0,'',NULL,'ad_0_295.png','Mortgages.png','png',1,289744,3048,1),(296,0,2,'Facebook','https://www.facebook.com/pages/Spokane-City-Credit-Union-SCCU/218547064922408?ref=hl','2013-07-22','2013-12-31',0,0,'',NULL,'ad_0_296.png','Facebook Small Banner.png','png',1,20075,448,1),(297,0,3,'Estatements','https://www.sccu.net/content.php?id=88','2013-07-15','2013-08-31',0,0,'',NULL,'ad_0_297.png','E-Statements Small Main Banner.png','png',1,16129,157,1),(298,0,1,'Holiday Savings Club','https://www.sccu.net/content.php?id=102#Holiday','2013-12-01','2014-02-28',0,0,'',NULL,'ad_0_298.png','Holiday Savings Club Large Main.png','png',0,36085,416,10),(299,0,2,'First Night Spokane','','2013-12-01','2013-12-31',0,0,'',NULL,'ad_0_299.png','First Night Small Main.png','png',0,7760,80,10),(302,0,2,'Estatements Eye Chart','https://www.sccu.net/content.php?id=88','2015-03-10','2015-12-31',0,0,'',NULL,'ad_0_302.png','E-Statements Small Main Banner 2.png','png',1,303555,2660,1),(303,0,3,'Facebook','https://www.facebook.com/pages/Spokane-City-Credit-Union-SCCU/218547064922408?ref=hl','2015-04-29','2017-12-31',0,0,'',NULL,'ad_0_303.png','Facebook Small Banner.png','png',0,356482,2380,1),(304,0,1,'Auto Loans 2.99','https://www.sccu.net/content.php?id=70#Auto Loans','2014-01-01','2014-01-31',0,0,'',NULL,'ad_0_304.png','Auto Loans Banner.png','png',0,9775,171,1),(307,0,1,'Boat & RV Loans','https://www.sccu.net/content.php?id=70#Boat Loans','2014-01-01','2014-01-17',0,0,'',NULL,'ad_0_307.png','Boats and RV Loans Banner Large.png','png',0,4244,80,1),(309,0,1,'Annual Meeting','','1969-12-31','1969-12-31',0,0,'',NULL,'ad_0_309.png','Annual Meeting.png','png',0,0,0,10),(310,0,1,'Annual Meeting','','2014-02-28','2014-03-28',0,0,'',NULL,'ad_0_310.png','Annual Meeting.png','png',0,11611,208,1),(311,0,4,'Estatements Eye Chart','https://www.sccu.net/content.php?id=88','2014-02-27','2016-01-24',0,0,'',NULL,'ad_0_311.png','E-Statements Small Main Banner 2.png','png',1,60786,1566,1),(312,0,1,'Cash Back on Auto Loans','content.php?id=201','2014-11-24','2014-12-31',0,0,'',NULL,'ad_0_312.jpg','SCCUAutoLoansWebBanner.jpg','jpg',0,13967,157,1),(313,0,1,'SCCU Visa 2 Percent Cash Back','https://www.sccu.net/content.php?id=72','2014-12-09','2016-06-20',0,0,'',NULL,'ad_0_313.jpg','SCCU_Visa_banner.jpg','jpg',0,304429,2169,1),(314,0,3,'81st Annual Meeting','content.php?id=93','2015-01-30','2015-04-28',0,0,'',NULL,'ad_0_314.png','sccu_banner1.png','png',0,49115,354,1),(315,0,4,'81st Annual Meeting','content.php?id=93','2015-01-30','2015-04-28',0,0,'',NULL,'ad_0_315.png','sccu_banner1.png','png',0,4562,238,1),(316,0,2,'Data Processing Conversion','','2015-02-03','2015-03-10',0,0,'<div style=\"display:block; height:115px; width:245px; background:url(/upload_content/sccu_banner2.png) top no-repeat;\"><a href=\"content.php?id=93\" style=\"display:block; height:115px; width:245px;\">\r\n<div style=\"display:block; width:222px; height:76px; border:none; padding-top:35px; margin-left:12px;\">\r\n<iframe width=\"222\" height=\"76\" src=\"https://www.onlinecountdowns.com/w/134021\" frameborder=\"0\" scrolling=\"no\"></iframe>\r\n</div></a>\r\n</div>',NULL,NULL,NULL,NULL,1,0,0,1),(317,0,1,'$50 plus 1% Cash Back Car Loans','content.php?id=70','2015-02-26','2015-08-31',0,0,'',NULL,'ad_0_317.jpg','SCCUcarbanner.jpg','jpg',1,105247,785,1),(318,0,1,'Data Processing Conversion NOTICE','https://www.sccu.net/content.php?id=93','2015-03-06','2015-03-10',0,0,'',NULL,'ad_0_318.jpg','alert_banner.jpg','jpg',1,1624,132,1),(319,0,1,'Donate to Make A Splash in a Kid\'s Life today','http://www.spokaneparksfoundation.org/#!sccu-suit-drive/c13k7','2015-06-01','2015-06-26',0,0,'',NULL,'ad_0_319.png','SCCU_MakeAsplash_Banner_rev2.png','png',0,14525,153,2),(320,0,1,'Mortgages','http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1','2015-06-27','2015-07-31',0,0,'',NULL,NULL,NULL,NULL,1,32019,272,2),(321,0,1,'Facebook','https://www.facebook.com/pages/Spokane-City-Credit-Union-SCCU/218547064922408?ref=hl','2015-07-04','2016-04-30',0,0,'',NULL,NULL,NULL,NULL,1,27840,250,1),(322,0,3,'SCCU Office will be closed on Friday, 7/3','https://www.sccu.net/content.php?id=93','2015-06-12','2015-07-04',0,0,'',NULL,'ad_0_322.png','SCCU_FourtOfJuly_Banner_245x115.png','png',0,11945,123,1),(323,0,1,'Mortgage - Purchasing or Refinancing','http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1','2015-09-01','2017-12-31',0,0,'',NULL,'ad_0_323.jpg','PurchaseOrRefinanceWebBanner.jpg','jpg',0,173792,1135,1),(324,0,1,'Need a New Vehicle','content.php?id=70','2015-09-01','2016-01-21',0,0,'',NULL,'ad_0_324.jpg','NewVehicleWebBanner.jpg','jpg',1,88664,693,1),(325,0,2,'Happy Thanksgiving','/','2015-11-16','2015-11-28',0,0,'',NULL,'ad_0_325.png','SCCU_banner_245x115_Thanksgiving_v1.png','png',0,7262,228,1),(327,0,2,'Estatements','https://www.sccu.net/content.php?id=88','2016-04-22','2017-12-31',0,0,'',NULL,'ad_0_327.png','ad_0_302.png','png',1,62994,517,1),(326,0,2,'Happy Holidays','/','2015-11-28','2016-01-02',0,0,'',NULL,'ad_0_326.png','SCCU_banner_245x115_Holidays.png','png',0,24566,184,1),(328,0,3,'Closure due to Wind Storm','/','2015-11-18','2015-11-29',0,0,'<div style=\"height:113px; width:243px; display:block; background:#FFF; border:2px dashed #F00; text-align:center; overflow:hidden;\">\r\n<h3 style=\"padding:7px; margin:0; font-family:Arial, Helvetica, sans-serif; font-size:18px; text-align:center; color:#F00;\">Windstorm Closure!</h3>\r\n<p style=\"padding:3px; margin:0; font-family:Arial, Helvetica, sans-serif; text-align:center;\">Our office is currently closed due to power outage caused by the recent wind storm.<br>At this time, we do not know when we will be able to reopen. We apologize for the inconvenience.</p>\r\n</div>',NULL,NULL,NULL,NULL,1,0,0,1),(329,0,4,'Wind Storm Closure','/','2015-11-18','2015-11-29',0,0,'<div style=\"height:113px; width:243px; display:block; background:#FFF; border:2px dashed #F00; text-align:center; overflow:hidden;\">\r\n<h3 style=\"padding:7px; margin:0; font-family:Arial, Helvetica, sans-serif; font-size:18px; text-align:center; color:#F00;\">Windstorm Closure!</h3>\r\n<p style=\"padding:3px; margin:0; font-family:Arial, Helvetica, sans-serif; text-align:center;\">Our office is currently closed due to power outage caused by the recent wind storm.<br>At this time, we do not know when we will be able to reopen. We apologize for the inconvenience.</p>\r\n</div>',NULL,NULL,NULL,NULL,1,0,0,1),(330,0,1,'Auto Loan Refinance 1% Cash Back','refinance','2016-01-22','2016-02-23',0,0,'',NULL,'ad_0_330.jpg','VehicleRefinanceWebBanner.jpg','jpg',1,19764,300,1),(331,0,4,'Auto Loan Refinance 1% Cash Back','refinance','2016-01-25','2016-12-31',0,0,'',NULL,'ad_0_331.jpg','AutoLoanRefinance_1percentCashBackOffer_245x115Banner.jpg','jpg',1,6033,285,1),(332,0,2,'Trustage Insurance','','2016-02-19','2016-02-19',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-33d9-cfe30ab9835d\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-33d9-cfe30ab9835d\" alt=\"Insurance Solutions For Everything That Matters. Find Out More.\" border=\"0\" style=\"max-width:245px; border:1px solid #ccc;\" /></a>',NULL,NULL,NULL,NULL,1,0,0,1),(333,0,5,'Trustage Auto Insurance - Save up to $519.52','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-2e32-dc33aa9ba88d\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-2e32-dc33aa9ba88d\" alt=\"You could save up to $519.52 on car insurance.  Exclusively for credit union members.  Get a quote.\" border=\"0\" /></a>',NULL,NULL,NULL,NULL,0,0,0,1),(334,0,5,'Trustage Insurance Home & Auto Insurance','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-a640-dc33aa9b3e3b\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-a640-dc33aa9b3e3b\" alt=\"Safeguard what matters most.  You could save an average of $519.52* on car/home insurance.  Find out more.\" border=\"0\" style=\"border-bottom:1px solid #999;\" /></a>',NULL,NULL,NULL,NULL,0,0,0,3),(335,0,5,'Trustage General Life Insurance','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-33dc-4081cea20719\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-33dc-4081cea20719\" alt=\"Life insurance can cost less than you think. Get Started Today.\" border=\"0\" /></a>',NULL,NULL,NULL,NULL,0,0,0,1),(336,0,5,'Trustage Term Life Insurance','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-33dc-409df6a207e7\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-33dc-409df6a207e7\" alt=\"Members Only Rates. Term Life Insurance. Act Now.\" style=\"border:1px solid #999;\" /></a>',NULL,NULL,NULL,NULL,0,0,0,1),(337,0,5,'Trustage Whole Life Insurance','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-a040-dc33aa9b3ec7\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-a040-dc33aa9b3ec7\" alt=\"No Pressure Whole Life Insurance. Find Out More.\" style=\"border:1px solid #999;\" /></a>',NULL,NULL,NULL,NULL,0,0,0,1),(338,0,5,'Trustage Accidental Death & Dismemberment Insurance','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-33dc-4e37a2bf09af\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-33dc-4e37a2bf09af\" alt=\"Guaranteed, no-cost Accidental Death & Dismemberment Coverage.  Claim it now.  \" border=\"0\" /></a>',NULL,NULL,NULL,NULL,0,0,0,1),(339,0,5,'Trustage Health Insurance','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-33dc-4e3fb2bf09a7\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-33dc-4e3fb2bf09a7\" border=\"0\" /></a>',NULL,NULL,NULL,NULL,0,0,0,1),(340,0,5,'Trustage Homeowners, Renters, Condo Insurance','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-33dc-4e6506bf09df\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-33dc-4e6506bf09df\" alt=\"Home Insurance Savings you\'ve been looking for. Get a quote.\" style=\"border:1px solid #999;\"/></a>',NULL,NULL,NULL,NULL,0,0,0,1),(341,0,5,'Trustage Homeowners, Renters, Condo Insurance','','2016-02-19','2016-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-33dc-4e99febe09e9\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-33dc-4e99febe09e9\" style=\"border:1px solid #999;\" /></a>',NULL,NULL,NULL,NULL,0,0,0,1),(342,0,1,'Auto, Motorcycle, RV Loan Refinance 1% Cash Back','refinance','2016-02-24','2016-12-31',0,0,'',NULL,'ad_0_342.png','SCCU CashBack banner-v1rgb.png','png',0,64658,513,1),(343,0,2,'Credit Union for Kids Night with the Spokane Chiefs','content.php?id=204','2016-02-24','2016-03-11',0,0,'',NULL,'ad_0_343.png','CreditUnionForKidsNight2016.png','png',0,9427,130,1),(351,0,1,'The Smart Option Student Loan® for SCCU Members by Sallie Mae®','Student-Loans','2016-04-27','2020-12-31',0,0,'',NULL,'ad_0_351.png','SCCU_StudentLoans_500x252_banner_green-shirt.png','png',0,31560,368,1),(344,0,2,'82nd Annual Meeting','content.php?id=93','2016-03-12','2016-04-21',0,0,'',NULL,'ad_0_344.png','sccu_banner_82nd_annual_meeting.png','png',0,20833,422,1),(345,0,4,'How Much Home Can You Afford?','/How-Much-Home-Do-You-Qualify-For','2016-03-22','2016-12-31',0,0,'',NULL,'ad_0_345.png','SCCU_HomeAfford_300x115.png','png',0,1801,212,1),(346,0,4,'Happy Homebuyers Start Here','/Buying-vs-Renting','2016-03-22','2016-12-31',0,0,'',NULL,'ad_0_346.jpg','SCCU_HappyHomebuyers_300x115.jpg','jpg',0,1960,198,1),(347,0,4,'5/5 ARM Now Available','content.php?id=126','2016-03-22','2016-12-31',0,0,'',NULL,'ad_0_347.jpg','SCCU_5-5ARMNowAvailable_300x115.jpg','jpg',0,1788,285,1),(348,0,4,'The American Dream Begins at your Credit Union','/Buying-vs-Renting','2016-03-22','2016-12-31',0,0,'',NULL,'ad_0_348.jpg','SCCU_TheAmericanDream_300x115.jpg','jpg',0,1778,171,1),(349,0,4,'5/5 ARM Now Available - Focus on the More Important','https://spokaneccu.mortgagewebcenter.com/','2016-03-22','2016-12-31',0,0,'',NULL,'ad_0_349.jpg','SCCU_5-5ARM-Focus_300x115.jpg','jpg',0,1805,220,1),(350,0,4,'Make Your Home Financially Fit','https://spokaneccu.mortgagewebcenter.com/','2016-03-22','2016-12-31',0,0,'',NULL,'ad_0_350.jpg','SCCU_MakeYourHomeFinanciallyFit_300x115.jpg','jpg',0,1879,194,1),(352,0,1,'Thrifty Car Sale','content.php?id=70','2016-05-27','2016-06-30',0,0,'',NULL,'ad_0_352.jpg','SCCO_ThriftyCarSale_large-banner_500x252.jpg','jpg',0,16480,169,3),(353,0,18,'No Hassle Auto Loans from SCCU as low as 2.99% APR','auto-boat-rv-motorcycle-loans','2016-06-01','2017-01-06',0,0,'',NULL,'ad_0_353.jpg','AY16-17_FNL_Op1_Blue_300x250.jpg','jpg',1,99483,1061,1),(449,0,20,'Batter Up','','2019-06-01','2019-06-21',0,0,'<h2 class=\"text-primary\"><span>Batter Up!</span></h2>\r\n\r\n<p>Spokane Indians Baseball starts June 21<sup>st</sup>.</p>',NULL,NULL,NULL,NULL,0,0,0,1),(450,0,20,'Introducing Spend & Save','','2019-07-01','2019-09-02',0,0,'<h2 class=\"text-primary\"><span>News and</span> <span>Special Offers</span></h2>\r\n<p style=\"text-align: left; margin:0 40px;\">Introducing</p>\r\n<h2 style=\"color:#008D39; margin-top:5px;\"><b>SPEND & SAVE</b></h2></p>\r\n<p style=\"text-align: left; margin:0 40px;\">Spend and Save is the digital way of <i><b>saving your change</b></i>. <a href=\"news-and-events\" style=\"color:#008D39; text-decoration:underline;\">Learn More</a></p>',NULL,NULL,NULL,NULL,0,0,0,1),(355,0,18,'Need Money for College? Introducing the Smart Option Student Loan from SCCU','student-loans','2016-06-01','2021-12-31',0,0,'',NULL,'ad_0_355.png','SCCU_StudentLoans_Banner_300x250.png','png',1,219494,1844,1),(356,0,19,'Thrifty Car Sale - SCCU Members receive $500 off sticker price','auto-boat-rv-motorcycle-loans','2016-06-01','2016-06-30',0,0,'',NULL,'ad_0_356.png','SCCU_Thrifty_Banner_300x250.png','png',0,1206,89,1),(359,0,19,'Make A Splash in a Kids Life today','http://www.spokaneparksfoundation.org/#!mas/cfpq','2016-06-28','2016-07-31',0,0,'',NULL,'ad_0_359.png','MakeAsplash_Banner_300x250.png','png',0,13804,253,1),(357,0,1,'Make A Splash in a Kid\'s Life today','http://www.spokaneparksfoundation.org/#!mas/cfpq','2016-06-01','2016-07-31',0,0,'',NULL,'ad_0_357.png','SCCU_MakeAsplash_Banner_rev2.png','png',0,3580,210,1),(358,0,2,'New Website Announcement','https://www.sccu.net/content.php?id=93','2016-06-21','2016-06-30',0,0,'',NULL,'ad_0_358.png','sccu_banner_245x115_new-website-announcement.png','png',0,3478,176,1),(360,0,18,'VISA Cards 9.99% APR','visa','2016-06-30','2017-02-20',0,0,'',NULL,'ad_0_360.jpg','SCCU Visa OnlineAd 300x250-1.jpg','jpg',0,120601,1168,1),(361,0,18,'5/1 HELOC','home-equity-lines-of-credit','2016-07-21','2021-12-31',0,0,'',NULL,'ad_0_361.png','SCCU_51HELOC_300x250_banner.png','png',0,149872,872,1),(362,0,21,'System Maintenance 8/27/2016','','2016-08-17','2016-08-27',0,0,'Online Banking will be unavailable on Saturday, August 27, from 5:00pm until Sunday at 5:00am for system maintenance.',NULL,NULL,NULL,NULL,0,0,0,1),(447,0,20,'Postponed - Millennials, Microbrews & Mortgages','','2019-04-30','2019-05-02',0,0,'<h2 class=\"text-primary\"><span>NOTICE</span></h2>\r\n<p><b>The <i>Millennials, Microbrews & Mortgages</i> event which was scheduled for Thursday, May 2<sup>nd</sup> has been postponed.</b></p>\r\n<p>Please check back later for for the new date.</p>',NULL,NULL,NULL,NULL,0,0,0,1),(448,0,21,'MMM Postponed','','2019-04-30','2019-05-02',0,0,'NOTICE: The Millennials, Microbrews and Mortgages event scheduled for May 2nd has been postponed.',NULL,NULL,NULL,NULL,0,0,0,1),(364,0,19,'TruStage - Term Life','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-ea28-0e35a0ed87fd\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-ea28-0e35a0ed87fd\" alt=\"TruStage Insurance.  A term life policy can start at just $3.65*/month.  Apply now.  \" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(365,0,19,'TruStage - Accidental Death and Dismembership Insurance','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-350e-28e918a0cb54\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-350e-28e918a0cb54\" alt=\"Guaranteed, no-cost Accidental Death & Dismemberment Coverage.  Claim it now.  \" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(366,0,19,'TruStage - Auto, Home, Life Insurance','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-350e-28c34ca0cb56\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-350e-28c34ca0cb56\" alt=\"Exclusive member savings on car insurance.  Get a quote.  \" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(367,0,19,'TruStage - General Insurance','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-e628-0e35a0ed87fb\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-e628-0e35a0ed87fb\" alt=\"Insurance Solutions For Everything That Matters. Find Out More. \" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(368,0,19,'TruStage - General Life Insurance','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-f228-0e35a0ed87cf\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-f228-0e35a0ed87cf\" alt=\"Life insurance can cost less than you think. Get Started Today. \" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(369,0,19,'TruStage - Health Insurance','','2016-11-01','2017-01-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-de28-0e35a0ed8789\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-de28-0e35a0ed8789\" border=0/></a>',NULL,NULL,NULL,NULL,0,0,0,2),(370,0,19,'TruStage - Home Owners Insurance','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-350e-28eb1ca0cb58\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-350e-28eb1ca0cb58\" alt=\"Members Only. Home Insurance Savings. Get A Quote.\" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(371,0,19,'TruStage - Renters Insurance','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-350e-28d168a0cb44\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-350e-28d168a0cb44\" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(372,0,19,'TruStage - Term Life Insurance','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-ea28-0e35a0ed87fd\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-ea28-0e35a0ed87fd\" alt=\"TruStage Insurance.  A term life policy can start at just $3.65*/month.  Apply now.  \" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(373,0,19,'TruStage - Whole Life Insurance','','2018-04-11','2019-03-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-350e-28db7ca0cb4e\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-350e-28db7ca0cb4e\" alt=\"Whole life insurance. Lock in your best rate for life. Get a quote.\" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(374,0,22,'TruStage - Auto Insurance','','2016-10-18','2021-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-350e-2f03ccafcd70\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-350e-2f03ccafcd70\" alt=\"You could save $519.52* on car insurance.  Get a quote.\" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(375,0,22,'TruStage - Auto Insurance','','2016-10-18','2021-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-350e-2ee704accd72\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-350e-2ee704accd72\" alt=\"Exclusive member savings on car insurance. Get a quote.  \" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(376,0,23,'TruStage - Homeowners Insurance','','2016-10-18','2021-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-1a37-0e35a0eda737\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-1a37-0e35a0eda737\" alt=\"Home Insurance Savings. Get A Quote. Members Only. \" border=0/></a>',NULL,NULL,NULL,NULL,1,3,0,1),(377,0,23,'TruStage - Homeowners Insurance','','2016-10-18','2021-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-fa36-0e35a0eda5f1\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-fa36-0e35a0eda5f1\" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(378,0,24,'TruStage - Homeowners Insurance','','2016-10-18','2021-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-1a37-0e35a0eda737\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-1a37-0e35a0eda737\" alt=\"Home Insurance Savings. Get A Quote. Members Only. \" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(379,0,24,'TruStage - Homeowners Insurance','','2016-10-18','2021-12-31',0,0,'<a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-fa36-0e35a0eda5f1\" target=\"_blank\" data-warning ><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-fa36-0e35a0eda5f1\" border=0/></a>',NULL,NULL,NULL,NULL,1,0,0,1),(380,0,25,'Co-Op Card Alerts','','2016-10-19','2021-12-31',0,0,'<a href=\"http://alerts.co-opcreditunions.org\" target=\"_blank\" data-warning ><img src=\"upload_content/banners/ad_0_380.png\"></a>',NULL,'ad_0_380.png','BANNER_cardalerts_728x90.png','png',0,1078,420,1),(451,0,20,'News & Special Offers','','2019-09-11','2019-10-31',0,0,'<h2 class=\"text-primary\"><span>News and</span> <span>Special Offers</span></h2>\r\n<h2 style=\"color:#008D39; margin-top:5px;\"><b>We\'ve Raised our Certificate of Deposit Rates</b></h2><p style=\"text-align: center; margin:0 20px;\">SCCU pays the highest Saving Rate around here, so whether you\'re a saver or a borrower, SCCU is the place to be.</p>\r\n<p style=\"text-align: center; margin:0 40px;\"><a href=\"rates-savings\" style=\"color:#008D39; text-decoration:underline;\">Learn More</a></p>',NULL,NULL,NULL,NULL,0,0,0,1),(407,0,21,'New Drive Up Hours','','2017-12-28','2018-01-16',0,0,'Beginning January 16, 2018, the drive up hours will be 8-5/M-F.',NULL,NULL,NULL,NULL,0,0,0,1),(382,0,18,'Enter to Win NW Bach Festival Finale Concert tickets','contest-2017-nwbachfest','2016-12-15','2017-02-15',0,0,'',NULL,'ad_0_382.jpg','BachfestOnline300x250.jpg','jpg',0,32753,512,1),(383,0,18,'Boat & RV Loan Rates','https://www.sccu.net/auto-boat-rv-motorcycle-loans','2017-01-12','2017-02-04',0,0,'',NULL,'ad_0_383.jpg','SCCU_Boat-RV_Banner_300x250.jpg','jpg',0,12626,235,1),(386,0,18,'VISA 3.99% Balance Transfer Offer','visa','2017-02-21','2017-03-31',0,0,'',NULL,'ad_0_386.jpg','Visa-OnlineAd-300x250-0217.jpg','jpg',0,20150,442,1),(384,0,21,'Office Closing Early','','2017-01-25','2017-01-25',0,0,'Our offices will be closing at 4:30 today, January 25th. We apologize for any inconvenience.',NULL,NULL,NULL,NULL,0,0,0,1),(385,0,20,'News and Special Offers','','2019-02-16','2019-03-31',0,0,'<h2 class=\"text-primary\"><span>News and</span> <span>Special Offers</span></h2>\r\n<p><a href=\"credit-cards\"><b>Time is running out to take advantage of 5.99% on Visa Balance Transfers. Get a low fixed rate for the life of the balance and no transfer fee.<br>ACT NOW! Offer ends March 31, 2019 and will not be extended.</a></b></p>\r\n<p><a href=\"first-mortgages\">Is your mortgage through your Credit Union? Click here for more details about purchasing or refinancing your home with SCCU</a></p>\r\n<p><b>SCCU’s Routing & Transit Number is: 325182373</b></p>',NULL,NULL,NULL,NULL,0,0,0,1),(387,0,18,'VISA Cards 9.99% APR','visa','2018-04-01','2021-12-31',0,0,'',NULL,'ad_0_387.jpg','SCCU_VISA_999.jpg','jpg',0,393625,2819,1),(388,0,18,'Boat and RV Loans as low as 5.24% APR','auto-boat-rv-motorcycle-loans','2017-03-23','2021-12-31',0,0,'',NULL,'ad_0_388.jpg','banner.jpg','jpg',0,299993,1785,1),(389,0,18,'Annual Meeting','news-and-events','2017-03-27','2017-04-20',0,0,'',NULL,'ad_0_389.png','AnnMtg-OnlineAd_v2.png','png',0,12707,143,1),(390,0,19,'Customer Satisfaction Survey','https://s.surveytown.com/survey/?c=200156&id=1','2017-03-29','2017-04-16',0,0,'',NULL,'ad_0_390.jpg','SurveyOnline300x250.jpg','jpg',0,9542,259,2),(392,0,19,'2017 Mariners Tickets Giveway','2017-seattle-mariners-ticket-giveaway','2017-04-28','2017-06-27',0,0,'',NULL,'ad_0_392.jpg','Mariners-OnlineAd.jpg','jpg',0,30513,536,1),(393,0,21,'ALERT - New Drive-thru Hours','','2017-05-01','2017-05-24',0,0,'<b>NEW DRIVE-UP HOURS:</b> 8:00am - 5:30pm, Monday - Friday. Beginning May 1st, we are no longer be open at 7am on Fridays.',NULL,NULL,NULL,NULL,0,0,0,1),(394,0,18,'Thrifty SCCU Car Sale May 2017','auto-boat-rv-motorcycle-loans','2017-05-01','2017-05-31',0,0,'',NULL,'ad_0_394.jpg','SCCU-Thrifty-BannerAd2017.jpg','jpg',0,15443,247,1),(395,0,18,'Auto Loans as low as 3.33% APR','auto-boat-rv-motorcycle-loans','2017-06-16','2018-02-04',0,0,'',NULL,'ad_0_395.png','AutoLoansOnlineJun2017.png','png',0,118729,808,5),(396,0,18,'Youth Swim Passes Available for $1','','2017-06-27','2017-08-16',0,0,'',NULL,'ad_0_396.jpg','SCU_YouthSwimPasses_300x200.jpg','jpg',0,24991,180,1),(397,0,18,'Your Home Loan Home Team','https://www.sccu.net/first-mortgages','2018-01-01','2018-04-30',0,0,'',NULL,'ad_0_397.jpg','HomeTeam-Web-v1-300x250.jpg','jpg',0,108978,882,1),(398,0,18,'Your Home Loan Home Team','https://www.sccu.net/first-mortgages','2017-06-29','2020-12-31',0,0,'',NULL,'ad_0_398.jpg','Alt-HomeTeam-WebBanner-v1.jpg','jpg',1,5925,345,1),(399,0,18,'The Hot New Duo - SCCU and KEWU','','2017-07-11','2018-06-30',0,0,'<a href=\"http://www.ewu.edu/cale/programs/film/film-contacts/kewu\" target=\"_blank\" data-warning ><img src=\"https://www.sccu.net/upload_content/banners/ad_0_399.jpg\" alt=\"The Hot New Duo - SCCU and KEWU\"></a>',NULL,'ad_0_399.jpg','KEWU-WebBannerW.jpg','jpg',0,37001,234,1),(440,0,20,'Annual Meeting','','2019-04-01','2019-04-25',0,0,'<h2 class=\"text-primary\"><span>Annual Meeting</span></h2>\r\n\r\n<p><b>Thursday, April 25, 2019<br>\r\n6:30 pm - 9:00 pm</b><br>\r\n<i>(Meeting starts at 6:45)</i></p>\r\n\r\n<p><a href=\"https://www.google.com/maps/place/Garland+Theater/@47.694009,-117.4276847,17z/data=!4m13!1m7!3m6!1s0x549e1916e6fa8945:0xb23453d5ce65b48!2s924+W+Garland+Ave,+Spokane,+WA+99205!3b1!8m2!3d47.694009!4d-117.425496!3m4!1s0x549e1916df121e23:0x2cc69eea174c794a!8m2!3d47.6939459!4d-117.4255469\" target=\"_blank\"><b>Garland Theater</b><br>\r\n924 W. Garland Avenue<br>\r\nSpokane, Washington</a></p>\r\n\r\n<p><i>Details to be announced</i></p>',NULL,NULL,NULL,NULL,0,0,0,1),(401,0,21,'Phone Service Upgrade','','2017-07-26','2017-07-26',0,0,'We are upgrading phones today.  You may experience a temporary disruption in phone service as a result of the change.  The office is open and Home Banking is available. Sorry for any inconvenience.',NULL,NULL,NULL,NULL,0,0,0,1),(403,0,18,'Small But Mighty in Convenience Services','https://www.sccu.net/online-banking','2017-10-17','2017-12-31',0,0,'',NULL,'ad_0_403.jpg','ConvServ-WebBannerA.jpg','jpg',1,8175,499,1),(444,0,19,'Rocket CD Rates','/rates-savings#savings-rates-term-share-certificates','2019-11-01','2021-12-31',0,0,'',NULL,'ad_0_444.jpg','ad_0_435.jpg','jpg',0,0,0,1),(445,0,19,'Water Wise Landscape Loans','home-equity-lines-of-credit#loans-water-wise','2019-04-19','2019-10-31',0,0,'',NULL,'ad_0_445.jpg','WaterWise-Banner-Apr2019.jpg','jpg',0,77542,550,1),(404,0,18,'Fun in the Snow: Powersport Loans as low as 4.24% apr','/auto-boat-rv-motorcycle-loans','2017-10-26','2018-02-28',0,0,'',NULL,'ad_0_404.jpg','FunInSnow-WebBanner-Oct2017v2.jpg','jpg',0,68290,401,5),(405,0,18,'Fall Into Savings when you Refinance your Auto at SCCU','https://www.sccu.net/auto-boat-rv-motorcycle-loans','2017-11-06','2017-12-11',0,0,'',NULL,'ad_0_405.png','SCCU-FallSav-WebBanner.png','png',0,18763,290,1),(406,0,18,'VISA Balance Transfer coming in January','credit-cards','2017-12-01','2017-12-31',0,0,'',NULL,'ad_0_406.jpg','SCCU-BalTrans-WebBanner.jpg','jpg',0,16159,227,1),(408,0,18,'VISA 4.99% APR Balance Transfer Offer','credit-cards','2018-01-04','2018-03-30',0,0,'',NULL,'ad_0_408.jpg','SCCU-BalTrans2018-WebBanner.jpg','jpg',1,27185,285,1),(409,0,20,'Annual Meeting','','2018-01-16','2018-04-12',0,0,'<h2>Annual Meeting</h2>\r\n<p><b>April 12, 2018, 7:00pm Garland Theater</b></p>\r\n<p>FREE Movie (TBA), Drawing, Prizes, Business Meeting and Election results.</p>\r\n<p><b>All members are invited.</b></p>',NULL,NULL,NULL,NULL,1,0,0,1),(413,0,19,'Your Vote Matters 2018 Election','2018-election','2018-04-01','2018-04-10',0,0,'',NULL,'ad_0_413.png','Vote2018-WebBanner-v1.png','png',0,5380,203,1),(410,0,20,'News and Special Offers','','2019-11-01','2021-12-31',0,0,'<h2 class=\"text-primary\"><span>News and</span> <span>Special Offers</span></h2>\r\n<p style=\"text-align: left; margin:0 20px;\">Introducing</p>\r\n<h2 style=\"color:#008D39; margin-top:5px;\"><b>American Income Life Insurance (AIL)</b></h2></p>\r\n<p style=\"text-align: left; margin:0 40px;\">AIL is our provider of insurance products for members. <a href=\"news-and-events\" style=\"color:#008D39; text-decoration:underline;\">Learn More</a></p>',NULL,NULL,NULL,NULL,0,0,0,1),(411,0,18,'NW BachFest Tickets Available Now','news-and-events','2018-01-19','2018-03-11',0,0,'',NULL,'ad_0_411.jpg','SCCUBachfest2018-Web300x250.jpg','jpg',0,29425,403,1),(412,0,18,'Sweet Deal - Auto Purchase & Refinance','auto-boat-rv-motorcycle-loans','2018-02-05','2018-02-28',0,0,'',NULL,'ad_0_412.png','SweetDeal2018-WebBanner-v1.png','png',0,13930,231,1),(415,0,18,'Red Hot Rates for a Red Hot Market','https://www.sccu.net/first-mortgages','2018-05-01','2018-05-31',0,0,'',NULL,'ad_0_415.jpg','SCCU-RedHot-WebBanner.jpg','jpg',1,4783,172,1),(416,0,18,'Make-A-Splash in a Kid\'s Life','/news-and-events','2018-05-04','2018-09-02',0,0,'',NULL,'ad_0_416.png','BANNER_make-a-splash.png','png',0,60791,383,3),(417,0,21,'Renovation','','2018-06-01','2018-07-05',0,0,'REMINDER: The office and teller windows are now located at the white house next door on Shannon St. during renovation. Drive-Thru remains open.',NULL,NULL,NULL,NULL,0,0,0,1),(446,0,20,'Who Are These Guys?','','2019-05-03','2019-05-31',0,0,'<h2 class=\"text-primary\"><span>Who Are These Guys?</span></h2>\r\n\r\n<p>Tell us the names on the sunflowers above via Live Chat, and be eligible to win $50.</p>\r\n<p><a href=\"who-are-these-guys-contest\" style=\"text-decoration:underline;\">Click here for contest rules.</a></p>',NULL,NULL,NULL,NULL,0,0,0,1),(419,0,21,'ALERT','','2019-02-01','2019-02-02',0,0,'ONLINE BANKING and VOICE BANKING is currently offline. We apologize for the inconvenience.',NULL,NULL,NULL,NULL,1,0,0,1),(420,0,18,'Rates on Savings are UP','/savings-accounts','2018-08-01','2021-12-31',0,0,'',NULL,'ad_0_420.jpg','SCCU-Rates-Up-WebBannerA.jpg','jpg',1,128689,1566,1),(421,0,0,'','','1969-12-31','1969-12-31',0,0,'',NULL,NULL,NULL,NULL,0,0,0,0),(438,0,20,'Call for Nominations','','2019-01-01','2019-01-25',0,0,'<h2 class=\"text-primary\"><span>Call for Nominations</span></h2>\r\n<p>Spokane City Credit Union\'s Nominating Committee is accepting letters of interest and/or resumes for two (2) Board of Director positions and one (1) Supervisory Committee position for 2019.</p>\r\n<p><a href=\"/news-and-events\" style=\"font-size:16px; font-weight: bold; color:#F00;\">Click here for more information</a></p>\r\n<p><b>SCCU’s Routing & Transit Number is: 325182373</b></p>',NULL,NULL,NULL,NULL,0,0,0,1),(441,0,20,'Millennials, Microbrews & Mortgages','','2019-04-26','2019-04-30',0,0,'<img src=\"upload_content/SCCU-MMM-WebBanner-v2.jpg\" alt=\"Millennials, Microbrews & Mortgages - Thursday, May 2, 2019 from 5:30-6:30pm at SCCU.\">\r\n\r\n<div style=\"display:none;\">\r\n<h2 class=\"text-primary\"><span>Special Event</span></h2>\r\n<p><b><i>Millennials, Microbrews & Mortgages</i></b></p>\r\n<p>Thursday, May 2, 2019 from 5:30-6:30pm at SCCU.</p>\r\n<p><b>Topics will include Saving to Buy, Working with a Realtor & Mortgage Options</b><br>\r\n<i>Come have a glass of beer and appetizers and learn something new, too!</i></p>\r\n<p>Space is limited. Reservations are required.<br>Please RSVP to SCCU by April 30th.</p>\r\n</div>',NULL,NULL,NULL,NULL,1,0,0,1),(435,0,18,'Rocket CD Rates','/rates-savings#savings-rates-term-share-certificates','2019-01-01','2021-12-31',0,0,'',NULL,'ad_0_435.jpg','RocketCD-WebBanner.jpg','jpg',1,69471,1953,1),(423,0,19,'Jackalope Contest - Week 1','/jackalope-contest-winners','2018-10-22','2018-10-28',0,0,'',NULL,'ad_0_423.jpg','Jackalope-Q-Banner1-v1.jpg','jpg',0,2737,93,1),(424,0,19,'Jackalope Contest - Week 2','https://www.sccu.net/jackalope-contest-winners','2018-10-29','2018-11-04',0,0,'',NULL,'ad_0_424.jpg','Jackie-Q-Banner-week2-v1.jpg','jpg',0,3701,467,1),(425,0,19,'Jackalope Contest - Week 3','https://www.sccu.net/jackalope-contest-winners','2018-11-05','2018-11-11',0,0,'',NULL,'ad_0_425.jpg','Jackie-Q-Banner-week3-v1.jpg','jpg',0,3354,127,1),(426,0,19,'Jackalope Contest - Week 4','https://www.sccu.net/jackalope-contest-winners','2018-11-12','2018-11-18',0,0,'',NULL,'ad_0_426.jpg','Jackie-Q-Banner-week4-v1.jpg','jpg',0,3315,135,1),(427,0,19,'Jackalope Contest - Week 5','https://www.sccu.net/jackalope-contest-winners','2018-11-19','2018-11-25',0,0,'',NULL,'ad_0_427.jpg','Jackie-Q-Banner-week5-v1.jpg','jpg',0,3169,109,1),(431,0,19,'Jackalope Contest - Week 6','https://www.sccu.net/jackalope-contest-winners','2018-11-26','2018-12-02',0,0,'',NULL,'ad_0_431.jpg','Jackie-Q-Banner-week6-v1.jpg','jpg',0,3669,99,1),(432,0,19,'Jackalope Contest - Week 7','https://www.sccu.net/jackalope-contest-winners','2018-12-03','2018-12-09',0,0,'',NULL,'ad_0_432.jpg','Jackie-Q-Banner-week7-v1.jpg','jpg',0,3660,112,1),(430,0,19,'Jackalope Contest - Week 8','https://www.sccu.net/jackalope-contest-winners','2018-12-10','2018-12-16',0,0,'',NULL,'ad_0_430.jpg','Jackie-Q-Banner-week8-v1.jpg','jpg',0,3436,73,1),(433,0,19,'Jackalope Contest - Week 9','https://www.sccu.net/jackalope-contest-winners','2018-12-17','2018-12-23',0,0,'',NULL,'ad_0_433.jpg','Jackie-Q-Banner-week9-v1.jpg','jpg',0,3365,86,1),(434,0,19,'Jackalope Contest - Week 10','https://www.sccu.net/jackalope-contest-winners','2018-12-24','2018-12-30',0,0,'',NULL,'ad_0_434.jpg','Jackie-Q-Banner-week10-v1.jpg','jpg',0,2987,59,1),(442,0,18,'Swipe to Support','/news-and-events','2019-04-08','2019-06-30',0,0,'',NULL,'ad_0_442.jpg','CU4Kids-Banner-A-Apr2019.jpg','jpg',1,2960,130,1),(443,0,18,'Swipe to Support','/news-and-events','2019-04-08','2019-06-30',0,0,'',NULL,'ad_0_443.jpg','CU4Kids-Banner-B-Apr2019.jpg','jpg',0,38388,315,1),(439,0,20,'Women, Money & Wine','','2019-01-26','2019-02-15',0,0,'<h2 class=\"text-primary\"><span>Special Event</span></h2>\r\n<p><b><i>Women, Money & Wine</i></b></p>\r\n<p>February 21, 2019 from 5:30-6:30pm at SCCU.</p>\r\n<p><b>Topics will include Family Budgeting & Car Buying</b><br>\r\n<i>Come have some wine and appetizers and learn something new, too!</i></p>\r\n<p>Space is limited. Reservations are required.<br>Please RSVP to SCCU by February 15th</p>\r\n<p><b>SCCU’s Routing & Transit Number is: 325182373</b></p>',NULL,NULL,NULL,NULL,0,0,0,1);

--
-- Table structure for table `banners_pages`
--

CREATE TABLE `banners_pages` (
  `id` bigint(20) NOT NULL AUTO_INCREMENT,
  `page` varchar(50) DEFAULT NULL,
  `pagename` varchar(50) DEFAULT NULL,
  `value` int(10) unsigned DEFAULT NULL,
  PRIMARY KEY (`id`),
  UNIQUE KEY `id` (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=23 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `banners_pages`
--


--
-- Table structure for table `banners_tracking`
--

CREATE TABLE `banners_tracking` (
  `id` bigint(20) unsigned NOT NULL AUTO_INCREMENT,
  `itemid` bigint(20) DEFAULT NULL,
  `date_start` date DEFAULT NULL,
  `date_month` int(10) unsigned DEFAULT NULL,
  `date_year` int(10) unsigned DEFAULT NULL,
  `clicks` bigint(20) unsigned DEFAULT '0',
  `views` bigint(20) DEFAULT NULL,
  PRIMARY KEY (`id`),
  UNIQUE KEY `id` (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=4849 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `banners_tracking`
--

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23',9,2011,1,1),(715,216,'2011-09-23',9,2011,1,1),(716,209,'2011-10-01',10,2011,79,6925),(717,229,'2011-10-01',10,2011,58,12082),(718,218,'2011-10-01',10,2011,69,12130),(719,211,'2011-10-01',10,2011,54,5977),(720,213,'2011-10-01',10,2011,68,6003),(721,212,'2011-10-01',10,2011,37,481),(722,214,'2011-10-01',10,2011,42,465),(723,210,'2011-10-01',10,2011,40,465),(724,228,'2011-10-01',10,2011,35,239),(725,201,'2011-10-01',10,2011,53,10595),(726,216,'2011-10-01',10,2011,2,1),(727,230,'2011-10-02',10,2011,5,4),(728,231,'2011-10-05',10,2011,36,337),(729,233,'2011-10-05',10,2011,35,301),(730,235,'2011-10-05',10,2011,36,342),(731,234,'2011-10-05',10,2011,45,5076),(732,232,'2011-10-05',10,2011,33,353),(733,222,'2011-10-08',10,2011,1,1),(734,223,'2011-10-08',10,2011,2,1),(735,224,'2011-10-19',10,2011,1,1),(736,204,'2011-10-22',10,2011,2,1),(737,215,'2011-10-22',10,2011,2,1),(738,213,'2011-11-01',11,2011,55,6033),(739,209,'2011-11-01',11,2011,51,6108),(740,229,'2011-11-01',11,2011,56,12299),(741,201,'2011-11-01',11,2011,46,12252),(742,218,'2011-11-01',11,2011,48,12408),(743,234,'2011-11-01',11,2011,41,6086),(744,210,'2011-11-01',11,2011,34,398),(745,233,'2011-11-01',11,2011,37,386),(746,211,'2011-11-01',11,2011,45,6238),(747,235,'2011-11-01',11,2011,39,378),(748,214,'2011-11-01',11,2011,34,375),(749,212,'2011-11-01',11,2011,34,383),(750,231,'2011-11-01',11,2011,38,388),(751,228,'2011-11-01',11,2011,30,195),(752,232,'2011-11-01',11,2011,40,358),(753,220,'2011-11-06',11,2011,1,76),(754,215,'2011-11-07',11,2011,1,66),(755,223,'2011-11-09',11,2011,2,34),(756,230,'2011-11-10',11,2011,2,42),(757,204,'2011-11-15',11,2011,0,30),(758,225,'2011-11-15',11,2011,0,36),(759,216,'2011-11-15',11,2011,0,24),(760,224,'2011-11-16',11,2011,0,16),(761,222,'2011-11-16',11,2011,0,10),(762,207,'2011-11-16',11,2011,0,5),(763,227,'2011-11-16',11,2011,0,9),(764,208,'2011-11-17',11,2011,0,3),(765,226,'2011-11-20',11,2011,0,1),(766,233,'2011-12-01',12,2011,34,339),(767,211,'2011-12-01',12,2011,51,6554),(768,234,'2011-12-01',12,2011,43,6548),(769,229,'2011-12-01',12,2011,78,13229),(770,201,'2011-12-01',12,2011,65,13213),(771,212,'2011-12-01',12,2011,41,344),(772,213,'2011-12-01',12,2011,50,6569),(773,218,'2011-12-01',12,2011,2,99),(774,222,'2011-12-01',12,2011,3,4),(775,209,'2011-12-01',12,2011,41,6566),(776,214,'2011-12-01',12,2011,37,366),(777,228,'2011-12-01',12,2011,28,176),(778,232,'2011-12-01',12,2011,39,311),(779,231,'2011-12-01',12,2011,43,333),(780,210,'2011-12-01',12,2011,40,359),(781,235,'2011-12-01',12,2011,40,376),(782,220,'2011-12-02',12,2011,1,32),(783,230,'2011-12-02',12,2011,1,16),(784,223,'2011-12-03',12,2011,4,8),(785,215,'2011-12-04',12,2011,1,16),(786,216,'2011-12-04',12,2011,1,14),(787,204,'2011-12-04',12,2011,1,12),(788,225,'2011-12-04',12,2011,1,22),(789,224,'2011-12-04',12,2011,1,8),(790,227,'2011-12-05',12,2011,1,3),(791,207,'2011-12-05',12,2011,0,2),(792,208,'2011-12-08',12,2011,0,1),(793,226,'2011-12-19',12,2011,1,1),(794,201,'2012-01-01',1,2012,16,867),(795,234,'2012-01-01',1,2012,39,4801),(796,211,'2012-01-01',1,2012,35,5016),(797,213,'2012-01-01',1,2012,55,7420),(798,209,'2012-01-01',1,2012,40,5124),(799,214,'2012-01-01',1,2012,45,526),(800,235,'2012-01-01',1,2012,39,474),(801,232,'2012-01-01',1,2012,37,663),(802,231,'2012-01-01',1,2012,12,22),(803,212,'2012-01-01',1,2012,38,438),(804,210,'2012-01-01',1,2012,33,391),(805,233,'2012-01-01',1,2012,39,529),(806,229,'2012-01-01',1,2012,46,8802),(807,228,'2012-01-03',1,2012,7,1),(808,230,'2012-01-03',1,2012,4,1),(809,218,'2012-01-03',1,2012,53,11697),(810,220,'2012-01-03',1,2012,105,11686),(811,223,'2012-01-03',1,2012,3,1),(812,224,'2012-01-08',1,2012,4,1),(813,204,'2012-01-19',1,2012,1,1),(814,215,'2012-01-19',1,2012,1,1),(815,216,'2012-01-19',1,2012,1,1),(816,225,'2012-01-20',1,2012,4,1),(817,227,'2012-01-20',1,2012,1,1),(818,236,'2012-01-26',1,2012,1,111),(819,237,'2012-01-26',1,2012,19,2380),(820,238,'2012-01-26',1,2012,1,11),(821,239,'2012-01-26',1,2012,0,6),(822,240,'2012-01-26',1,2012,9,1153),(823,243,'2012-01-26',1,2012,7,74),(824,244,'2012-01-26',1,2012,0,14),(825,242,'2012-01-26',1,2012,7,81),(826,245,'2012-01-26',1,2012,9,1061),(827,241,'2012-01-26',1,2012,7,73),(828,222,'2012-01-31',1,2012,1,1),(829,220,'2012-02-01',2,2012,134,13042),(830,237,'2012-02-01',2,2012,77,13044),(831,240,'2012-02-01',2,2012,37,6403),(832,213,'2012-02-01',2,2012,75,12880),(833,245,'2012-02-01',2,2012,44,6500),(834,241,'2012-02-01',2,2012,36,486),(835,214,'2012-02-01',2,2012,41,496),(836,233,'2012-02-01',2,2012,38,520),(837,235,'2012-02-01',2,2012,38,528),(838,242,'2012-02-01',2,2012,36,524),(839,243,'2012-02-01',2,2012,36,509),(840,218,'2012-02-01',2,2012,3,5),(841,212,'2012-02-01',2,2012,6,2),(842,231,'2012-02-01',2,2012,5,1),(843,229,'2012-02-01',2,2012,6,1),(844,232,'2012-02-03',2,2012,5,1),(845,201,'2012-02-03',2,2012,8,1),(846,210,'2012-02-03',2,2012,2,3),(847,230,'2012-02-05',2,2012,1,1),(848,228,'2012-02-06',2,2012,4,1),(849,234,'2012-02-07',2,2012,3,1),(850,204,'2012-02-07',2,2012,2,1),(851,211,'2012-02-07',2,2012,3,1),(852,215,'2012-02-07',2,2012,2,1),(853,216,'2012-02-07',2,2012,2,1),(854,226,'2012-02-10',2,2012,2,1),(855,209,'2012-02-15',2,2012,2,1),(856,227,'2012-02-26',2,2012,1,1),(857,220,'2012-03-01',3,2012,148,12323),(858,237,'2012-03-01',3,2012,88,12309),(859,240,'2012-03-01',3,2012,53,5993),(860,213,'2012-03-01',3,2012,81,12132),(861,245,'2012-03-01',3,2012,50,6173),(862,243,'2012-03-01',3,2012,38,450),(863,242,'2012-03-01',3,2012,40,503),(864,233,'2012-03-01',3,2012,41,465),(865,235,'2012-03-01',3,2012,36,496),(866,241,'2012-03-01',3,2012,38,470),(867,214,'2012-03-01',3,2012,37,454),(868,201,'2012-03-01',3,2012,7,1),(869,204,'2012-03-01',3,2012,3,1),(870,209,'2012-03-01',3,2012,4,1),(871,211,'2012-03-01',3,2012,3,1),(872,215,'2012-03-01',3,2012,3,1),(873,216,'2012-03-01',3,2012,3,1),(874,231,'2012-03-02',3,2012,5,1),(875,218,'2012-03-02',3,2012,3,1),(876,229,'2012-03-03',3,2012,4,1),(877,232,'2012-03-03',3,2012,4,1),(878,212,'2012-03-04',3,2012,5,1),(879,228,'2012-03-08',3,2012,3,1),(880,222,'2012-03-11',3,2012,3,1),(881,223,'2012-03-11',3,2012,2,1),(882,227,'2012-03-12',3,2012,1,1),(883,230,'2012-03-12',3,2012,2,1),(884,210,'2012-03-13',3,2012,2,1),(885,234,'2012-03-16',3,2012,1,1),(886,225,'2012-03-23',3,2012,1,1),(887,220,'2012-04-01',4,2012,153,13029),(888,237,'2012-04-01',4,2012,95,12993),(889,240,'2012-04-01',4,2012,53,6447),(890,213,'2012-04-01',4,2012,60,12791),(891,245,'2012-04-01',4,2012,45,6408),(892,214,'2012-04-01',4,2012,44,574),(893,233,'2012-04-01',4,2012,42,530),(894,241,'2012-04-01',4,2012,43,493),(895,235,'2012-04-01',4,2012,43,512),(896,212,'2012-04-01',4,2012,17,1),(897,242,'2012-04-01',4,2012,41,551),(898,243,'2012-04-01',4,2012,41,504),(899,232,'2012-04-01',4,2012,20,1),(900,230,'2012-04-01',4,2012,3,1),(901,222,'2012-04-04',4,2012,4,1),(902,223,'2012-04-04',4,2012,3,1),(903,218,'2012-04-15',4,2012,1,1),(904,225,'2012-04-26',4,2012,1,1),(905,201,'2012-04-27',4,2012,1,1),(906,204,'2012-04-27',4,2012,1,1),(907,211,'2012-04-27',4,2012,1,1),(908,215,'2012-04-27',4,2012,1,1),(909,216,'2012-04-27',4,2012,1,1),(910,229,'2012-04-29',4,2012,1,1),(911,234,'2012-04-30',4,2012,1,1),(912,220,'2012-05-01',5,2012,93,12565),(913,237,'2012-05-01',5,2012,71,12576),(914,245,'2012-05-01',5,2012,18,2031),(915,213,'2012-05-01',5,2012,62,12399),(916,240,'2012-05-01',5,2012,14,1956),(917,235,'2012-05-01',5,2012,39,464),(918,242,'2012-05-01',5,2012,40,512),(919,233,'2012-05-01',5,2012,44,447),(920,241,'2012-05-01',5,2012,14,143),(921,214,'2012-05-01',5,2012,41,449),(922,243,'2012-05-01',5,2012,15,143),(923,212,'2012-05-01',5,2012,31,1),(924,232,'2012-05-02',5,2012,36,1),(925,230,'2012-05-02',5,2012,10,1),(926,218,'2012-05-02',5,2012,2,1),(927,222,'2012-05-02',5,2012,1,1),(928,223,'2012-05-02',5,2012,1,1),(929,229,'2012-05-06',5,2012,0,1),(930,234,'2012-05-07',5,2012,0,1),(931,227,'2012-05-07',5,2012,1,1),(932,201,'2012-05-08',5,2012,1,1),(933,204,'2012-05-08',5,2012,1,1),(934,209,'2012-05-08',5,2012,2,1),(935,211,'2012-05-08',5,2012,1,1),(936,215,'2012-05-08',5,2012,1,1),(937,216,'2012-05-08',5,2012,1,1),(938,246,'2012-05-10',5,2012,100,8600),(939,247,'2012-05-10',5,2012,44,8537),(940,248,'2012-05-10',5,2012,46,8535),(941,250,'2012-05-10',5,2012,45,8465),(942,249,'2012-05-10',5,2012,29,325),(943,251,'2012-05-10',5,2012,25,335),(944,226,'2012-05-11',5,2012,8,1),(945,207,'2012-05-14',5,2012,0,1),(946,246,'2012-06-01',6,2012,116,12214),(947,237,'2012-06-01',6,2012,71,12187),(948,247,'2012-06-01',6,2012,60,12164),(949,220,'2012-06-01',6,2012,80,12183),(950,248,'2012-06-01',6,2012,58,12139),(951,213,'2012-06-01',6,2012,70,11991),(952,250,'2012-06-01',6,2012,61,6143),(953,232,'2012-06-01',6,2012,44,1),(954,235,'2012-06-01',6,2012,40,465),(955,212,'2012-06-01',6,2012,43,1),(956,242,'2012-06-01',6,2012,36,476),(957,214,'2012-06-01',6,2012,36,442),(958,249,'2012-06-01',6,2012,36,484),(959,233,'2012-06-01',6,2012,37,456),(960,251,'2012-06-01',6,2012,40,429),(961,252,'2012-06-01',6,2012,46,5933),(962,210,'2012-06-01',6,2012,1,1),(963,245,'2012-06-02',6,2012,1,1),(964,243,'2012-06-04',6,2012,1,1),(965,229,'2012-06-04',6,2012,2,1),(966,241,'2012-06-06',6,2012,3,1),(967,240,'2012-06-09',6,2012,3,1),(968,228,'2012-06-11',6,2012,2,1),(969,231,'2012-06-15',6,2012,2,1),(970,225,'2012-06-21',6,2012,1,1),(971,230,'2012-06-22',6,2012,1,1),(972,201,'2012-06-23',6,2012,1,1),(973,204,'2012-06-23',6,2012,1,1),(974,211,'2012-06-23',6,2012,1,1),(975,215,'2012-06-23',6,2012,1,1),(976,216,'2012-06-23',6,2012,1,1),(977,218,'2012-06-25',6,2012,1,1),(978,222,'2012-06-25',6,2012,1,1),(979,223,'2012-06-25',6,2012,1,1),(980,231,'2012-07-01',7,2012,5,1),(981,246,'2012-07-01',7,2012,154,12852),(982,220,'2012-07-01',7,2012,67,12812),(983,247,'2012-07-01',7,2012,65,12785),(984,252,'2012-07-01',7,2012,28,3364),(985,248,'2012-07-01',7,2012,62,12799),(986,213,'2012-07-01',7,2012,81,12627),(987,237,'2012-07-01',7,2012,71,12795),(988,242,'2012-07-01',7,2012,36,430),(989,250,'2012-07-01',7,2012,57,9332),(990,232,'2012-07-01',7,2012,41,1),(991,212,'2012-07-01',7,2012,41,1),(992,233,'2012-07-01',7,2012,33,416),(993,214,'2012-07-01',7,2012,35,438),(994,251,'2012-07-01',7,2012,33,423),(995,235,'2012-07-01',7,2012,34,414),(996,249,'2012-07-01',7,2012,32,412),(997,223,'2012-07-09',7,2012,12,1),(998,229,'2012-07-09',7,2012,1,1),(999,240,'2012-07-14',7,2012,1,1),(1000,222,'2012-07-14',7,2012,8,1),(1001,227,'2012-07-22',7,2012,1,1),(1002,201,'2012-07-23',7,2012,2,1),(1003,204,'2012-07-23',7,2012,2,1),(1004,209,'2012-07-23',7,2012,2,1),(1005,211,'2012-07-23',7,2012,2,1),(1006,215,'2012-07-23',7,2012,2,1),(1007,216,'2012-07-23',7,2012,2,1),(1008,207,'2012-07-23',7,2012,1,1),(1009,208,'2012-07-23',7,2012,1,1),(1010,210,'2012-07-23',7,2012,1,1),(1011,230,'2012-07-23',7,2012,1,1),(1012,225,'2012-07-25',7,2012,1,1),(1013,218,'2012-07-28',7,2012,1,1),(1014,243,'2012-07-31',7,2012,1,1),(1015,247,'2012-08-01',8,2012,69,12340),(1016,248,'2012-08-01',8,2012,61,12359),(1017,220,'2012-08-01',8,2012,100,13131),(1018,237,'2012-08-01',8,2012,89,13108),(1019,246,'2012-08-01',8,2012,130,13135),(1020,250,'2012-08-01',8,2012,64,12301),(1021,213,'2012-08-01',8,2012,68,12926),(1022,212,'2012-08-01',8,2012,22,1),(1023,232,'2012-08-01',8,2012,23,1),(1024,235,'2012-08-01',8,2012,39,494),(1025,214,'2012-08-01',8,2012,41,471),(1026,231,'2012-08-01',8,2012,3,1),(1027,251,'2012-08-01',8,2012,36,447),(1028,242,'2012-08-01',8,2012,39,518),(1029,249,'2012-08-01',8,2012,36,472),(1030,233,'2012-08-01',8,2012,37,471),(1031,229,'2012-08-06',8,2012,3,1),(1032,222,'2012-08-07',8,2012,2,1),(1033,226,'2012-08-13',8,2012,2,1),(1034,218,'2012-08-13',8,2012,3,1),(1035,223,'2012-08-21',8,2012,1,1),(1036,243,'2012-08-22',8,2012,1,1),(1037,201,'2012-08-22',8,2012,2,1),(1038,204,'2012-08-22',8,2012,1,1),(1039,211,'2012-08-22',8,2012,1,1),(1040,215,'2012-08-22',8,2012,1,1),(1041,216,'2012-08-22',8,2012,1,1),(1042,224,'2012-08-22',8,2012,2,1),(1043,225,'2012-08-22',8,2012,2,1),(1044,227,'2012-08-22',8,2012,1,1),(1045,252,'2012-08-23',8,2012,1,1),(1046,228,'2012-08-25',8,2012,1,1),(1047,241,'2012-08-28',8,2012,1,1),(1048,230,'2012-08-28',8,2012,1,1),(1049,209,'2012-08-30',8,2012,1,1),(1050,253,'2012-08-30',8,2012,0,30),(1051,255,'2012-08-30',8,2012,0,3),(1052,254,'2012-08-30',8,2012,1,4),(1053,257,'2012-08-30',8,2012,3,366),(1054,258,'2012-08-30',8,2012,2,362),(1055,261,'2012-08-30',8,2012,0,1),(1056,262,'2012-08-30',8,2012,0,6),(1057,263,'2012-08-30',8,2012,6,690),(1058,235,'2012-09-01',9,2012,43,833),(1059,214,'2012-09-01',9,2012,37,835),(1060,220,'2012-09-01',9,2012,75,13413),(1061,257,'2012-09-01',9,2012,50,6798),(1062,242,'2012-09-01',9,2012,39,900),(1063,246,'2012-09-01',9,2012,93,13457),(1064,237,'2012-09-01',9,2012,70,13477),(1065,263,'2012-09-01',9,2012,55,13386),(1066,213,'2012-09-01',9,2012,51,13334),(1067,258,'2012-09-01',9,2012,44,6540),(1068,231,'2012-09-01',9,2012,4,1),(1069,254,'2012-09-02',9,2012,10,67),(1070,234,'2012-09-03',9,2012,1,1),(1071,229,'2012-09-03',9,2012,2,1),(1072,252,'2012-09-04',9,2012,2,1),(1073,232,'2012-09-04',9,2012,2,1),(1074,212,'2012-09-05',9,2012,9,1),(1075,211,'2012-09-07',9,2012,1,1),(1076,228,'2012-09-07',9,2012,3,1),(1077,241,'2012-09-08',9,2012,1,1),(1078,250,'2012-09-08',9,2012,5,1),(1079,210,'2012-09-09',9,2012,1,1),(1080,249,'2012-09-09',9,2012,6,2),(1081,251,'2012-09-10',9,2012,7,1),(1082,233,'2012-09-13',9,2012,6,2),(1083,240,'2012-09-17',9,2012,5,1),(1084,218,'2012-09-18',9,2012,2,1),(1085,209,'2012-09-19',9,2012,2,1),(1086,243,'2012-09-22',9,2012,0,1),(1087,222,'2012-09-27',9,2012,1,1),(1088,223,'2012-09-27',9,2012,1,1),(1089,215,'2012-09-29',9,2012,0,1),(1090,216,'2012-09-29',9,2012,0,1),(1091,201,'2012-09-29',9,2012,0,1),(1092,237,'2012-10-01',10,2012,81,13745),(1093,246,'2012-10-01',10,2012,106,13717),(1094,220,'2012-10-01',10,2012,95,13679),(1095,263,'2012-10-01',10,2012,69,13628),(1096,258,'2012-10-01',10,2012,45,6769),(1097,213,'2012-10-01',10,2012,73,13592),(1098,257,'2012-10-01',10,2012,50,6823),(1099,254,'2012-10-01',10,2012,20,78),(1100,214,'2012-10-01',10,2012,39,829),(1101,242,'2012-10-01',10,2012,38,910),(1102,235,'2012-10-01',10,2012,39,851),(1103,240,'2012-10-01',10,2012,7,1),(1104,250,'2012-10-01',10,2012,5,1),(1105,233,'2012-10-01',10,2012,5,1),(1106,212,'2012-10-02',10,2012,3,1),(1107,215,'2012-10-02',10,2012,0,4),(1108,201,'2012-10-02',10,2012,0,3),(1109,216,'2012-10-02',10,2012,0,3),(1110,231,'2012-10-03',10,2012,2,1),(1111,229,'2012-10-03',10,2012,1,1),(1112,249,'2012-10-04',10,2012,3,1),(1113,251,'2012-10-05',10,2012,2,1),(1114,232,'2012-10-06',10,2012,6,1),(1115,210,'2012-10-23',10,2012,0,1),(1116,246,'2012-11-01',11,2012,117,13966),(1117,237,'2012-11-01',11,2012,80,13974),(1118,220,'2012-11-01',11,2012,76,13917),(1119,258,'2012-11-01',11,2012,9,576),(1120,213,'2012-11-01',11,2012,24,4406),(1121,214,'2012-11-01',11,2012,34,905),(1122,235,'2012-11-01',11,2012,35,879),(1123,242,'2012-11-01',11,2012,39,855),(1124,263,'2012-11-01',11,2012,30,5),(1125,254,'2012-11-01',11,2012,3,12),(1126,254,'2012-11-01',11,2012,0,1),(1127,231,'2012-11-04',11,2012,2,1),(1128,249,'2012-11-04',11,2012,2,1),(1129,266,'2012-11-05',11,2012,0,1),(1130,267,'2012-11-05',11,2012,0,1),(1131,268,'2012-11-05',11,2012,0,4),(1132,269,'2012-11-05',11,2012,68,11508),(1133,270,'2012-11-07',11,2012,0,1),(1134,271,'2012-11-07',11,2012,1,2),(1135,272,'2012-11-07',11,2012,0,1),(1136,273,'2012-11-07',11,2012,0,1),(1137,274,'2012-11-07',11,2012,0,2),(1138,275,'2012-11-07',11,2012,0,2),(1139,276,'2012-11-07',11,2012,0,1),(1140,277,'2012-11-07',11,2012,0,1),(1141,257,'2012-11-09',11,2012,5,2),(1142,278,'2012-11-09',11,2012,0,1),(1143,279,'2012-11-09',11,2012,0,3),(1144,280,'2012-11-09',11,2012,55,9413),(1145,281,'2012-11-09',11,2012,0,4),(1146,282,'2012-11-09',11,2012,0,5),(1147,283,'2012-11-09',11,2012,0,8),(1148,251,'2012-11-14',11,2012,1,1),(1149,218,'2012-11-16',11,2012,1,1),(1150,212,'2012-11-18',11,2012,3,1),(1151,230,'2012-11-22',11,2012,1,1),(1152,224,'2012-11-22',11,2012,2,1),(1153,225,'2012-11-22',11,2012,2,1),(1154,227,'2012-11-22',11,2012,1,1),(1155,229,'2012-11-22',11,2012,2,1),(1156,237,'2012-12-01',12,2012,94,13844),(1157,246,'2012-12-01',12,2012,118,13879),(1158,220,'2012-12-01',12,2012,102,13843),(1159,269,'2012-12-01',12,2012,88,13750),(1160,280,'2012-12-01',12,2012,59,9811),(1161,214,'2012-12-01',12,2012,51,1106),(1162,242,'2012-12-01',12,2012,49,971),(1163,258,'2012-12-01',12,2012,3,1),(1164,235,'2012-12-01',12,2012,48,897),(1165,228,'2012-12-02',12,2012,1,1),(1166,254,'2012-12-05',12,2012,1,1),(1167,226,'2012-12-06',12,2012,2,1),(1168,213,'2012-12-06',12,2012,4,7),(1169,231,'2012-12-10',12,2012,1,1),(1170,245,'2012-12-15',12,2012,1,1),(1171,263,'2012-12-15',12,2012,5,1),(1172,257,'2012-12-15',12,2012,1,1),(1173,218,'2012-12-30',12,2012,1,1),(1174,222,'2012-12-30',12,2012,1,1),(1175,223,'2012-12-30',12,2012,1,1),(1176,269,'2013-01-01',1,2013,85,14044),(1177,242,'2013-01-01',1,2013,4,41),(1178,246,'2013-01-01',1,2013,91,9997),(1179,235,'2013-01-01',1,2013,8,90),(1180,237,'2013-01-01',1,2013,73,9994),(1181,220,'2013-01-01',1,2013,80,9968),(1182,214,'2013-01-01',1,2013,6,153),(1183,258,'2013-01-01',1,2013,2,1),(1184,280,'2013-01-01',1,2013,88,13493),(1185,212,'2013-01-01',1,2013,2,1),(1186,231,'2013-01-02',1,2013,2,1),(1187,213,'2013-01-02',1,2013,4,2),(1188,245,'2013-01-09',1,2013,1,1),(1189,229,'2013-01-14',1,2013,2,1),(1190,218,'2013-01-19',1,2013,1,1),(1191,252,'2013-01-20',1,2013,2,1),(1192,263,'2013-01-24',1,2013,1,1),(1193,285,'2013-01-24',1,2013,36,3669),(1194,286,'2013-01-24',1,2013,0,1),(1195,287,'2013-01-24',1,2013,38,3631),(1196,257,'2013-01-30',1,2013,1,1),(1197,285,'2013-02-01',2,2013,153,13294),(1198,287,'2013-02-01',2,2013,128,13244),(1199,280,'2013-02-01',2,2013,75,13143),(1200,246,'2013-02-01',2,2013,14,5),(1201,214,'2013-02-01',2,2013,3,42),(1202,288,'2013-02-01',2,2013,0,4),(1203,289,'2013-02-01',2,2013,56,6350),(1204,290,'2013-02-01',2,2013,51,6392),(1205,269,'2013-02-02',2,2013,9,3),(1206,212,'2013-02-02',2,2013,13,1),(1207,235,'2013-02-03',2,2013,5,11),(1208,242,'2013-02-04',2,2013,3,12),(1209,220,'2013-02-05',2,2013,8,6),(1210,237,'2013-02-06',2,2013,9,3),(1211,258,'2013-02-06',2,2013,3,1),(1212,213,'2013-02-14',2,2013,2,1),(1213,231,'2013-02-14',2,2013,2,1),(1214,245,'2013-02-15',2,2013,3,1),(1215,233,'2013-02-16',2,2013,2,1),(1216,263,'2013-02-23',2,2013,1,1),(1217,285,'2013-03-01',3,2013,170,13828),(1218,280,'2013-03-01',3,2013,22,5478),(1219,290,'2013-03-01',3,2013,64,6958),(1220,289,'2013-03-01',3,2013,74,6744),(1221,212,'2013-03-01',3,2013,14,1),(1222,287,'2013-03-01',3,2013,14,10),(1223,237,'2013-03-01',3,2013,12,1),(1224,220,'2013-03-01',3,2013,12,2),(1225,204,'2013-03-02',3,2013,1,1),(1226,211,'2013-03-02',3,2013,1,1),(1227,213,'2013-03-02',3,2013,9,1),(1228,242,'2013-03-02',3,2013,4,1),(1229,246,'2013-03-03',3,2013,19,1),(1230,257,'2013-03-04',3,2013,4,1),(1231,223,'2013-03-06',3,2013,1,1),(1232,263,'2013-03-07',3,2013,1,1),(1233,269,'2013-03-07',3,2013,7,1),(1234,235,'2013-03-09',3,2013,1,2),(1235,214,'2013-03-10',3,2013,2,12),(1236,291,'2013-03-11',3,2013,0,4),(1237,292,'2013-03-11',3,2013,76,5061),(1238,293,'2013-03-11',3,2013,67,8187),(1239,254,'2013-03-20',3,2013,1,1),(1240,258,'2013-03-22',3,2013,1,1),(1241,226,'2013-03-22',3,2013,1,1),(1242,241,'2013-03-22',3,2013,0,1),(1243,249,'2013-03-23',3,2013,1,1),(1244,285,'2013-04-01',4,2013,185,12942),(1245,290,'2013-04-01',4,2013,60,6317),(1246,293,'2013-04-01',4,2013,75,12751),(1247,289,'2013-04-01',4,2013,61,6464),(1248,231,'2013-04-01',4,2013,2,1),(1249,212,'2013-04-02',4,2013,13,1),(1250,220,'2013-04-02',4,2013,8,1),(1251,237,'2013-04-02',4,2013,5,2),(1252,246,'2013-04-02',4,2013,14,1),(1253,292,'2013-04-02',4,2013,6,1),(1254,269,'2013-04-02',4,2013,8,4),(1255,287,'2013-04-03',4,2013,5,1),(1256,257,'2013-04-03',4,2013,4,1),(1257,213,'2013-04-03',4,2013,6,1),(1258,242,'2013-04-05',4,2013,4,1),(1259,214,'2013-04-06',4,2013,4,1),(1260,258,'2013-04-11',4,2013,1,1),(1261,233,'2013-04-12',4,2013,2,1),(1262,235,'2013-04-12',4,2013,4,1),(1263,240,'2013-04-12',4,2013,2,1),(1264,241,'2013-04-12',4,2013,3,1),(1265,226,'2013-04-15',4,2013,1,1),(1266,263,'2013-04-19',4,2013,0,1),(1267,251,'2013-04-29',4,2013,1,1),(1268,254,'2013-04-29',4,2013,1,1),(1269,289,'2013-05-01',5,2013,58,6481),(1270,285,'2013-05-01',5,2013,11,706),(1271,293,'2013-05-01',5,2013,76,12967),(1272,290,'2013-05-01',5,2013,54,6480),(1273,204,'2013-05-01',5,2013,1,1),(1274,209,'2013-05-01',5,2013,2,1),(1275,211,'2013-05-01',5,2013,1,1),(1276,213,'2013-05-01',5,2013,6,2),(1277,258,'2013-05-01',5,2013,4,1),(1278,294,'2013-05-02',5,2013,171,12371),(1279,208,'2013-05-02',5,2013,0,1),(1280,249,'2013-05-02',5,2013,3,1),(1281,212,'2013-05-03',5,2013,13,1),(1282,214,'2013-05-03',5,2013,7,13),(1283,242,'2013-05-03',5,2013,2,2),(1284,252,'2013-05-03',5,2013,1,1),(1285,250,'2013-05-04',5,2013,2,2),(1286,235,'2013-05-05',5,2013,5,1),(1287,246,'2013-05-06',5,2013,7,4),(1288,287,'2013-05-06',5,2013,6,2),(1289,245,'2013-05-06',5,2013,2,1),(1290,263,'2013-05-08',5,2013,1,1),(1291,237,'2013-05-09',5,2013,5,5),(1292,210,'2013-05-10',5,2013,3,1),(1293,233,'2013-05-10',5,2013,1,1),(1294,269,'2013-05-11',5,2013,4,4),(1295,240,'2013-05-12',5,2013,2,1),(1296,220,'2013-05-13',5,2013,5,7),(1297,254,'2013-05-15',5,2013,2,2),(1298,241,'2013-05-17',5,2013,1,1),(1299,251,'2013-05-17',5,2013,2,1),(1300,229,'2013-05-29',5,2013,1,1),(1301,231,'2013-05-31',5,2013,1,1),(1302,294,'2013-06-01',6,2013,176,13294),(1303,290,'2013-06-01',6,2013,63,6571),(1304,293,'2013-06-01',6,2013,75,13206),(1305,214,'2013-06-01',6,2013,1,47),(1306,240,'2013-06-01',6,2013,3,1),(1307,289,'2013-06-01',6,2013,62,6635),(1308,250,'2013-06-01',6,2013,3,1),(1309,220,'2013-06-01',6,2013,5,12),(1310,263,'2013-06-01',6,2013,4,1),(1311,242,'2013-06-01',6,2013,8,16),(1312,245,'2013-06-01',6,2013,4,1),(1313,233,'2013-06-01',6,2013,3,2),(1314,285,'2013-06-01',6,2013,8,35),(1315,235,'2013-06-01',6,2013,5,9),(1316,231,'2013-06-01',6,2013,1,1),(1317,212,'2013-06-01',6,2013,11,1),(1318,237,'2013-06-01',6,2013,7,17),(1319,229,'2013-06-02',6,2013,3,1),(1320,246,'2013-06-02',6,2013,10,12),(1321,269,'2013-06-02',6,2013,5,15),(1322,257,'2013-06-03',6,2013,2,1),(1323,292,'2013-06-04',6,2013,2,2),(1324,258,'2013-06-04',6,2013,4,1),(1325,287,'2013-06-05',6,2013,2,10),(1326,241,'2013-06-05',6,2013,4,1),(1327,213,'2013-06-07',6,2013,4,1),(1328,254,'2013-06-07',6,2013,3,1),(1329,251,'2013-06-07',6,2013,2,1),(1330,252,'2013-06-11',6,2013,3,1),(1331,210,'2013-06-15',6,2013,1,1),(1332,225,'2013-06-25',6,2013,2,1),(1333,227,'2013-06-25',6,2013,1,1),(1334,249,'2013-06-30',6,2013,0,1),(1335,294,'2013-07-01',7,2013,190,13280),(1336,289,'2013-07-01',7,2013,53,4790),(1337,293,'2013-07-01',7,2013,68,9764),(1338,290,'2013-07-01',7,2013,52,4961),(1339,285,'2013-07-01',7,2013,6,86),(1340,287,'2013-07-01',7,2013,3,37),(1341,233,'2013-07-02',7,2013,1,1),(1342,214,'2013-07-02',7,2013,2,161),(1343,237,'2013-07-02',7,2013,3,69),(1344,269,'2013-07-02',7,2013,2,77),(1345,254,'2013-07-02',7,2013,2,1),(1346,212,'2013-07-06',7,2013,4,1),(1347,246,'2013-07-06',7,2013,8,86),(1348,220,'2013-07-06',7,2013,3,68),(1349,235,'2013-07-06',7,2013,2,167),(1350,231,'2013-07-07',7,2013,3,1),(1351,242,'2013-07-07',7,2013,2,165),(1352,257,'2013-07-10',7,2013,2,1),(1353,263,'2013-07-11',7,2013,0,1),(1354,250,'2013-07-16',7,2013,1,1),(1355,249,'2013-07-19',7,2013,1,1),(1356,292,'2013-07-20',7,2013,2,7),(1357,251,'2013-07-20',7,2013,2,1),(1358,213,'2013-07-21',7,2013,2,1),(1359,210,'2013-07-21',7,2013,1,1),(1360,295,'2013-07-23',7,2013,42,3548),(1361,296,'2013-07-23',7,2013,32,3517),(1362,297,'2013-07-23',7,2013,34,3478),(1363,240,'2013-07-23',7,2013,1,1),(1364,241,'2013-07-25',7,2013,1,1),(1365,252,'2013-07-27',7,2013,1,1),(1366,223,'2013-07-29',7,2013,2,1),(1367,258,'2013-07-31',7,2013,1,1),(1368,235,'2013-08-01',8,2013,4,73),(1369,294,'2013-08-01',8,2013,139,12742),(1370,296,'2013-08-01',8,2013,103,12624),(1371,295,'2013-08-01',8,2013,156,12651),(1372,297,'2013-08-01',8,2013,79,12620),(1373,214,'2013-08-01',8,2013,6,78),(1374,242,'2013-08-01',8,2013,4,49),(1375,237,'2013-08-01',8,2013,3,41),(1376,220,'2013-08-01',8,2013,3,30),(1377,285,'2013-08-01',8,2013,12,31),(1378,290,'2013-08-01',8,2013,11,23),(1379,269,'2013-08-01',8,2013,4,21),(1380,246,'2013-08-01',8,2013,3,16),(1381,289,'2013-08-01',8,2013,4,20),(1382,292,'2013-08-01',8,2013,3,2),(1383,250,'2013-08-01',8,2013,3,1),(1384,293,'2013-08-02',8,2013,3,33),(1385,287,'2013-08-02',8,2013,3,7),(1386,258,'2013-08-03',8,2013,2,1),(1387,254,'2013-08-03',8,2013,1,1),(1388,252,'2013-08-04',8,2013,1,1),(1389,245,'2013-08-04',8,2013,2,1),(1390,249,'2013-08-09',8,2013,2,1),(1391,243,'2013-08-09',8,2013,1,1),(1392,233,'2013-08-10',8,2013,3,1),(1393,257,'2013-08-15',8,2013,2,1),(1394,241,'2013-08-17',8,2013,2,1),(1395,263,'2013-08-17',8,2013,1,1),(1396,240,'2013-08-17',8,2013,2,1),(1397,294,'2013-09-01',9,2013,22,26),(1398,295,'2013-09-01',9,2013,169,11844),(1399,296,'2013-09-01',9,2013,59,13),(1400,289,'2013-09-01',9,2013,16,1),(1401,297,'2013-09-01',9,2013,6,13),(1402,285,'2013-09-01',9,2013,17,5),(1403,293,'2013-09-01',9,2013,4,12),(1404,233,'2013-09-03',9,2013,3,1),(1405,214,'2013-09-03',9,2013,2,75),(1406,237,'2013-09-03',9,2013,4,4),(1407,269,'2013-09-03',9,2013,7,1),(1408,292,'2013-09-03',9,2013,6,1),(1409,290,'2013-09-05',9,2013,4,4),(1410,246,'2013-09-05',9,2013,9,1),(1411,235,'2013-09-05',9,2013,4,13),(1412,220,'2013-09-06',9,2013,3,12),(1413,258,'2013-09-08',9,2013,3,1),(1414,287,'2013-09-08',9,2013,4,1),(1415,240,'2013-09-09',9,2013,3,1),(1416,241,'2013-09-09',9,2013,3,1),(1417,242,'2013-09-15',9,2013,6,1),(1418,231,'2013-09-15',9,2013,4,1),(1419,254,'2013-09-18',9,2013,3,1),(1420,257,'2013-09-18',9,2013,3,1),(1421,249,'2013-09-18',9,2013,5,1),(1422,229,'2013-09-21',9,2013,3,1),(1423,245,'2013-09-22',9,2013,3,1),(1424,251,'2013-09-22',9,2013,2,1),(1425,213,'2013-09-22',9,2013,2,1),(1426,204,'2013-09-22',9,2013,1,1),(1427,209,'2013-09-22',9,2013,1,1),(1428,211,'2013-09-22',9,2013,1,1),(1429,223,'2013-09-22',9,2013,2,1),(1430,225,'2013-09-22',9,2013,1,1),(1431,227,'2013-09-22',9,2013,1,1),(1432,243,'2013-09-22',9,2013,1,1),(1433,228,'2013-09-23',9,2013,1,1),(1434,234,'2013-09-23',9,2013,1,1),(1435,295,'2013-10-01',10,2013,153,12718),(1436,294,'2013-10-01',10,2013,8,1),(1437,297,'2013-10-01',10,2013,4,1),(1438,233,'2013-10-02',10,2013,0,1),(1439,296,'2013-10-02',10,2013,12,1),(1440,249,'2013-10-03',10,2013,3,1),(1441,214,'2013-10-03',10,2013,6,24),(1442,258,'2013-10-03',10,2013,1,1),(1443,242,'2013-10-03',10,2013,1,1),(1444,245,'2013-10-03',10,2013,1,1),(1445,290,'2013-10-03',10,2013,52,7094),(1446,293,'2013-10-03',10,2013,5,1),(1447,257,'2013-10-03',10,2013,3,1),(1448,251,'2013-10-03',10,2013,1,2),(1449,269,'2013-10-03',10,2013,2,2),(1450,237,'2013-10-03',10,2013,81,7161),(1451,240,'2013-10-03',10,2013,1,1),(1452,241,'2013-10-03',10,2013,3,1),(1453,285,'2013-10-03',10,2013,8,1),(1454,289,'2013-10-03',10,2013,62,7100),(1455,292,'2013-10-03',10,2013,1,1),(1456,287,'2013-10-04',10,2013,1,1),(1457,246,'2013-10-05',10,2013,9,3),(1458,235,'2013-10-06',10,2013,3,14),(1459,231,'2013-10-09',10,2013,1,1),(1460,263,'2013-10-10',10,2013,0,1),(1461,220,'2013-10-18',10,2013,2,2),(1462,212,'2013-10-20',10,2013,0,1),(1463,204,'2013-10-23',10,2013,2,1),(1464,209,'2013-10-23',10,2013,2,1),(1465,211,'2013-10-23',10,2013,2,1),(1466,213,'2013-10-23',10,2013,2,1),(1467,223,'2013-10-23',10,2013,2,1),(1468,225,'2013-10-23',10,2013,2,1),(1469,227,'2013-10-23',10,2013,2,1),(1470,229,'2013-10-23',10,2013,2,1),(1471,295,'2013-11-01',11,2013,119,11803),(1472,237,'2013-11-01',11,2013,141,12161),(1473,289,'2013-11-01',11,2013,88,11778),(1474,290,'2013-11-01',11,2013,93,11706),(1475,246,'2013-11-01',11,2013,6,6),(1476,296,'2013-11-01',11,2013,8,1),(1477,294,'2013-11-01',11,2013,8,1),(1478,285,'2013-11-02',11,2013,2,2),(1479,240,'2013-11-02',11,2013,1,1),(1480,235,'2013-11-03',11,2013,0,3),(1481,287,'2013-11-04',11,2013,1,2),(1482,257,'2013-11-04',11,2013,1,1),(1483,214,'2013-11-04',11,2013,1,5),(1484,297,'2013-11-06',11,2013,2,1),(1485,242,'2013-11-07',11,2013,1,6),(1486,269,'2013-11-07',11,2013,1,2),(1487,220,'2013-11-08',11,2013,5,2),(1488,249,'2013-11-10',11,2013,0,3),(1489,293,'2013-11-11',11,2013,1,1),(1490,241,'2013-11-14',11,2013,3,1),(1491,231,'2013-11-15',11,2013,1,1),(1492,204,'2013-11-21',11,2013,2,1),(1493,209,'2013-11-21',11,2013,2,1),(1494,211,'2013-11-21',11,2013,2,1),(1495,213,'2013-11-21',11,2013,2,1),(1496,223,'2013-11-21',11,2013,2,1),(1497,225,'2013-11-21',11,2013,2,1),(1498,227,'2013-11-21',11,2013,3,1),(1499,229,'2013-11-21',11,2013,2,1),(1500,233,'2013-11-27',11,2013,0,1),(1501,228,'2013-11-27',11,2013,1,1),(1502,251,'2013-11-30',11,2013,0,1),(1503,295,'2013-12-01',12,2013,115,12342),(1504,233,'2013-12-01',12,2013,0,3),(1505,237,'2013-12-01',12,2013,5,35),(1506,289,'2013-12-01',12,2013,8,18),(1507,290,'2013-12-01',12,2013,10,6),(1508,235,'2013-12-02',12,2013,2,13),(1509,242,'2013-12-02',12,2013,0,1),(1510,294,'2013-12-02',12,2013,110,11835),(1511,298,'2013-12-02',12,2013,142,11798),(1512,296,'2013-12-02',12,2013,29,3896),(1513,211,'2013-12-02',12,2013,68,7760),(1514,285,'2013-12-02',12,2013,4,1),(1515,234,'2013-12-02',12,2013,1,1),(1516,246,'2013-12-03',12,2013,4,3),(1517,297,'2013-12-03',12,2013,2,1),(1518,214,'2013-12-03',12,2013,2,2),(1519,220,'2013-12-03',12,2013,2,3),(1520,269,'2013-12-08',12,2013,0,4),(1521,292,'2013-12-09',12,2013,1,1),(1522,249,'2013-12-11',12,2013,2,1),(1523,204,'2013-12-12',12,2013,44,3893),(1524,299,'2013-12-12',12,2013,49,7747),(1525,209,'2013-12-22',12,2013,2,1),(1526,213,'2013-12-22',12,2013,2,1),(1527,223,'2013-12-22',12,2013,2,1),(1528,225,'2013-12-22',12,2013,2,1),(1529,227,'2013-12-22',12,2013,3,1),(1530,229,'2013-12-22',12,2013,2,1),(1531,228,'2013-12-24',12,2013,1,1),(1532,231,'2013-12-27',12,2013,1,1),(1533,298,'2014-01-01',1,2014,106,12126),(1534,295,'2014-01-01',1,2014,98,12114),(1535,294,'2014-01-01',1,2014,10,9),(1536,211,'2014-01-01',1,2014,6,5),(1537,299,'2014-01-01',1,2014,10,6),(1538,290,'2014-01-03',1,2014,1,2),(1539,204,'2014-01-04',1,2014,6,12),(1540,296,'2014-01-06',1,2014,13,3),(1541,300,'2014-01-06',1,2014,0,1),(1542,301,'2014-01-06',1,2014,0,1),(1543,302,'2014-01-06',1,2014,67,10029),(1544,303,'2014-01-06',1,2014,58,10020),(1545,237,'2014-01-07',1,2014,1,2),(1546,289,'2014-01-07',1,2014,3,2),(1547,304,'2014-01-07',1,2014,120,9744),(1548,306,'2014-01-07',1,2014,76,9740),(1549,307,'2014-01-07',1,2014,58,4241),(1550,213,'2014-01-07',1,2014,2,1),(1551,212,'2014-01-07',1,2014,0,1),(1552,246,'2014-01-08',1,2014,2,4),(1553,214,'2014-01-14',1,2014,1,1),(1554,293,'2014-01-14',1,2014,2,1),(1555,228,'2014-01-14',1,2014,3,1),(1556,269,'2014-01-16',1,2014,1,1),(1557,227,'2014-01-16',1,2014,1,1),(1558,234,'2014-01-21',1,2014,1,1),(1559,233,'2014-01-21',1,2014,1,2),(1560,297,'2014-01-23',1,2014,1,1),(1561,235,'2014-01-27',1,2014,0,1),(1562,231,'2014-01-29',1,2014,1,1),(1563,295,'2014-02-01',2,2014,113,12002),(1564,298,'2014-02-01',2,2014,138,12104),(1565,306,'2014-02-01',2,2014,122,12207),(1566,302,'2014-02-01',2,2014,75,12099),(1567,303,'2014-02-01',2,2014,103,11892),(1568,304,'2014-02-01',2,2014,12,13),(1569,296,'2014-02-03',2,2014,14,5),(1570,220,'2014-02-03',2,2014,0,14),(1571,307,'2014-02-03',2,2014,5,3),(1572,289,'2014-02-04',2,2014,5,3),(1573,204,'2014-02-05',2,2014,4,4),(1574,294,'2014-02-05',2,2014,4,9),(1575,290,'2014-02-05',2,2014,3,4),(1576,299,'2014-02-05',2,2014,5,5),(1577,237,'2014-02-06',2,2014,1,10),(1578,211,'2014-02-07',2,2014,3,4),(1579,214,'2014-02-08',2,2014,0,1),(1580,228,'2014-02-13',2,2014,2,1),(1581,227,'2014-02-13',2,2014,1,1),(1582,269,'2014-02-15',2,2014,0,7),(1583,246,'2014-02-16',2,2014,0,3),(1584,233,'2014-02-22',2,2014,1,1),(1585,235,'2014-02-26',2,2014,0,1),(1586,308,'2014-02-28',2,2014,0,5),(1587,310,'2014-02-28',2,2014,4,264),(1588,311,'2014-02-28',2,2014,2,45),(1589,243,'2014-02-28',2,2014,1,1),(1590,306,'2014-03-01',3,2014,78,12179),(1591,310,'2014-03-01',3,2014,163,11334),(1592,295,'2014-03-01',3,2014,123,12236),(1593,298,'2014-03-01',3,2014,3,57),(1594,303,'2014-03-01',3,2014,82,12137),(1595,302,'2014-03-01',3,2014,77,12114),(1596,311,'2014-03-01',3,2014,54,2729),(1597,290,'2014-03-01',3,2014,2,3),(1598,211,'2014-03-01',3,2014,5,4),(1599,220,'2014-03-02',3,2014,2,2),(1600,296,'2014-03-03',3,2014,10,5),(1601,214,'2014-03-03',3,2014,0,2),(1602,237,'2014-03-03',3,2014,3,4),(1603,304,'2014-03-03',3,2014,3,18),(1604,249,'2014-03-05',3,2014,1,1),(1605,299,'2014-03-05',3,2014,4,4),(1606,229,'2014-03-05',3,2014,3,1),(1607,294,'2014-03-05',3,2014,9,8),(1608,231,'2014-03-05',3,2014,2,1),(1609,289,'2014-03-07',3,2014,5,2),(1610,293,'2014-03-11',3,2014,1,1),(1611,228,'2014-03-11',3,2014,1,1),(1612,204,'2014-03-12',3,2014,2,4),(1613,209,'2014-03-12',3,2014,2,1),(1614,213,'2014-03-12',3,2014,2,1),(1615,223,'2014-03-12',3,2014,2,1),(1616,225,'2014-03-12',3,2014,2,1),(1617,227,'2014-03-12',3,2014,2,1),(1618,297,'2014-03-12',3,2014,1,1),(1619,307,'2014-03-19',3,2014,2,1),(1620,233,'2014-03-22',3,2014,0,1),(1621,235,'2014-03-25',3,2014,0,2),(1622,246,'2014-03-31',3,2014,0,2),(1623,306,'2014-04-01',4,2014,85,11965),(1624,303,'2014-04-01',4,2014,91,11876),(1625,302,'2014-04-01',4,2014,135,11873),(1626,295,'2014-04-01',4,2014,134,12000),(1627,310,'2014-04-01',4,2014,5,14),(1628,311,'2014-04-01',4,2014,58,3107),(1629,237,'2014-04-01',4,2014,1,7),(1630,235,'2014-04-01',4,2014,1,4),(1631,220,'2014-04-01',4,2014,0,9),(1632,209,'2014-04-01',4,2014,2,1),(1633,307,'2014-04-02',4,2014,2,1),(1634,296,'2014-04-03',4,2014,9,1),(1635,289,'2014-04-06',4,2014,4,15),(1636,269,'2014-04-08',4,2014,0,13),(1637,246,'2014-04-08',4,2014,0,10),(1638,214,'2014-04-09',4,2014,0,3),(1639,233,'2014-04-09',4,2014,1,1),(1640,294,'2014-04-09',4,2014,4,1),(1641,228,'2014-04-10',4,2014,2,1),(1642,204,'2014-04-12',4,2014,1,1),(1643,287,'2014-04-13',4,2014,0,13),(1644,290,'2014-04-13',4,2014,0,5),(1645,293,'2014-04-13',4,2014,2,6),(1646,297,'2014-04-14',4,2014,3,1),(1647,234,'2014-04-22',4,2014,1,1),(1648,242,'2014-04-24',4,2014,2,1),(1649,245,'2014-04-25',4,2014,1,1),(1650,304,'2014-04-30',4,2014,1,1),(1651,306,'2014-05-01',5,2014,94,11500),(1652,295,'2014-05-01',5,2014,147,11565),(1653,302,'2014-05-01',5,2014,143,11450),(1654,303,'2014-05-01',5,2014,92,11423),(1655,311,'2014-05-01',5,2014,51,2797),(1656,242,'2014-05-01',5,2014,3,1),(1657,296,'2014-05-01',5,2014,5,1),(1658,289,'2014-05-02',5,2014,5,2),(1659,294,'2014-05-02',5,2014,4,1),(1660,245,'2014-05-02',5,2014,3,1),(1661,298,'2014-05-02',5,2014,4,1),(1662,233,'2014-05-03',5,2014,3,2),(1663,211,'2014-05-03',5,2014,4,1),(1664,304,'2014-05-08',5,2014,3,1),(1665,237,'2014-05-09',5,2014,2,1),(1666,293,'2014-05-10',5,2014,1,4),(1667,204,'2014-05-10',5,2014,4,1),(1668,229,'2014-05-11',5,2014,3,1),(1669,310,'2014-05-12',5,2014,2,1),(1670,299,'2014-05-15',5,2014,2,1),(1671,214,'2014-05-15',5,2014,0,3),(1672,249,'2014-05-22',5,2014,1,1),(1673,241,'2014-05-23',5,2014,0,1),(1674,234,'2014-05-27',5,2014,3,1),(1675,269,'2014-05-29',5,2014,0,1),(1676,246,'2014-05-29',5,2014,0,2),(1677,213,'2014-05-31',5,2014,2,1),(1678,220,'2014-05-31',5,2014,2,1),(1679,223,'2014-05-31',5,2014,2,1),(1680,225,'2014-05-31',5,2014,2,1),(1681,227,'2014-05-31',5,2014,2,1),(1682,290,'2014-05-31',5,2014,0,1),(1683,297,'2014-05-31',5,2014,1,1),(1684,311,'2014-06-01',6,2014,52,2484),(1685,295,'2014-06-01',6,2014,138,10698),(1686,302,'2014-06-01',6,2014,134,10572),(1687,306,'2014-06-01',6,2014,86,10654),(1688,303,'2014-06-01',6,2014,71,10565),(1689,289,'2014-06-01',6,2014,3,14),(1690,293,'2014-06-01',6,2014,1,21),(1691,290,'2014-06-02',6,2014,0,7),(1692,249,'2014-06-03',6,2014,3,1),(1693,294,'2014-06-03',6,2014,4,23),(1694,242,'2014-06-04',6,2014,4,1),(1695,228,'2014-06-05',6,2014,1,1),(1696,231,'2014-06-05',6,2014,2,1),(1697,204,'2014-06-05',6,2014,2,1),(1698,296,'2014-06-06',6,2014,4,1),(1699,246,'2014-06-06',6,2014,0,1),(1700,233,'2014-06-08',6,2014,3,1),(1701,245,'2014-06-08',6,2014,4,1),(1702,234,'2014-06-08',6,2014,2,1),(1703,214,'2014-06-09',6,2014,0,2),(1704,310,'2014-06-12',6,2014,1,1),(1705,304,'2014-06-18',6,2014,1,1),(1706,307,'2014-06-18',6,2014,2,1),(1707,298,'2014-06-19',6,2014,1,1),(1708,237,'2014-06-19',6,2014,1,1),(1709,209,'2014-06-21',6,2014,2,1),(1710,295,'2014-07-01',7,2014,67,5618),(1711,302,'2014-07-01',7,2014,140,11722),(1712,303,'2014-07-01',7,2014,113,11690),(1713,306,'2014-07-01',7,2014,225,11786),(1714,311,'2014-07-01',7,2014,61,2864),(1715,289,'2014-07-01',7,2014,4,3),(1716,242,'2014-07-01',7,2014,4,1),(1717,249,'2014-07-01',7,2014,5,1),(1718,304,'2014-07-02',7,2014,2,1),(1719,294,'2014-07-03',7,2014,3,12),(1720,307,'2014-07-04',7,2014,2,1),(1721,204,'2014-07-04',7,2014,3,1),(1722,214,'2014-07-05',7,2014,1,3),(1723,228,'2014-07-05',7,2014,8,1),(1724,293,'2014-07-05',7,2014,2,5),(1725,296,'2014-07-05',7,2014,7,9),(1726,233,'2014-07-06',7,2014,3,1),(1727,234,'2014-07-06',7,2014,4,1),(1728,231,'2014-07-06',7,2014,1,1),(1729,269,'2014-07-08',7,2014,1,1),(1730,290,'2014-07-09',7,2014,0,1),(1731,310,'2014-07-10',7,2014,2,1),(1732,213,'2014-07-13',7,2014,3,1),(1733,245,'2014-07-14',7,2014,2,1),(1734,237,'2014-07-16',7,2014,2,1),(1735,297,'2014-07-24',7,2014,1,11),(1736,298,'2014-07-25',7,2014,2,1),(1737,299,'2014-07-26',7,2014,1,1),(1738,211,'2014-07-27',7,2014,2,1),(1739,231,'2014-08-01',8,2014,1,1),(1740,303,'2014-08-01',8,2014,75,11226),(1741,302,'2014-08-01',8,2014,116,11268),(1742,242,'2014-08-01',8,2014,2,1),(1743,306,'2014-08-01',8,2014,85,11460),(1744,237,'2014-08-02',8,2014,3,1),(1745,311,'2014-08-02',8,2014,53,2254),(1746,296,'2014-08-03',8,2014,6,7),(1747,295,'2014-08-04',8,2014,118,11537),(1748,304,'2014-08-05',8,2014,4,1),(1749,307,'2014-08-06',8,2014,2,1),(1750,204,'2014-08-06',8,2014,7,1),(1751,289,'2014-08-06',8,2014,2,1),(1752,294,'2014-08-06',8,2014,7,8),(1753,310,'2014-08-09',8,2014,2,1),(1754,245,'2014-08-09',8,2014,1,1),(1755,233,'2014-08-10',8,2014,1,1),(1756,234,'2014-08-15',8,2014,1,1),(1757,293,'2014-08-15',8,2014,2,1),(1758,297,'2014-08-15',8,2014,0,6),(1759,299,'2014-08-16',8,2014,1,1),(1760,209,'2014-08-18',8,2014,2,1),(1761,210,'2014-08-18',8,2014,1,1),(1762,211,'2014-08-18',8,2014,2,1),(1763,213,'2014-08-18',8,2014,2,1),(1764,220,'2014-08-18',8,2014,3,1),(1765,223,'2014-08-18',8,2014,2,1),(1766,225,'2014-08-18',8,2014,2,1),(1767,227,'2014-08-18',8,2014,2,1),(1768,229,'2014-08-18',8,2014,2,1),(1769,263,'2014-08-18',8,2014,1,1),(1770,287,'2014-08-18',8,2014,1,1),(1771,298,'2014-08-18',8,2014,1,1),(1772,249,'2014-08-21',8,2014,1,1),(1773,228,'2014-08-21',8,2014,1,1),(1774,290,'2014-08-21',8,2014,1,1),(1775,246,'2014-08-21',8,2014,2,1),(1776,311,'2014-09-01',9,2014,50,2435),(1777,295,'2014-09-01',9,2014,135,11454),(1778,303,'2014-09-01',9,2014,89,11229),(1779,306,'2014-09-01',9,2014,93,11422),(1780,302,'2014-09-01',9,2014,139,11273),(1781,204,'2014-09-01',9,2014,3,1),(1782,294,'2014-09-01',9,2014,2,1),(1783,228,'2014-09-01',9,2014,7,1),(1784,249,'2014-09-02',9,2014,7,1),(1785,233,'2014-09-02',9,2014,6,2),(1786,234,'2014-09-02',9,2014,6,1),(1787,242,'2014-09-02',9,2014,6,1),(1788,245,'2014-09-02',9,2014,7,1),(1789,246,'2014-09-03',9,2014,1,1),(1790,304,'2014-09-03',9,2014,3,1),(1791,298,'2014-09-03',9,2014,2,1),(1792,289,'2014-09-05',9,2014,4,1),(1793,231,'2014-09-10',9,2014,2,1),(1794,293,'2014-09-13',9,2014,1,1),(1795,310,'2014-09-14',9,2014,2,1),(1796,220,'2014-09-28',9,2014,1,1),(1797,302,'2014-10-01',10,2014,151,12439),(1798,295,'2014-10-01',10,2014,170,12439),(1799,303,'2014-10-01',10,2014,92,12320),(1800,311,'2014-10-01',10,2014,54,2541),(1801,306,'2014-10-01',10,2014,10,18),(1802,249,'2014-10-01',10,2014,3,1),(1803,208,'2014-10-02',10,2014,1,1),(1804,220,'2014-10-02',10,2014,1,1),(1805,242,'2014-10-02',10,2014,4,1),(1806,297,'2014-10-02',10,2014,1,1),(1807,234,'2014-10-02',10,2014,3,1),(1808,245,'2014-10-04',10,2014,4,1),(1809,233,'2014-10-04',10,2014,4,2),(1810,228,'2014-10-06',10,2014,3,1),(1811,294,'2014-10-06',10,2014,2,1),(1812,246,'2014-10-07',10,2014,1,1),(1813,237,'2014-10-07',10,2014,1,1),(1814,307,'2014-10-08',10,2014,1,1),(1815,289,'2014-10-08',10,2014,3,1),(1816,204,'2014-10-13',10,2014,2,1),(1817,293,'2014-10-25',10,2014,1,1),(1818,304,'2014-10-27',10,2014,1,1),(1819,303,'2014-11-01',11,2014,90,14129),(1820,295,'2014-11-01',11,2014,136,13106),(1821,302,'2014-11-01',11,2014,93,16158),(1822,311,'2014-11-01',11,2014,49,2250),(1823,208,'2014-11-01',11,2014,2,1),(1824,220,'2014-11-01',11,2014,4,1),(1825,229,'2014-11-01',11,2014,3,1),(1826,304,'2014-11-02',11,2014,2,1),(1827,298,'2014-11-02',11,2014,2,1),(1828,234,'2014-11-03',11,2014,4,1),(1829,306,'2014-11-03',11,2014,4,6),(1830,299,'2014-11-05',11,2014,1,1),(1831,310,'2014-11-05',11,2014,1,1),(1832,204,'2014-11-06',11,2014,2,1),(1833,209,'2014-11-06',11,2014,2,1),(1834,210,'2014-11-06',11,2014,1,1),(1835,211,'2014-11-06',11,2014,2,1),(1836,213,'2014-11-06',11,2014,2,1),(1837,223,'2014-11-06',11,2014,2,1),(1838,225,'2014-11-06',11,2014,2,1),(1839,227,'2014-11-06',11,2014,2,1),(1840,237,'2014-11-06',11,2014,1,1),(1841,263,'2014-11-06',11,2014,1,1),(1842,287,'2014-11-06',11,2014,1,1),(1843,249,'2014-11-09',11,2014,3,1),(1844,231,'2014-11-09',11,2014,2,1),(1845,228,'2014-11-15',11,2014,2,1),(1846,233,'2014-11-15',11,2014,2,2),(1847,242,'2014-11-15',11,2014,2,1),(1848,245,'2014-11-15',11,2014,2,1),(1849,307,'2014-11-20',11,2014,1,1),(1850,294,'2014-11-21',11,2014,1,1),(1851,312,'2014-11-24',11,2014,34,2064),(1852,214,'2014-11-27',11,2014,0,2),(1853,312,'2014-12-01',12,2014,96,11893),(1854,295,'2014-12-01',12,2014,89,13955),(1855,302,'2014-12-01',12,2014,81,14768),(1856,303,'2014-12-01',12,2014,81,13032),(1857,311,'2014-12-01',12,2014,46,2262),(1858,306,'2014-12-01',12,2014,7,3),(1859,237,'2014-12-02',12,2014,2,1),(1860,269,'2014-12-03',12,2014,1,1),(1861,209,'2014-12-05',12,2014,2,1),(1862,210,'2014-12-05',12,2014,1,1),(1863,287,'2014-12-05',12,2014,1,1),(1864,204,'2014-12-05',12,2014,1,1),(1865,297,'2014-12-07',12,2014,1,1),(1866,293,'2014-12-09',12,2014,1,1),(1867,313,'2014-12-09',12,2014,71,8455),(1868,310,'2014-12-10',12,2014,2,1),(1869,214,'2014-12-15',12,2014,0,2),(1870,228,'2014-12-15',12,2014,3,1),(1871,233,'2014-12-15',12,2014,3,2),(1872,234,'2014-12-15',12,2014,3,1),(1873,245,'2014-12-15',12,2014,3,1),(1874,249,'2014-12-20',12,2014,1,1),(1875,242,'2014-12-20',12,2014,1,1),(1876,304,'2014-12-20',12,2014,1,1),(1877,298,'2014-12-21',12,2014,1,1),(1878,208,'2014-12-22',12,2014,1,1),(1879,220,'2014-12-22',12,2014,1,1),(1880,246,'2014-12-23',12,2014,1,4),(1881,295,'2015-01-01',1,2015,113,11539),(1882,303,'2015-01-01',1,2015,94,11130),(1883,302,'2015-01-01',1,2015,95,11501),(1884,313,'2015-01-01',1,2015,115,11545),(1885,311,'2015-01-01',1,2015,63,2533),(1886,312,'2015-01-01',1,2015,5,10),(1887,307,'2015-01-02',1,2015,1,1),(1888,294,'2015-01-04',1,2015,1,1),(1889,234,'2015-01-05',1,2015,1,1),(1890,306,'2015-01-05',1,2015,6,4),(1891,214,'2015-01-07',1,2015,0,2),(1892,204,'2015-01-08',1,2015,3,1),(1893,233,'2015-01-11',1,2015,2,2),(1894,228,'2015-01-11',1,2015,1,1),(1895,208,'2015-01-12',1,2015,2,1),(1896,231,'2015-01-12',1,2015,1,1),(1897,220,'2015-01-12',1,2015,4,1),(1898,299,'2015-01-24',1,2015,1,1),(1899,310,'2015-01-24',1,2015,1,1),(1900,211,'2015-01-24',1,2015,2,1),(1901,213,'2015-01-24',1,2015,3,1),(1902,223,'2015-01-24',1,2015,2,1),(1903,225,'2015-01-24',1,2015,2,1),(1904,227,'2015-01-24',1,2015,2,1),(1905,229,'2015-01-24',1,2015,2,1),(1906,237,'2015-01-24',1,2015,2,1),(1907,263,'2015-01-24',1,2015,1,1),(1908,298,'2015-01-26',1,2015,1,1),(1909,314,'2015-01-30',1,2015,8,362),(1910,315,'2015-01-30',1,2015,2,26),(1911,302,'2015-02-01',2,2015,21,2490),(1912,314,'2015-02-01',2,2015,93,11217),(1913,295,'2015-02-01',2,2015,99,11193),(1914,313,'2015-02-01',2,2015,94,11206),(1915,315,'2015-02-01',2,2015,51,1227),(1916,311,'2015-02-01',2,2015,40,1342),(1917,306,'2015-02-01',2,2015,4,5),(1918,303,'2015-02-02',2,2015,6,11),(1919,246,'2015-02-03',2,2015,1,1),(1920,242,'2015-02-03',2,2015,2,1),(1921,299,'2015-02-03',2,2015,1,1),(1922,310,'2015-02-03',2,2015,1,1),(1923,296,'2015-02-04',2,2015,1,1),(1924,294,'2015-02-05',2,2015,2,1),(1925,298,'2015-02-05',2,2015,1,1),(1926,211,'2015-02-05',2,2015,1,1),(1927,293,'2015-02-07',2,2015,0,2),(1928,312,'2015-02-07',2,2015,3,1),(1929,233,'2015-02-09',2,2015,0,1),(1930,214,'2015-02-10',2,2015,0,2),(1931,228,'2015-02-23',2,2015,1,1),(1932,209,'2015-02-23',2,2015,2,1),(1933,210,'2015-02-23',2,2015,1,1),(1934,287,'2015-02-23',2,2015,1,1),(1935,317,'2015-02-26',2,2015,12,1074),(1936,245,'2015-02-28',2,2015,1,1),(1937,313,'2015-03-01',3,2015,99,19709),(1938,317,'2015-03-01',3,2015,105,19715),(1939,295,'2015-03-01',3,2015,106,19614),(1940,314,'2015-03-01',3,2015,105,21169),(1941,311,'2015-03-01',3,2015,62,2064),(1942,315,'2015-03-01',3,2015,62,2054),(1943,233,'2015-03-01',3,2015,4,1),(1944,302,'2015-03-03',3,2015,68,16697),(1945,293,'2015-03-04',3,2015,2,1),(1946,318,'2015-03-06',3,2015,77,1623),(1947,296,'2015-03-08',3,2015,1,1),(1948,297,'2015-03-08',3,2015,1,1),(1949,303,'2015-03-09',3,2015,3,1),(1950,306,'2015-03-09',3,2015,2,1),(1951,220,'2015-03-09',3,2015,1,1),(1952,304,'2015-03-12',3,2015,2,1),(1953,214,'2015-03-15',3,2015,0,1),(1954,246,'2015-03-20',3,2015,1,1),(1955,228,'2015-03-24',3,2015,3,1),(1956,234,'2015-03-24',3,2015,3,1),(1957,242,'2015-03-24',3,2015,3,1),(1958,245,'2015-03-24',3,2015,3,1),(1959,249,'2015-03-24',3,2015,3,1),(1960,295,'2015-04-01',4,2015,96,17901),(1961,317,'2015-04-01',4,2015,94,17990),(1962,313,'2015-04-01',4,2015,91,18003),(1963,302,'2015-04-01',4,2015,70,17850),(1964,314,'2015-04-01',4,2015,95,16338),(1965,315,'2015-04-01',4,2015,59,1183),(1966,311,'2015-04-01',4,2015,50,1397),(1967,298,'2015-04-01',4,2015,2,1),(1968,303,'2015-04-02',4,2015,12,1492),(1969,306,'2015-04-02',4,2015,6,2),(1970,214,'2015-04-04',4,2015,2,2),(1971,318,'2015-04-06',4,2015,3,2),(1972,293,'2015-04-07',4,2015,1,1),(1973,312,'2015-04-08',4,2015,3,1),(1974,210,'2015-04-09',4,2015,1,1),(1975,287,'2015-04-09',4,2015,1,1),(1976,237,'2015-04-11',4,2015,2,1),(1977,299,'2015-04-14',4,2015,1,1),(1978,310,'2015-04-14',4,2015,1,1),(1979,246,'2015-04-14',4,2015,1,1),(1980,204,'2015-04-15',4,2015,2,1),(1981,211,'2015-04-15',4,2015,2,1),(1982,213,'2015-04-15',4,2015,4,1),(1983,220,'2015-04-15',4,2015,2,2),(1984,223,'2015-04-15',4,2015,2,1),(1985,225,'2015-04-15',4,2015,2,1),(1986,227,'2015-04-15',4,2015,2,1),(1987,229,'2015-04-15',4,2015,2,1),(1988,263,'2015-04-15',4,2015,1,1),(1989,235,'2015-04-29',4,2015,2,1),(1990,295,'2015-05-01',5,2015,157,16379),(1991,302,'2015-05-01',5,2015,154,16316),(1992,317,'2015-05-01',5,2015,195,16485),(1993,313,'2015-05-01',5,2015,158,16473),(1994,303,'2015-05-01',5,2015,191,16267),(1995,311,'2015-05-01',5,2015,216,2146),(1996,314,'2015-05-01',5,2015,10,22),(1997,293,'2015-05-01',5,2015,1,1),(1998,289,'2015-05-01',5,2015,0,1),(1999,315,'2015-05-01',5,2015,4,33),(2000,306,'2015-05-06',5,2015,3,3),(2001,246,'2015-05-06',5,2015,6,1),(2002,220,'2015-05-06',5,2015,4,1),(2003,237,'2015-05-08',5,2015,3,1),(2004,251,'2015-05-08',5,2015,3,1),(2005,235,'2015-05-08',5,2015,3,1),(2006,214,'2015-05-08',5,2015,3,5),(2007,213,'2015-05-08',5,2015,3,1),(2008,249,'2015-05-08',5,2015,3,1),(2009,233,'2015-05-08',5,2015,3,1),(2010,242,'2015-05-08',5,2015,3,2),(2011,231,'2015-05-10',5,2015,1,1),(2012,318,'2015-05-12',5,2015,1,1),(2013,204,'2015-05-16',5,2015,1,1),(2014,303,'2015-06-01',6,2015,40,6429),(2015,317,'2015-06-01',6,2015,72,16577),(2016,313,'2015-06-01',6,2015,99,16584),(2017,302,'2015-06-01',6,2015,76,16390),(2018,319,'2015-06-01',6,2015,79,14399),(2019,311,'2015-06-01',6,2015,51,2784),(2020,246,'2015-06-01',6,2015,7,1),(2021,295,'2015-06-01',6,2015,3,127),(2022,314,'2015-06-02',6,2015,3,6),(2023,315,'2015-06-02',6,2015,4,38),(2024,318,'2015-06-02',6,2015,1,1),(2025,306,'2015-06-02',6,2015,1,5),(2026,214,'2015-06-04',6,2015,0,4),(2027,322,'2015-06-12',6,2015,50,9932),(2028,293,'2015-06-16',6,2015,2,1),(2029,304,'2015-06-17',6,2015,1,1),(2030,298,'2015-06-18',6,2015,1,1),(2031,307,'2015-06-19',6,2015,2,1),(2032,210,'2015-06-25',6,2015,1,1),(2033,287,'2015-06-25',6,2015,1,1),(2034,312,'2015-06-25',6,2015,3,1),(2035,220,'2015-06-26',6,2015,2,1),(2036,320,'2015-06-27',6,2015,16,2641),(2037,297,'2015-06-28',6,2015,1,1),(2038,311,'2015-07-01',7,2015,59,2430),(2039,320,'2015-07-01',7,2015,87,19496),(2040,313,'2015-07-01',7,2015,92,16240),(2041,317,'2015-07-01',7,2015,85,16223),(2042,302,'2015-07-01',7,2015,58,16127),(2043,322,'2015-07-01',7,2015,21,2010),(2044,303,'2015-07-01',7,2015,4,19),(2045,304,'2015-07-02',7,2015,2,1),(2046,295,'2015-07-02',7,2015,4,21),(2047,319,'2015-07-02',7,2015,6,100),(2048,321,'2015-07-04',7,2015,78,17770),(2049,220,'2015-07-05',7,2015,1,1),(2050,293,'2015-07-07',7,2015,2,1),(2051,306,'2015-07-07',7,2015,1,1),(2052,310,'2015-07-07',7,2015,1,1),(2053,314,'2015-07-07',7,2015,1,1),(2054,315,'2015-07-07',7,2015,3,3),(2055,318,'2015-07-16',7,2015,4,1),(2056,237,'2015-07-24',7,2015,2,1),(2057,313,'2015-08-01',8,2015,103,16690),(2058,321,'2015-08-01',8,2015,59,10031),(2059,317,'2015-08-01',8,2015,111,16715),(2060,320,'2015-08-01',8,2015,57,9851),(2061,302,'2015-08-01',8,2015,202,16762),(2062,311,'2015-08-01',8,2015,69,2586),(2063,295,'2015-08-01',8,2015,80,8431),(2064,315,'2015-08-02',8,2015,5,2),(2065,319,'2015-08-02',8,2015,2,15),(2066,314,'2015-08-02',8,2015,3,1),(2067,303,'2015-08-02',8,2015,55,8511),(2068,298,'2015-08-03',8,2015,1,1),(2069,322,'2015-08-06',8,2015,2,3),(2070,306,'2015-08-11',8,2015,3,1),(2071,229,'2015-08-14',8,2015,1,1),(2072,312,'2015-08-14',8,2015,1,1),(2073,269,'2015-08-15',8,2015,1,1),(2074,220,'2015-08-16',8,2015,2,1),(2075,231,'2015-08-22',8,2015,2,1),(2076,293,'2015-08-31',8,2015,2,1),(2077,317,'2015-09-01',9,2015,15,443),(2078,303,'2015-09-01',9,2015,89,15541),(2079,302,'2015-09-01',9,2015,76,15543),(2080,295,'2015-09-01',9,2015,22,436),(2081,313,'2015-09-01',9,2015,86,15647),(2082,311,'2015-09-01',9,2015,181,2209),(2083,323,'2015-09-01',9,2015,125,15195),(2084,324,'2015-09-01',9,2015,108,15243),(2085,320,'2015-09-02',9,2015,6,15),(2086,321,'2015-09-02',9,2015,7,16),(2087,296,'2015-09-02',9,2015,1,1),(2088,294,'2015-09-02',9,2015,1,1),(2089,306,'2015-09-03',9,2015,8,1),(2090,310,'2015-09-03',9,2015,2,1),(2091,298,'2015-09-03',9,2015,1,1),(2092,299,'2015-09-03',9,2015,1,1),(2093,211,'2015-09-03',9,2015,1,1),(2094,319,'2015-09-04',9,2015,3,3),(2095,315,'2015-09-05',9,2015,4,1),(2096,234,'2015-09-05',9,2015,2,1),(2097,322,'2015-09-06',9,2015,1,1),(2098,233,'2015-09-09',9,2015,2,1),(2099,312,'2015-09-19',9,2015,1,1),(2100,213,'2015-09-24',9,2015,1,1),(2101,210,'2015-09-25',9,2015,2,1),(2102,287,'2015-09-25',9,2015,2,1),(2103,304,'2015-09-26',9,2015,1,1),(2104,314,'2015-09-26',9,2015,2,1),(2105,318,'2015-09-28',9,2015,1,1),(2106,313,'2015-10-01',10,2015,84,16308),(2107,324,'2015-10-01',10,2015,91,16329),(2108,303,'2015-10-01',10,2015,71,16219),(2109,323,'2015-10-01',10,2015,114,16322),(2110,302,'2015-10-01',10,2015,80,16226),(2111,321,'2015-10-01',10,2015,24,9),(2112,311,'2015-10-01',10,2015,13,99),(2113,295,'2015-10-02',10,2015,8,6),(2114,320,'2015-10-02',10,2015,5,5),(2115,306,'2015-10-02',10,2015,2,1),(2116,315,'2015-10-03',10,2015,7,1),(2117,317,'2015-10-04',10,2015,5,12),(2118,210,'2015-10-05',10,2015,1,1),(2119,287,'2015-10-05',10,2015,1,1),(2120,310,'2015-10-05',10,2015,1,1),(2121,314,'2015-10-05',10,2015,2,1),(2122,319,'2015-10-05',10,2015,1,1),(2123,322,'2015-10-05',10,2015,2,1),(2124,220,'2015-10-06',10,2015,1,5),(2125,312,'2015-10-15',10,2015,1,1),(2126,318,'2015-10-16',10,2015,1,1),(2127,293,'2015-10-24',10,2015,0,7),(2128,294,'2015-10-24',10,2015,0,7),(2129,269,'2015-10-24',10,2015,0,5),(2130,214,'2015-10-24',10,2015,0,20),(2131,289,'2015-10-24',10,2015,0,9),(2132,242,'2015-10-24',10,2015,0,14),(2133,290,'2015-10-24',10,2015,0,5),(2134,246,'2015-10-24',10,2015,0,4),(2135,237,'2015-10-24',10,2015,0,6),(2136,235,'2015-10-30',10,2015,0,1),(2137,324,'2015-11-01',11,2015,90,16638),(2138,313,'2015-11-01',11,2015,84,16619),(2139,303,'2015-11-01',11,2015,72,15977),(2140,323,'2015-11-01',11,2015,95,16903),(2141,302,'2015-11-01',11,2015,58,9082),(2142,294,'2015-11-01',11,2015,1,2),(2143,214,'2015-11-01',11,2015,0,15),(2144,242,'2015-11-01',11,2015,0,5),(2145,269,'2015-11-01',11,2015,0,2),(2146,289,'2015-11-01',11,2015,0,5),(2147,293,'2015-11-01',11,2015,0,1),(2148,220,'2015-11-01',11,2015,2,3),(2149,246,'2015-11-01',11,2015,0,5),(2150,290,'2015-11-01',11,2015,0,5),(2151,311,'2015-11-02',11,2015,24,893),(2152,317,'2015-11-02',11,2015,11,3),(2153,321,'2015-11-03',11,2015,6,8),(2154,204,'2015-11-06',11,2015,1,1),(2155,235,'2015-11-06',11,2015,0,2),(2156,320,'2015-11-07',11,2015,5,5),(2157,322,'2015-11-08',11,2015,3,1),(2158,295,'2015-11-08',11,2015,11,4),(2159,231,'2015-11-14',11,2015,1,1),(2160,319,'2015-11-16',11,2015,1,2),(2161,325,'2015-11-16',11,2015,50,6045),(2162,314,'2015-11-22',11,2015,1,1),(2163,326,'2015-11-28',11,2015,6,1372),(2164,313,'2015-12-01',12,2015,95,18287),(2165,324,'2015-12-01',12,2015,112,18273),(2166,303,'2015-12-01',12,2015,93,18090),(2167,323,'2015-12-01',12,2015,97,18455),(2168,325,'2015-12-01',12,2015,16,221),(2169,326,'2015-12-01',12,2015,98,17319),(2170,311,'2015-12-01',12,2015,66,2732),(2171,302,'2015-12-01',12,2015,15,587),(2172,295,'2015-12-01',12,2015,12,4),(2173,321,'2015-12-04',12,2015,7,9),(2174,320,'2015-12-05',12,2015,4,8),(2175,322,'2015-12-06',12,2015,2,1),(2176,317,'2015-12-08',12,2015,2,1),(2177,214,'2015-12-08',12,2015,0,1),(2178,319,'2015-12-15',12,2015,5,1),(2179,210,'2015-12-16',12,2015,4,1),(2180,287,'2015-12-16',12,2015,4,1),(2181,306,'2015-12-20',12,2015,2,1),(2182,310,'2015-12-20',12,2015,2,1),(2183,314,'2015-12-20',12,2015,2,1),(2184,315,'2015-12-20',12,2015,2,1),(2185,233,'2015-12-21',12,2015,2,1),(2186,290,'2015-12-22',12,2015,0,2),(2187,296,'2015-12-22',12,2015,4,1),(2188,246,'2015-12-22',12,2015,3,3),(2189,250,'2015-12-23',12,2015,2,1),(2190,307,'2015-12-23',12,2015,1,1),(2191,313,'2016-01-01',1,2016,99,20216),(2192,326,'2016-01-01',1,2016,19,2450),(2193,324,'2016-01-01',1,2016,81,14877),(2194,311,'2016-01-01',1,2016,36,3981),(2195,303,'2016-01-01',1,2016,83,20048),(2196,323,'2016-01-01',1,2016,97,20488),(2197,325,'2016-01-01',1,2016,14,324),(2198,302,'2016-01-01',1,2016,20,777),(2199,327,'2016-01-02',1,2016,92,16549),(2200,233,'2016-01-03',1,2016,1,1),(2201,295,'2016-01-03',1,2016,5,5),(2202,318,'2016-01-04',1,2016,4,1),(2203,320,'2016-01-04',1,2016,4,1),(2204,231,'2016-01-07',1,2016,2,1),(2205,321,'2016-01-09',1,2016,5,1),(2206,220,'2016-01-12',1,2016,2,1),(2207,312,'2016-01-14',1,2016,3,1),(2208,210,'2016-01-14',1,2016,2,1),(2209,287,'2016-01-14',1,2016,2,1),(2210,306,'2016-01-14',1,2016,2,1),(2211,310,'2016-01-14',1,2016,2,1),(2212,314,'2016-01-14',1,2016,3,1),(2213,315,'2016-01-14',1,2016,3,1),(2214,269,'2016-01-17',1,2016,0,3),(2215,235,'2016-01-18',1,2016,0,3),(2216,214,'2016-01-20',1,2016,0,1),(2217,330,'2016-01-22',1,2016,39,5446),(2218,317,'2016-01-24',1,2016,5,1),(2219,331,'2016-01-25',1,2016,9,630),(2220,322,'2016-01-26',1,2016,3,1),(2221,237,'2016-01-29',1,2016,0,2),(2222,290,'2016-01-29',1,2016,0,2),(2223,246,'2016-01-29',1,2016,2,1),(2224,296,'2016-01-29',1,2016,1,1),(2225,303,'2016-0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9,323,'2017-12-09',12,2017,3,1),(3470,349,'2017-12-09',12,2017,2,1),(3471,351,'2017-12-11',12,2017,7,1),(3472,302,'2017-12-11',12,2017,4,1),(3473,344,'2017-12-11',12,2017,8,1),(3474,358,'2017-12-11',12,2017,8,1),(3475,342,'2017-12-11',12,2017,4,1),(3476,399,'2017-12-11',12,2017,4,2),(3477,294,'2017-12-14',12,2017,2,1),(3478,257,'2017-12-18',12,2017,1,1),(3479,357,'2017-12-20',12,2017,1,1),(3480,241,'2017-12-26',12,2017,1,1),(3481,326,'2017-12-28',12,2017,0,1),(3482,287,'2017-12-29',12,2017,1,1),(3483,242,'2017-12-30',12,2017,1,1),(3484,249,'2017-12-31',12,2017,1,1),(3485,251,'2017-12-31',12,2017,1,1),(3486,395,'2018-01-01',1,2018,40,17855),(3487,387,'2018-01-01',1,2018,38,2340),(3488,397,'2018-01-01',1,2018,44,17893),(3489,404,'2018-01-01',1,2018,40,17866),(3490,402,'2018-01-01',1,2018,91,17875),(3491,351,'2018-01-01',1,2018,10,1),(3492,405,'2018-01-01',1,2018,20,1),(3493,390,'2018-01-01',1,2018,13,2),(3494,386,'2018-01-01',1,2018,18,12),(3495,360,'2018-01-01',1,2018,11,19),(3496,355,'2018-01-01',1,2018,19,109),(3497,358,'2018-01-01',1,2018,8,1),(3498,353,'2018-01-01',1,2018,10,25),(3499,324,'2018-01-01',1,2018,9,14),(3500,344,'2018-01-01',1,2018,10,1),(3501,398,'2018-01-01',1,2018,19,1),(3502,394,'2018-01-01',1,2018,12,36),(3503,388,'2018-01-01',1,2018,27,86),(3504,383,'2018-01-01',1,2018,6,1),(3505,327,'2018-01-01',1,2018,10,5),(3506,406,'2018-01-01',1,2018,13,118),(3507,302,'2018-01-01',1,2018,10,1),(3508,403,'2018-01-01',1,2018,23,1),(3509,392,'2018-01-01',1,2018,8,96),(3510,237,'2018-01-01',1,2018,4,1),(3511,382,'2018-01-02',1,2018,6,3),(3512,289,'2018-01-02',1,2018,9,1),(3513,295,'2018-01-02',1,2018,1,13),(3514,389,'2018-01-02',1,2018,8,5),(3515,345,'2018-01-03',1,2018,2,1),(3516,361,'2018-01-04',1,2018,3,8),(3517,240,'2018-01-04',1,2018,1,1),(3518,241,'2018-01-04',1,2018,2,1),(3519,243,'2018-01-04',1,2018,7,1),(3520,408,'2018-01-04',1,2018,59,15655),(3521,313,'2018-01-05',1,2018,4,13),(3522,234,'2018-01-05',1,2018,7,1),(3523,258,'2018-01-05',1,2018,1,1),(3524,330,'2018-01-06',1,2018,2,3),(3525,342,'2018-01-06',1,2018,7,1),(3526,349,'2018-01-06',1,2018,2,1),(3527,323,'2018-01-06',1,2018,3,11),(3528,303,'2018-01-06',1,2018,4,9),(3529,311,'2018-01-06',1,2018,2,2),(3530,346,'2018-01-07',1,2018,2,1),(3531,296,'2018-01-07',1,2018,1,1),(3532,245,'2018-01-07',1,2018,1,1),(3533,233,'2018-01-08',1,2018,1,1),(3534,380,'2018-01-08',1,2018,3,1),(3535,325,'2018-01-09',1,2018,3,2),(3536,359,'2018-01-11',1,2018,4,1),(3537,347,'2018-01-11',1,2018,2,1),(3538,356,'2018-01-11',1,2018,6,1),(3539,326,'2018-01-13',1,2018,0,1),(3540,220,'2018-01-14',1,2018,1,1),(3541,396,'2018-01-15',1,2018,1,1),(3542,235,'2018-01-16',1,2018,1,1),(3543,213,'2018-01-16',1,2018,1,1),(3544,297,'2018-01-17',1,2018,2,1),(3545,411,'2018-01-19',1,2018,46,6978),(3546,315,'2018-01-21',1,2018,1,1),(3547,317,'2018-01-21',1,2018,1,1),(3548,319,'2018-01-21',1,2018,1,1),(3549,320,'2018-01-21',1,2018,1,1),(3550,321,'2018-01-21',1,2018,1,1),(3551,322,'2018-01-21',1,2018,1,1),(3552,348,'2018-01-21',1,2018,1,1),(3553,350,'2018-01-21',1,2018,1,1),(3554,352,'2018-01-21',1,2018,1,1),(3555,357,'2018-01-21',1,2018,1,1),(3556,399,'2018-01-21',1,2018,2,1),(3557,290,'2018-01-23',1,2018,1,1),(3558,292,'2018-01-24',1,2018,1,1),(3559,395,'2018-02-01',2,2018,20,2376),(3560,402,'2018-02-01',2,2018,69,16098),(3561,397,'2018-02-01',2,2018,54,16112),(3562,403,'2018-02-01',2,2018,16,1),(3563,404,'2018-02-01',2,2018,48,16110),(3564,388,'2018-02-01',2,2018,23,74),(3565,344,'2018-02-01',2,2018,7,2),(3566,353,'2018-02-01',2,2018,7,7),(3567,358,'2018-02-01',2,2018,7,1),(3568,386,'2018-02-01',2,2018,13,2),(3569,398,'2018-02-01',2,2018,7,3),(3570,302,'2018-02-01',2,2018,2,4),(3571,327,'2018-02-01',2,2018,5,3),(3572,351,'2018-02-01',2,2018,3,1),(3573,383,'2018-02-01',2,2018,6,1),(3574,408,'2018-02-01',2,2018,57,11510),(3575,411,'2018-02-01',2,2018,80,16119),(3576,394,'2018-02-01',2,2018,7,25),(3577,355,'2018-02-01',2,2018,11,87),(3578,406,'2018-02-01',2,2018,15,1),(3579,392,'2018-02-01',2,2018,5,63),(3580,342,'2018-02-01',2,2018,7,3),(3581,387,'2018-02-01',2,2018,14,81),(3582,323,'2018-02-02',2,2018,3,4),(3583,359,'2018-02-02',2,2018,4,1),(3584,295,'2018-02-02',2,2018,1,10),(3585,330,'2018-02-02',2,2018,2,3),(3586,382,'2018-02-03',2,2018,6,1),(3587,390,'2018-02-03',2,2018,5,4),(3588,357,'2018-02-03',2,2018,3,1),(3589,269,'2018-02-03',2,2018,2,1),(3590,405,'2018-02-03',2,2018,18,1),(3591,360,'2018-02-03',2,2018,8,5),(3592,361,'2018-02-03',2,2018,1,4),(3593,313,'2018-02-04',2,2018,8,7),(3594,380,'2018-02-04',2,2018,2,1),(3595,303,'2018-02-04',2,2018,2,3),(3596,412,'2018-02-05',2,2018,41,13881),(3597,389,'2018-02-05',2,2018,4,5),(3598,241,'2018-02-05',2,2018,1,1),(3599,213,'2018-02-06',2,2018,1,1),(3600,324,'2018-02-07',2,2018,3,4),(3601,311,'2018-02-07',2,2018,2,1),(3602,297,'2018-02-08',2,2018,1,1),(3603,315,'2018-02-08',2,2018,1,1),(3604,317,'2018-02-08',2,2018,1,1),(3605,345,'2018-02-09',2,2018,1,1),(3606,349,'2018-02-10',2,2018,1,1),(3607,314,'2018-02-11',2,2018,1,1),(3608,289,'2018-02-11',2,2018,3,1),(3609,235,'2018-02-11',2,2018,1,1),(3610,326,'2018-02-15',2,2018,1,1),(3611,325,'2018-02-16',2,2018,1,3),(3612,347,'2018-02-16',2,2018,3,1),(3613,399,'2018-02-20',2,2018,1,2),(3614,396,'2018-02-24',2,2018,2,7),(3615,343,'2018-02-24',2,2018,0,1),(3616,403,'2018-03-01',3,2018,16,7),(3617,411,'2018-03-01',3,2018,38,6325),(3618,397,'2018-03-01',3,2018,63,17321),(3619,402,'2018-03-01',3,2018,90,17305),(3620,355,'2018-03-01',3,2018,11,251),(3621,412,'2018-03-01',3,2018,17,51),(3622,404,'2018-03-01',3,2018,10,44),(3623,386,'2018-03-01',3,2018,15,4),(3624,313,'2018-03-01',3,2018,7,23),(3625,303,'2018-03-01',3,2018,3,22),(3626,388,'2018-03-01',3,2018,14,1796),(3627,387,'2018-03-01',3,2018,18,158),(3628,398,'2018-03-01',3,2018,8,8),(3629,353,'2018-03-01',3,2018,5,35),(3630,392,'2018-03-01',3,2018,4,67),(3631,342,'2018-03-01',3,2018,8,4),(3632,344,'2018-03-01',3,2018,4,5),(3633,258,'2018-03-01',3,2018,1,1),(3634,395,'2018-03-01',3,2018,21,135),(3635,399,'2018-03-01',3,2018,7,55),(3636,360,'2018-03-01',3,2018,9,42),(3637,327,'2018-03-01',3,2018,6,4),(3638,396,'2018-03-01',3,2018,6,29),(3639,408,'2018-03-01',3,2018,15,20),(3640,323,'2018-03-01',3,2018,1,31),(3641,330,'2018-03-01',3,2018,1,2),(3642,295,'2018-03-01',3,2018,0,17),(3643,394,'2018-03-02',3,2018,5,47),(3644,361,'2018-03-02',3,2018,2,10),(3645,390,'2018-03-03',3,2018,5,9),(3646,382,'2018-03-03',3,2018,6,7),(3647,324,'2018-03-03',3,2018,7,17),(3648,358,'2018-03-03',3,2018,4,1),(3649,405,'2018-03-03',3,2018,10,3),(3650,380,'2018-03-04',3,2018,2,3),(3651,294,'2018-03-04',3,2018,1,2),(3652,289,'2018-03-04',3,2018,3,1),(3653,383,'2018-03-06',3,2018,4,13),(3654,406,'2018-03-06',3,2018,8,1),(3655,357,'2018-03-08',3,2018,2,1),(3656,389,'2018-03-09',3,2018,1,14),(3657,326,'2018-03-09',3,2018,1,11),(3658,293,'2018-03-10',3,2018,1,1),(3659,356,'2018-03-10',3,2018,2,1),(3660,302,'2018-03-11',3,2018,2,3),(3661,343,'2018-03-11',3,2018,1,1),(3662,346,'2018-03-12',3,2018,3,1),(3663,237,'2018-03-13',3,2018,1,1),(3664,349,'2018-03-14',3,2018,1,1),(3665,345,'2018-03-14',3,2018,2,1),(3666,351,'2018-03-17',3,2018,1,1),(3667,359,'2018-03-17',3,2018,2,1),(3668,287,'2018-03-19',3,2018,1,1),(3669,318,'2018-03-20',3,2018,2,1),(3670,325,'2018-03-20',3,2018,2,1),(3671,317,'2018-03-20',3,2018,2,1),(3672,246,'2018-03-22',3,2018,0,2),(3673,242,'2018-03-23',3,2018,0,2),(3674,290,'2018-03-23',3,2018,0,1),(3675,348,'2018-03-24',3,2018,1,1),(3676,296,'2018-03-31',3,2018,12,1),(3677,402,'2018-04-01',4,2018,105,16799),(3678,413,'2018-04-01',4,2018,67,5380),(3679,388,'2018-04-01',4,2018,53,16918),(3680,387,'2018-04-01',4,2018,291,16873),(3681,397,'2018-04-01',4,2018,66,16784),(3682,355,'2018-04-01',4,2018,38,220),(3683,360,'2018-04-01',4,2018,26,59),(3684,395,'2018-04-01',4,2018,13,98),(3685,404,'2018-04-01',4,2018,21,55),(3686,313,'2018-04-01',4,2018,10,1),(3687,394,'2018-04-01',4,2018,4,58),(3688,382,'2018-04-01',4,2018,1,8),(3689,405,'2018-04-01',4,2018,9,20),(3690,392,'2018-04-01',4,2018,2,84),(3691,399,'2018-04-01',4,2018,7,8),(3692,383,'2018-04-01',4,2018,5,16),(3693,390,'2018-04-01',4,2018,7,5),(3694,303,'2018-04-01',4,2018,4,7),(3695,323,'2018-04-01',4,2018,2,13),(3696,403,'2018-04-01',4,2018,11,26),(3697,353,'2018-04-01',4,2018,5,37),(3698,324,'2018-04-01',4,2018,8,7),(3699,326,'2018-04-01',4,2018,0,12),(3700,317,'2018-04-01',4,2018,2,1),(3701,356,'2018-04-02',4,2018,5,1),(3702,411,'2018-04-02',4,2018,14,3),(3703,389,'2018-04-02',4,2018,2,11),(3704,412,'2018-04-02',4,2018,12,1),(3705,408,'2018-04-02',4,2018,17,1),(3706,342,'2018-04-03',4,2018,13,1),(3707,358,'2018-04-03',4,2018,6,1),(3708,344,'2018-04-03',4,2018,10,1),(3709,396,'2018-04-03',4,2018,11,1),(3710,406,'2018-04-03',4,2018,11,1),(3711,398,'2018-04-03',4,2018,10,1),(3712,295,'2018-04-03',4,2018,2,30),(3713,386,'2018-04-05',4,2018,28,3),(3714,357,'2018-04-05',4,2018,3,1),(3715,361,'2018-04-07',4,2018,3,17),(3716,246,'2018-04-07',4,2018,0,7),(3717,242,'2018-04-07',4,2018,0,7),(3718,290,'2018-04-08',4,2018,0,3),(3719,359,'2018-04-08',4,2018,3,1),(3720,294,'2018-04-08',4,2018,0,3),(3721,269,'2018-04-10',4,2018,1,1),(3722,380,'2018-04-10',4,2018,4,2),(3723,302,'2018-04-10',4,2018,2,1),(3724,311,'2018-04-10',4,2018,3,1),(3725,315,'2018-04-10',4,2018,1,1),(3726,319,'2018-04-10',4,2018,2,1),(3727,320,'2018-04-10',4,2018,2,1),(3728,321,'2018-04-10',4,2018,1,1),(3729,322,'2018-04-10',4,2018,1,1),(3730,325,'2018-04-10',4,2018,2,1),(3731,330,'2018-04-10',4,2018,3,1),(3732,345,'2018-04-10',4,2018,2,1),(3733,346,'2018-04-10',4,2018,2,1),(3734,347,'2018-04-10',4,2018,2,1),(3735,348,'2018-04-10',4,2018,1,1),(3736,349,'2018-04-10',4,2018,3,1),(3737,350,'2018-04-10',4,2018,2,1),(3738,352,'2018-04-10',4,2018,1,1),(3739,327,'2018-04-12',4,2018,6,1),(3740,289,'2018-04-15',4,2018,4,1),(3741,351,'2018-04-22',4,2018,2,1),(3742,343,'2018-04-25',4,2018,1,1),(3743,287,'2018-04-25',4,2018,1,1),(3744,231,'2018-04-25',4,2018,1,1),(3745,296,'2018-04-26',4,2018,1,1),(3746,295,'2018-05-01',5,2018,0,24),(3747,387,'2018-05-01',5,2018,64,16677),(3748,388,'2018-05-01',5,2018,65,16687),(3749,415,'2018-05-01',5,2018,39,4761),(3750,402,'2018-05-01',5,2018,98,16500),(3751,360,'2018-05-01',5,2018,7,1),(3752,361,'2018-05-01',5,2018,1,10),(3753,392,'2018-05-01',5,2018,5,56),(3754,355,'2018-05-01',5,2018,16,61),(3755,382,'2018-05-01',5,2018,12,1),(3756,404,'2018-05-01',5,2018,8,6),(3757,397,'2018-05-01',5,2018,142,31),(3758,353,'2018-05-01',5,2018,1,13),(3759,395,'2018-05-01',5,2018,10,8),(3760,351,'2018-05-01',5,2018,3,1),(3761,390,'2018-05-02',5,2018,7,3),(3762,386,'2018-05-02',5,2018,7,1),(3763,394,'2018-05-02',5,2018,6,15),(3764,325,'2018-05-02',5,2018,1,1),(3765,406,'2018-05-02',5,2018,8,1),(3766,411,'2018-05-02',5,2018,13,2),(3767,356,'2018-05-02',5,2018,1,1),(3768,358,'2018-05-02',5,2018,2,1),(3769,396,'2018-05-02',5,2018,6,1),(3770,289,'2018-05-03',5,2018,5,172),(3771,398,'2018-05-03',5,2018,10,1),(3772,327,'2018-05-03',5,2018,5,1),(3773,408,'2018-05-03',5,2018,10,1),(3774,403,'2018-05-03',5,2018,11,1),(3775,344,'2018-05-03',5,2018,6,1),(3776,413,'2018-05-03',5,2018,12,1),(3777,412,'2018-05-03',5,2018,11,1),(3778,389,'2018-05-04',5,2018,4,5),(3779,416,'2018-05-04',5,2018,66,14399),(3780,331,'2018-05-06',5,2018,1,1),(3781,383,'2018-05-06',5,2018,5,1),(3782,405,'2018-05-07',5,2018,7,1),(3783,321,'2018-05-08',5,2018,1,1),(3784,342,'2018-05-08',5,2018,3,1),(3785,350,'2018-05-10',5,2018,1,1),(3786,399,'2018-05-10',5,2018,5,1),(3787,313,'2018-05-10',5,2018,7,1),(3788,323,'2018-05-10',5,2018,2,1),(3789,317,'2018-05-11',5,2018,1,1),(3790,359,'2018-05-11',5,2018,1,1),(3791,346,'2018-05-11',5,2018,2,1),(3792,348,'2018-05-12',5,2018,1,1),(3793,352,'2018-05-12',5,2018,1,1),(3794,303,'2018-05-15',5,2018,5,1),(3795,214,'2018-05-16',5,2018,0,257),(3796,252,'2018-05-16',5,2018,2,1),(3797,297,'2018-05-16',5,2018,2,1),(3798,293,'2018-05-16',5,2018,1,205),(3799,246,'2018-05-16',5,2018,1,228),(3800,269,'2018-05-16',5,2018,3,198),(3801,292,'2018-05-16',5,2018,3,22),(3802,242,'2018-05-20',5,2018,0,285),(3803,235,'2018-05-20',5,2018,0,235),(3804,290,'2018-05-20',5,2018,0,158),(3805,287,'2018-05-20',5,2018,0,101),(3806,220,'2018-05-20',5,2018,0,192),(3807,237,'2018-05-20',5,2018,0,209),(3808,294,'2018-05-20',5,2018,0,48),(3809,347,'2018-05-25',5,2018,1,1),(3810,302,'2018-05-25',5,2018,2,1),(3811,380,'2018-05-25',5,2018,1,1),(3812,326,'2018-05-27',5,2018,1,1),(3813,311,'2018-05-27',5,2018,1,1),(3814,345,'2018-05-27',5,2018,1,1),(3815,296,'2018-05-29',5,2018,13,1),(3816,349,'2018-05-31',5,2018,2,1),(3817,388,'2018-06-01',6,2018,58,14880),(3818,416,'2018-06-01',6,2018,47,14911),(3819,387,'2018-06-01',6,2018,55,14907),(3820,402,'2018-06-01',6,2018,45,555),(3821,220,'2018-06-01',6,2018,0,105),(3822,235,'2018-06-01',6,2018,0,127),(3823,237,'2018-06-01',6,2018,0,112),(3824,242,'2018-06-01',6,2018,0,143),(3825,246,'2018-06-01',6,2018,0,113),(3826,269,'2018-06-01',6,2018,0,99),(3827,287,'2018-06-01',6,2018,1,53),(3828,289,'2018-06-01',6,2018,2,101),(3829,290,'2018-06-01',6,2018,0,81),(3830,292,'2018-06-01',6,2018,3,11),(3831,293,'2018-06-01',6,2018,0,104),(3832,294,'2018-06-01',6,2018,0,24),(3833,327,'2018-06-01',6,2018,2,1),(3834,383,'2018-06-01',6,2018,6,1),(3835,394,'2018-06-01',6,2018,3,1),(3836,398,'2018-06-01',6,2018,10,1),(3837,214,'2018-06-01',6,2018,0,224),(3838,313,'2018-06-01',6,2018,11,1),(3839,395,'2018-06-01',6,2018,12,1),(3840,399,'2018-06-01',6,2018,11,1),(3841,344,'2018-06-01',6,2018,7,1),(3842,386,'2018-06-01',6,2018,16,1),(3843,396,'2018-06-01',6,2018,8,1),(3844,408,'2018-06-01',6,2018,12,1),(3845,413,'2018-06-01',6,2018,11,1),(3846,355,'2018-06-01',6,2018,15,9),(3847,360,'2018-06-01',6,2018,9,1),(3848,390,'2018-06-01',6,2018,8,1),(3849,397,'2018-06-01',6,2018,18,4),(3850,405,'2018-06-01',6,2018,13,1),(3851,412,'2018-06-01',6,2018,12,1),(3852,415,'2018-06-01',6,2018,10,8),(3853,325,'2018-06-01',6,2018,3,1),(3854,303,'2018-06-01',6,2018,4,1),(3855,295,'2018-06-01',6,2018,1,30),(3856,359,'2018-06-01',6,2018,3,1),(3857,342,'2018-06-02',6,2018,5,1),(3858,389,'2018-06-02',6,2018,4,1),(3859,361,'2018-06-02',6,2018,3,20),(3860,345,'2018-06-03',6,2018,2,1),(3861,392,'2018-06-03',6,2018,3,1),(3862,357,'2018-06-04',6,2018,14,1),(3863,403,'2018-06-05',6,2018,11,1),(3864,324,'2018-06-06',6,2018,5,1),(3865,380,'2018-06-06',6,2018,9,1),(3866,406,'2018-06-06',6,2018,8,1),(3867,411,'2018-06-06',6,2018,12,1),(3868,356,'2018-06-06',6,2018,4,1),(3869,353,'2018-06-06',6,2018,3,16),(3870,404,'2018-06-07',6,2018,7,1),(3871,330,'2018-06-10',6,2018,2,1),(3872,323,'2018-06-13',6,2018,2,1),(3873,319,'2018-06-17',6,2018,1,1),(3874,320,'2018-06-17',6,2018,1,1),(3875,349,'2018-06-17',6,2018,1,1),(3876,350,'2018-06-17',6,2018,1,1),(3877,296,'2018-06-17',6,2018,39,1),(3878,347,'2018-06-20',6,2018,3,1),(3879,346,'2018-06-23',6,2018,2,1),(3880,302,'2018-06-28',6,2018,2,1),(3881,311,'2018-06-29',6,2018,1,1),(3882,315,'2018-06-29',6,2018,1,1),(3883,317,'2018-06-29',6,2018,1,1),(3884,321,'2018-06-29',6,2018,1,1),(3885,322,'2018-06-29',6,2018,1,1),(3886,348,'2018-06-29',6,2018,1,1),(3887,352,'2018-06-29',6,2018,1,1),(3888,416,'2018-07-01',7,2018,43,15258),(3889,388,'2018-07-01',7,2018,58,15269),(3890,387,'2018-07-01',7,2018,56,15255),(3891,303,'2018-07-01',7,2018,7,1),(3892,342,'2018-07-01',7,2018,9,1),(3893,295,'2018-07-01',7,2018,0,48),(3894,382,'2018-07-01',7,2018,5,1),(3895,411,'2018-07-01',7,2018,10,1),(3896,406,'2018-07-01',7,2018,8,1),(3897,302,'2018-07-01',7,2018,2,1),(3898,311,'2018-07-01',7,2018,1,1),(3899,315,'2018-07-01',7,2018,1,1),(3900,317,'2018-07-01',7,2018,1,1),(3901,321,'2018-07-01',7,2018,2,1),(3902,322,'2018-07-01',7,2018,1,1),(3903,324,'2018-07-01',7,2018,7,1),(3904,325,'2018-07-01',7,2018,2,1),(3905,344,'2018-07-01',7,2018,7,1),(3906,345,'2018-07-01',7,2018,3,1),(3907,346,'2018-07-01',7,2018,3,1),(3908,347,'2018-07-01',7,2018,1,1),(3909,348,'2018-07-01',7,2018,3,1),(3910,352,'2018-07-01',7,2018,2,1),(3911,353,'2018-07-01',7,2018,9,27),(3912,355,'2018-07-01',7,2018,9,6),(3913,356,'2018-07-01',7,2018,3,1),(3914,361,'2018-07-01',7,2018,3,30),(3915,380,'2018-07-01',7,2018,10,1),(3916,389,'2018-07-01',7,2018,3,1),(3917,395,'2018-07-01',7,2018,8,1),(3918,396,'2018-07-01',7,2018,7,1),(3919,397,'2018-07-01',7,2018,14,5),(3920,398,'2018-07-01',7,2018,10,1),(3921,399,'2018-07-01',7,2018,7,1),(3922,403,'2018-07-01',7,2018,8,1),(3923,404,'2018-07-01',7,2018,11,1),(3924,405,'2018-07-01',7,2018,18,1),(3925,394,'2018-07-02',7,2018,3,1),(3926,296,'2018-07-02',7,2018,2,1),(3927,392,'2018-07-02',7,2018,4,1),(3928,408,'2018-07-03',7,2018,7,1),(3929,415,'2018-07-03',7,2018,16,1),(3930,402,'2018-07-03',7,2018,40,6),(3931,323,'2018-07-04',7,2018,3,1),(3932,360,'2018-07-04',7,2018,9,1),(3933,412,'2018-07-04',7,2018,7,1),(3934,313,'2018-07-04',7,2018,6,2),(3935,386,'2018-07-04',7,2018,3,1),(3936,413,'2018-07-04',7,2018,5,1),(3937,331,'2018-07-05',7,2018,1,1),(3938,383,'2018-07-07',7,2018,7,1),(3939,351,'2018-07-08',7,2018,1,1),(3940,349,'2018-07-08',7,2018,1,1),(3941,390,'2018-07-08',7,2018,6,1),(3942,214,'2018-07-08',7,2018,0,20),(3943,350,'2018-07-09',7,2018,1,1),(3944,327,'2018-07-15',7,2018,5,1),(3945,359,'2018-07-16',7,2018,1,1),(3946,235,'2018-07-18',7,2018,0,12),(3947,242,'2018-07-18',7,2018,0,9),(3948,246,'2018-07-18',7,2018,0,3),(3949,287,'2018-07-18',7,2018,0,6),(3950,289,'2018-07-18',7,2018,0,8),(3951,293,'2018-07-18',7,2018,0,3),(3952,237,'2018-07-18',7,2018,0,3),(3953,330,'2018-07-21',7,2018,1,1),(3954,343,'2018-07-21',7,2018,1,1),(3955,326,'2018-07-26',7,2018,1,1),(3956,416,'2018-08-01',8,2018,47,15520),(3957,388,'2018-08-01',8,2018,17,296),(3958,387,'2018-08-01',8,2018,60,15494),(3959,355,'2018-08-01',8,2018,39,13),(3960,402,'2018-08-01',8,2018,35,3),(3961,411,'2018-08-01',8,2018,11,1),(3962,403,'2018-08-01',8,2018,12,1),(3963,404,'2018-08-01',8,2018,10,1),(3964,361,'2018-08-01',8,2018,3,21),(3965,303,'2018-08-01',8,2018,8,1),(3966,318,'2018-08-01',8,2018,1,1),(3967,398,'2018-08-01',8,2018,12,1),(3968,412,'2018-08-01',8,2018,12,1),(3969,390,'2018-08-01',8,2018,7,1),(3970,397,'2018-08-01',8,2018,21,2),(3971,405,'2018-08-01',8,2018,11,1),(3972,415,'2018-08-01',8,2018,12,1),(3973,327,'2018-08-01',8,2018,5,1),(3974,383,'2018-08-01',8,2018,4,1),(3975,399,'2018-08-01',8,2018,7,1),(3976,386,'2018-08-01',8,2018,12,1),(3977,396,'2018-08-01',8,2018,5,1),(3978,408,'2018-08-01',8,2018,14,1),(3979,420,'2018-08-01',8,2018,48,15281),(3980,382,'2018-08-01',8,2018,14,1),(3981,406,'2018-08-01',8,2018,15,1),(3982,413,'2018-08-02',8,2018,4,1),(3983,231,'2018-08-02',8,2018,1,1),(3984,353,'2018-08-02',8,2018,8,19),(3985,208,'2018-08-02',8,2018,1,1),(3986,380,'2018-08-02',8,2018,3,1),(3987,220,'2018-08-02',8,2018,1,1),(3988,295,'2018-08-02',8,2018,0,33),(3989,395,'2018-08-02',8,2018,9,1),(3990,394,'2018-08-03',8,2018,3,1),(3991,302,'2018-08-04',8,2018,1,1),(3992,313,'2018-08-05',8,2018,4,1),(3993,351,'2018-08-05',8,2018,3,1),(3994,317,'2018-08-07',8,2018,1,1),(3995,323,'2018-08-09',8,2018,4,1),(3996,344,'2018-08-09',8,2018,3,1),(3997,360,'2018-08-09',8,2018,23,1),(3998,325,'2018-08-11',8,2018,2,1),(3999,357,'2018-08-11',8,2018,3,1),(4000,296,'2018-08-12',8,2018,15,1),(4001,345,'2018-08-13',8,2018,1,1),(4002,342,'2018-08-13',8,2018,2,1),(4003,389,'2018-08-14',8,2018,1,1),(4004,349,'2018-08-14',8,2018,1,1),(4005,346,'2018-08-16',8,2018,1,1),(4006,392,'2018-08-16',8,2018,2,1),(4007,326,'2018-08-18',8,2018,1,1),(4008,347,'2018-08-21',8,2018,2,1),(4009,330,'2018-08-23',8,2018,1,1),(4010,311,'2018-08-24',8,2018,2,1),(4011,359,'2018-08-27',8,2018,1,1),(4012,416,'2018-09-01',9,2018,33,684),(4013,387,'2018-09-01',9,2018,62,14104),(4014,420,'2018-09-01',9,2018,53,14109),(4015,395,'2018-09-01',9,2018,11,1),(4016,405,'2018-09-01',9,2018,8,1),(4017,296,'2018-09-01',9,2018,3,1),(4018,411,'2018-09-01',9,2018,27,1),(4019,402,'2018-09-02',9,2018,40,1),(4020,342,'2018-09-02',9,2018,4,1),(4021,351,'2018-09-02',9,2018,5,1),(4022,397,'2018-09-02',9,2018,15,2),(4023,390,'2018-09-02',9,2018,7,1),(4024,415,'2018-09-02',9,2018,12,1),(4025,346,'2018-09-02',9,2018,1,1),(4026,353,'2018-09-03',9,2018,10,6),(4027,403,'2018-09-03',9,2018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018-11-11',11,2018,1,4),(4166,426,'2018-11-12',11,2018,41,3314),(4167,344,'2018-11-12',11,2018,1,1),(4168,347,'2018-11-12',11,2018,1,1),(4169,396,'2018-11-17',11,2018,1,1),(4170,427,'2018-11-19',11,2018,31,3167),(4171,437,'2018-11-19',11,2018,38,6198),(4172,346,'2018-11-19',11,2018,2,1),(4173,331,'2018-11-19',11,2018,1,1),(4174,351,'2018-11-20',11,2018,1,1),(4175,345,'2018-11-23',11,2018,1,1),(4176,431,'2018-11-26',11,2018,22,3027),(4177,348,'2018-11-26',11,2018,1,1),(4178,214,'2018-11-26',11,2018,0,2),(4179,352,'2018-11-27',11,2018,1,1),(4180,302,'2018-11-29',11,2018,2,1),(4181,327,'2018-11-30',11,2018,1,1),(4182,343,'2018-11-30',11,2018,1,1),(4183,303,'2018-11-30',11,2018,1,1),(4184,435,'2018-12-01',12,2018,97,14720),(4185,437,'2018-12-01',12,2018,24,2387),(4186,420,'2018-12-01',12,2018,70,14727),(4187,431,'2018-12-01',12,2018,15,618),(4188,387,'2018-12-01',12,2018,67,14713),(4189,355,'2018-12-01',12,2018,10,5),(4190,296,'2018-12-01',12,2018,2,1),(4191,403,'2018-12-01',12,2018,12,1),(4192,427,'2018-12-01',12,2018,11,3),(4193,324,'2018-12-01',12,2018,1,1),(4194,326,'2018-12-01',12,2018,2,1),(4195,327,'2018-12-01',12,2018,1,1),(4196,344,'2018-12-01',12,2018,4,1),(4197,342,'2018-12-01',12,2018,5,1),(4198,323,'2018-12-01',12,2018,2,1),(4199,351,'2018-12-01',12,2018,2,1),(4200,295,'2018-12-01',12,2018,0,10),(4201,423,'2018-12-01',12,2018,8,4),(4202,353,'2018-12-01',12,2018,2,20),(4203,388,'2018-12-01',12,2018,9,205),(4204,404,'2018-12-02',12,2018,8,1),(4205,397,'2018-12-02',12,2018,8,1),(4206,345,'2018-12-02',12,2018,1,1),(4207,411,'2018-12-02',12,2018,9,1),(4208,432,'2018-12-03',12,2018,26,3656),(4209,303,'2018-12-03',12,2018,2,1),(4210,405,'2018-12-03',12,2018,8,1),(4211,406,'2018-12-03',12,2018,8,1),(4212,361,'2018-12-03',12,2018,2,207),(4213,382,'2018-12-04',12,2018,1,1),(4214,321,'2018-12-04',12,2018,1,1),(4215,412,'2018-12-05',12,2018,11,1),(4216,416,'2018-12-05',12,2018,13,2),(4217,408,'2018-12-05',12,2018,9,1),(4218,415,'2018-12-06',12,2018,8,1),(4219,395,'2018-12-06',12,2018,10,1),(4220,392,'2018-12-06',12,2018,2,1),(4221,413,'2018-12-07',12,2018,5,1),(4222,402,'2018-12-07',12,2018,9,2),(4223,425,'2018-12-07',12,2018,7,2),(4224,360,'2018-12-07',12,2018,6,1),(4225,214,'2018-12-07',12,2018,0,4),(4226,383,'2018-12-07',12,2018,5,1),(4227,424,'2018-12-07',12,2018,4,1),(4228,386,'2018-12-07',12,2018,5,1),(4229,436,'2018-12-07',12,2018,6,1),(4230,394,'2018-12-08',12,2018,3,1),(4231,430,'2018-12-10',12,2018,25,3436),(4232,325,'2018-12-10',12,2018,1,1),(4233,313,'2018-12-11',12,2018,4,3),(4234,380,'2018-12-11',12,2018,2,1),(4235,220,'2018-12-13',12,2018,3,1),(4236,426,'2018-12-14',12,2018,4,2),(4237,398,'2018-12-14',12,2018,3,1),(4238,350,'2018-12-14',12,2018,1,1),(4239,389,'2018-12-15',12,2018,1,1),(4240,433,'2018-12-17',12,2018,16,3359),(4241,434,'2018-12-24',12,2018,18,2983),(4242,396,'2018-12-28',12,2018,1,1),(4243,390,'2018-12-29',12,2018,1,1),(4244,359,'2018-12-30',12,2018,1,1),(4245,330,'2018-12-30',12,2018,1,1),(4246,432,'2019-01-01',1,2019,8,4),(4247,388,'2019-01-01',1,2019,98,14873),(4248,420,'2019-01-01',1,2019,76,14909),(4249,387,'2019-01-01',1,2019,322,13284),(4250,361,'2019-01-01',1,2019,71,14867),(4251,397,'2019-01-01',1,2019,25,5),(4252,402,'2019-01-01',1,2019,21,3),(4253,295,'2019-01-01',1,2019,1,13),(4254,404,'2019-01-01',1,2019,8,1),(4255,346,'2019-01-01',1,2019,1,1),(4256,435,'2019-01-01',1,2019,76,11977),(4257,437,'2019-01-01',1,2019,11,1),(4258,427,'2019-01-01',1,2019,12,1),(4259,415,'2019-01-01',1,2019,8,9),(4260,412,'2019-01-01',1,2019,7,1),(4261,405,'2019-01-01',1,2019,8,1),(4262,436,'2019-01-01',1,2019,10,1),(4263,431,'2019-01-01',1,2019,10,7),(4264,426,'2019-01-01',1,2019,9,1),(4265,396,'2019-01-01',1,2019,3,1),(4266,214,'2019-01-01',1,2019,0,48),(4267,424,'2019-01-01',1,2019,6,1),(4268,423,'2019-01-01',1,2019,6,1),(4269,411,'2019-01-01',1,2019,17,1),(4270,398,'2019-01-01',1,2019,10,1),(4271,395,'2019-01-01',1,2019,8,1),(4272,390,'2019-01-02',1,2019,3,1),(4273,353,'2019-01-02',1,2019,1,17),(4274,434,'2019-01-02',1,2019,4,4),(4275,311,'2019-01-03',1,2019,1,1),(4276,394,'2019-01-03',1,2019,3,1),(4277,425,'2019-01-03',1,2019,10,1),(4278,342,'2019-01-04',1,2019,6,1),(4279,383,'2019-01-04',1,2019,6,1),(4280,406,'2019-01-04',1,2019,8,1),(4281,416,'2019-01-04',1,2019,15,7),(4282,386,'2019-01-04',1,2019,8,1),(4283,408,'2019-01-04',1,2019,8,1),(4284,413,'2019-01-04',1,2019,11,1),(4285,360,'2019-01-04',1,2019,6,1),(4286,302,'2019-01-05',1,2019,2,1),(4287,403,'2019-01-05',1,2019,17,1),(4288,303,'2019-01-05',1,2019,2,1),(4289,382,'2019-01-06',1,2019,4,1),(4290,392,'2019-01-06',1,2019,3,1),(4291,355,'2019-01-06',1,2019,13,9),(4292,345,'2019-01-08',1,2019,1,1),(4293,433,'2019-01-08',1,2019,8,3),(4294,380,'2019-01-08',1,2019,2,1),(4295,430,'2019-01-08',1,2019,6,1),(4296,330,'2019-01-10',1,2019,3,1),(4297,324,'2019-01-10',1,2019,1,1),(4298,313,'2019-01-10',1,2019,2,1),(4299,351,'2019-01-10',1,2019,2,1),(4300,323,'2019-01-10',1,2019,3,1),(4301,326,'2019-01-10',1,2019,1,1),(4302,343,'2019-01-10',1,201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--
-- Table structure for table `candidates_main`
--

CREATE TABLE `candidates_main` (
  `id` int(3) unsigned NOT NULL AUTO_INCREMENT,
  `type` int(3) DEFAULT NULL,
  `f_name` varchar(100) DEFAULT NULL,
  `l_name` varchar(100) DEFAULT NULL,
  `bio` longtext,
  `statement` longtext,
  `photo` varchar(150) DEFAULT NULL,
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=8 DEFAULT CHARSET=latin1;

--
-- Dumping data for table `candidates_main`
--

INSERT INTO `candidates_main` VALUES (1,1,'Ian','White','<p>I was born and raised in a town of 7500 people halfway between Seattle and Portland. My parents have been self-employed since I can remember and they are the hardest working people I&#8217;ve met. I am proud to have come from blue-collar roots. I however, always wanted to complete a post-secondary education.  In 2014, I became the first member of my family to graduate from university. I work in the energy industry as a trader of electric commodities&#8211;a job I greatly enjoy but literally fell into.  Having lived in Spokane since 2015, I have enjoyed becoming apart of the community and have worked diligently to establish roots in this great city. </p>','<p>My parents have financed their home and improvements always using peer-to-peer networks of credit unions. From a young age, this model of banking always has intrigued me due to the &#8220;people helping people&#8221; sort of mindset present in credit unions.  I figured that a becoming involved would allow me to help utilize my skills to further the mission of a small credit union: that is, keep services excellent, provide financial services that members request as times change and most importantly, keep costs low.  I look forward to giving back via this board position or in any other way I can be of service to SCCU and its members.</p>  ','PHOTO_ian-white.jpg'),(2,1,'Harry ','McLean, Jr.','<p>My service to SCCU has been 26 years. During this time I served 10 years as Chairman of the Supervisory Committee, 3 years Board Treasurer, and 11 years as Chairman of the Board. </p>\r\n<p>Graduate of Gonzaga University earning Bachelor of Science - Civil Engineering degree.</p>\r\n<p>Retired from the City of Spokane Water Department where I served as a Senior Engineer for more than 27 years. I provided designs and construction management for many and varied projects and facilities for the Water Department, also designs and management for projects for other City of Spokane departments, as well as Spokane County. </p>\r\n<p>I currently provide consulting engineering services to the State of Washington that include: design, design review, testing, and inspections of ski lifts and aerial tramways. </p>\r\n','<p>As a volunteer I have served our Spokane City Credit Union for twenty-six (26) years, ten (10) years on the Supervisory Committee and sixteen (16) years as a Board Director, including eleven (11) years as Chairman of the Board of Directors. During these times when many credit unions failed, SCCU not only survived, but we continued to provide our owners/members with sound financial services. </p>\r\n<p>Today, with new ideas and perspectives from management, staff and Board of Directors, I believe we (SCCU) are on the threshold of witnessing incredible growth and vastly improved financial soundness. We have rejuvenated and expanded our loan department, by adding services that in the past we only dreamed. We have stretched our marketing horizons to communities beyond Spokane that include reaching into northern Idaho and cities like Post Falls, Coeur d’Alene and Sandpoint. </p>\r\n<p>Through the summer months we will continue our upward trajectory as we embark on a major remodel of our SCCU building. The result will be an updated and more energy efficient building envelope, as well as new improved teller windows and office spaces within. </p>\r\n<p>SCCU continues to improve and expand our Smartphone Home Banking products. </p>\r\n<p>With our building remodel and ever expanding Home Banking services, our goal is to provide quality financial services to all SCCU owners/members. </p>\r\n<p><b>On a personal note, I seek your support and vote to continue as a Board Director. As always, I pledge to faithfully execute my Director duties as I have demonstrated over the years.</b></p> \r\n','PHOTO_harry.jpg'),(3,1,'Gene','Jakubczak','<p>&#8226; Served the members of the SCCU on the Board of Directors for over 10 years and was selected as  Chairman of the Board in 2017.</p>\r\n<p>&#8226; Retired from the city of Spokane where I served for over 25 years in the Fleet Services  Department. Prior to coming to Spokane, I worked for the city of Pheonix, Equipment Management  Division for 18 years.</p>\r\n<p>&#8226; Holds a bachelor&#8217;s degree in General Studies from Eastern Washington University and a master&#8217;s  degree in business administration from City University.</p>\r\n<p>&#8226; Remains active in the Fleet Management industry as board member of the Vehicle Maintenance  Conference.</p>','<p>These are exciting times for the Spokane City Credit Union. In addition to many products and services added over the past year, we are looking forward to a full remodel of the branch to be completed this year. This remodel will make us more efficient and equipped to serve our members for many years to come. We ae very fortunate to have excellent leadership and a great staff that have taken us to this point.</p>\r\n<p> I am hoping to continue to serve as your Chairman of the Board and do my part to ensure the positive momentum of your Credit Union.</p>','PHOTO_gene.jpg'),(5,2,'Chuck ','Zigmund','<p>Chuck Zigmund Jr has lived in Spokane for over 37 years.  He is originally from Harrington, Washington.  Chuck has served on the Supervisory Committee since 2015.  Currently, he is a Project Manager for Highwood Global, LP and has worked in the engineering field for the past 39 years at various other companies.</p>\r\n<p>Chuck also works part-time for Crowd Management Services as a Senior Event Supervisor for sporting events, concerts and festivals.  He has worked for them for the past 32 years at venues such as the Spokane Arena, Washington State University, Gonzaga University and the Gorge Amphitheater. </p>\r\n<p>Chuck has a daughter, Marissa, who is a sophomore at East Valley High School and his life partner for over 17 years is Christina. </p>\r\n','<p>I am committed to ensuring the safety and soundness of the Spokane City Credit Union and its members.</p>','PHOTO_chuck.jpg');

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INSERT INTO `content_main` VALUES (67,NULL,1,'Board, Volunteers & Employees','<p><a href=\"#directors\">Board of Directors</a> &bull; <a href=\"#supervisory\">Supervisory Committee</a> &bull; <a href=\"#employees\">Employees</a></p>\n\n<h2><a name=\"directors\"></a>Board of Directors</h2>\n\n<div>&nbsp;</div>\n\n<div>Harry A. McLean, Jr. Chairperson<br />\nGene Jakubczak, Vice-Chairperson<br />\nDavid Eash, Treasurer<br />\nEd Bowers, Secretary</div>\n\n<div>Andrew Overhauser, Director</div>\n\n<div>Dale Arnold, Director</div>\n\n<div>Jerry Niepomnik, Director</div>\n\n<div>&nbsp;</div>\n\n<h2><a id=\"supervisory\" name=\"supervisory\"></a>Supervisory Committee</h2>\n\n<p>Dave Christiansen, Chairperson<br />\nVincent Beck<br />\nChuck Zigmund</p>\n\n<h2><a id=\"employees\" name=\"employees\"></a>Employees</h2>\n\n<p>Dennis Clinton, President<br />\n<a href=\"mailto:dclinton@sccu.net\">dclinton@sccu.net</a></p>\n\n<p>Kathy Meagley, Operations Supervisor<br />\n<a href=\"mailto:kmeagley@sccu.net\">kmeagley@sccu.net</a></p>\n\n<p>Kathy Holmes, Loan Supervisor<br />\n<a href=\"mailto:kholmes@sccu.net\">kholmes@sccu.net</a></p>\n\n<p>Tim Lieske, Loan Officer<br />\n<a href=\"mailto:tlieske@sccu.net\">tlieske@sccu.net</a></p>\n\n<p>Jamie Forbes, Member Service Specialist<br />\n<a href=\"mailto:jforbes@sccu.net\">jforbes@sccu.net</a></p>\n\n<p>Jon Belch, Member Service Representative<br />\n<a href=\"mailto:jbelch@sccu.net\">jbelch@sccu.net</a></p>\n\n<p>Shannon Chapman, Member Service Representative<br />\n<a href=\"mailto:schapman@sccu.net\">schapman@sccu.net</a></p>\n\n<p>Colleen Johnson, Member Service Representative<br />\n<a href=\"mailto:hreynolds@sccu.net\">cjohnson@sccu.net</a></p>\n\n<p>Helen Reynold, Accounting Clerk<br />\n<a href=\"mailto:hreynolds@sccu.net\">hreynolds@sccu.net</a></p>','','',5),(201,NULL,0,'1% Cash back on vehicle loans','<p>FOR A LIMITED TIME CASH BACK FOR NEW VEHICLE LOANS**</p>\n\n<p>SCCU has a loan for whatever you drive. Rates apply to 2013-2015 NEW vehicles. Finance with SCCU today and see how much you can save. Apply for your loan online, or call us at (509)325-4444 if you&rsquo;d like to talk to a loan specialist.</p>\n\n<p style=\"text-align: center;\"><img alt=\"\" src=\"https://www.sccu.net/upload_content/images/SCCUCashBackAutoLoanPoster_sm.jpg\" style=\"width: 650px; height: 972px; border:none;\" /></p>\n\n<p style=\"text-align: center;\"><img alt=\"\" src=\"https://www.sccu.net/upload_content/images/AutoRateTable2014_sm.png\" style=\"width: 650px; height: 355px; margin-top:20px;\" /></p>\n\n<p style=\"text-align: center; margin-top:20px;\"><a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=6605301709282121300&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\"><img alt=\"\" src=\"https://www.sccu.net/upload_content/images/Apply Here Button.png\" style=\"width: 150px; height: 38px;\" /></a>&nbsp; &nbsp; &nbsp;<a href=\"https://www.sccu.net/calculator.php\" target=\"_blank\"><img alt=\"\" src=\"https://www.sccu.net/upload_content/images/Calculator Button.png\" style=\"width: 150px; height: 38px;\" /></a>&nbsp; &nbsp; &nbsp;<a href=\"mailto:loandepartment@sccu.net?subject=Question about Vehicle Loans\"><img alt=\"\" src=\"https://www.sccu.net/upload_content/images/Contact Us Button.png\" style=\"width: 150px; height: 38px;\" /></a></p>\n\n<p><span style=\"font-size: 11px;\">*APR=annual percentage rate. Rates based on approved credit. Restrictions may apply. Other terms and conditions may be available. Rates subject to change without notice. Rates effective 1/1/14. Minimum loan amount of $15,000 to qualify for 78 month loan option. Minimum loan amount of $25,000 to qualify for 84 month term.<br />\n**1% cash back for new vehicle purchases or refinances. Maximum cash back is $500. SCCU loans are not eligible. Indirect loans are not eligible for cash back and preapproval payment. Member is responsible for all taxes related to cash back payments.</span></p>\n\n<p align=\"right\"><a href=\"#TOP\">BACK TO TOP</a></p>\n\n<h3 style=\"text-align: center;\">&nbsp;</h3>\n\n<h3>&nbsp;</h3>\n\n<h3><span style=\"font-size:16px;\">Options for your loan</span></h3>\n\n<h4><a name=\"Warranties\"></a>Auto Warranties</h4>\n\n<p>Getting an auto loan is about more than just the right rate. It&#39;s also about having the right protection.&nbsp; For just a few dollars a month, Mechanical Repair Coverage can save you hundreds or even thousands.</p>\n\n<p align=\"center\"><strong>Spokane City Credit Union offers 3 levels of warranty protection</strong></p>\n\n<p align=\"center\"><strong><font size=\"4\">&nbsp;</font></strong><font size=\"3\">Silver</font>&nbsp;&nbsp;&nbsp;<font size=\"3\">&bull;&nbsp;&nbsp; </font><font size=\"3\">Gold</font><font size=\"3\">&nbsp;&nbsp;&nbsp;&bull;&nbsp;&nbsp;&nbsp;</font><font size=\"3\">Platinum</font></p>\n\n<p><strong>MEMBERS CHOICE Mechanical Repair Coverage (MRC)</strong> starts protecting you immediately after purchase&nbsp;from the high costs and inconvenience of breakdowns.&nbsp; The plan&#39;s 24-hour roadside assistance program covers, towing, emergency travel expense and rental reimbursement, making&nbsp;the Member&#39;s Choice Mechanical Repair Coverage&nbsp;the perfect compliment to your manufacturer&#39;s warranty. &nbsp;Talk to an Auto Loan Specialist for more information.</p>\n\n<p align=\"right\">&nbsp;</p>\n\n<h4><a name=\"GAP\"></a>Guaranteed Auto Protection (GAP) Insurance</h4>\n\n<p>Fill in the GAP on your next Auto Loan!&nbsp; In the event that your automobile is stolen or damaged beyond repair, you may be surprised to learn that the value your insurance company places on your automobile may be substantially less than the amount you actually owe. The result is a financial &quot;gap&quot; and you may be responsible to pay the difference.&nbsp;&nbsp;</p>\n\n<p>GAP Insurance is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.&nbsp;</p>\n\n<p>In other words, GAP Insurance could save you thousands of dollars.&nbsp;</p>\n\n<p align=\"right\"><a href=\"#TOP\">BACK TO TOP</a></p>\n\n<p align=\"right\">&nbsp;</p>','','',0),(187,NULL,0,'Test Test','<p>\n	test test</p>','','',0),(188,55,6,'Swap Sheet: August 30, 2011','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, August 30, 2011</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/upload_content/gallery/gallery_2_55.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(66,NULL,1,'About Us','<p>\n	&nbsp;</p>\n<h2>\n	Mission Statement</h2>\n<p>\n	The mission statement of this credit union is to prudently promote and serve the genuine financial needs of our members with trust, education, and dignity.</p>\n<h2>\n	History</h2>\n<p>\n	Founded in 1934, Spokane City Credit Union first began as an occupational based credit union for City employees.&nbsp;&nbsp;Originally called City Employees Credit Union of Spokane, our goal was to provide premium services while providing friendly customer service. In 1978, the membership was broadened to include employees of the Spokane Transit Authority.&nbsp;&nbsp;A few years later in&nbsp;1980, we changed our name to Spokane City Credit Union and&nbsp;extended our&nbsp;membership to anyone who lives, works, worships, or goes to school in the State of Washington.&nbsp;</p>\n<p>\n	Although we have grown throughout the years, we have never lost focus of our goal.&nbsp; Members of this credit union have access&nbsp;to a wide range of services and benefits. These have evolved through time to provide the highest quality of financial services and competitive interest rates.</p>\n<p>\n	Spokane City Credit Union, a non-profit financial cooperative, is incorporated by the State of Washington. This credit union&#39; bylaws define our purpose to &#39;&#39;promote thrift among its members and create a source of credit for them at legitimate rates of interest for provident, productive, and educational purposes.&#39;&#39;</p>\n<h2>\n	The Credit Union Difference</h2>\n<p>\n	In 1935, when credit unions were helping Americans through the Great Depression, the treasurer of a Midwestern credit union said that credit unions were &quot;not for profit, not for charity, but for service,&quot; and that philosophy holds true today.</p>\n<p>\n	Credit unions continue to look out for their members&#39; interests and provide a level of service that is not generally available at other financial institutions. Whether it&#39;s providing a loan to help a member cover unexpected medical bills, giving financial counseling to a member whose company closed its doors, or simply offering a better deal on a used car loan, credit unions make a difference for their members and the communities they serve.</p>\n<p>\n	&nbsp;<a href=\"https://www.facebook.com/pages/Spokane-City-Credit-Union-SCCU/218547064922408\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/Shortened URL Small QR Facebook.png\" style=\"width: 97px; height: 99px\" /></a>&nbsp; &nbsp; &nbsp;Become a friend of Spokane City Credit Union. <a href=\"https://www.facebook.com/pages/Spokane-City-Credit-Union-SCCU/218547064922408\" target=\"_blank\">Click here to find us on Facebook.&nbsp;&nbsp;</a></p>','','',2),(68,NULL,1,'Contact Us','<p align=\"left\">\n	&nbsp;</p>\n<h2 align=\"left\">\n	Spokane City Credit Union</h2>\n<div align=\"left\">\n	<br />\n	1930 N. Monroe<br />\n	Spokane, WA 99205</div>\n<div align=\"left\">\n	&nbsp;</div>\n<h2 align=\"left\">\n	Hours:</h2>\n<div>\n	&nbsp;</div>\n<div align=\"left\">\n	<strong><font size=\"2\"><font color=\"#336633\">Main</font> </font></strong></div>\n<div align=\"left\">\n	Monday through Friday&nbsp;&nbsp;&nbsp;</div>\n<div align=\"left\">\n	9:00 a.m. to 5:00 p.m.</div>\n<div align=\"left\">\n	&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</div>\n<div>\n	<strong><font color=\"#336633\" size=\"2\">Drive Thru</font></strong></div>\n<div>\n	Monday through Thursday</div>\n<div>\n	8:00 a.m. to 5:30 p.m</div>\n<div>\n	Friday</div>\n<div>\n	7:00 a.m. to 5:30 p.m.&nbsp;</div>\n<div>\n	&nbsp;</div>\n<h2>\n	Mailing Address:</h2>\n<p>\n	PO Box 9639<br />\n	Spokane WA, 99209</p>\n<h2>\n	Phone Numbers:</h2>\n<div>\n	&nbsp;</div>\n<div>\n	<strong><font color=\"#336633\" size=\"2\">Main</font></strong></div>\n<div>\n	Phone: (509) 325-7228</div>\n<div>\n	Fax: (509) 325-9818</div>\n<div>\n	&nbsp;</div>\n<div>\n	<font color=\"#336633\" size=\"2\"><strong>Loan Department</strong></font><br />\n	Phone: (509) 325-4444<br />\n	Fax: (509) 325-1538</div>\n<div>\n	&nbsp;</div>\n<h2>\n	E-mail:</h2>\n<div>\n	&nbsp;</div>\n<div>\n	<a href=\"mailto:memberservices@sccu.net\">memberservices@sccu.net</a>&nbsp;- Member Service</div>\n<div>\n	<a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a> - Loan Department</div>\n<div>\n	&nbsp;</div>\n<div>\n	<div>\n		<h2>\n			Facebook:</h2>\n	</div>\n	<div>\n		&nbsp;</div>\n	<div>\n		<a href=\"https://www.facebook.com/pages/Spokane-City-Credit-Union-SCCU/218547064922408\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/Shortened URL Small QR Facebook.png\" style=\"width: 96px; height: 97px\" /></a></div>\n	<div>\n		&nbsp;</div>\n	<div>\n		Visit us on <a href=\"http://www.facebook.com/pages/Spokane-City-Credit-Union-SCCU/218547064922408?sk=app_417421184936069\" target=\"_blank\">Facebook</a>.</div>\n</div>\n<p>\n	&nbsp;</p>','','',5),(69,NULL,1,'Membership Application','<p>\n	Join today! If you live, work, worship or attend school in Washington state, you are eligible to join Spokane City Credit Union.</p>\n<p>\n	There are no membership fees to join. Upon joining Spokane City Credit Union a $5.00 deposit will be required for membership. A Member Service Representative will contact you to finalize this application.</p>\n<table border=\"0\" cellpadding=\"5\" cellspacing=\"0\" class=\"maintext\" width=\"100%\">\n	<tbody>\n		<tr>\n			<td align=\"left\" valign=\"top\">\n				<form action=\"http://scripts.ilinkadv.com/mailformurl.cgi\" method=\"post\" name=\"form\">\n					<input name=\"recipient\" type=\"hidden\" value=\"memberservices@sccu.net\" /> <input name=\"subject\" type=\"hidden\" value=\"SCCU Membership Application\" /> <input name=\"redirect\" type=\"hidden\" value=\"http://www.sccu.net/content.php?id=104\" />\n					<table border=\"0\" cellpadding=\"2\" cellspacing=\"0\" class=\"maintext\" width=\"600\">\n						<tbody>\n							<tr>\n								<td align=\"left\" valign=\"top\" width=\"146\">\n									&nbsp;</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<table border=\"0\" cellpadding=\"2\" cellspacing=\"0\" width=\"100%\">\n										<tbody>\n											<tr>\n												<td class=\"maintext\" height=\"24\" width=\"40%\">\n													First Name</td>\n												<td class=\"maintext\" width=\"20%\">\n													Middle Initial</td>\n												<td class=\"maintext\" width=\"40%\">\n													Last Name</td>\n											</tr>\n											<tr>\n												<td>\n													<input id=\"First Name\" name=\"First Name\" type=\"text\" /></td>\n												<td>\n													<input id=\"Middle Initial\" name=\"Middle Initial\" size=\"5\" type=\"text\" /></td>\n												<td>\n													<input id=\"Last Name\" name=\"Last Name\" type=\"text\" /></td>\n											</tr>\n										</tbody>\n									</table>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<table border=\"0\" cellpadding=\"2\" cellspacing=\"0\" width=\"100%\">\n										<tbody>\n											<tr>\n												<td class=\"maintext\">\n													Address</td>\n											</tr>\n											<tr>\n												<td>\n													<input id=\"Address - line1\" name=\"Address - line1\" size=\"35\" type=\"text\" /></td>\n											</tr>\n											<tr>\n												<td>\n													<input id=\"Address - line2\" name=\"Address - line2\" size=\"35\" type=\"text\" /></td>\n											</tr>\n										</tbody>\n									</table>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<table border=\"0\" cellpadding=\"2\" cellspacing=\"0\" width=\"100%\">\n										<tbody>\n											<tr>\n												<td class=\"maintext\" height=\"24\" width=\"40%\">\n													City</td>\n												<td class=\"maintext\" width=\"20%\">\n													State</td>\n												<td class=\"maintext\" width=\"40%\">\n													Zip Code</td>\n											</tr>\n											<tr>\n												<td>\n													<input id=\"City\" name=\"City\" type=\"text\" /></td>\n												<td>\n													<input id=\"State\" name=\"State\" size=\"5\" type=\"text\" /></td>\n												<td>\n													<input id=\"Zip Code\" name=\"Zip Code\" size=\"8\" type=\"text\" /></td>\n											</tr>\n										</tbody>\n									</table>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\">\n										<tbody>\n											<tr>\n												<td class=\"maintext\" width=\"40%\">\n													Home Phone</td>\n												<td class=\"maintext\" width=\"60%\">\n													Work Phone</td>\n											</tr>\n											<tr>\n												<td>\n													<input id=\"Home Phone\" name=\"Home Phone\" type=\"text\" /></td>\n												<td>\n													<input id=\"Work Phone\" name=\"Work Phone\" type=\"text\" /></td>\n											</tr>\n										</tbody>\n									</table>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\">\n										<tbody>\n											<tr>\n												<td class=\"maintext\">\n													Email Address</td>\n											</tr>\n											<tr>\n												<td>\n													<input id=\"Email Address\" name=\"Email Address\" type=\"text\" /></td>\n											</tr>\n										</tbody>\n									</table>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<hr align=\"center\" noshade=\"noshade\" size=\"1\" width=\"100%\" />\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									Please Check All that Apply:</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<input id=\"Live in Washington\" name=\"Live in Washington\" type=\"checkbox\" value=\"yes\" /> I live, work, worship, or attend school within the state of Washington.</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<input id=\"relative of SCCU\" name=\"relative of SCCU\" type=\"checkbox\" value=\"yes\" /> If not, is a relative a member of Spokane City Credit Union?</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<input id=\"employee of City of Spokane\" name=\"employee of City of Spokane\" type=\"checkbox\" value=\"yes\" /> Are you an employee of the City of Spokane?</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<input id=\"employee of Spokane Transit Authority\" name=\"employee of Spokane Transit Authority\" type=\"checkbox\" value=\"yes\" /> Are you an employee of the Spokane Transit Authority?</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<hr align=\"center\" noshade=\"noshade\" size=\"1\" width=\"100%\" />\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									What accounts or products are interested in opening or learning more about?<br />\n									<span class=\"subtext\">(check all that apply)</span></td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\">\n										<tbody>\n											<tr>\n												<td width=\"40%\">\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"checking account\" /> <span class=\"maintext\">Checking Account</span></div>\n												</td>\n												<td width=\"60%\">\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"auto loan\" /> <span class=\"maintext\">Auto Loan <font size=\"1\"><em><a href=\"https://www.sccu.net/new/rates.php?id=2\" target=\"https://www.sccu.net/new/rates.php?id=2\">(Auto Loan rates)</a></em></font></span></div>\n												</td>\n											</tr>\n											<tr>\n												<td>\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"savings account\" /> <span class=\"maintext\">Savings Account</span></div>\n												</td>\n												<td>\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"boat / rv loan\" /> <span class=\"maintext\">Boat / RV Loan <font size=\"1\"><em><a href=\"https://www.sccu.net/new/rates.php?id=2\" target=\"https://www.sccu.net/new/rates.php?id=2\">(Boat/RV Loan rates)</a></em></font></span></div>\n												</td>\n											</tr>\n											<tr>\n												<td>\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"certificates\" /> <span class=\"maintext\">Certificates <font size=\"1\"><em><a href=\"https://www.sccu.net/new/rates.php?id=1\" target=\"https://www.sccu.net/new/rates.php?id=1\">(savings rates)</a></em></font></span></div>\n												</td>\n												<td>\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"mortgage\" /> <span class=\"maintext\">Mortgage <font size=\"1\"><em><a href=\"mailto:loandepartment@sccu.net?subject=Mortgage Rates\">(contact our loan department for the most recent rates)</a></em></font></span></div>\n												</td>\n											</tr>\n											<tr>\n												<td>\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"visa card\" /> <span class=\"maintext\">Visa Card <font size=\"1\"><em><a href=\"https://www.sccu.net/new/content.php?id=72\" target=\"https://www.sccu.net/new/content.php?id=72\">(VISA rates)</a></em></font></span></div>\n												</td>\n												<td>\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"home equity line of credit\" /> <span class=\"maintext\">Home Equity Line of Credit <font size=\"1\"><em><a href=\"https://www.sccu.net/new/rates.php?id=2\" target=\"https://www.sccu.net/new/rates.php?id=2\">(HELOC rates)</a></em></font></span></div>\n												</td>\n											</tr>\n											<tr>\n												<td>\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"IRAs\" /> <span class=\"maintext\">IRAs&nbsp;<a href=\"https://www.sccu.net/new/rates.php?id=1\" target=\"https://www.sccu.net/new/rates.php?id=1\"><font size=\"1\"><em>(savings rates)</em></font></a></span></div>\n												</td>\n												<td valign=\"top\">\n													<div>\n														<input id=\"I am interested in\" name=\"I am interested in\" type=\"checkbox\" value=\"other\" /> <span class=\"maintext\">Other </span><input id=\"I am interested in\" name=\"I am interested in\" type=\"text\" /></div>\n												</td>\n											</tr>\n										</tbody>\n									</table>\n									<p align=\"left\">\n										<em><strong><font color=\"#336633\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Links open in seperate window)</font></strong></em></p>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<hr align=\"center\" noshade=\"noshade\" size=\"1\" width=\"100%\" />\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<div>\n										How would you prefer that we contact you to open your account?</div>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\">\n										<tbody>\n											<tr>\n												<td width=\"40%\">\n													<div>\n														<input id=\"Contact me by\" name=\"Contact me by\" type=\"checkbox\" value=\"home phone\" /> <span class=\"maintext\">Home Phone</span></div>\n												</td>\n											</tr>\n											<tr>\n												<td>\n													<div>\n														<input id=\"Contact me by\" name=\"Contact me by\" type=\"checkbox\" value=\"work phone\" /> <span class=\"maintext\">Work Phone</span></div>\n												</td>\n											</tr>\n											<tr>\n												<td>\n													<div>\n														<input id=\"Contact me by\" name=\"Contact me by\" type=\"checkbox\" value=\"email\" /> <span class=\"maintext\">Email</span></div>\n												</td>\n											</tr>\n											<tr>\n												<td>\n													<div>\n														<input id=\"Contact me by\" name=\"Contact me by\" type=\"checkbox\" value=\"mail\" /> <span class=\"maintext\">Mail</span></div>\n												</td>\n											</tr>\n										</tbody>\n									</table>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<div>\n										&nbsp;</div>\n								</td>\n							</tr>\n							<tr>\n								<td align=\"left\" valign=\"top\">\n									<input id=\"Thanks!\" name=\"Thanks!\" onclick=\"verify();\" type=\"submit\" value=\"Submit\" /> <input name=\"Clear\" type=\"reset\" value=\"Clear Form\" /></td>\n							</tr>\n						</tbody>\n					</table>\n				</form>\n			</td>\n		</tr>\n	</tbody>\n</table>\n<p>\n	Questions?&nbsp; Call us at (509) 325-7228 or email us at <a href=\"mailto:memberservices@sccu.net\">memberservices@sccu.net</a>.&nbsp;</p>\n<p>\n	<a href=\"https://www.sccu.net/content.php?id=66\">Click here to learn more about Spokane City Credit Union.</a></p>','','',3),(70,NULL,2,'Auto, Boat, RV & Motorcycle Loans','<p style=\"text-align: center;\"><a href=\"#Auto Loans\"><font face=\"georgia, serif\">Auto, Motorcycle</font><font face=\"georgia, serif\">,</font>&nbsp;&amp; Powersports</a><span style=\"font-family: georgia, serif;\">&nbsp;&bull;&nbsp;</span><a href=\"#Boat Loans\"><font face=\"georgia, serif\">Boat&nbsp;&amp; RV Loans&nbsp;</font></a><span style=\"font-family: georgia, serif;\">&bull;&nbsp;</span><a href=\"https://www.sccu.net/calculator.php\" style=\"font-family: georgia, serif;\" target=\"_blank\">Loan Calculator</a><span style=\"font-family: georgia, serif;\">&nbsp;&bull; </span><a href=\"#Warranties\" style=\"font-family: georgia, serif;\">Warranties&nbsp;</a><span style=\"font-family: georgia, serif;\">&bull; </span><a href=\"#GAP\" style=\"font-family: georgia, serif;\">GAP&nbsp;</a><span style=\"font-family: georgia, serif;\">&bull; </span><a href=\"http://www.nada.com\" style=\"font-family: georgia, serif;\" target=\"_blank\">NADA Value</a><a href=\"#GAP\" style=\"font-family: georgia, serif;\">&nbsp;</a><span style=\"font-family: georgia, serif;\">&bull; </span></p>\n\n<p style=\"text-align: center;\"><a href=\"/upload_content/files/ACH Automatic Payment Form 2.pdf\"><span style=\"font-family: georgia, serif;\">Set up Automatic Payments</span></a></p>\n\n<p style=\"text-align: center;\"><img alt=\"\" src=\"/upload_content/images/Autos Icon Button.png\" style=\"width: 150px; height: 75px;\" />&nbsp; &nbsp; &nbsp;<img alt=\"\" src=\"/upload_content/images/Motorcycle Icon Button.png\" style=\"width: 150px; height: 75px;\" />&nbsp; &nbsp; &nbsp;<img alt=\"\" src=\"/upload_content/images/Boat Icon Button.png\" style=\"width: 150px; height: 75px;\" />&nbsp; &nbsp; &nbsp;<img alt=\"\" src=\"/upload_content/images/RV Icon Button.png\" style=\"width: 150px; height: 75px;\" /></p>\n\n<h3 style=\"text-align: center\"><strong><span style=\"font-size: 16px\">WE&#39;VE GOT A LOAN FOR WHATEVER YOU DRIVE.</span></strong></h3>\n\n<p>SCCU has a loan for whatever you drive.&nbsp;&nbsp;Rates apply to both <strong>NEW</strong> and <strong>USED</strong> vehicles, boats, RV&#39;s, motorcycles, ATV&#39;s and snowmobiles.&nbsp;&nbsp;Refinance with SCCU today and see how much you can save. &nbsp;Apply for your loan online, or call us at (509) 325-4444 if you&rsquo;d like to talk to a loan specialist.&nbsp;</p>\n\n<h3 style=\"text-align: center;\"><strong><span style=\"font-size: 18px\"><a name=\"Auto Loans\">WE</a> MAKE LOANS EASY.</span></strong></h3>\n\n<p>&nbsp;</p>\n\n<p style=\"text-align: center;\"><img alt=\"\" src=\"/upload_content/images/Auto Rate Table new.png\" style=\"width: 650px; height: 355px;\" /></p>\n\n<p style=\"text-align: center;\"><a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=6605301709282121300&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/Apply Here Button.png\" style=\"width: 150px; height: 38px;\" /></a>&nbsp; &nbsp; &nbsp;<a href=\"https://www.sccu.net/calculator.php\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/Calculator Button.png\" style=\"width: 150px; height: 38px;\" /></a>&nbsp; &nbsp; &nbsp;<a href=\"mailto:loandepartment@sccu.net?subject=Question about Vehicle Loans\"><img alt=\"\" src=\"/upload_content/images/Contact Us Button.png\" style=\"width: 150px; height: 38px;\" /></a></p>\n\n<p><span style=\"font-size: 11px;\">APR* = Annual percentage rate. Rates based on approved credit. Restrictions may apply. Other terms and conditions may be available. Rates subject to change without notice. Rates effective 1/1/14 and apply to new and used autos, motorcycles, and powersports. &nbsp;Other rates and terms available for vehicles over 5 years old or 100,000 miles. Minimum loan amount of $15,000 to qualify for 78 month term option. &nbsp;Minimum loan amount of $25,000 to qualify for 84 <a name=\"Boat Loans\">month term</a>.</span></p>\n\n<p><a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-5432-dc33aa9ba87b\" target=\"_blank\"><img alt=\"Exclusive member savings on car insurance. Get a quote.  \" border=\"0/\" src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-5432-dc33aa9ba87b\" /></a></p>\n\n<h3 style=\"text-align: center;\">&nbsp;</h3>\n\n<h3 style=\"text-align: center;\"><img alt=\"\" src=\"/upload_content/images/Boat &amp; RV Rate Table.png\" style=\"width: 650px; height: 443px;\" /></h3>\n\n<h3 style=\"text-align: center;\">&nbsp;</h3>\n\n<h3 style=\"text-align: center;\"><a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=6605301709282121300&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/Apply Here Button.png\" style=\"width: 150px; height: 38px;\" /></a>&nbsp; &nbsp; &nbsp;<a href=\"https://www.sccu.net/calculator.php\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/Calculator Button.png\" style=\"width: 150px; height: 38px;\" /></a>&nbsp; &nbsp; &nbsp;<a href=\"mailto:loandepartment@sccu.net?subject=Question about Vehicle Loans\"><img alt=\"\" src=\"/upload_content/images/Contact Us Button.png\" style=\"width: 150px; height: 38px;\" /></a></h3>\n\n<p><span style=\"font-size: 11px;\">APR* = Annual percentage rate. Rates based on approved credit. Restrictions may apply. Other terms and conditions may be available. Rates subject to change without notice. Rates effective through 1/1/14 and apply to new and used boats and RV&rsquo;s. &nbsp;Other rates and terms available for RV&#39;s and boats over 10 years old. Loans over $50,000 require a 25% down payment. &nbsp;Minimum loan amount of $15,000 to qualify for 78 month option. &nbsp;Minimum loan amount of $25,000 to qualify for 84 month option. &nbsp;</span></p>\n\n<h3>&nbsp;</h3>\n\n<h3><span style=\"font-size:16px;\">Options for your loan</span></h3>\n\n<h4><a name=\"Warranties\"></a>Auto Warranties</h4>\n\n<p>Getting an auto loan is about more than just the right rate. It&#39;s also about having the right protection.&nbsp; For just a few dollars a month, Mechanical Repair Coverage can save you hundreds or even thousands.</p>\n\n<p align=\"center\"><strong>Spokane City Credit Union offers 3 levels of warranty protection</strong></p>\n\n<p align=\"center\"><strong><font size=\"4\">&nbsp;</font></strong><font size=\"3\">Silver</font>&nbsp;&nbsp;&nbsp;<font size=\"3\">&bull;&nbsp;&nbsp; </font><font size=\"3\">Gold</font><font size=\"3\">&nbsp;&nbsp;&nbsp;&bull;&nbsp;&nbsp;&nbsp;</font><font size=\"3\">Platinum</font></p>\n\n<p><strong>MEMBERS CHOICE Mechanical Repair Coverage (MRC)</strong> starts protecting you immediately after purchase&nbsp;from the high costs and inconvenience of breakdowns.&nbsp; The plan&#39;s 24-hour roadside assistance program covers, towing, emergency travel expense and rental reimbursement, making&nbsp;the Member&#39;s Choice Mechanical Repair Coverage&nbsp;the perfect compliment to your manufacturer&#39;s warranty. &nbsp;Talk to an Auto Loan Specialist for more information.</p>\n\n<p align=\"right\">&nbsp;</p>\n\n<h4><a name=\"GAP\"></a>Guaranteed Auto Protection (GAP) Insurance</h4>\n\n<p>Fill in the GAP on your next Auto Loan!&nbsp; In the event that your automobile is stolen or damaged beyond repair, you may be surprised to learn that the value your insurance company places on your automobile may be substantially less than the amount you actually owe. The result is a financial &quot;gap&quot; and you may be responsible to pay the difference.&nbsp;&nbsp;</p>\n\n<p>GAP Insurance is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.&nbsp;</p>\n\n<p>In other words, GAP Insurance could save you thousands of dollars.&nbsp;</p>\n\n<p align=\"right\"><a href=\"#TOP\">BACK TO TOP</a></p>\n\n<p align=\"right\">&nbsp;</p>','','',8),(71,NULL,2,'Personal Lines of Credit','<p>\n	A Personal Line of Credit is money when you need it for unpredictable situations.&nbsp;Similar to a credit card, your funds become available again up to your limit as you pay down the balance with no annual fees or transfer fees. A Line of Credit provides overdraft protection on your checking account when you need it,&nbsp;car repairs, vacations,&nbsp;or to consolidate your debts to avoid paying higher interest rates elsewhere.</p>\n<p>\n	<strong><font size=\"4\"><u><a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=4197431309282121306&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\"><img alt=\"\" height=\"24\" src=\"/upload_content/btn_apply1.png\" width=\"84\" /></a></u></font></strong>&nbsp;&nbsp;&nbsp;&nbsp; <em><font color=\"#336633\">A Loan Officer will get back to you within 24 hours!</font></em></p>\n<p>\n	Apply for a Personal Line of Credit today and find comfort in knowing that you have a&nbsp;Plan B.&nbsp;&nbsp;</p>\n<p>\n	&nbsp;</p>\n<table align=\"center\" border=\"3\" cellpadding=\"4\" cellspacing=\"0\" width=\"400\">\n	<tbody>\n		<tr>\n			<td>\n				<p align=\"center\">\n					<font color=\"#336633\" face=\"Times New Roman\" size=\"5\"><strong>Personal Line of Credit</strong></font></p>\n				<p align=\"center\">\n					<span style=\"font-size:9px;\"><font color=\"#336633\"><em>APR* effective March 23, 2010</em></font></span></p>\n				<table border=\"3\" cellpadding=\"4\" cellspacing=\"0\" width=\"380\">\n					<tbody>\n						<tr>\n							<td bgcolor=\"#336633\">\n								<h3>\n									&nbsp;</h3>\n								<p align=\"center\">\n									<font size=\"5\"><font color=\"#ffffff\"><em><font size=\"5\"><font color=\"#ffffff\"><font size=\"5\"><font color=\"#ffffff\">&nbsp;</font><font color=\"#ffffff\"><font size=\"2\"><font color=\"#ffffff\"><font size=\"2\">as low as</font>&nbsp; <strong><font size=\"6\">9.90%</font></strong></font></font></font></font></font></font></em></font></font></p>\n							</td>\n							<td bgcolor=\"#336633\">\n								<h3>\n									&nbsp;</h3>\n								<p align=\"center\">\n									<font color=\"#ffffff\"><em><font color=\"#ffffff\"><font color=\"#ffffff\">&nbsp;<font size=\"3\">up to&nbsp;48 Months</font></font></font></em></font></p>\n							</td>\n						</tr>\n					</tbody>\n				</table>\n			</td>\n		</tr>\n	</tbody>\n</table>\n<p align=\"center\">\n	<a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=4197431309282121306&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\"><img alt=\"\" height=\"24\" src=\"/upload_content/btn_apply1.png\" width=\"84\" /></a></p>\n<div>\n	To find out more about SCCU&#39;s Personal Lines of Credit, call our loan department at (509) 325-7228 or</div>\n<div>\n	email us at <a href=\"mailto:LoanDepartment@sccu.net\">LoanDepartment@sccu.net</a>.&nbsp;<br />\n	<br />\n	<a href=\"calculator.php\">Loan Calculator</a></div>','','',12),(72,NULL,2,'Credit Cards','<h4 align=\"left\"><a href=\"#Credit_Cards\">VISA Cards</a>&nbsp;&bull; <a href=\"#Features\">VISA Card Features &amp; Benefits</a>&nbsp;&bull; <a href=\"#Lost_or_Stolen\">Lost or Stolen Cards</a>&nbsp;&bull; <a href=\"https://www.ezcardinfo.com/\" target=\"_blank\">Your VISA Account</a>&nbsp;&bull; <a href=\"http://www.scorecardrewards.com/general_home.asp\" target=\"_blank\">VISA ScoreCard Rewards Catalog</a></h4>\n\n<p align=\"left\">Carry the card that&#39;s accepted in more places worldwide than any other card!&nbsp; Use the VISA ScoreCard for your everyday purchases and earn Bonus Points that can be exchanged for<strong> Airmiles, Vacation Getaways and Brand-Name Merchandise.</strong>&nbsp; Get the card that gives back.&nbsp; VISA ScoreCard, because life should be rewarding!</p>\n\n<h3 align=\"left\"><a href=\"#Credit_Cards\">Pick the card that works best for you and APPLY ONLINE</a></h3>\n\n<div>\n<p>&nbsp;</p>\n</div>\n\n<p><a name=\"Credit_Cards\"></a></p>\n\n<table align=\"center\" border=\"3\" cellpadding=\"4\" cellspacing=\"4\" style=\"height: 25px;\" width=\"600\">\n	<tbody>\n		<tr>\n			<td bgcolor=\"#336633\">\n			<p align=\"center\"><font color=\"#ffffff\" size=\"2\"><strong>VISA Features at a Glance</strong></font></p>\n			</td>\n			<td bgcolor=\"#336633\">\n			<p align=\"center\"><font color=\"#ffffff\" size=\"2\"><strong>Diamond VISA</strong></font></p>\n			</td>\n			<td bgcolor=\"#336633\">\n			<p align=\"center\"><font color=\"#ffffff\" size=\"2\"><b>Classic VISA</b></font></p>\n			</td>\n			<td bgcolor=\"#336633\">\n			<p align=\"center\"><font color=\"#ffffff\" size=\"2\"><strong>Secured VISA</strong></font></p>\n			</td>\n		</tr>\n		<tr>\n			<td style=\"height: 25px;\">\n			<p><strong><font color=\"#336633\" size=\"2\">Standard Annual Percentage Rate (APR*)</font></strong></p>\n			</td>\n			<td style=\"height: 25px;\">\n			<p align=\"center\"><strong><font color=\"#336633\" size=\"3\">8.99%</font></strong></p>\n			</td>\n			<td>\n			<p align=\"center\"><font color=\"#336633\" size=\"3\"><strong>8.99%</strong></font></p>\n			</td>\n			<td>\n			<p align=\"center\"><font color=\"#336633\" size=\"3\"><strong>17.5%</strong></font></p>\n			</td>\n		</tr>\n		<tr>\n			<td bgcolor=\"#cccccc\">\n			<p><strong><font color=\"#336633\" size=\"2\">24-Hour Cash Machine Access</font></strong></p>\n			</td>\n			<td bgcolor=\"#cccccc\">\n			<p align=\"center\"><font color=\"#336633\" size=\"3\"><strong>YES</strong></font></p>\n			</td>\n			<td bgcolor=\"#cccccc\">\n			<p align=\"center\"><font color=\"#336633\" size=\"3\"><strong>YES</strong></font></p>\n			</td>\n			<td bgcolor=\"#cccccc\">\n			<p align=\"center\"><font color=\"#336633\" size=\"3\"><strong>YES</strong></font></p>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<p><font color=\"#336633\" size=\"2\"><strong>Annual Fee</strong></font></p>\n			</td>\n			<td>\n			<p align=\"center\"><font color=\"#336633\" size=\"3\"><strong>NO</strong></font></p>\n			</td>\n			<td>\n			<p align=\"center\"><font color=\"#336633\" size=\"3\"><strong>YES</strong></font></p>\n			</td>\n			<td>\n			<p align=\"center\"><font color=\"#336633\" size=\"3\"><strong>YES</strong></font></p>\n			</td>\n		</tr>\n		<tr>\n			<td bgcolor=\"#cccccc\">\n			<p><strong><font color=\"#336633\" size=\"2\">APPLY ONLINE</font></strong></p>\n			</td>\n			<td bgcolor=\"#cccccc\">\n			<p><a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CuId=14600454&amp;LoanFormID=3255091212312143037&amp;LoanDt=08/28/2013\" target=\"_blank\"><img alt=\"\" height=\"24\" src=\"/upload_content/btn_apply1.png\" width=\"84\" /></a></p>\n			</td>\n			<td bgcolor=\"#cccccc\">\n			<p>&nbsp;<a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=8521762509282121310&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" target=\"_blank\"><img alt=\"\" height=\"24\" src=\"/upload_content/btn_apply1.png\" width=\"84\" /></a></p>\n			</td>\n			<td bgcolor=\"#cccccc\">\n			<p align=\"center\"><strong><u><font color=\"#336633\"><a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=3001719010054104647&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" target=\"_blank\"><img alt=\"\" height=\"24\" src=\"/upload_content/btn_apply1.png\" width=\"84\" /></a></font></u></strong></p>\n			</td>\n		</tr>\n	</tbody>\n</table>\n\n<p align=\"center\"><em><span style=\"font-size:8px;\">APR = Annual Percentage Rate. &nbsp;On approved credit. &nbsp;Restrictions may apply.</span></em></p>\n\n<p align=\"center\">Questions?&nbsp;Contact our friendly Loan Department - <a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a></p>\n\n<hr />\n<h2 align=\"left\">&nbsp;</h2>\n\n<h2 align=\"left\"><a name=\"Features\"></a>Features and Benefits</h2>\n\n<p><strong>Low Interest Rates</strong> - Tired of credit card rates going through the roof?&nbsp;SCCU&#39;s VISA rates are some of the lowest around.&nbsp;For a limited time only, get an introductory rate of as low as 3.99% APR* on all purchases and balance transfers when you switch over to the SCCU VISA Diamond. &nbsp;With no fee for balance transfers, SCCU can help you pay down those balances from higher interest cards. &nbsp;After the promotional rate expires, you still receive a low rate of only 8.99% APR*.</p>\n\n<p><em><span style=\"font-size:8px;\">*APR = Annual Percentage Rate. &nbsp;On approved credit. &nbsp;Restrictions may apply.</span></em></p>\n\n<p><strong>ScoreCard Rewards Program </strong>- Turn your purchases into amazing Merchandise, Travel or Experience rewards! Earn Bonus Points on your purchases and exchange them for&nbsp;top brand name items, unbelievable vacation getaways, and valuable services. ScoreCard has it all! They are continually updating their reward options so you&#39;ll have the latest and greatest rewards to choose from. <a href=\"http://www.scorecardrewards.com/general_home.asp\" target=\"_blank\">Start browsing the VISA ScoreCard Rewards Catalog Now!</a></p>\n\n<p><strong>Accepted In More Places than Any Other Card</strong>&nbsp;- Get the card that&#39;s accepted in more places than any other card. VISA provides a safe and reliable way to pay for what you need, nearly anywhere in the world. And with the VISA ScoreCard Rewards Program, you get rewarded for the things you buy.&nbsp;</p>\n\n<p><strong>Grace Period for Purchases</strong> - Your due date is at least 25 days after the close of each billing cycle.&nbsp;We do not charge you interest on purchases if you pay your entire balance by the due date each month.</p>\n\n<p><strong>Cash Advances</strong> -&nbsp;Did you know that you&nbsp;can use for VISA ScoreCard&nbsp;not only for purchases, but also to get cash.&nbsp;Ask us how today. &nbsp;All cash advances are subject to the standard rates.</p>\n\n<p>&nbsp;</p>\n\n<hr />\n<p>&nbsp;</p>\n\n<h2><a name=\"Lost_or_Stolen\"></a>Report a Lost or Stolen Credit Card or Debit Card</h2>\n\n<p><em>Please call the&nbsp;following numbers to report a card lost or stolen:</em></p>\n\n<h3 align=\"left\">Debit Cards</h3>\n\n<p>1-888-241-2510</p>\n\n<p>1-909-941-1398 -&nbsp;When out of the United States</p>\n\n<h3>Credit Cards</h3>\n\n<p>1-800-808-7230&nbsp;</p>\n\n<p>1-800-991-4964 - After Hours</p>\n\n<p><a href=\"https://www.securesuite.net/efunds/registration/welcome.jsp?partner=1325182373cusaprcm10\" onclick=\"return confirmAction()\" target=\"_blank\"><img alt=\"\" border=\"0\" src=\"upload_content/images/verified_visa.gif\" /></a></p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p>&nbsp;</p>','','',9),(73,NULL,2,'Home Equity Lines of Credit','<p><a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=1045443109282121303&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\"><img alt=\"\" width=\"84\" height=\"24\" src=\"/upload_content/btn_apply1.png\" /></a></p><p>If you are thinking about sprucing up your house or buying a new car, consider a home equity line of credit. A home equity line of credit, like a credit card, gives you a predetermined borrowing limit and allows you to access money when you need it. Spokane City Credit Union offers 80% loan-to-value home equity lines of credit. Because of the draw option, credit lines are good for recurring expenses such as college tuition and home improvements.</p><p align=\"left\"><table border=\"2\" cellspacing=\"1\" cellpadding=\"1\" width=\"620\"><tbody><tr><td><div align=\"center\"><strong><font style=\"background-color: #ffffff\" color=\"#336633\">CHOOSE THE HELOC THAT WORKS BEST FOR YOU</font></strong></div></td><td><div align=\"center\"><font style=\"background-color: #ffffff\" color=\"#336633\"><strong>5-YEAR FIXED HELOC**</strong></font></div></td><td><div align=\"center\"><font style=\"background-color: #ffffff\" color=\"#336633\"><strong>CLASSIC SCCU HELOC</strong></font></div></td></tr><tr><td><div>Current APR* (Annual Percentage Rate)</div></td><td><div align=\"center\">as low as 3.99% APR*</div></td><td><div align=\"center\">as low as 5.99% APR*</div></td></tr><tr><td><div>Interest Type</div></td><td><div align=\"center\">Fixed first 5 years/adjustable after</div></td><td><div align=\"center\">Adjustable</div></td></tr><tr><td><div>Maximum Loan to Value Ratio</div></td><td><div align=\"center\">80%</div></td><td><div align=\"center\">80%</div></td></tr><tr><td><div>Minimum Loan/Line</div></td><td><div align=\"center\">$10,000</div></td><td><div align=\"center\">&nbsp;$5,000</div></td></tr><tr><td><div>Maximum Loan Amount</div></td><td><div align=\"center\">&nbsp;$200,000</div></td><td><div align=\"center\">&nbsp;$200,000</div></td></tr><tr><td><div>Maximum Loan Term</div></td><td><div align=\"center\">&nbsp;10 Years</div></td><td><div align=\"center\">&nbsp;15 Years</div></td></tr><tr><td><div>Prepayment Penalty</div></td><td><div align=\"center\">&nbsp;None</div></td><td><div align=\"center\">&nbsp;None</div></td></tr></tbody></table></p><p align=\"left\"><a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=1045443109282121303&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\"><img alt=\"\" width=\"84\" height=\"24\" src=\"/upload_content/btn_apply1.png\" /></a></p><p>&nbsp;</p><p>&nbsp;</p><p>&nbsp;<font size=\"4\">SCCU Members have used their HELOCs to:</font></p><ul><li><div align=\"left\"><font size=\"2\">Consolidate High Interest Debt</font></div></li><li><font size=\"2\">Remodel or repair their home</font></li><li><font size=\"2\">Send their kids to college</font></li><li><div align=\"left\"><font size=\"2\">Take family vacation</font></div></li><li><div align=\"left\"><font size=\"2\">Plan a wedding</font></div></li><li><div align=\"left\"><font size=\"2\">Furnish a Nursery</font></div></li><li><div align=\"left\"><font size=\"2\">Or whatever you need extra cash for</font></div></li></ul><p align=\"left\"><strong><font size=\"3\">Find out what your home can do for you!</font></strong></p><p>&nbsp;</p><p>&nbsp;</p><p align=\"center\">E-Mail a Loan Officer: <a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a></p><p align=\"center\">Get an estimate on your payments with our <a href=\"calculator.php\">Loan Calculator</a></p><p>&nbsp;</p><p align=\"justify\">*APR = Annual Percentage Rate. Based on approved credit. Restrictions may apply. Other rates, terms and conditions may apply. Rates may be different as determined by credit history of each applicant.</p><p align=\"justify\">**Floor Rate 3.99% APR. Rate fixed for first five years of loan, then is adjustable every 5 years thereafter. The rate cannot change more than 2% at adjustment. Term of loan is 10 years. Minimum loan amount is $10,000. Max loan-to-value is 80% (including existing lien). First or second lien position.</p><p>&nbsp;</p>','','',11),(74,NULL,2,'Other Loans','<h3>&nbsp;</h3>\n\n<h3>Share-Secured Loans</h3>\n\n<p><span style=\"font-size: 12px;\">Share-secured loans all you to borrow against your share account and take up to 10 years to repay the loan. &nbsp;For more informaion, terms and conditions, please contact our Loan Department at (509) 325-4444 or at </span><a href=\"mailto:loandepartment@sccu.net?subject=Share-Secured Loan Question\" style=\"font-size: 12px;\">loandepartment@sccu.net.</a></p>\n\n<p>&nbsp;</p>\n<h3>Student Loans</h3>\n<p><span style=\"font-size: 12px;\">Learn more about <b>The Smart Option Student Loan<sup>&reg;</sup></b> for SCCU Members by Sallie Mae<sup>&reg;</sup>. <a href=\"Student-Loans\" title=\"Learn more about The Smart Option Student Loan for SCCU Members by Sallie Mae\">Click Here</a></span>\n\n<p>&nbsp;</p>\n<p>&nbsp;</p>\n<p align=\"center\"><strong><font size=\"2\">If you have further questions about our other loans and lines of credit, e-mail a Loan Officer: </font></strong></p>\n\n<p align=\"center\"><a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a></p>\n\n<p align=\"center\">Or call us at (509) 325-7228</p>','','',13),(198,NULL,5,'Savings Rates','','rates.php?id=1&pid=198','',0),(181,49,6,'Swap Sheet: May 27, 2011','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, May 27, 2011</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/new/upload_content/gallery/gallery_2_49.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(182,51,6,'Swap Sheet: June 16, 2011','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, June 16, 2011</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/new/upload_content/gallery/gallery_2_51.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(183,NULL,0,'Test Page','<p>test</p><p><a href=\"/upload_content/DishmanHillsNA(1).pdf\">upload_content/DishmanHillsNA(1).pdf</a></p>','','',0),(194,61,6,'Swap Sheet: February 7, 2012','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, February 7, 2012</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/upload_content/gallery/gallery_2_61.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(190,57,6,'Swap Sheet: November 2, 2011','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, November 2, 2011</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/upload_content/gallery/gallery_2_57.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(196,63,6,'Swap Sheet: June 4, 2012','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, June 4, 2012</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/upload_content/gallery/gallery_2_63.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(191,58,6,'Swap Sheet: November 16, 2011','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, November 16, 2011</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/upload_content/gallery/gallery_2_58.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(192,59,6,'Swap Sheet: December 21, 2011','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, December 21, 2011</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/upload_content/gallery/gallery_2_59.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(199,NULL,6,'','','','',0),(197,64,6,'Swap Sheet: July 19, 2012','<!DOCTYPE html PUBLIC \"-//W3C//DTD XHTML 1.0 Transitional//EN\" \"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd\">\r\n<html xmlns=\"http://www.w3.org/1999/xhtml\">\r\n<head>\r\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=iso-8859-1\" />\r\n<title>SCCU Swap Sheet, July 19, 2012</title>\r\n</head>\r\n\r\n<body leftmargin=\"0\" topmargin=\"0\" marginwidth=\"0\" marginheight=\"0\">\r\n<div align=\"center\">\r\n<IMG SRC=\'http://www.sccu.net/upload_content/gallery/gallery_2_64.jpg\' />\r\n<!-- MAP -->\r\n</div>\r\n</body>\r\n</html>\r\n',NULL,NULL,NULL),(160,NULL,NULL,'Operation S.O.S (Save Our Summer)','Operation S.O.S (Save our Summer) collects donations for local kids who can%u2019t afford the appropriate swimwear required to swim in Spokane County Pools.  \n\nBecause of your donations, community centers are able to distribute over 2,000 swimsuits to local kids in need.  However, some kids still go without the opportunity to have fun and stay cool during the summers because the demand is higher than what the Spokane Parks Foundation can supply.  Please donate what you can.  You can make donations by bringing NEW SWIMSUITS or a monetary donation to SCCU.  All proceeds go to the Spokane Parks Foundation to supply local kids in need of swimsuits or summer activities.  Spokane City Credit Union and the Spokane Parks Foundation thank you for your support.',NULL,NULL,NULL),(77,NULL,4,'Apply Online','<p>\n	Would you like to:</p>\n<p>\n	<a href=\"content.php?id=69\" target=\"_blank\">Apply for Membership</a><br />\n	<a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=6605301709282121300&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" target=\"_blank\">Apply for an Auto Loan?</a><br />\n	<a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=6147570009282121250&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" onclick=\"return confirmAction()\" target=\"_blank&quot;\">Apply for a Motorcycle or Snowmobile Loan</a><br />\n	<a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=2989578309282121247&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" onclick=\"return confirmAction()\" target=\"_blank&quot;\">Apply for Boat or RV Loan (Over $30,000)</a><br />\n	<a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=6516803809282121255&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" targetonclick=\"return confirmAction()\">Apply for Boat or RV Loan (Under $30,000)</a><br />\n	<a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=4197431309282121306&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" target=\"_blank&quot;\">Apply for a Personal Line of Credit?</a><br />\n	<a href=\"https://www.loanliner.com/LoanRequest/CLPPresenter/GettingStarted.aspx?CUID=14600454&amp;LoanFormId=1045443109282121303&amp;ChannelId=3237804504296170517&amp;LocationId=2930124303177191838&amp;IsFramed=F\" onclick=\"return confirmAction()\" target=\"_blank\">Apply for a Home Equity Line of Credit?</a><br />\n	<a href=\"content.php?id=72\">Apply for a VISA Credit Card?</a><br />\n	<a href=\"http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1\">Apply for a Mortgage?</a></p>\n<h2>\n	Other</h2>\n<p>\n	<strong>Contact our Loan Team:</strong><br />\n	E-Mail: <a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a><br />\n	Phone: (509) 325-4444<br />\n	Mailing Address: Spokane City Credit Union attn: Loan Department, P.O. Box 9639 Spokane, WA 99209</p>\n<p>\n	<strong>Contact a Member Service Representative:</strong><br />\n	E-Mail: <a href=\"mailto:memberservices@sccu.net\">memberservices@sccu.net</a><br />\n	Phone: (509) 325-7228<br />\n	Mailing Address: Spokane City Credit Union attn: Member Services, P.O. Box 9639 Spokane, WA 99209</p>','','',16),(78,NULL,0,'Loan Calculator','','calculator.php','_self',0),(79,NULL,0,'Warranties','<p><a name=\"top\"></a>For just a few dollars a month, Mechanical Repair Coverage can save you hundreds or even thousands. Getting an auto loan is about more than just the right rate. It\'s also about having the right protection.</p>\n<p><strong>MEMBERS CHOICE Mechanical Repair Coverage (MRC)</strong> helps pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expensesthat could total hundreds or even thousands of dollars! Purchasing Mechanical Repair Coverage on a vehicle that is still covered by the manufacturer\'s warranty provides you with the most convenient, cost-effective way to ensure uninterrupted protection and peace of mind if your own the vehicle after the manufacturer\'s warranty expires.</p>\n<p>On the date of purchase, the MRC plan starts protecting you immediately from the cost and inconvenience of covered breakdowns, with the plan\'s 24-hourroadside assistance, towing, emergency travel expense and rental reimbursement. The coverage complements your manufacturer\'s warranty because the roadside assistance and travel expense reimbursement can be used immediately, even if your vehicle breaks down during the manufacturer\'s warranty period. Later on down the road, your protection continues seamlessly after your manufacturer\'s warranty expires.</p>\n<p><strong>Spokane City Credit Union offers 3 levels of warranty protection:  </strong><a href=\"#silver\">Silver</a> &bull; <a href=\"#gold\">Gold</a> &bull; <a href=\"#platinum\">Platinum</a></p>\n<p>Coverage is available for any eligible vehicle up to ten years old and with 100,000 miles or less. Coverage can be purchased when you buy your vehicle, when you take out a loan at our credit union to purchase your vehicle, or if you refinance your loan from another institution at our credit union. You can also purchase coverage other than at the time of the loan as long as the vehicle has at least on month and 1,000 miles remaining on the manufacturer\'s full warranty on the date you purchase the Mechanical Repair Agreement Insurance Policy.</p>\n<hr width=\"100%\" align=\"CENTER\" size=\"1\" noshade=\"\" />\n<p><strong><a name=\"silver\" id=\"silver\"></a>Silver:</strong>  Covers 1-9:</p>\n<p><strong>1. Engine: </strong></p>\n<p><strong>Gasoline Engine<br>\n</strong>Cylinder block, and all internal lubricated parts including: crankshaft, rod and main bearings, cam bearings, expansion (freeze)plugs, connecting rods, wrist pins, pistons, piston rings, camshaft, cam tower, lifters, cylinder head, valves and guides, valve springs, rocker arms (cam followers), pushrods, timing chain housing (cover), timing chain and sprockets, timing belt and pulleys, timing belt tensioner, intake and exhaust manifolds, flywheel, balance shafts, harmonic balancer and retainer bolt, crankshaft pulley, valve covers, oil pan, oil pump and pressure relief valve, engine oil cooler hoses, oil filter adapter / housing, engine oil sending unit, engine mounts, water pump, temperature sending unit, thermostat and housing, fuel supply pump, vacuum pump, dipstick and tube, seals and gaskets, fasteners for the components listed above. </p>\n<p><strong>  Turbocharged / Supercharged / Rotary/Diesel / Enhanced Engine<br>\n</strong>All of the above listed parts or equivalent plus: turbocharger, waste gatecontroller, intercooler, hard lines,compressor, clutch and pulley, bypassvalve, injection pump, lines and nozzles, seals and gaskets.</p>\n<p><strong>2.Transmission:</strong></p>\n<p><strong>Automatic<br>\n</strong>Case and all internal lubricated parts including: oil pump, valve body, torque converter, vacuum modulator, governor, main shaft, clutches, bands, drums, gear sets, bearings, brushings, sealing rings, TV cable, solenoids and electronic shift control unit, transmission mounts, cooler, cooler hoses and hard lines, dipstick and tube, seals and gaskets, fasteners for the components listed above.</p>\n<p><strong>Standard<br>\n</strong>Case and all internal lubricated parts including: main shaft, gear sets, shiftforks,synchronizers, bearings, bushings, seals and gaskets, fasteners for the components listed above.</p>\n<p><strong>Transfer Case\n</strong>(4 x 4 vehicles)<br>\nCase and all internal lubricated parts including: main shaft, gear sets, chain and sprockets, bearings, bushings, mounts, seals and gaskets, fasteners for the components listed about, electronic and vacuum engagement components.</p>\n<p><strong>3. Front Wheel Drive:</strong></p>\n<p>Final drive housing, and all internal parts including: carrier case, gear sets, chain and sprockets, bearings, bushings, axle shafts, universal joints, front hub bearings, locking hub assemblies (4x4), drive shaft support, rear axle hubbearings, seals and gaskets, fasteners for the components listed above.</p>\n<p><strong>4. Rear Wheel Drive: </strong></p>\n<p>Drive axle housing, and all internal lubricated parts including: carrier case, gear sets, bearings, bushings, limited slip clutch pack, axle shafts, axle hub bearings, propeller shafts, universal joints, drive shaft support, front axle hub bearings, seals and gaskets, fasteners for the components listed above.</p>\n<p><strong>5. Steering:</strong></p>\n<p>Housing case and all internal lubricated parts including: rack and pinion equipped valve assembly, sector shaft, rack mounts and cushions, inner rod ends and bellows boots, speed sensor or steering gearquipped pitman shaft and valve assembly, sealing rings, bearings, bushings, pitman arm, center link, tie rods, idler arm, power steering pump and pulley, fluid reservoir, pressure and return hoses, cooler and hard lines, power cylinder assembly, steering main and intermediate shafts, coupling, seals and gaskets, fasteners for the components listed above. (Does not include \'\'rear wheel steering\'\'; components.)</p>\n<p><strong>6. Front Suspension:</strong></p>\n<p>Upper and lower control arms, bump stop cushions, control arm shafts, torsion bar mounts and bushings, upper and lower ball joints including: dust boots, steering knuckle (spindle), wheel bearings and seals, stabilizer shaft, stabilizer linkage including: mounts and bushings, strut rodsand bushings, king pins, seals and gaskets, fasteners for the components listed above.</p>\n<p><strong>7. Brakes: </strong></p>\n<p>Master cylinder, assist booster, wheel cylinders, combination valve, disc brake calipers (an rear caliper actuators), hard lines and fittings, backing plates, springs, clips and retainers, selfadjusters, parking brake linkage and cables, seals and gaskets, fasteners for the components listed above.</p>\n<p><strong>8. Electrical:</strong></p>\n<p>Alternator, voltage regulator, front and rear windshield wiper motors and delay controller, starter motor and drive,starter solenoid, wiringharnesses, manually operated switches(specificallyturn signal, headlight,dimmer, and wiper switches), mechanically actuated switches (ignition, brake light, and neutral safety switch), electronic fuel injection system(including all input/sensors and output/control units, except EGR valve, related to the fuel injection system), electronic ignition module, distributor and coil, engine management control unit, knock sensor and oxygen sensor.</p>\n<p><strong>9. Air Conditioning:</strong></p>\n<p>Compressor and mounting brackets, clutch and pulley, condenser, evaporator, orifice tube, POA valve, accumulator, temperature control programmer, high/low pressure cutoff switches, high/low pressure hoses, pressure cycling switch, thermostat, drier, temperature control head, o-ring seals, gaskets, fasteners for the components listed above, and Freon-refrigerant if necessary in conjunction with the repair of the components listed above.</p>\n<p>Contact a Loan Officer: <a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a></p>\n<p><a href=\"#top\" class=\"subtext\">BACK TO TOP</a></p>\n<hr width=\"100%\" align=\"CENTER\" size=\"1\" noshade=\"\" />\n<p><strong><a name=\"gold\"></a>Gold:</strong>  Covers 1-10:</p>\n<p><strong>10. Additional Gold Parts:</strong></p>\n<p>The Gold plan covers the following components and parts, in addition to those listed under the Silver Coverage. Items that aren\'t listed are not covered.  Anti-lock brake system, power seat motor(s) and transmission(s), power window motor(s) and power regulator(s), power door lock, actuators, digital and analog instrument display(s), low fuel sensor, low coolant sensor, low oil sensor, electronic rear view mirror(s), headlight door motor(s), heated back glass, windshield wiper washer pump(s), heater - A/C blower motor, heater core assembly, heater control valve, radiator, radiator fan and clutch, radiator fan motor including fan blade, temperature sensor and relay, fuel tank and hard lines, fuel tank sending unit, power sun roof motor, convertible top motor, constant velocity joints and horn assembly.</p>\n<p>Contact a Loan Officer: <a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a></p>\n<p><a href=\"#top\" class=\"subtext\">BACK TO TOP</a></p>\n<hr width=\"100%\" align=\"CENTER\" size=\"1\" noshade=\"\" />\n<p><strong><a name=\"platinum\"></a>Platinum</strong> Covers 1-10, Plus Hundreds of Additional Parts<em> with only these exclusions:</em></p>\n<p><strong>A.</strong> The maintenance services and parts described in the Mechanical Repair Agreement/Insurance Policy, or in the Manufacturer\'s Maintenance Schedule for your vehicle.</p>\n<p><strong>B.</strong> Other normal maintenance services and parts including engine tune-up, (includes spark plugs, glow plugs, ignition wires, distributor cap and rotor), carburetor, throttle body assembly (except injectors), EGR valve, batteries, filters, lubricants or fluids, air conditioning refrigerant, engine coolant, all hoses and belts (not specifically listed), wiper blades, brake pads and shoes, brake rotors and drums, suspension alignment, constant velocity boots, tires, wheel covers, wheel rims, wheels, wheel balancing, shock absorbers, exhaust system, friction clutch disc and pressure plate, and clutch throw out bearing.</p>\n<p><strong>C.</strong> Glass, glass framework, fastening adhesives, sealed beam head lamps, light bulbs, lenses, trim, moldings, bright metal, upholstery, vinyl and convertible tops, paint, sheet metal, bumpers, alignment of body parts, flexible body parts, door panels, body panels, structural framework, structural welds, hinges, door handles, removable hardtop assemblies.</p>\n<p><strong>D.</strong> After market accessories or equipment, components and systems not installed by the manufacturer; examples include but are not limited to: anti-theft systems, radar detectors, CB radios, radio/speaker equipment, telephones, cruise control, sunroof, solar powered devices, TV/VCR/DVD and related components and applicances.</p>\n<p>The plan will not pay costs uncured to improve operating performance as a result of normal wear and tear. This includes: valve grind(s) and/or piston ring replacement(s) designed to improve engine compression or reduce oil consumption, and diminished performance due to normal wear of MacPherson strut suspension components. The plan will not repair, replace, adjust or align a non-covered component unless its failure is caused by the breakdown of a covered part.</p>\n<p>Contact a Loan Officer: <a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a></p>\n<p class=\"subtext\"><a href=\"#top\">BACK TO TOP</a></p>','','',0),(80,NULL,0,'GAP Plus','<p>Fill in the GAP on your next vehicle loan! There could be a bid difference between what your insurance will pay and what you owe on your loan. Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the \'\'gap,\'\' between your insurer\'s settlement and your loan balance. That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exists.</p><p><strong>MEMBER\'S CHOICE&trade;<br /></strong>Guaranteed Asset Protection (GAP) could save you thousands of dollars. GAP is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.</p><p><strong>GAP - low-cost protection for high-cost losses<br /></strong>For just a few dollars a month, GAP can save you from making loan payments on a car, truck, or other vehicle that\'s beyond repair, or stolen and not recovered. GAP Plus coverage also includes up to $1,000 toward your down payment of a replacement vehicle (where allowed by law and when financed by our credit union).</p><p><strong>It\'s easy to be covered<br /></strong>You can sign up for GAP when you apply for your vehicle loan. There\'s no underwriting, no red tape, no hassles. And for your convenience, the amount can be rolled into your monthly loan payment.</p><p><strong>Refundable Feature<br /></strong>GAP is fully refundable if you cancel the coverage within the first 90 days.</p><p>Contact a Loan Officer: <a href=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</a></p>','','',0),(81,NULL,0,'Disclosures','<p>\n	<strong><a href=\"Truth-in-Savings-Disclosure\">Truth in Savings Disclosure</a></strong><br />\n	<img alt=\"\" height=\"16\" src=\"upload_content/images/pdf_icon.png\" width=\"16\" />&nbsp;<a href=\"/upload_content/pdfs/tis.pdf\" target=\"_blank\">Click here for Printable Version</a></p>\n<p>\n	<a href=\"Truth-in-Savings-for-Certificates-Account-Disclosures\"><strong>Truth in Savings Disclosure for Certificates</strong></a><br />\n	<img alt=\"\" height=\"16\" src=\"upload_content/images/pdf_icon.png\" width=\"16\" />&nbsp;<a href=\"/upload_content/pdfs/tis_certificates.pdf\" target=\"_blank\">Click here for Printable Version</a></p>\n<p>\n	<strong><a href=\"Privacy-Notice-Disclosure\">Privacy Notice</a></strong><br />\n	<img alt=\"\" height=\"16\" src=\"upload_content/images/pdf_icon.png\" width=\"16\" />&nbsp;<a href=\"upload_content/pdfs/dwacj0_cu.pdf\" target=\"_blank\">Click here for Printable Version</a></p>\n<p>\n	<strong><a href=\"Childrens-Online-Privacy-Protection-Policy\">Children\'s Online Privacy Protection Policy</a></strong></p>\n<p>\n	<strong><a href=\"Electronic-Fund-Transfers-Agreement-and-Disclosure\">Electronic Funds Transfer Agreement Disclosure</a></strong><br />\n	<img alt=\"\" height=\"16\" src=\"upload_content/images/pdf_icon.png\" width=\"16\" />&nbsp;<a href=\"upload_content/pdfs/dwabh3_cu.pdf\" target=\"_blank\">Click here for Printable Version</a></p>\n<p>\n	<a href=\"Funds-Availability-Policy-Disclosure\"><strong>Funds Availability</strong></a><br />\n	<img alt=\"\" height=\"16\" src=\"upload_content/images/pdf_icon.png\" width=\"16\" />&nbsp;<a href=\"upload_content/pdfs/FundsAvailability.pdf\" target=\"_blank\">Click here for Printable Version</a></p>\n<p>\n	<strong><a href=\"Membership-and-Account-Agreement\">Membership and Account Agreement</a></strong><br />\n	<img alt=\"\" height=\"16\" src=\"upload_content/images/pdf_icon.png\" width=\"16\" />&nbsp;<a href=\"/upload_content/files/Membership Agreement.pdf\">Click here for Printable Version</a></p>','','',0),(82,NULL,4,'Bill Payer','<p style=\" font-size:13px;\"><b>Online bill pay offers savings, convenience and the freedom of never having to purchase another stamp or bill envelope again for paying your bills!</b></p>\n\n<p><b>Two easy steps to using bill pay!</b></p>\n<ul>\n  <li>Register your account in Internet Home Banking.</li>\n  <li>Once online, set up merchants or payees online with their address and account information, and schedule payments by specifying the payees, amount and date of your payment.</li>\n</ul>\n\n\n<p><b>Savings and convenience</b></p>\n\n<ul>\n  <li>Pay all your bills online in your choice of  convenient location - internet home banking, mobile banking, or voice banking.</li>\n  <li>Pay anyone.  From your power company to your doctor to your neighborhood lawn service, you can pay everyone you pay now - any time, any where.</li>\n  <li>Schedule single or recurring payments up to a year in advance.</li>\n  <li>Review pending payments and have access to your full payment history.</li>\n  <li>Easy payment scheduling - select the payee, amount and payment date, then click to pay!</li>\n  <li>Edit payments anytime before the process date.</li>\n</ul>\n\n<p>Have a question?  Contact us at <a href=\"mailto:memberservices@sccu.net\">memberservices@sccu.net</a> or call us at (509) 325-7228.</p>\n<p>&nbsp;</p>\n<p style=\"text-align:center; color:#f00; font-size:14px;\"><b>Make note of this deadline</b></p>\n\n<p><b>Bill pay users prior to March 10, 2015:</b> We have a new Bill Payer program. This new program is provided for <b>free</b> and is completely accessed through our new Internet Home Banking. You can enroll for our new Bill Payer in our new Internet Home Banking and enter your payees. When you choose to enroll in the new Bill Payer you will need to <b>UNSUBSCRIBE</b> from our current provider, <a href=\"http://www.webpayservice.com\" target=\"_blank\">webpayservice.com</a>, and please make note of your existing bill pay history. After May 31, 2015 we will no longer reimburse the webpayservice subscription fee of $5.95.</p>','','',19),(83,NULL,NULL,'Electronic Fund Transfers Agreement and Disclosure','<p>This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the  electronic fund transfers (EFT) services offered to you by Spokane City Credit Union (&quot;Credit Union&quot;). In this Agreement, the words &quot;you&quot;,  &quot;your&quot; and &quot;yours&quot; mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words &quot;we,&quot;  &quot;us,&quot; and &quot;our&quot; mean the Credit Union. The word &quot;account&quot; means any one (1) or more share and share draft accounts you have with the  Credit Union. Electronic fund transfers are electronically initiated transfers of money from your account through the EFT services described  below. By signing an application or account card for EFT services, signing your card, or using any service, each of you, jointly and severally,  agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.</p> <p><strong>1. EFT SERVICES -</strong> If approved, you may conduct any one (1) or more of the EFT services offered by the Credit Union.</p> <p><strong>a. Debit Card.</strong> If approved, you may use your card to purchase goods and services from participating merchants. If you wish to pay for  goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete  the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds  to cover your card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the  transaction amount, the Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts,  approved overdraft protection accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that  overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In  the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your card and personal  identification number (PIN) in ATMs of the Credit Union, STAR, Co-Op, PLUS, Visa networks, and such other machines or facilities as the  Credit Union may designate. At the present time, you may also use your card to:</p> <ul>   <li>Make deposits to your share and share draft accounts.</li>     <li>Withdraw funds from your share and share draft accounts.</li>     <li>Transfer funds from your share and share draft accounts.</li>     <li>Obtain balance information for your share and share draft accounts.</li>     <li>Make loan payments from your share and share draft accounts.</li>     <li>Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at      merchants that accept Visa.</li>     <li>Order goods or services by mail or telephone from places that accept Visa.</li> </ul> <p>The following limitations on the frequency and amount of Debit Card transactions may apply:</p> <ul>     <li>There is no limit on the number of Debit Card purchases you make per day.</li>     <li>Purchase amounts are limited to the amount in your account.</li>     <li>There is no limit to the number of cash withdrawals you may make in any one (1) day from an ATM machine.</li>     <li>You may withdraw up to a maximum of $500 in any one (1) day from an ATM machine, if there are sufficient funds in your account.</li>     <li>There is no limit on the number of POS transactions you may make in any one (1) day.</li>     <li>You may purchase up to a maximum of $1,500 from POS terminals per day, if there are sufficient funds in your account.</li>     <li>For security purposes, there are other limits on the frequency and amount of transfers available at ATMs.</li>     <li>You may transfer up to the available balance in your accounts at the time of the transfer.</li>     <li>See Section 2 for transfer limitations that may apply to these transactions.</li> </ul> <p><strong>b. Audio Response.</strong> If we approve Audio Response for your accounts, a separate personal identification number (PIN) will be assigned to  you. You must use your personal identification number (PIN) along with your account number to access your accounts. At the present time,  you may use Audio Response to:</p> <ul>     <li>Withdraw funds from your share and share draft accounts.</li>     <li>Transfer funds from your share and share draft accounts.</li>     <li>Obtain balance information for your share and share draft accounts.</li>     <li>Make loan payments from your share and share draft accounts.</li>     <li>Access your Line-of-Credit account.</li>     <li>Determine if a particular item has cleared.</li>     <li>Obtain tax information on amounts earned on share and share draft accounts or interest paid on loan accounts.</li>     <li>Verify the last date and amount of your payroll deposit.</li> </ul> <p>Your accounts can be accessed under Audio Response via a touch-tone telephone only. Audio Response service will be available for your  convenience 24 hours per day. This service may be interrupted for a short time each day for data processing.</p> <ul>     <li>There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day.</li>     <li>See Section 2 for transfer limitations that may apply to these transactions.</li> </ul> <p>The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an  account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as  a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and  you will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be  limits on the duration of each telephone call.</p> <p><strong>c. Preauthorized EFTs. </strong></p> <ul>     <li>Direct Deposit. Upon instruction of (i) your employer, (ii) the Treasury Department or (iii) other financial institutions, the Credit      Union will accept direct deposits of your paycheck or federal recurring payments, such as Social Security, to your share and/or    share draft account.</li>     <li>Preauthorized Debits. Upon instruction, we will pay certain recurring transactions from your share and share draft accounts.</li>     <li>See Section 2 for transfer limitations that may apply to these transactions.</li>     <li>Stop Payment Rights. If you have arranged in advance to make regular electronic fund transfers out of your account(s) for money      you owe others, you may stop payment on preauthorized transfers from your account. You must notify us orally or in writing at any      time up to three (3) business days before the scheduled date of the transfer. We may require written confirmation of the stop      payment order to be made within 14 days of any oral notification. If we do not receive the written confirmation, the oral stop payment    order shall cease to be binding 14 days after it has been made.</li>     <li>Notice of Varying Amounts. If these regular payments may vary in amount, the person you are going to pay is required to tell you,      ten (10) days before each payment, when it will be made and how much it will be. You may choose instead to get this notice only      when the payment would differ by more than a certain amount from the previous payment or when the amount would fall outside    certain limits that you set.</li>     <li>Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop payment of a preauthorized transfer three (3) business days or more before the transfer is scheduled and we do not do so, we will be liable for your losses or damages.</li> </ul> <p><strong>d. Electronic Check Conversion/Electronic Returned Check Fees.</strong> If you pay for purchases or bills with a check or draft, you may  authorize your check or draft to be converted to an electronic fund transfer. You may also authorize merchants or other payees to  electronically debit your account for returned check fees. You are considered to have authorized these electronic fund transfers if you  complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if  you sign a written authorization.</p> <p><strong>e. webpayservice.com.</strong> We will process bill payment transfer requests only to those creditors the Credit Union has designated in the User  Instructions and such creditors as you authorize and for whom the Credit Union has the proper vendor code number. We will not process any  bill payment transfer if the required transaction information is incomplete.  We will withdraw the designated funds from your share draft account for bill payment transfer by the designated cutoff time on the date you  schedule for payment. We will process your bill payment transfer within a designated number of days before the date you are scheduled for  payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much  time as though you were sending your payment by mail. We cannot guarantee the time that any payment will be credited to your account by  the vendor.</p> <p>There is no limit on the number of bill payments per day.</p> <p><strong>2. TRANSFER LIMITATIONS -</strong> For all share accounts, no more than six (6) preauthorized, automatic, telephone, or Internet transfers and  withdrawals may be made from each account to another account of yours or to a third party in any month, and no more than three (3) of  these six (6) may be made by check, draft, or access card to a third party. If you exceed these limitations, your account may be subject to a  fee or be closed.</p> <p><strong>3. CONDITIONS OF EFT SERVICES - </strong></p> <p><strong>a. Ownership of Cards.</strong> Any card or other device which we supply to you is our property and must be returned to us, or to any person  whom we authorize to act as our agent, or to any person who is authorized to honor the card, immediately according to instructions. The card  may be repossessed at any time at our sole discretion without demand or notice. You cannot transfer your card or account to another person.  b. Honoring the Card. Neither we nor merchants authorized to honor the card will be responsible for the failure or refusal to honor the card  or any other device we supply to you. If a merchant agrees to give you a refund or adjustment, you agree to accept a credit to your account in  lieu of a cash refund.</p> <p><strong>c. Foreign Transactions.</strong>  Visa. Purchases and cash withdrawals made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate  between the transaction currency and the billing currency used for processing international transactions is a rate selected by Visa from a  range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa  itself receives or the government-mandated rate in effect for the applicable central processing date. The exchange rate used on the  processing date may differ from the rate that would have been used on the purchase date or cardholder statement posting date.</p> <p><strong>d. Security of Access Code.</strong> You may use one (1) or more access codes with your electronic fund transfers. The access codes issued to  you are for your security purposes. Any codes issued to you are confidential and should not be disclosed to third parties or recorded on or  with the card. You are responsible for safekeeping your access codes. You agree not to disclose or otherwise make your access codes  available to anyone not authorized to sign on your accounts. If you authorize anyone to use your access codes, that authority shall continue  until you specifically revoke such authority by notifying the Credit Union. You understand that any joint owner you authorize to use an access  code may withdraw or transfer funds from any of your accounts. If you fail to maintain the security of these access codes and the Credit  Union suffers a loss, we may terminate your EFT services immediately.</p> <p><strong>e. Joint Accounts.</strong> If any of your accounts accessed under this Agreement are joint accounts, all joint owners, including any authorized  users, shall be bound by this Agreement and, alone and together, shall be responsible for all EFT transactions to or from any share and  share draft or loan accounts as provided in this Agreement. Each joint account owner, without the consent of any other account owner, may,  and is hereby authorized by every other joint account owner, make any transaction permitted under this Agreement. Each joint account owner  is authorized to act for the other account owners, and the Credit Union may accept orders and instructions regarding any EFT transaction on  any account from any joint account owner.</p> <p><strong>4. FEES AND CHARGES -</strong> There are certain fees and charges for EFT services. From time to time, the charges may be changed. We  will notify you as required by applicable law.</p> <p>If you use an ATM not operated by us, you may be charged a fee by the ATM operator and by any national, regional, or local network used in  processing the transaction (and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer). The ATM  surcharge will be debited from your account if you elect to complete the transaction or continue with the balance inquiry.</p> <p><strong>a. Debit Card Fees. </strong></p> <ul>     <li>We do not charge for any ATM withdrawals at the present time.</li>     <li>We do not charge for any POS transactions at the present time.</li>     <li>Replacement card fee of $25.00 per card.</li>     <li>Nonsufficient funds fee of $25.00.</li> </ul> <p><strong>b. Audio Response Fees.</strong></p> <ul>     <li>Nonsufficient funds fee of $25.00.</li> </ul> <p><strong>c. Preauthorized EFT Fees.</strong></p> <ul>     <li>Nonsufficient funds fee of $25.00.</li> </ul> <p><strong>d. webpayservice.com Fees.</strong></p> <ul>     <li>$5.95 service fee per month.</li>     <li>Nonsufficient funds fee of $25.00.</li> </ul> <p><strong>5. MEMBER LIABILITY -</strong> You are responsible for all EFT transactions you authorize. If you permit someone else to use an EFT service,  your card or your access code, you are responsible for any transactions they authorize or conduct on any of your accounts.</p> <p><strong>TELL US AT ONCE</strong> if you believe your card has been lost or stolen, if you believe someone has used your card or access code or otherwise  accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using  information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account  (plus your maximum overdraft line-of-credit). If a transaction was made with your card or card number without your permission and was either  a Visa or Interlink transaction, you will have no liability for the transaction, unless you were grossly negligent in the handling of your account  or card. For all other EFT transactions, including ATM transactions or if you were grossly negligent in the handling of your account or card,  your liability for an unauthorized transaction is determined as follows.</p> <p>If you tell us within two (2) business days you can lose no more than $50 if someone used your card without your permission. If you do NOT  tell us within two (2) business days after you learn of the loss or theft of your card and we can prove we could have stopped someone from  using your card without your permission if you had told us, you could lose as much as $500.</p> <p>Also, if your statement shows transfers that you did not make including those made by card, code or other means, <strong>TELL US AT ONCE</strong>. If you  do not tell us within 60 days after the statement was mailed to you, you may not get back any money lost after the 60 days if we can prove  that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you  from telling us, we will extend the time periods.</p> <p>If you believe your card has been lost or stolen or that someone has transferred or may transfer money from your account without your  permission, call:</p> <p>(509) 325-7228    <br /> or write to:    <br /> Spokane City Credit Union    <br /> 1930 N. Monroe    <br /> Spokane, WA 99205    <br /> Fax: (509) 325-9818</p> <p>You should also call the number or write to the address listed above if you believe a transfer has been made using the information from your    check without your permission.</p> <p><strong>6. RIGHT TO RECEIVE DOCUMENTATION - </strong></p> <p><strong>a. Periodic Statements.</strong> Transfers and withdrawals made through any debit card transactions, audio response transactions, preauthorized  EFTs or bill payments you make will be recorded on your periodic statement. You will receive a statement monthly unless there is no  transaction in a particular month. In any case, you will receive a statement at least quarterly.</p> <p><strong>b. Terminal Receipt.</strong> You can get a receipt at the time you make any transaction (except inquiries) involving your account using an ATM  and/or point-of-sale (POS) terminal.</p> <p><strong>c. Direct Deposit.</strong> If you have arranged to have a direct deposit made to your account at least once every 60 days from the same source  and you do not receive a receipt (such as a pay stub), you can find out whether or not the deposit has been made by calling (509) 325-7228.  This does not apply to transactions occurring outside the United States.</p> <p><strong>7. ACCOUNT INFORMATION DISCLOSURE -</strong> We will disclose information to third parties about your account or the transfers you make:</p> <ul>     <li>As necessary to complete transfers;</li>     <li>To verify the existence of sufficient funds to cover specific transactions upon the request of a third party, such as a credit bureau or      merchant;</li>     <li>If your account is eligible for emergency cash and/or emergency card replacement services and you request such services, you      agree that we may provide personal information about you and your account that is necessary to provide you with the requested      service(s);</li>     <li>To comply with government agency or court orders; or</li>     <li>If you give us your written permission.</li> </ul> <p><strong>8. BUSINESS DAYS -</strong> Our business days are Monday through Friday, excluding holidays.</p> <p><strong>9. CREDIT UNION LIABILITY FOR FAILURE TO MAKE TRANSFERS - </strong> If we do not complete a transfer to or from your account on time  or in the correct amount according to our agreement with you, we may be liable for your losses or damages. However, we will not be liable for  direct or consequential damages in the following events:</p> <ul>     <li>If, through no fault of ours, there is not enough money in your accounts to complete the transaction, if any funds in your accounts      necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy Disclosure, or if the      transaction involves a loan request exceeding your credit limit.</li>     <li>If you used your card or access code in an incorrect manner.</li>     <li>If the ATM where you are making the transfer does not have enough cash.</li>     <li>If the ATM was not working properly and you knew about the problem when you started the transaction.</li>     <li>If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction.</li>     <li>If the money in your account is subject to legal process or other claim.</li>     <li>If funds in your account are pledged as collateral or frozen because of a delinquent loan.</li>     <li>If the error was caused by a system of any participating ATM network.</li>     <li>If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for      making such transfers.</li>     <li>If the telephone or computer equipment you use to conduct audio response or online/PC transactions is not working properly and      you know or should have known about the breakdown when you started the transaction.</li>     <li>If you have bill payment services, we can only confirm the amount, the participating merchant, and date of the bill payment transfer      made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you      must contact the merchant directly. We are not responsible for investigating such errors.</li>     <li>Any other exceptions as established by the Credit Union.</li> </ul> <p><strong>10. NOTICES -</strong> All notices from us will be effective when we have mailed them or delivered them to your last known address in the Credit  Union%u2019s records. Notices from you will be effective when received by the Credit Union at the address specified in this Agreement. We reserve  the right to change the terms and conditions upon which this service is offered. We will mail notice to you at least 21 days before the effective  date of any change. Use of this service is subject to existing regulations governing the Credit Union account and any future changes to those  regulations.</p> <p>The following information is a list of safety precautions regarding the use of ATMs and night deposit facilities:</p> <ul>     <li>Be aware of your surroundings, particularly at night.</li>     <li>Consider having someone accompany you when the ATM or night deposit facility is used after dark.</li>     <li>Close the entry door of any ATM facility equipped with a door.</li>     <li>If another person is uncomfortably close to you at the time of your transaction, ask the person to step back before you complete      your transaction. If it is after the regular hours of the financial institution and you are using an ATM, do not permit entrance to any      person you do not know.</li>     <li>Refrain from displaying your cash at the ATM or night deposit facility. As soon as your transaction is completed, place your money      in your purse or wallet. Count the cash later in the safety of your car or home.</li>     <li>If you notice anything suspicious at the ATM or night deposit facility, consider using another ATM or night deposit facility or coming      back later. If you are in the middle of a transaction and you notice something suspicious, cancel the transaction, take your card or      deposit envelope, and leave.</li>     <li>If you are followed after making a transaction, go to the nearest public area where people are located.</li>     <li>Do not write your personal identification number (PIN) or access code on your ATM card.</li>     <li>Report all crimes to law enforcement officials immediately. If emergency assistance is needed, call the police from the nearest      available public telephone.</li> </ul> <p><strong>11. BILLING ERRORS - </strong>In case of errors or questions about electronic fund transfers from your share and share draft accounts or if you  need more information about a transfer on the statement or receipt, telephone us at the following number or send us a written notice to the  following address as soon as you can. We must hear from you no later than 60 days after we sent the first statement on which the problem  appears.</p> <p>Call us at: <br /> (509) 325-7228</p> <p>or write to: <br /> Spokane City Credit Union <br /> 1930 N. Monroe    <br /> Spokane, WA 99205</p> <p>Fax: (509) 325-9818</p> <ul>     <li>Tell us your name and account number.</li>     <li>Describe the electronic transfer you are unsure about and explain, as clearly as you can, why you believe the Credit Union has      made an error or why you need more information.</li>     <li>Tell us the dollar amount of the suspected error.</li> </ul> <p>If you tell us orally, we may require that you send us your complaint or question in writing within ten (10) business days.      We will determine whether an error has occurred within ten (10)* business days after we hear from you and will correct any error promptly. If      we need more time, however, we may take up to 45** days to investigate your complaint or question. If we decide to do this, we will credit      your account within ten (10)* business days for the amount you think is in error so that you will have the use of the money during the time it      takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10)      business days, we may not credit your account. We will tell you the results within three (3) business days after completing our investigation. If we decide that there was no error, we will send      you a written explanation. You may ask for copies of the documents that we used in our investigation.</p> <p><strong>*</strong> If you give notice of an error within 30 days after you make the first deposit to your account, we will have 20 business days instead of ten  (10) business days to investigate the error.</p> <p><strong>**</strong> If you give notice of an error within 30 days after you make the first deposit to your account, notice of an error involving a POS transaction,  or notice of an error involving a transaction initiated outside the U.S., its possessions and territories, we will have 90 days instead of 45 days  to investigate the error.</p> <p><strong>NOTE:</strong> If the error you assert is an unauthorized Visa transaction, other than a cash disbursement at an ATM, we will credit your account  within five (5) business days unless we determine that the circumstances or your account history warrant a delay, in which case you will  receive credit within ten (10) business days.</p> <p><strong>12. TERMINATION OF EFT SERVICES - </strong> You may terminate this Agreement or any EFT service under this Agreement at any time by  notifying us in writing and stopping your use of your card and any access code. You must return all cards to the Credit Union. You also agree  to notify any participating merchants that authority to make bill payment transfers has been revoked. We may also terminate this Agreement  at any time by notifying you orally or in writing. If we terminate this Agreement, we may notify any participating merchants making  preauthorized debits or credits to any of your accounts that this Agreement has been terminated and that we will not accept any further  preauthorized transaction instructions. We may also program our computer not to accept your card or access code for any EFT service.  Whether you or the Credit Union terminates this Agreement, the termination shall not affect your obligations under this Agreement for any  electronic transactions made prior to termination.</p> <p><strong>13. GOVERNING LAW - </strong> This Agreement is governed by the bylaws of the Credit Union, federal laws and regulations, the laws and  regulations of the state of Washington, and local clearinghouse rules, as amended from time to time. Any disputes regarding this Agreement  shall be subject to the jurisdiction of the court of the county in which the Credit Union is located.</p> <p><strong>14. ENFORCEMENT - </strong> You are liable to us for any losses, costs or expenses we incur resulting from your failure to follow this Agreement.  You authorize us to deduct any such losses, costs or expenses from your account without prior notice to you. If we bring a legal action to  collect any amount due under or to enforce this Agreement, we shall be entitled, subject to applicable law, to payment of reasonable  attorney%u2019s fees and costs, including fees on any appeal, bankruptcy proceedings, and any postjudgment collection actions.</p> <p>&copy; CUNA MUTUAL GROUP, 2008 ALL RIGHTS RESERVED</p>',NULL,NULL,NULL),(84,NULL,0,'Funds Availability Policy Disclosure','<address>&nbsp;</address>\n\n<address><span style=\"font-size: 9pt\">This Disclosure describes your ability to withdraw funds at Spokane City Credit Union. It only applies to the availability of funds in transaction accounts. The Credit Union reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in this policy. Please ask us if you have a question about which accounts are affected by this policy.</span></address>\n\n<address>&nbsp;</address>\n\n<h3 style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">1. General Policy</span></h3>\n\n<div style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">Our policy is to make funds from your cash and check deposits available to you on the same business day that we receive your deposit. Electronic direct deposits will be available on the day we receive the deposit. Once they are available, you can withdraw the funds in cash and we will use the funds to pay checks that you have written. For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit before close of business on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after the close of business or on a business day we are not open, we will consider that the deposit was made on the next business day we are open.</span></div>\n\n<div><span style=\"font-size: 9pt\">&nbsp;</span></div>\n\n<h3><span style=\"font-size: 9pt\">2. Reservation of Right to Hold&nbsp;</span></h3>\n\n<div><span style=\"font-size: 9pt\">In some cases, we will not make all of the funds that you deposit by check available to you on the same business day that we receive your deposit. Funds may not be available until the second business day after the day of your deposit. However, the first $200.00 of your deposit will be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees or if we decide to take this action after you have left the premises, we will mail you the notice by the next business day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available.</span></div>\n\n<div>&nbsp;</div>\n\n<h3 style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">3. Longer Delays May Apply </span></h3>\n\n<div style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: </span></div>\n\n<div style=\"text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in\"><span style=\"font-size: 9pt\"><span style=\"font: 7pt \'Times New Roman\'\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style=\"font-size: 9pt\">&bull; We believe a check you deposit will not be paid. </span></div>\n\n<div style=\"text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in\"><span style=\"font-size: 9pt\"><span style=\"font: 7pt \'Times New Roman\'\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style=\"font-size: 9pt\">&bull; You deposit checks totaling more than $5,000.00 on any one (1) day. </span></div>\n\n<div style=\"text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in\"><span style=\"font-size: 9pt\"><span style=\"font: 7pt \'Times New Roman\'\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style=\"font-size: 9pt\">&bull; You redeposit a check that has been returned unpaid. </span></div>\n\n<div style=\"text-align: justify; text-indent: -0.25in; margin: 0in 0in 0pt 0.5in\"><span style=\"font-size: 9pt\"><span style=\"font: 7pt \'Times New Roman\'\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style=\"font-size: 9pt\">&bull; You have overdrawn your account repeatedly in the last six (6) months.</span></div>\n\n<div style=\"text-align: justify; text-indent: -0.25in; margin: 0in 0in 3pt 0.5in\"><span style=\"font-size: 9pt\"><span style=\"font: 7pt \'Times New Roman\'\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style=\"font-size: 9pt\">&bull; There is an emergency, such as failure of communications or computer equipment.</span></div>\n\n<div style=\"margin: 0in 0in 0pt\">&nbsp;</div>\n\n<div style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">We will notify you if we delay your ability to withdraw funds for any of these reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.</span></div>\n\n<div style=\"text-align: justify; margin: 0in 0in 3pt\">&nbsp;</div>\n\n<h3 style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">4. Special Rules for New Accounts </span></h3>\n\n<div style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">If you are a new member, the following special rules will apply during the first 30 days your account is open.</span></div>\n\n<div style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,000.00 of a day&#39;s total deposits of cashier&#39;s, certified, teller&#39;s, traveler&#39;s, and federal, state, and local government checks will be available on the next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you. The excess over $5,000.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.</span></div>\n\n<div style=\"text-align: justify; margin: 0in 0in 3pt\">&nbsp;</div>\n\n<h3 style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">5. Deposits at Nonproprietary ATM&rsquo;s</span></h3>\n\n<div style=\"text-align: justify; margin: 0in 0in 3pt\"><span style=\"font-size: 9pt\">Funds from any deposits (cash or checks) made at automated teller machines (ATMs) we do not own or operate will not be available until the fifth business day after the date of your deposit. This rule does not apply at ATMs that we own or operate. All ATMs that we own or operate are identified as our machines.</span></div>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</p>','','',0),(85,NULL,NULL,'Privacy Notice Disclosure','<p>Spokane City Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to  meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal  law, we are required to give you this privacy notice. It describes our credit union\'s privacy policy and practices concerning the personal  information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes  nonpublic information from us as we conduct the business of the credit union.</p>\n<p>If after reading this notice you have questions, please contact us at: <br>\n  (509) 325-7228 <br>\n(509) 325-9818</p>\n<p>or write to: <br />\n  Member Service Representative<br />\n  Spokane City Credit Union <br />\n  1930 N. Monroe <br />\n  Spokane, WA 99205</p>\n<p><strong>INFORMATION WE COLLECT ABOUT YOU - </strong></p>\n<p>We collect nonpublic personal information about you from the following sources:</p>\n<ul>\n    <li>Information we receive from you on applications and other forms</li>\n    <li>Information about your transactions with us</li>\n    <li>Information we receive from a consumer reporting agency</li>\n    <li>Information obtained when verifying the information you provide on an application or other forms; this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions</li>\n</ul>\n<p>We may disclose all of the information we collect, as described above, as permitted by law.</p>\n<p><strong>PARTIES WHO RECEIVE INFORMATION FROM US - </strong></p>\n<p>We may disclose nonpublic personal information about you to the following types of third parties:</p>\n<ul>\n    <li><strong>Financial service providers, </strong>such as insurance companies and mortgage service companies</li>\n    <li><strong>Non-financial companies,</strong> such as consumer reporting agencies, data processors, check/share draft printers, financial statement publishers/printers, plastic card processors, government agencies and mailhouses</li>\n</ul>\n<p><strong>DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US - </strong></p>\n<p>In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to other  financial institutions with whom we have joint marketing agreements, to other companies that perform marketing services on our behalf, or to  nonaffiliated third parties for the purposes of processing and servicing transactions that you request or authorize, so that we may provide  members competitive products and services.</p>\n<p>We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures  typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you  authorize, or protect the security of our financial records.</p>\n<p>To protect our members\' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of  information we provide. We do not permit these companies to sell the information we provide to other third parties.</p>\n<p><strong>DISCLOSURE OF INFORMATION ABOUT FORMER MEMBERS - </strong></p>\n<p>If you terminate your membership with Spokane City Credit Union, we will not share information we have collected about you, except as may  be permitted or required by law.</p>\n<p><strong>HOW WE PROTECT YOUR INFORMATION - </strong></p>\n<p>We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or  services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic  personal information.</p>\n<p><strong>WHAT MEMBERS CAN DO TO HELP - </strong></p>\n<p>Spokane City Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:</p>\n<ul>\n    <li>Protect your account numbers, plastic card numbers, personal identification numbers (PINs) or passwords. Never keep your PIN      with your card. The PIN can provide free access to your accounts if your card is lost or stolen.</li>\n    <li>Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining      the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have      access to your information and will not need to ask for it.</li>\n    <li>Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have      current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will      attempt to contact you immediately.</li>\n</ul>\n<p>Let us know if you have questions. Please do not hesitate to call us - we are here to serve you!</p>\n<p>&copy; CUNA MUTUAL GROUP, 2008 ALL RIGHTS RESERVED</p>',NULL,NULL,NULL),(86,NULL,0,'Truth-in-Savings Disclosure','<address>\n<p><br />\n<strong>Except as specifically described, the following disclosures apply to all of the accounts. All accounts described in this Truth-in-Savings Disclosure are share accounts.</strong></p>\n</address>\n\n<h3><span>1. Rate Information. </span></h3>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\"><span>The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share, Student Savers, Traditional IRA, Roth IRA, Coverdell Education Savings, and Preferred Share Investment (Money Market) accounts, the dividend rate and annual percentage yield may\nchange at any time as determined by the Credit Union\'s Board of Directors. For Holiday Savings Club accounts, the dividend rate and annual percentage yield may change annually as determined by the Credit Union\'s Board of Directors. The dividend rates and annual percentage yields are the rates and yields as of the last dividend declaration date that is set forth in the Rate Schedule.</span></p>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</h3>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\"><span>2. Natue of Dividends. </span></h3>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\"><span>Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.</span></p>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</h3>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\"><span>3. Dividend Compounding and Crediting. </span></h3>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\"><span>The compounding and crediting frequency of dividends and the dividend period applicable to each account are stated in the Rate Schedule. The dividend period is the\nperiod of time at the end of which an account earns dividend credit. The dividend period begins on the first calendar day of the period and ends on the last calendar day of the period.</span></p>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</h3>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\"><span>4. Accrual of Dividends. </span></h3>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\"><span>For all earning accounts, dividends will begin to accrue on noncash deposits (e.g. checks) on the business day you make the deposit to your account. If you close your account before accrued dividends are credited, you will not receive the accrued dividends. However, for Holiday Savings Club accounts, any accrued dividends will be paid if you close the account within seven (7) days of the date you open it.</span></p>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</h3>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\"><span>5. Balance Information. </span></h3>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\"><span>To open any account, you must deposit or already have on deposit the minimum required share(s) in a Share account. Some accounts may have additional minimum opening\ndeposit requirements. The minimum balance requirements applicable to each account are set forth in the Rate Schedule. For Share, Holiday Savings Club, Student Savers, Traditional IRA, Roth IRA, Coverdell Education Savings, and Preferred Share Investment (Money Market) accounts, there is a minimum daily balance required to earn the annual percentage yield disclosed for the dividend period. If the minimum daily balance requirement is not met each day of the dividend period, you will not earn the stated annual percentage yield. For accounts using the daily balance method as stated in the Rate Schedule, dividends are calculated by applying a daily periodic rate to the  principal in the account each day.</span></p>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</h3>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\"><span>6. Account Limitations. </span></h3>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\"><span>For Share, Traditional IRA, Roth IRA, and Coverdell Education Savings accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed. For Holiday Savings Club accounts, the entire balance will be transferred to another account of yours on or after November 1 and the account will remain open. You may not make withdrawals from your account at any other time. If you wish to access the funds in your Holiday Savings Club account, you may close it. If you close your account, you will be charged a fee as disclosed in\nthe Fee Schedule. However, no fee will be charged if the withdrawal occurs within seven (7) days of the date the account is opened. For Holiday Savings Club accounts, a minimum $25.00 monthly deposit is required. Maximum deposit balance is $5,000.00. For Student Savers accounts, in participation with Audubon Elementary School, students may join and make weekly deposits during the school year, maximum deposit balance of $2,500.00. For Preferred Share Investment Money Market) accounts, the maximum number of withdrawals (or transfers) during a month is three (3), and the minimum amount of withdrawal (or transfer) is $500.00. For Share Draft accounts, no account limitations apply.</span></p>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</h3>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\"><span>7. Fees for Overdrawing Accounts </span></h3>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\"><span>Fees for overdrawing your account may be imposed on each check, draft, item, ATM transaction and one-time debit transaction (if member has consented to overdraft protection plan for ATM and one-time debit card transactions), preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient\navailable account balance. The entire balance in your account may not be available for withdrawal, transfer or paying a check, draft or item. You may consult the Funds Availability Policy Disclosure for information\nregarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, regardless of whether we pay or return the draft, item or transaction. If we have approved an\noverdraft protection limit for your account, such fees may reduce your approved limit. Please refer to the Fee Schedule for current fee information.</span></p>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt; margin-top:10px;\"><span>For ATM and one-time debit transactions, you must consent to the Credit Union\'s overdraft protection plan in order for the transaction amount to be covered under the\nplan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to\ncapture the member\'s opt-in choice for overdraft protection and the Schedule of Fees and Charges.</span></p>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</p>\n\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\"><span>Membership. </span></h3>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\"><span>As a condition of membership, you must purchase and maintain the minimum required share(s) as set forth below. </span></p>\n\n<ul>\n	<li style=\"display:block; list-style:none; width:300px;\"><span style=\"display:inline-block; width:200px; float:left;\">Par Value of One Share</span><span style=\"display:inline-block; width:100px;\">$5.00</span></li>\n	<li style=\"display:block; list-style:none; width:300px;\"><span style=\"display:inline-block; width:200px; float:left;\">Number of Shares Required</span><span style=\"display:inline-block; width:100px;\">1</span></li>\n	<li style=\"display:block; list-style:none; width:300px;\"><span style=\"display:inline-block; width:200px; float:left;\">Membership Fee</span><span style=\"display:inline-block; width:100px;\">None</span></li>\n</ul>\n\n<p>&nbsp;</p>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</p>\n\n<h2>FEE SCHEDULE</h2>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</p>\n\n<table border=\"0\" cellpadding=\"4\" cellspacing=\"0\" width=\"100%\">\n	<tbody>\n		<tr>\n			<td width=\"314\">\n			<h3>Share Draft Accounts Fees</h3>\n			</td>\n			<td width=\"1175\">\n			<div>&nbsp;</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Overdraft Fee</div>\n			</td>\n			<td>\n			<div>$27.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Returned Item</div>\n			</td>\n			<td>\n			<div>$27.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>NSF</div>\n			</td>\n			<td>\n			<div>$27.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Stop Payment Fee</div>\n			</td>\n			<td>\n			<div>$25.00/Request</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Share Draft Printing Fee</div>\n			</td>\n			<td>\n			<div>Prices may vary depending upon style.</div>\n			</td>\n		</tr>\n		<tr>\n			<td>Overdraft transfer from line of credit</td>\n			<td>$5.00 / transfer</td>\n		</tr>\n		<tr>\n			<td>Overdraft transfer from savings</td>\n			<td>None</td>\n		</tr>\n		<tr>\n			<td>Privilege Pay Overdrafts</td>\n			<td>$27.00</td>\n		</tr>\n		<tr>\n			<td>Online Bill Payer fee</td>\n			<td>Free</td>\n		</tr>\n		<tr>\n			<td>\n			<p>&nbsp;Holiday Savings Club Account Fee for Early Closure</p>\n			</td>\n			<td>$10.00</td>\n		</tr>\n		<tr>\n			<td>\n			<h3><u>Other Service Fees</u></h3>\n			</td>\n			<td>\n			<div>&nbsp;</div>\n			</td>\n		</tr>\n		<tr>\n			<td height=\"22\">\n			<div><u>Wire Transfer</u></div>\n\n			<div>Outgoing (Domestic)</div>\n\n			<div>Outgoing (International)</div>\n\n			<div>Incoming</div>\n			</td>\n			<td>\n			<div>&nbsp;</div>\n\n			<div>$25.00/Transfer</div>\n\n			<div>$35.00/Transfer</div>\n\n			<div>$5.00/Transger</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Cashier&rsquo;s Check</div>\n			</td>\n			<td>\n			<div>$2.00/Check if not payable to account owner</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Money Order Fee</div>\n			</td>\n			<td>\n			<div>$1.50/Money Order</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Account Reconciliation Fee</div>\n			</td>\n			<td>\n			<div>$20.00/Hour</div>\n\n			<div>$20.00 Minimum Charge</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Account Research Fee</div>\n			</td>\n			<td>\n			<div>$20.00/Hour</div>\n\n			<div>$20.00 Minimum Charge</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Statement Copy Fee</div>\n			</td>\n			<td>\n			<div>$5.00/Copy</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Account Activity Printout</div>\n			</td>\n			<td>\n			<div>$5.00/Printout</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Deposited Item Return Fee</div>\n			</td>\n			<td>\n			<div>$20.00/Item</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Inactive Membership</div>\n			</td>\n			<td>\n			<div>$5.00/Month charged after one (1) year of inactivity</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Account Closure Fee</div>\n			</td>\n			<td>\n			<div>$5.00 if account closed within 90 days.</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Photocopy Fee</div>\n			</td>\n			<td>\n			<div>$2.00/Copy</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Stop Payment Cashier&#39;s Check</div>\n			</td>\n			<td>\n			<div>$10.00/Check if Original check returned</div>\n\n			<div>&nbsp;</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Stop Payment Cashier&rsquo;s Check</div>\n			</td>\n			<td>\n			<div>$35.00/Check if Original check not returned.</div>\n\n			<div>&nbsp;</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Noncompensating Funds Check Cashing Fee</div>\n			</td>\n			<td>\n			<div>$10.00/Check</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Overdraft Transfer From Line of Credit</div>\n			</td>\n			<td>\n			<div>$5.00/Transfer</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Visa Gift Card Purchase ($10.00 - $500.00)</div>\n			</td>\n			<td>\n			<div>$3.95/Card</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Returned Statement Mail</div>\n			</td>\n			<td>\n			<div>$5.00/Month</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>IRA Account Closure</div>\n			</td>\n			<td>\n			<div>$20.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Foreign Item Deposit</div>\n			</td>\n			<td>\n			<div>At Cost</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Canadian Item Deposit</div>\n			</td>\n			<td>\n			<div>$10.00/Item</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Notary for SCCU Related Document</div>\n			</td>\n			<td>\n			<div>None</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Notary for non-SCCU Related Document</div>\n			</td>\n			<td>\n			<div>$5.00/Notary act</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<h3><u>EFT Fees</u></h3>\n			</td>\n			<td>\n			<div>&nbsp;</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Card Replacement Fee</div>\n			</td>\n			<td>\n			<div>$5.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>ACH Overdraft Fee</div>\n			</td>\n			<td>\n			<div>$27.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Debit Card Overdraft Fee</div>\n			</td>\n			<td>\n			<div>$27.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>International transactions - ATM and Point of Sale</td>\n			<td>1.00% of transaction, single and multi-currency</td>\n		</tr>\n		<tr>\n			<td>ATM Fees at Coop Network ATM&#39;s</td>\n			<td>None</td>\n		</tr>\n		<tr>\n			<td>ATM Fees at non-Coop network ATM&#39;s</td>\n			<td>Any ATM surcharges by other financial institutions will be charged to your account</td>\n		</tr>\n		<tr>\n			<td>Expedited delivery of debit card and/or PIN</td>\n			<td>\n			<p>$5.00-$30.00 for card</p>\n\n			<p>$5.00-$30.00 for PIN.</p>\n\n			<p>Costs depend upon choice of delivery service</p>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<h3><u>Safe Deposit Box Fees</u></h3>\n			</td>\n			<td>\n			<div>&nbsp;</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Annual Rental</div>\n			</td>\n			<td valign=\"top\">\n			<div>&nbsp;</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div align=\"center\"><u>Size</u></div>\n			</td>\n			<td valign=\"top\">\n			<div align=\"left\"><u>Fee</u></div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div align=\"center\">3 x 5</div>\n			</td>\n			<td valign=\"top\">\n			<div align=\"left\">$25.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div align=\"center\">3 x 10</div>\n			</td>\n			<td valign=\"top\">\n			<div align=\"left\">$35.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div align=\"center\">5 x 10</div>\n			</td>\n			<td valign=\"top\">\n			<div align=\"left\">$45.00</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Change of Locks</div>\n			</td>\n			<td>\n			<div>Costs will vary; we will bill the technician&#39;s costs</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Drilling of Boxes</div>\n			</td>\n			<td>\n			<div>Costs will vary; we will bill the technician&#39;s costs</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<h3><u>Loan Fees</u></h3>\n			</td>\n			<td>&nbsp;</td>\n		</tr>\n		<tr>\n			<td>Classic VISA credit card annual fee</td>\n			<td>$12.00</td>\n		</tr>\n		<tr>\n			<td>Secured VISA credit card annual fee</td>\n			<td>\n			<p>$25.00</p>\n			</td>\n		</tr>\n		<tr>\n			<td>Diamond VISA credit card annual fee</td>\n			<td>None</td>\n		</tr>\n		<tr>\n		  <td>VSI Insurance</td>\n		  <td>$50.00 Charged to account</td>\n	  </tr>\n		<tr>\n			<td>VISA cash advance fee</td>\n			<td>2.00% of cash advance, minimum $5.00</td>\n		</tr>\n		<tr>\n			<td>HELOC Annual Fee</td>\n			<td>$45.00</td>\n		</tr>\n		<tr>\n			<td>Late loan payment fee</td>\n			<td>5% of payment, minimum $25.00</td>\n		</tr>\n		<tr>\n		  <td>Expedited VISA Card/PIN delivery</td>\n		  <td>Cost depends on choice of service</td>\n	  </tr>\n		<tr>\n			<td>Optional GAP coverage</td>\n			<td>Available</td>\n		</tr>\n		<tr>\n			<td>Optional Mechanical Breakdown coverage</td>\n			<td>Available</td>\n		</tr>\n		<tr>\n			<td>\n			<h3><u><strong>Share Value</strong></u></h3>\n			</td>\n			<td>\n			<div>&nbsp;</div>\n			</td>\n		</tr>\n		<tr>\n			<td>\n			<div>Par value of one share</div>\n			</td>\n			<td>\n			<div>$5.00</div>\n			</td>\n		</tr>\n	</tbody>\n</table>\n\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</p>\n\n<address>\nThe rates and fees appearing with this schedule are acurate of the last dividend declaration date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.\n</address>\n\n<p>Effective 7/1/2015</p>\n\n<div><img alt=\"\" src=\"/upload_content/images/NCUA Logo.jpg\" style=\"width: 150px; height: 70px;\" /></div>','','',0),(204,NULL,0,'Credit Union for Kids Night 2016','<figure style=\"display:inline; float:left;\">\n  <img src=\"../upload_content/chiefs/chiefs_logo1.jpg\" border=\"0\" />\n</figure>\n<figure style=\"display:inline; margin:50px auto; text-align:center;\"><img src=\"../upload_content/chiefs/chiefs_GoChiefsGo.jpg\" border=\"0\" style=\"width:260px; margin-top:80px; height:auto;\" /></figure>\n\n<figure style=\"display:inline; float:right;\">\n  <img src=\"../upload_content/chiefs/creditunionforkids_cmnh.jpg\" border=\"0\" />\n</figure>\n\n<p style=\"clear:both;\"></p>\n\n\n\n<p style=\"clear:both;\"></p>\n<h1 style=\"font-size:40px; line-height:normal; text-transform:uppercase; color:#C20012; text-align:center;\">Credit Union for Kids Night</h1>\n<h2 style=\"font-size:28px; line-height:normal; margin:0 0 20px 0; color:#001D6C; text-align:center;\">Buck Night and Cheer Stix Giveaway</h2>\n<h2 style=\"font-size:28px; line-height:normal; color:#C20012; text-align:center;\">Friday, March 11th vs. Tri City Americans</h2>\n\n\n<figure style=\"display:block; margin:20px auto; text-align:center;\"><img src=\"../upload_content/chiefs/chiefs_photo.jpg\" border=\"0\" /></figure>\n<h2 style=\"font-size:28px; line-height:normal; margin:0 0 20px 0; color:#001D6C; text-align:center;\">Game starts at 7:05 p.m.</h2>\n<h2 style=\"font-size:28px; line-height:normal; margin:0 0 20px 0; color:#C20012; text-align:center;\">Price: $10 LOWER LEVEL or UPPER LEVEL seat tickets.</h2>\n\n<h4 style=\"font-size:20px; line-height:normal; margin:0; color:#001D6C; text-align:center;\">Credit Union Members can enjoy specially priced tickets in the lower* or upper level* for only $10 ($8 savings).</h4>\n<p style=\"text-align:center; line-height:14px; font-weight:bold; color:#C20012;\">*Based on availability</p>\n<h4 style=\"font-size:20px; line-height:normal; color:#001D6C; text-align:center;\">$3 from every ticket purchased will go directly to the Children\'s Miracle Network/Sacred Heart Children\'s Hospital.</h4>\n\n<h3 style=\"font-size:20px; line-height:normal; margin:0 0 20px 0; color:#001D6C; text-align:center;\"><a href=\"http://spokanechiefsgroups-com.3dcartstores.com/product.asp?itemid=79\" target=\"_blank\" style=\"color:#C20012;\">Purchase your tickets online by clicking here</a></h3>\n<h3 style=\"font-size:20px; line-height:normal; color:#001D6C; text-align:center;\">Or contact Nicole Fox with the Spokane Chiefs at <a href=\"tel: 15093280450\" style=\"color:#001D6C; text-decoration:none;\">509-328-0450</a> ext. 316 or email her at <a href=\"mailto:nfox@spokanechiefs.com\" style=\"color:#C20012;\">nfox@spokanechiefs.com</a>.\n</h3>','','_self',0),(87,NULL,0,'Truth-in-Savings Disclosure for Certificates Account Disclosures','<address>\n	<p>\n		<br />\n		<strong>Except as specifically described, the following disclosures apply to all of the accounts. All accounts described in this Truth-In-Savings Disclosure are share accounts.</strong></p>\n  <br />\n</address>\n<h3><span>1. Rate Information. </span></h3>\n</p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For accounts subject to dividend compounding, the annual percentage yield is based on an assumption that dividends will\nremain on deposit until maturity. A withdrawal of dividends will reduce earnings. For all accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. For TerShare Certificate accounts, if your Daily Balance is from $1,000.00 to $24,999.99, the first Dividend Rate and Annual Percentage Yield listed for this account in the Rate Schedule will apply. If your Daily Balance is $25,000.00 or greater, the second Dividend Rate and Annual Percentage Yield listed for this account will apply. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. For accounts subject to dividend compounding, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.</span></p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</h3>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>2. Dividend Period. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>For each account the dividend period is the account&#8217;s term. The dividend period begins on the first day of the term and ends on the maturity date.</span></p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</h3>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>3. Dividend Compounding and Crediting. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>The compounding and crediting frequency of dividends are stated in the Rate Schedule.</span></p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</h3>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>4. Balance Information. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>The minimum balance requirements applicable to each account are set forth in the Rate Schedule. To open any account you must deposit or already have on deposit at least the par value of one full share in a Share account. The par value amount is $5.00. Some accounts may have additional minimum opening deposit requirements. For all accounts, dividends are calculated by the Daily Balance method, which applies a periodic rate to the balance in the account each day. For CU Succeed Term Share Certificate accounts, dividends are calculated by the daily balance method which applies a daily periodic rate to the principal in the account each day.</span></p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</h3>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>5. Accrual of Dividends. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>For all accounts, dividends will begin to accrue on noncash deposits (e.g. checks) on the business day you make the deposit to your account.</span></p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</h3>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>6. Transaction Limitations. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>For all accounts, after your account is opened you may not make any withdrawals until the maturity date. If you wish to access the funds in your account, you may close it and a withdrawal penalty will be imposed as stated below. For all accounts, your ability to make deposits to your account and any limitations on such transactions are stated in the Rate Schedule. After your account is opened, you may make withdrawals subject to the early withdrawal penalties stated below and your account will be closed. Partial withdrawals are not allowed. For CU Succeed Term Share Certificate accounts the maximum certificate balance is $25,000.00.</span></p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</h3>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>7. Maturity. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>Your account will mature as stated on this Truth-in-Savings Disclosure or on your Account Receipt or Renewal Notice.</span></p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>Early Withdrawal Penalty. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>We may impose a penalty if you withdraw from your account before the maturity date.</span></p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>Amount of Penalty. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>For all accounts, the amount of the withdrawal penalty will be a loss of all accrued dividends on the amount withdrawn; however, the penalty will never be less than seven (7) days dividends and will never exceed 90 days&#8217; dividends.</span></p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>How the Penalty Works. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.</span></p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>Exceptions to Early Withdrawal Penalties. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>At our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstances:</span></p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span style=\"font-size: 10pt\">(i) When an account owner dies or is determined legally incompetent by a court or other body of competent jurisdiction.</span></p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span style=\"font-size: 10pt\">(ii) Where the account is an Individual Retirement Account (IRA) and any portion is paid within seven (7) days after the establishment; or where the account is a Keogh Plan (Keogh), provided that the depositor forfeits an amount of at least equal to the simple dividends earned in the amount withdrawn; or where the account\nis an IRA or Keogh and the owner attains age 59&frac12; or becomes disabled.</span></p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>Renewal Policy. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>The renewal policy for your accounts is stated in the Rate Schedule. For all accounts, your account will automatically renew for another term upon maturity. You have a grace period of ten (10) days after maturity in which to withdraw funds in the account without being charged an early withdrawal penalty.\n</span></p>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;\n	</p>\n<h3 style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>Nontransferable/Nonnegotiable. </span></h3>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">\n	<span>Your account is nontransferable and nonnegotiable.</span></p>\n    \n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</p>\n<h2>RATE SCHEDULE</h2>\n<address><p>The rates, fees and terms applicable to your account at the Credit Union are provided in this Truth-In-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time.</p></address>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</p>\n<table border=\"0\" cellpadding=\"4\" cellspacing=\"0\" width=\"100%\" style=\"border-collapse:collapse; border:1px solid #999;\">\n  <tr>\n    <td width=\"20%\" style=\"border:1px solid #999;\">&nbsp;</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Dividend<br />\n    Rate<br />\n    (%)</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Annual<br />\n    Percentage<br />\n    Yield (APY) %</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Rate Type</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Minimum<br />\n    Opening<br />\n    Deposit</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Dividends<br />\n    Compounded</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Dividends <br />\n    Credited</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Dividend<br />\n    Period</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Additional<br />\n    Deposits</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Withdrawals</td>\n    <td width=\"8%\" align=\"center\" style=\"border:1px solid #999;\">Renewable</td>\n  </tr>\n  <tr>\n    <td colspan=\"3\" style=\"border:1px solid #999;\">Term Share Certificate Accounts</td>\n    <td rowspan=\"4\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Fixed</td>\n    <td rowspan=\"4\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">$1,000.00</td>\n    <td rowspan=\"4\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Monthly</td>\n    <td rowspan=\"4\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Monthly</td>\n    <td rowspan=\"4\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Account\'s Term</td>\n    <td rowspan=\"4\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Allowed</td>\n    <td rowspan=\"4\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Allowed - <br />\n      see Transaction <br />\n      Limitations <br />\n    section</td>\n    <td rowspan=\"4\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Automatic</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid #999;\">6 Month</td>\n    <td align=\"center\" style=\"border:1px solid #999;\">.25</td>\n    <td align=\"center\" style=\"border:1px solid #999;\">.25</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid #999;\">12 Month</td>\n    <td align=\"center\" style=\"border:1px solid #999;\">.35</td>\n    <td align=\"center\" style=\"border:1px solid #999;\">.35</td>\n  </tr>\n  <tr>\n    <td>24 Month</td>\n    <td align=\"center\" style=\"border:1px solid #999;\">.45</td>\n    <td align=\"center\" style=\"border:1px solid #999;\">.45</td>\n  </tr>\n  <tr>\n    <td colspan=\"3\" style=\"border:1px solid #999;\">CU Succeed Term Share Certificate Accounts<br />\n      (Members under age 18)</td>\n    <td rowspan=\"2\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Fixed</td>\n    <td rowspan=\"2\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">$100.00</td>\n    <td rowspan=\"2\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Monthly</td>\n    <td rowspan=\"2\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Monthly</td>\n    <td rowspan=\"2\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Account\'s Term</td>\n    <td rowspan=\"2\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Minimum<br />\n    Monthly<br />\n    Deposit of<br />\n    $10.00</td>\n    <td rowspan=\"2\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Allowed - <br />\nsee Transaction <br />\nLimitations <br />\nsection</td>\n    <td rowspan=\"2\" align=\"center\" valign=\"middle\" style=\"border:1px solid #999;\">Automatic</td>\n  </tr>\n  <tr>\n    <td>12 Month</td>\n    <td align=\"center\" style=\"border:1px solid #999;\">.35</td>\n    <td align=\"center\" style=\"border:1px solid #999;\">.35</td>\n  </tr>\n</table>\n<p style=\"line-height: normal; margin: 0in 0in 0pt\">&nbsp;</p>\n\n<address>The rates and fees appearing in this Schedule are accurate as of the Effective Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.</address>\n<p>Effective 4/22/2014</p>\n<div><img alt=\"\" src=\"/upload_content/images/NCUA Logo.jpg\" style=\"width: 150px; height: 70px;\" /></div>','','',0),(88,NULL,4,'E-Statements','<p>Estatements... clearly the best way to view your statements</p>\n\n<p><b>It\'s easy to sign up for this FREE service:</b></p>\n<ul>\n  <li>Sign into your Internet Home Banking account</li>\n  <li>Enroll your account(s) and look for a confirmation to finish the sign up process</li>\n</ul>\n\n<p><b>The benefits of estatements</b></p>\n\n<p><b>Added security</b></p>\n<ul>\n  <li>No more paper statements in your mailbox mean you\'re less likely to experience mail fraud.</li>\n  <li>You will receive an electronic notice from us when your estatement is available to view.</li>\n</ul>\n\n<p><b>Get your estatements when you need them</b></p>\n<ul>\n  <li>12 months of electronic history will be stored for easy record keeping.</li>\n</ul>\n\n<p><b>Save money</b></p>\n<ul>\n  <li>The cost savings to Spokane City Credit Union is tremendous-saving printing and postage expense.  </li>\n</ul>','','',21),(89,NULL,4,'Find a Surcharge-Free ATM Near You','<p><img align=\"left\" alt=\"\" height=\"70\" src=\"upload_content/images/coop_small.gif\" width=\"65\" /></p>\n\n<blockquote dir=\"ltr\" style=\"margin-right: 0px\">\n<blockquote dir=\"ltr\" style=\"margin-right: 0px\">\n<p align=\"left\"><strong>Welcome to CO-OP, the largest credit union-only ATM Network in the country. With the CO-OP Network, you gain access to one of the largest networks of&nbsp;SURCHARGE-FREE ATM&#39;s in the Spokane Area including ANY 7-11 Location.&nbsp;</strong></p>\n\n<p class=\"BodyCopy\"><strong>Your CO-OP Network&rsquo;s membership&nbsp;also provides access to over 800,000 ATMs worldwide through links to the NYCE, STAR, Cirrus, Pulse and Plus networks. Just check your ATM card for the CO-OP Network logo and you&rsquo;re ready to go! </strong></p>\n</blockquote>\n</blockquote>\n\n<p class=\"BodyCopy\" dir=\"ltr\"><strong>Now you can find the nearest CO-OP Surcharge-Free ATM through the Online Locator, iPhone Application, Text Message, or GPS Devise.&nbsp; </strong><a href=\"https://co-opcreditunions.org/locator/?ref=co-opatm.org&sc=1\"><strong>Click here to find out more!</strong></a></p>\n\n<p class=\"BodyCopy\" dir=\"ltr\"><a href=\"https://co-opcreditunions.org/locator/?ref=co-opatm.org&sc=1\"><font size=\"2\"><strong>Find&nbsp;the nearest SURCHARGE-FREE ATM in your area</strong></font></a></p>\n\n<blockquote dir=\"ltr\" style=\"margin-right: 0px\">\n<blockquote dir=\"ltr\" style=\"margin-right: 0px\">\n<p align=\"left\"><strong>&nbsp;</strong></p>\n</blockquote>\n</blockquote>\n\n<p><strong><font color=\"#336633\" size=\"4\">About CO-OP Network</font></strong></p>\n\n<p>CO-OP Network, established in 1981, is wholly-owned by its credit union shareholders and provides volume discounts on products and services that include risk management as well as debit and deposit access. With 1,848 credit union members, 25,000 surcharge-free ATMs, 92 million-plus monthly transactions and 24 million cardholders, CO-OP Network is the No. 1 credit union electronic funds transfer network in the U.S. financial services industry.</p>','','',17),(90,NULL,4,'Internet Banking','<p>Your accounts at your fingertips. Our new Internet Home Banking has much more available to you:</p>\n<p>&nbsp;</p>\n<table width=\"100%\" border=\"0\" align=\"center\" cellpadding=\"5\" cellspacing=\"0\" style=\"text-align:center; border-collapse:collapse; font-size:10px;\">\n  <tr>\n    <td width=\"14%\" style=\"border:1px solid#063; height:20px;\">ACCOUNTS</td>\n    <td width=\"14%\" style=\"border:1px solid#063; height:20px;\">CHECK SERVICES</td>\n    <td width=\"14%\" style=\"border:1px solid#063; height:20px;\">TRANSFER</td>\n    <td width=\"14%\" style=\"border:1px solid#063; height:20px;\">BILL PAY</td>\n    <td width=\"14%\" style=\"border:1px solid#063; height:20px;\">VOICE SETUP</td>\n    <td width=\"14%\" style=\"border:1px solid#063; height:20px;\">OPTIONS</td>\n    <td width=\"14%\" style=\"border:1px solid#063; height:20px;\">JUST ASK</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Balances</td>\n    <td style=\"border:1px solid#063; height:30px;\">Check History</td>\n    <td style=\"border:1px solid#063; height:30px;\">Transfer</td>\n    <td style=\"border:1px solid#063; height:30px;\">Payee List</td>\n    <td style=\"border:1px solid#063; height:30px;\">Security</td>\n    <td style=\"border:1px solid#063; height:30px;\">Messages</td>\n    <td style=\"border:1px solid#063; height:30px;\">Just Ask</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">History</td>\n    <td style=\"border:1px solid#063; height:30px;\">Check Status</td>\n    <td style=\"border:1px solid#063; height:30px;\">Transfer to Other Member</td>\n    <td style=\"border:1px solid#063; height:30px;\">Scheduled Payments</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">Member Info</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Multiple History</td>\n    <td style=\"border:1px solid#063; height:30px;\">Check Stop Pay</td>\n    <td style=\"border:1px solid#063; height:30px;\">Scheduled Transfers</td>\n    <td style=\"border:1px solid#063; height:30px;\">Bill Pay History</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">Update Personal Info</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Calendar</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">Loan Payment</td>\n    <td style=\"border:1px solid#063; height:30px;\">Account Setup</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">Account Nickname</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Tiles</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">Show/Hide Accounts</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Financial Management</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">Security Settings</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Account Alerts</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">Display Settings</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">E-Statements</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">History Preferences</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Download</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td style=\"border:1px solid#063; height:30px;\">Statistics</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Year to Date</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Direct Deposit Distributions</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n  </tr>\n  <tr>\n    <td style=\"border:1px solid#063; height:30px;\">Layout Manager</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n    <td>&nbsp;</td>\n  </tr>\n</table>\n\n<p>&nbsp;</p>\n\n\n<p>You can customize the layout, colors, and build Financial Management tools.  You can set account alerts to remind you of events and information about your account.  You choose how you want to use the extensive information available.</p>\n\n<p>Enrollment is simple. Look for the Online Banking login on our home page and follow the easy steps as a NEW USER to-self enroll your account. If you have any questions about this service please call us (509) 325-7228 or email us at <a href=\"mailto:memberservices@sccu.net\">memberservices@sccu.net</a>.</p>','','',18),(91,NULL,0,'Join Our Email List','<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\"><font color=\"#336633\" size=\"3\">Page under construction. New information coming soon.</font></p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n<p align=\"center\">&nbsp;</p>\n\n\n<!--<p>Join our E-Mail list to receive the latest news, great offers, and a heads up on upcoming promotions and events. Your E-Mail address will not be sold or given to any other companies or persons. By signing up for Spokane City Credit Union\'s E-Mail list, you will:</p>\n<table width=\"100%\" cellspacing=\"0\" cellpadding=\"4\" border=\"0\" class=\"maintext\">\n    <tbody>\n        <tr>\n            <td><p>\n            <ul>\n                <li>Be notified when your E-Statement  is ready (if you chose to subscribe to this service)</li>\n                <li>Receive quarterly offers or promotions</li>\n                <li>Receive the quarterly newsletter</li>\n                <li>Receive reminders of events at  SCCU</li>\n            </ul></p>\n            </td>\n        </tr>\n        <tr>\n            <td><p><strong>You will NOT:</strong></p></td>\n        </tr>\n        <tr>\n            <td><p>\n            <ul>\n                <li>Receive SPAM or junk mail</li>\n                <li>Be sold to outside organizations</li>\n                <li>Asked for account information</li>\n            </ul></p>\n            </td>\n        </tr>\n    </tbody>\n</table>\n<p>To subscribe, <a href=\"content.php?id=94\">click here.</a></p>-->','','',20),(92,NULL,1,'Join Online','<h3>\n	&nbsp;</h3>\n<h3>\n	<span style=\"color: #336633\">Since our beginning in 1934, Spokane City Credit Union has been dedicated to offering the same friendly, convenient service that has become our trademark.&nbsp; Come in and see for yourself.&nbsp; Experience the Spokane City Credit Union difference.</span></h3>\n<p>\n	&nbsp; <a href=\"https://www.sccu.net/content.php?id=69\"><img alt=\"\" height=\"24\" src=\"/upload_content/btn_join1.png\" width=\"75\" /></a></p>\n<p>\n	A Spokane City Credit Union Membership will afford you many opportunities:</p>\n<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"maintext\" width=\"100%\">\n	<tbody>\n		<tr>\n			<td height=\"106\">\n				<ul>\n					<li>\n						Great, Competitive Loan Rates</li>\n					<li>\n						Access to Online Banking</li>\n					<li>\n						One of the largest networks of ATM&#39;s</li>\n					<li>\n						Superb Member Service</li>\n					<li>\n						Free Checking</li>\n					<li>\n						High Yield Certificates</li>\n					<li>\n						A Full Line of Investment and Mortgage Products</li>\n					<li>\n						Free Membership in Kirby Kangaroo and CU Succeed Youth Clubs and MORE!</li>\n				</ul>\n			</td>\n		</tr>\n	</tbody>\n</table>\n<p>\n	<br />\n	Looking for more information?&nbsp; Contact a Member Service Representative at (509) 325-7228 or email us at <a href=\"mailto:memberservices@sccu.net\">memberservices@sccu.net</a>.</p>\n<p>\n	If you are in the neighborhood, stop in with your $5.00 minimum deposit and let one of our friendly Member Service Representatives assist you in starting a great financial relationship with Spokane City Credit Union.</p>','','',1),(93,NULL,0,'News & Events','<p>&nbsp;</p>\n<h3><strong>New Website Coming Soon</strong></h3>\n<p>We are pleased to announce the upcoming launch of our brand new website!</p>\n<p>Our goal with this new website is to provide our members an improved online \nexperience and way to learn about our products and services, regardless of what \ntype of device or platform they may choose to use. <i>No change in Home Banking sign on!</i></p>\n\n<p>&nbsp;</p>\n\n<h3><strong>Heading to College this Fall? Let Us Help</strong></h3>\n\n<p><strong>Has your child recently made the important decision of where he or she is headed to college or graduate school this fall? Your family is likely now facing a new challenge&ndash;finding the right way to pay for it. After exploring grants, scholarships and federal loans, a private education loan can be an affordable and financially responsible way to fill the college financing gap. </strong></p>\n\n<p><strong>For the upcoming 2016/17 academic year, Spokane City Credit Union has partnered with Sallie Mae to bring our members the Smart Option Student Loan<sup>&reg;</sup>, allowing families to design the private education loan that&#39;s right for them.</strong></p>\n\n<p><strong>To encourage responsible borrowing, the Smart Option Student Loan also offers the following benefits:</strong></p>\n\n<ul>\n	<li><strong>Competitive Rates: Access competitive variable and fixed interest rates.</strong></li>\n	<li><strong>No Origination Fee: Members benefit from no origination fee or prepayment penalties with the Smart Option Student Loan.</strong></li>\n	<li><strong>Choice and Flexibility: Multiple convenient repayment options are available for students and their families to choose the option that best meets their needs. Students are encouraged to make payments while in school to reduce finance charges and the amount owed, and more than half of customers choose this option.</strong></li>\n	<li><strong>Interest Rate Reduction: Members may be eligible for an interest rate reduction by enrolling in the automatic debit option.</strong></li>\n</ul>\n\n<p><strong>Keep in mind that many students heading to college are new to credit and may have little or no credit history. Adding a cosigner, such as a parent or other creditworthy person, may offer a better chance of approval and may help lower your interest rate.</strong></p>\n\n<p><strong>&nbsp;</strong></p>\n\n<p><strong><a href=\"https://www.salliemae.com/smartoption/sccu\" style=\"text-decoration:none;\" target=\"_blank\" title=\"Get Started\"><img alt=\"Get Started\" border=\"0\" height=\"38\" src=\"images/BTN_getstarted.png\" style=\"display:block; float:right;\" width=\"125\" /></a> <!--<h3><strong>DATA PROCESSING CONVERSION</strong></h3>\n\n<p>We are installing a new data processing system on March 7-9, 2015 to bring you updated services. <b>Our office will be closed Monday, March 9, 2015</b> to finalize the data conversion. We will reopen Tuesday, March 10, 2015 with our new enhancements.</p>\n\n<p>The majority of enhancements improve your access to your accounts at Spokane City Credit Union:</p>\n\n<ul>\n	<li>Home banking</li>\n	<li>Bill Payer</li>\n	<li>Voice banking</li>\n	<li>NEW! Mobile banking</li>\n	<li>COMING! Mobile banking remote deposit</li>\n	<li>Estatements</li>\n	<li>Visa</li>\n</ul>\n\n<p>We are excited to bring these new updates and services to our members.</p>--> <!--\n<h3><strong>82nd ANNUAL MEETING</strong></h3>\n\n<p><strong>Thursday, April 21, 2016 at 7:00pm at the IMAX in Riverfront Park.</strong></p>\n\n<p>All members are welcome to attend.</p>\n\n<ul>\n	<li>Business Meeting</li>\n	<li>Election of Officers</li>\n	<li><a href=\"http://journeytothesouthpacific.imax.com/video/\" target=\"_blank\">Enjoy a FREE movie</a></li>\n	<li>Refreshments</li>\n	<li>Door Prizes</li>\n</ul>\n\n<p>Shuttle van before and after at the Flour Mill entrance to the park.</p>\n\n<div style=\"width:502px; text-align:center;\"><a href=\"http://journeytothesouthpacific.imax.com/video/\" target=\"_blank\"><img alt=\"Journey to the South Pacific\" src=\"https://www.sccu.net/upload_content/JourneyToTheSouthPacific_Movie.png\" style=\"width: 500px; height: 285px; border: 1px solid #000;\" /></a></div>\n--> </strong></p>\n\n<p><strong>&nbsp;</strong></p>\n\n<p><strong>&nbsp;</strong></p>\n\n<h3><strong><strong>2016 Holiday Schedule</strong></strong></h3>\n\n<p><strong>01/01/16 &mdash; New Year&rsquo;s Day</strong></p>\n\n<p><strong>01/18/16 &mdash; Martin Luther King, Jr. Day</strong></p>\n\n<p><strong>02/15/16 &mdash; Washington&rsquo;s Birthday observed</strong></p>\n\n<p><strong>05/30/16 &mdash; Memorial Day</strong></p>\n\n<p><strong>07/04/16 &mdash; Independence Day (CLOSED)</strong></p>\n\n<p><strong><!--<p>07/04/15 &mdash; Independence Day</p>--> </strong></p>\n\n<p><strong>09/05/16 &mdash; Labor Day</strong></p>\n\n<p><strong>11/11/16 &mdash; Veteran&rsquo;s Day</strong></p>\n\n<p><strong>11/24/16 and 11/25/16 &mdash; Thanksgiving</strong></p>\n\n<p><strong>12/26/16 &mdash;&nbsp;Christmas</strong></p>','','',0),(94,NULL,0,'Newsletters','<p>To receive Spokane City Credit Union&#39;s Quarterly Newsletter, enter your information and click &#39;&#39;submit.&#39;&#39; Spokane City Credit Union will not share your information with any other parties, or give your email address to anyone else. You have the option of ending your newsletter subscription at any time.</p>\n\n<!--<p><strong><a href=\"http://www.sccu.net/new/content.php?id=144\">Click Here</a> to view our most current Newsletter!</strong></p>-->\n\n<table align=\"CENTER\" border=\"0\" cellpadding=\"5\" cellspacing=\"0\" width=\"100%\">\n	<tbody>\n		<tr>\n			<td align=\"LEFT\" valign=\"TOP\">\n			<form action=\"http://scripts.ilinkadv.com/mailformurl.cgi\" method=\"post\" name=\"form\"><input name=\"recipient\" type=\"hidden\" value=\"EPuthoff@sccu.net\" /> <input name=\"cc\" type=\"hidden\" value=\"\" /> <input name=\"subject\" type=\"hidden\" value=\"Newsletter Signup\" /> <input name=\"redirect\" type=\"hidden\" value=\"http://www.sccu.net/content.php?id=112\" />\n			<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"maintext\" width=\"100%\">\n				<tbody>\n					<tr>\n						<td>\n						<table border=\"0\" cellpadding=\"4\" cellspacing=\"0\" class=\"maintext\" width=\"100%\">\n							<tbody>\n								<tr>\n									<td width=\"150\">First and Last Name</td>\n									<td><input id=\"Name\" name=\"Name\" type=\"text\" /></td>\n								</tr>\n								<tr>\n									<td>Mailing Address</td>\n									<td><input id=\"Mailing Address\" name=\"Mailing Address\" type=\"text\" /></td>\n								</tr>\n								<tr>\n									<td>Email Address</td>\n									<td><input id=\"Email Address\" name=\"Email Address\" type=\"text\" /></td>\n								</tr>\n								<tr>\n									<td>Age</td>\n									<td><input id=\"Age\" name=\"Age\" type=\"text\" /></td>\n								</tr>\n								<tr>\n									<td>Gender</td>\n									<td><select id=\"Gender\" name=\"Gender\"><option selected=\"selected\">Choose One</option><option value=\"Male\">Male</option><option value=\"Female\">Female</option> </select></td>\n								</tr>\n								<tr>\n									<td>&nbsp;</td>\n									<td><input name=\"Submit\" type=\"submit\" value=\"Submit\" /></td>\n								</tr>\n							</tbody>\n						</table>\n						</td>\n					</tr>\n					<tr>\n						<td>&nbsp;</td>\n					</tr>\n				</tbody>\n			</table>\n			</form>\n			</td>\n		</tr>\n	</tbody>\n</table>','','',0),(95,NULL,0,'Partners','<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"maintext\" width=\"100%\">\n	<tbody>\n		<tr>\n			<td>\n				<p>\n					Spokane City Credit Union has many great partners throughout the community. To learn more about an organization, visit their website.</p>\n				<table border=\"0\" cellpadding=\"8\" cellspacing=\"0\" width=\"100%\">\n					<tbody>\n						<tr>\n							<td align=\"middle\" valign=\"center\">\n								<a href=\"http://www.balancetrack.org/\" onclick=\"return confirmAction()\" target=\"_blank\"><img alt=\"\" src=\"upload_content/images/logo_balancetrack.gif\" style=\"border-width: 0px; border-style: solid; width: 150px; height: 46px;\" /></a></td>\n							<td style=\"text-align: center\" valign=\"center\">\n								<a href=\"http://www.co-opnetwork.org\" onclick=\"return confirmAction()\" target=\"_blank\"><img alt=\"\" border=\"0\" height=\"64\" src=\"upload_content/images/coop_small.gif\" width=\"66\" /></a></td>\n							<td style=\"text-align: center\" valign=\"center\">\n								&nbsp;</td>\n						</tr>\n						<tr>\n							<td style=\"text-align: center\" valign=\"center\">\n								<a href=\"https://www.dealertrack.com/public/login.fcc?TYPE=33554432&amp;REALMOID=06-fd77313c-8b24-11d4-aa8c-000629858070&amp;GUID=&amp;SMAUTHREASON=0&amp;METHOD=GET&amp;SMAGENTNAME=-SM-BO1lNaST/2IsSKXCwwXDT9QYmV6RZLmD0vCKzGC12oPXcoa4EFAXncAqRreKpS9q&amp;TARGET=-SM-/\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/dealertrack.jpg\" style=\"width: 150px; height: 50px;\" /></a></td>\n							<td style=\"text-align: center\" valign=\"center\">\n								<a href=\"http://www.cunamutual.com/portal/server.pt?open=512&amp;objID=881&amp;mode=2\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/cuna.jpg\" style=\"width: 85px; height: 50px;\" /></a></td>\n							<td style=\"text-align: center\" valign=\"center\">\n								&nbsp;</td>\n						</tr>\n						<tr>\n							<td style=\"text-align: center\" valign=\"center\">\n								&nbsp;</td>\n							<td align=\"middle\" colspan=\"2\" valign=\"center\">\n								&nbsp;</td>\n						</tr>\n					</tbody>\n				</table>\n				<br />\n				<!-- Test --><font size=\"1\">Spokane City Credit Union does not represent either the third party or the member if the two enter into a transaction; and Privacy and Security policies may differ from those practiced by the Credit Union. When you click on a link to a third party web site you will leave our website. Spokane City Credit Union has no responsibility for or control over the content of the web sites and does not attest to the accuracy, privacy, security or propriety of any information located there. We do not endorse the products or programs.</font>\n				<p>\n					&nbsp;</p>\n			</td>\n		</tr>\n	</tbody>\n</table>\n<p>\n	&nbsp;</p>','','',0),(200,NULL,0,'','','','',0),(97,NULL,4,'Site Map','<p><strong>Join SCCU</strong></p>\n\n<p><a href=\"content.php?id=92\">Join Online</a> &gt; <a href=\"content.php?id=69\">Membership Application</a></p>\n\n<p><a href=\"content.php?id=66\">About Us</a> &gt; Mission Statement | History | The Credit Union Difference | The Credit Union Philosophy</p>\n\n<p><a href=\"content.php?id=69\">Membership Application</a></p>\n\n<p><a href=\"content.php?id=175\">Community Involvement</a></p>\n\n<p><a href=\"content.php?id=67\">Board, Volunteers, and Employees</a> &gt; Contact Employees</p>\n\n<p><a href=\"content.php?id=68\">Contact Us</a> &gt; Email | Phone | Mailing Address | Physical Address | <a href=\"http://www.mapquest.com/maps/map.adp?address=1930 N Monroe St&amp;city=Spokane&amp;state=WA&amp;zipcode=99205-4538&amp;country=US&amp;title=&lt;b&gt;1930 N Monroe St&lt;/b&gt;&lt;br /&gt; Spokane, WA 99205-4538,  US&amp;cid=lfmaplink2&amp;name=\" target=\"_blank\">Map Directions</a></p>\n\n<p><a href=\"content.php?id=75\">Frequently Asked Questions</a></p>\n\n<p>&nbsp;</p>\n\n<hr align=\"center\" noshade=\"noshade\" size=\"1\" width=\"100%\" />\n<p><strong>Loan and Lines of Credit</strong></p>\n\n<p><a href=\"content.php?id=70\">Auto and Recreational Vehicles</a> &gt; Apply Online | <a href=\"http://www.nada.com\" onclick=\"return confirmAction()\" target=\"_blank\">NADA</a> | <a href=\"content.php?id=79\">Warranties</a> | <a href=\"content.php?id=80\">GAP</a> | <a href=\"Disclosures\">Disclosures</a></p>\n\n<p><a href=\"content.php?id=71\">Personal Lines of Credit</a> &gt; <a href=\"content.php?id=77\">Apply Online</a> | <a href=\"Disclosures\">Disclosures</a></p>\n\n<p><a href=\"content.php?id=72\">Credit Cards</a> &gt; Apply | Account Summary</p>\n\n<p><a href=\"content.php?id=73\">Home Equity Line of Credit</a> &gt; <a href=\"content.php?id=77\">Apply Online</a> | <a href=\"Disclosures\">Disclosures</a></p>\n\n<p><a href=\"http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1\">Mortgages</a></p>\n\n<p><a href=\"content.php?id=74\">Other Loans</a> &gt; Share-Secured Loans | <a href=\"Student-Loans\">Student Loans</a></p>\n\n<p><a href=\"content.php?id=203\">Foreclosure Help</a></p>\n\n<p>&nbsp;</p>\n\n<hr align=\"center\" noshade=\"noshade\" size=\"1\" width=\"100%\" />\n<p><strong>Checking and Savings</strong></p>\n\n<p><a href=\"content.php?id=101\">Regular Savings</a> &gt; <a href=\"content.php?id=75\">FAQs</a></p>\n\n<p><a href=\"content.php?id=103\">Checking</a> &gt; <a href=\"images/pdf/DebitVISAApp.pdf\" target=\"_blank\">VISA Debit Card Application</a> | <a href=\"http://www.co-opnetwork.org/public/Consumers/find_atm/index.cfm\" target=\"_blank\">ATM Locator</a> | <a href=\"http://www.webpayservice.com/\" onclick=\"return confirmAction()\" target=\"_blank\">Pay Bills Online</a> | <a href=\"content.php?id=74\">FAQs</a></p>\n\n<p><a href=\"content.php?id=102\">Money Markets, IRAs and Certificates</a> &gt; Roth IRA | Coverdell Savings Account | Options | Projections</p>\n\n<p><a href=\"content.php?id=99\">Youth Accounts</a> &gt; <a href=\"http://www.cusucceed.net/index.php?cuid=53325116\" onclick=\"return confirmAction()\" target=\"_blank\">CU Succeed</a> | <a href=\"http://www.kirbykangaroo.com/index.php?cuid=53325116\" onclick=\"return confirmAction()\" target=\"_blank\">Kirby Kangaroo</a></p>\n\n<p>&nbsp;</p>\n\n<hr align=\"center\" noshade=\"noshade\" size=\"1\" width=\"100%\" />\n<p><strong>Online / Convenient Services</strong><a href=\"content.php?id=90\">Home Banking</a> &gt; <a href=\"content.php?id=100\">Tutorial</a> | Safety and Security</p>\n\n<p><a href=\"https://www.sccu.net/new/content.php?id=90\">Home Banking</a></p>\n\n<p><a href=\"content.php?id=82\">Bill Payer</a> &gt; <a href=\"http://www.webpayservice.com/\" onclick=\"return confirmAction()\" target=\"_blank\">Pay Bills Online</a></p>\n\n<p><a href=\"content.php?id=77\">Apply Online</a></p>\n\n<p><a href=\"content.php?id=202\">Mobile Banking</a></p>\n\n<p><a href=\"content.php?id=88\">E-Statement</a> &gt; Sign Up</p>\n\n<p><a href=\"content.php?id=89\">Find an ATM Near You</a> &gt; <a href=\"http://www.co-opnetwork.org/public/Consumers/find_atm/index.cfm\" target=\"_blank\">ATM Locator</a> | About CO-OP Network</p>\n\n<p>&nbsp;</p>\n\n<hr align=\"center\" noshade=\"noshade\" size=\"1\" width=\"100%\" />\n<p><strong>What&#39;s New</strong></p>\n<!--<p>\n	<a href=\"content.php?id=98\">Swap Sheet</a> &gt; Current Swapsheet | Archive</p>-->\n\n<p><a href=\"https://www.sccu.net/new/content.php?id=174\">Forms and Information</a>&nbsp;&gt; <a href=\"https://www.annualcreditreport.com/cra/index.jsp\">Free Credit Report</a> |&nbsp;<a href=\"http://www.co-opfs.org/public/locators/atmlocator/index.cfm\">CO-OP Financial Services</a>&nbsp;|&nbsp;<a href=\"http://www.balancetrack.org/\">BalanceTrack</a>&nbsp;| <a href=\"http://www.cusucceed.net/index.php\">CU Succeed</a>&nbsp;|&nbsp;<a href=\"http://www.kirbykangaroo.com/\">Kirby Kangaroo</a>&nbsp;|&nbsp;<a href=\"https://www.sccu.net/new/content.php?id=72\">Lost/Stolen Card</a>&nbsp;|</p>\n<!--<p>\n	<a href=\"content.php?id=6996\">Repos</a> &gt; <a href=\"content.php?id=98\">Swap Sheet</a> | <a href=\"http://www.cudirect.com/ASEntry.aspx?cucode=3824\" target=\"_blank\">Credit Union Direct Lending</a></p>\n<p>-->\n\n<p>Rates &gt; <a href=\"rates.php?id=1&amp;pid=198\">Current Savings Account Rates</a> | <a href=\"rates.php?id=2&amp;pid=161\">Current Loan Rates</a></p>\n\n<p><a href=\"content.php?id=93\">News and Events</a></p>\n\n<p><a href=\"content.php?id=99\">Youth Accounts</a> &gt; <a href=\"http://www.cusucceed.net/index.php?cuid=53325116\" onclick=\"return confirmAction()\" target=\"_blank\">CU Succeed</a> | <a href=\"http://www.kirbykangaroo.com/index.php?cuid=53325116\" onclick=\"return confirmAction()\" target=\"_blank\">Kirby Kangaroo</a></p>','','',23),(98,NULL,0,'Swap Sheet','<p>\n	<a href=\"http://www.sccu.net/new/upload_content/gallery/gallery_2_47.jpg\">Latest Swap Sheet</a></p>\n<p>\n	Click <a href=\"content.php?id=105\">here</a> to fill out our <strong>Swap Sheet Advertisement Form.</strong></p>\n<p>\n	To receive Spokane City Credit Union&#39;s Swap Sheet Email, enter your information and click &#39;&#39;submit.&#39;&#39; Spokane City Credit Union will not share your information with any other parties, or give your email address to anyone else. You have the option of ending your Swap Sheet subscription at any time.</p>\n<table align=\"center\" border=\"0\" cellpadding=\"5\" cellspacing=\"0\" width=\"100%\">\n	<tbody>\n		<tr>\n			<td align=\"left\" valign=\"top\">\n				<form action=\"http://sccu.ilinkadv.com/mail.cgi\" method=\"get\">\n					<input name=\"list\" type=\"hidden\" value=\"swap_sheet\" /> <input name=\"f\" type=\"hidden\" value=\"subscribe\" /><br />\n					<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" class=\"maintext\" width=\"100%\">\n						<tbody>\n							<tr>\n								<td>\n									<table border=\"0\" cellpadding=\"4\" cellspacing=\"0\" class=\"maintext\" width=\"100%\">\n										<tbody>\n											<tr>\n												<td width=\"150\">\n													First and Last Name</td>\n												<td>\n													<input id=\"Name\" name=\"Name\" type=\"text\" /></td>\n											</tr>\n											<tr>\n												<td>\n													Mailing Address</td>\n												<td>\n													<input id=\"Mailing Address\" name=\"Mailing Address\" type=\"text\" /></td>\n											</tr>\n											<tr>\n												<td>\n													Email Address</td>\n												<td>\n													<input name=\"email\" onfocus=\"this.value=\'\';\" type=\"text\" /></td>\n											</tr>\n											<tr>\n												<td>\n													&nbsp;</td>\n												<td>\n													<input type=\"submit\" value=\"Submit\" /></td>\n											</tr>\n										</tbody>\n									</table>\n								</td>\n							</tr>\n							<tr>\n								<td>\n									&nbsp;</td>\n							</tr>\n						</tbody>\n					</table>\n				</form>\n			</td>\n		</tr>\n	</tbody>\n</table>\n<p>\n	&nbsp;</p>\n<!--<h2>\n	Past Swap Sheets</h2>\n<p>\n	&nbsp;</p>\n<table border=\"0\" cellpadding=\"2\" cellspacing=\"0\" class=\"maintext\" width=\"100%\">\n	<tbody>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\" width=\"25%\">\n				<strong>2011</strong></td>\n			<td align=\"left\" scope=\"row\" valign=\"top\" width=\"25%\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				<a href=\"2011_01_11_ss.html\" target=\"_blank\">January 11, 2011</a></td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				<a href=\"2011_01_27_ss.html\" target=\"_blank\">January 27, 2011</a></td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				<a href=\"https://www.sccu.net/swap.php?id=173\" target=\"_blank\">February 16, 2011</a></td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\" width=\"25%\">\n				<a href=\"http://www.sccu.net/2011_03_11_ss.html\">March 11, 2011</a></td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\" width=\"25%\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n		<tr>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n			<td align=\"left\" scope=\"row\" valign=\"top\">\n				&nbsp;</td>\n		</tr>\n	</tbody>\n</table>-->\n<p>\n	&nbsp;</p>','','',0),(157,NULL,NULL,'Safer Online Banking_broff','<b><font color=\"#336633\"><img src=\"images/special_logo.gif\" width=\"244\" height=\"88\" /><br />\r\n  <br />\r\nWE\'RE MAKING ONLINE BANKING SAFER THAN EVER!</font></b></p>\r\n<p>Spokane City Credit Union is committed to protecting the  personal information of our members and fulfilling their financial needs with  world class services.&nbsp; That is why we&rsquo;ve  decided to strengthen the security of our Online Branch.&nbsp; Starting <strong>March  1, 2010</strong>, our new <strong>Multi-Factor  Authentication security feature</strong> will change the way you log in to your SCCU  accounts online.&nbsp;&nbsp; <strong>Multi-Factor Authentication is a new enhanced security feature that  uses more than one process of validation to verify the authenticity of your  identity when you sign in to access your SCCU accounts online.</strong>&nbsp; If you have not already done so, please  review the Step-by-Step Instructions below to enroll for Multi-Factor  Authentication.&nbsp; This process will only  take a few moments.&nbsp; </p>\r\n<p>SCCU will be glad to answer any questions you may have about  the enrollment process or the Multi-Factor Authentication feature.&nbsp; <strong>SCCU  will also provide a walkthrough of the enrollment process at the credit union.</strong>&nbsp; Stop by today and let us help you enroll for Multi-Factor  Authentication!</p>\r\n<ul>\r\n  <li><a href=\"images/step-by-step_instructions.pdf\" target=\"_blank\">Step-by-Step Instructions</a></li>\r\n  <li><a href=\"images/faqs.pdf\" target=\"_blank\">FAQs</a></li>\r\n  <li><a href=\"images/glossary.pdf\" target=\"_blank\">Glossary</a> </li>\r\n</ul>\r\nCall us if you have questions, at (509)  325-7228.',NULL,NULL,NULL),(158,NULL,0,'Online Banking Login','<p><strong>Please remember that passwords are case sensitive.</strong>   \n<p><strong>Please remember when clicking on the keyboard to enter your password that the number/letter turns blue before clicking.</strong>  \n<p><strong><font color=\"#F00000\">This site will be unavailable each Friday from 8:30 p.m. to 10:00 p.m. due to maintenance. We are sorry for the inconvenience.</font></strong></p>\n<div align=\"center\"><iframe width=\"410\" height=\"290\" frameborder=\"0\" src=\"https://mfa.onlinebanking.sccu.net/auth/Authorize?fiid=325182373&amp;view=slogin.vm\"></iframe></div></p>','','',0),(99,NULL,3,'Youth Accounts','<p><strong>Member Benefits:</strong></p><table class=\"maintext\" border=\"0\" cellspacing=\"0\" width=\"75%\" align=\"center\"><tbody><tr><td width=\"182\">&nbsp;</td><td width=\"100\" align=\"center\"><strong>CU Succeed</strong></td><td width=\"100\" align=\"center\"><strong>Kirby Kangaroo</strong></td></tr><tr><td><strong>Quarterly Newsletter</strong></td><td valign=\"middle\" align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td><td align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td></tr><tr><td><strong>Website Access</strong></td><td align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td><td align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td></tr><tr><td><strong>Prizes for Deposits</strong></td><td>&nbsp;</td><td align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td></tr><tr><td><strong>Invitations to Special Events</strong></td><td align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td><td align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td></tr><tr><td><strong>Special Savings Opportunities</strong></td><td align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td><td align=\"center\"><img alt=\"\" width=\"23\" height=\"25\" src=\"upload_content/images/checkmark.gif\" /></td></tr></tbody></table><p>&nbsp;</p><table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"100%\"><tbody><tr><td><p><a target=\"_blank\" onClick=\"return confirmAction()\" href=\"http://www.cusucceed.net/index.php?cuid=53325116\"><img style=\"padding-right: 10px\" border=\"0\" alt=\"\" align=\"left\" src=\"upload_content/images/cu_succeed.gif\" /></a>CU Succeed was created with Spokane City Credit Unions 13-17 year old members. Click on the CU Succeed logo to visit the Spokane City Credit Union CU Succeed Website. <a href=\"content.php?id=125\">Click here to enroll!</a></p></td></tr><tr><td>&nbsp;</td></tr><tr><td><p><a target=\"_blank\" onClick=\"return confirmAction()\" href=\"http://www.kirbykangaroo.com/index.php?cuid=53325116\"><img style=\"padding-right: 10px\" border=\"0\" hspace=\"10\" alt=\"\" align=\"left\" src=\"upload_content/images/kirby_kangaroo.gif\" /></a>Kirby Kangaroo is designed for our youth members ages 2-12. Click the Kirby Kangaroo picture to visit the Spokane City Credit Union Kirby Kangaroo Website. <a href=\"content.php?id=128\">Click here to enroll!</a></p></td></tr><tr><td>&nbsp;</td></tr><tr><td><p><strong>Please read our <a href=\"content.php?id=127\">Children\'s Online Privacy Protection Policy</a> before enrolling your child.</strong></p></td></tr></tbody></table>','','',17),(100,NULL,NULL,'Tutorial','<B>A Home Banking Tutorial is coming soon.</B>\r\n\r\n\r\n\r\nIn the meantime, if you have a question, please contact one of our helpful Member Service Representatives:\r\n\r\nPhone: (509) 325-7228\r\n\r\nE-Mail: <A HREF=mailto:memberservices@sccu.net>memberservices@sccu.net</A>',NULL,NULL,NULL),(101,NULL,3,'Regular Savings','<p>\n	At Spokane City Credit Union, our savings account is simple and easy,&nbsp;and most importantly, convenient for everyone.&nbsp;No matter what your goals are, our savings accounts can help you get there. With no fees to maintain your account, free <a href=\"https://www.sccu.net/content.php?id=90\" target=\"_blank\">Online Banking</a>, and <a href=\"https://www.sccu.net/content.php?id=88\" target=\"_blank\">eStatements</a> make it easier to keep your financial life on track. We also offer <a href=\"https://www.sccu.net/content.php?id=82\" target=\"_blank\">Online Bill Payer</a>, free to those who sign up for Direct Deposit, to help keep your payments on track and information secure. &nbsp;Once you&#39;ve become a member of SCCU, you&#39;ll have access to free checking,&nbsp;competitive&nbsp;savings and loan rates, and&nbsp;the friendliest staff in the Spokane Area.&nbsp;Take a look at our accounts, and call us if you have any questions. We look forward to hearing from you.</p>\n<p>\n	&nbsp;</p>\n<h4>\n	Find out more about these convenient services:</h4>\n<div>\n	<a href=\"https://www.sccu.net/content.php?id=103\">Checking</a></div>\n<div>\n	<a href=\"https://www.sccu.net/content.php?id=103\">Debit &amp; ATM Cards</a></div>\n<div>\n	<a href=\"https://www.sccu.net/content.php?id=82\">VISA Credit Cards</a></div>\n<div>\n	<a href=\"https://www.sccu.net/content.php?id=70\" target=\"_blank\">Auto/Toy Loans</a></div>\n<div>\n	<a href=\"https://www.sccu.net/content.php?id=126\" target=\"_blank\">Mortgages</a></div>\n<div>\n	<a href=\"https://www.sccu.net/content.php?id=82\">Online Bill Payer</a></div>\n<div>\n	<a href=\"https://www.sccu.net/content.php?id=88\">E-Statements</a></div>\n<div>\n	<a href=\"https://www.sccu.net/content.php?id=99\">Youth Accounts</a></div>\n<p>\n	&nbsp;</p>\n<p>\n	To apply for your Spokane City Credit Union Savings Account, <a href=\"content.php?id=69\">click here.</a></p>\n<p>\n	<a href=\"mailto:memberservices@sccu.net\">Questions? Ask us!</a></p>\n<p>\n	<a href=\"content.php?id=81\">Disclosure</a><a href=\"http://content.php?id=81\" target=\"_blank\">s</a></p>','','',14),(102,NULL,3,'Money Market, IRA & Certificates','<p>\n	<a href=\"#moneymarket\" name=\"TOP\">Money Market Accounts</a> &bull;&nbsp;<a href=\"#I R A\'s\">IRA&#39;s</a>&nbsp;&bull; <a href=\"#certificates\">Certificates </a>&bull;&nbsp;<a href=\"#CU Succeed\">CU Succeed Account for Kids</a>&nbsp;&bull; <a href=\"#Holiday\">Holiday Savings Account</a></p>\n<p>\n	&nbsp;<a name=\"TOP\"></a></p>\n<h2>\n	<a name=\"moneymarket\"></a><strong>Money Market Accounts</strong></h2>\n<h4>\n	Preferred Shared Investments</h4>\n<p>\n	Spokane City Credit Union offers you three different tiers of our popular money market accounts. With a minimum deposit of $5,000.00, $25,000.000 and $50,000.00, you can watch your money grow with our competitive dividend rates.&nbsp;</p>\n<p>\n	&nbsp;<a href=\"https://www.sccu.net/rates.php?id=1\">Today&#39;s Rates&nbsp;</a></p>\n<p>\n	<a class=\"subtext\" href=\"#TOP\">BACK TO TOP&nbsp;</a></p>\n<hr />\n<p>\n	&nbsp;</p>\n<h2>\n	<a name=\"I R A\'s\"></a>Individual Retirement Accounts (IRA)</h2>\n<p>\n	Put your savings on the fast track with SCCU&#39;s risk-freeand IRAs. We offer flexibility and safety, with higher rates of return than most banks. Enjoy risk-free savings backed by SCCU.</p>\n<p>\n	<a href=\"https://www.sccu.net/rates.php?id=1\">Today&#39;s Rates</a></p>\n<p>\n	<a class=\"subtext\" href=\"#TOP\">BACK TO TOP</a></p>\n<hr />\n<p>\n	&nbsp;</p>\n<h2>\n	&nbsp;<span class=\"maintext\"><a class=\"FCK__AnchorC FCK__AnchorC FCK__AnchorC FCK__AnchorC FCK__AnchorC FCK__AnchorC FCK__AnchorC\" name=\"certificates\"><strong>Certificates of Deposit</strong></a></span></h2>\n<p>\n	<span class=\"maintext\">Spokane City Credit Union offers two tiers of our 6 month, 12 month and 24 month certificates. Choose the certificate that&#39;s right for you! Dividends are calculated daily and are posted to your account or credited to another account of your choosing every month. Term Share Certificates can be automatically renewed.</span></p>\n<p>\n	<span class=\"maintext\">And you&#39;ll be happy to know that your money is safe with us! Your savings accounts are federally insured up to $250,000.00 by the National Credit Union Administration. </span></p>\n<p>\n	<span class=\"maintext\">Have you heard of our CU Succeed Certificate for Kids? Click on the CU Succeed icon to find out more about this wonderful program!</span></p>\n<p>\n	<span class=\"maintext\"><a href=\"https://www.sccu.net/rates.php?id=1\">Today&#39;s Rates</a></span></p>\n<p>\n	<span class=\"maintext\"><a class=\"subtext\" href=\"#TOP\">BACK TO TOP</a></span></p>\n<hr />\n<p>\n	&nbsp;</p>\n<h2>\n	<span class=\"maintext\"><a name=\"CU Succeed\"></a>CU Succeed Account for Kids</span></h2>\n<p>\n	<span class=\"maintext\">A savings account designed just for kids!&nbsp; Help teach your children the value of savings with our CU Succeed Savings&nbsp;Account.&nbsp; Perfect for grandchildren, too!&nbsp; And with our competitive rates, they&#39;ll love to watch their savings grow!</span></p>\n<p>\n	<a href=\"https://www.sccu.net/rates.php?id=1\">Today&#39;s Rates</a></p>\n<p>\n	<a href=\"#TOP\">BACK TO TOP</a></p>\n<hr />\n<p>\n	&nbsp;</p>\n<h2>\n	<a name=\"Holiday\"></a>Holiday Savings Club</h2>\n<p>\n	Does the Holiday Season always leave you feeling strapped for cash?&nbsp; This year, be prepared with our Holiday Savings Club.&nbsp; We help you build a savings all year long, so you&#39;ll be ready to spead the cheer.&nbsp; Account balances roll over into your designated accounts on the first business day of November.&nbsp; Just in time for the holidays.</p>\n<p>\n	<a href=\"https://www.sccu.net/rates.php?id=1\">Today&#39;s Rates</a></p>\n<p>\n	<a href=\"#TOP\">BACK TO TOP</a></p>\n<p>\n	<a href=\"https://www.sccu.net/content.php?id=81\">Disclosures</a></p>\n<p>\n	E-Mail a Member Service Representative:<a href=\"mailto:memberservices@sccu.net\"> memberservices@sccu.net</a></p>','','',16),(149,NULL,NULL,'Free Movie Week','<p><b><font color=\"#255F21\" size=\"3\"><img src=\"images/inkheart.jpg\" width=\"300\" height=\"191\" align=\"right\">FREE MORNING MOVIE WEEK at the Garland Theater                 June 22-26</font></b>                 <br>\n  Featured film &ldquo;Inkheart&rdquo;<br>\n  Proceeds go to help kids stay cool this summer\n<p><a href=\"http://www.inkheartmovie.com/\" target=\"_blank\" onClick=\"return confirmAction()\">Click here to view the Inkheart trailer...</a> \n\n<p><font color=\"#255F21\" size=\"3\"><b><br>\n  To make a donation online:</b></font>\n<ol>\n  <li>Log into your SCCU home banking account.</li>\n  <li>Go to the TRANSFERS OTHERS menu. </li>\n  <li>Look for the account marked 30S1, SPF and transfer your generous donation. </li>\n</ol>\n<p><font size=\"2\"><img src=\"images/movie_logos.gif\" width=\"328\" height=\"56\"> <br>\nwould like to thank you for helping keep our kids cool this summer!</font>',NULL,NULL,NULL),(151,NULL,2,'Skip a Payment','<h2>&nbsp;</h2>\n\n<h2><span style=\"font-size:18px;\">Skip your next Loan Payment!</span></h2>\n\n<p>You can skip your next loan payment with a small donation to one of the great local organizations that SCCU supports.&nbsp; Just fill out the Skip-A-Payment form and mail it to P.O. Box 9639, Spokane, WA&nbsp; 99209 or drop it off the next time you come by SCCU.</p>\n\n<p><a href=\"https://www.sccu.net/upload_content/pdfs/SkipAPayment_form.pdf\" target=\"_blank\">Click here to get your Skip-a-Payment form. </a></p>\n\n<h3>Spokane City Credit Union proudly supports these local organizations</h3>\n\n<p><a href=\"http://inwhonorflight.org/\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/honor flight.jpg\" style=\"width: 105px; height: 115px\" /></a>&nbsp;&nbsp;&nbsp;</p>\n\n<p>The Inland Northwest Honor Flight Program&#39;s&nbsp;mission is to transport Inland Northwest war veterans to Washington D.C. to visit those memorials dedicated to honor their service and sacrifices.&nbsp; Help us in saying &quot;Thank You&quot; to our local veterans.</p>\n\n<p><a href=\"https://www.cmnspokane.org/Sub.aspx?id=2004\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/CUFK.jpg\" style=\"width: 108px; height: 111px\" /></a></p>\n\n<p>Proceeds benefit our local Children&#39;s Miracle Network of Hospitals whose sole purpose is to help kids by raising funds for hospitals and programs across the Inland Northwest. Each year these non-profit hospitals and programs provide the finest care, research, and community outreach to help millions of children with diseases and injuries of every kind.&nbsp; Help us make miracles happen!</p>\n\n<p><a href=\"http://spokaneparksfoundation.org/\" target=\"_blank\"><img alt=\"\" src=\"/upload_content/images/SPF Logo.JPG\" style=\"width: 165px; height: 65px\" /></a></p>\n\n<p>OPERATION: S.O.S. (Save Our Summer) is just one of the many great programs that the Spokane Parks Foundation provides to our community.&nbsp; Your donations&nbsp;help local children have a summer they won&#39;t forget by providing them&nbsp;with the swim lessons and swimsuits needed to access our local pools.&nbsp; So go ahead, and make this the summer that they won&#39;t soon forget.</p>\n\n<p>Questions? Call us at 325-7228 or 325-4444 for our friendly Loan Department.</p>\n\n<p>&nbsp;</p>\n\n<h4><u>Skip-A-Payment Terms and Conditions</u></h4>\n\n<p align=\"justify\"><span lang=\"EN\">Your $15 donation is per loan account and must be received before the payment will be </span><span lang=\"EN\">extended.</span><span lang=\"EN\"> Only one month&rsquo;s extension allowed per loan account per year.</span><span lang=\"EN\"> This offer is not valid for real estate loans, VISA Loans, or loans in Bankruptcy.</span><span lang=\"EN\"> This offer is not valid if any loan is past due.</span><span lang=\"EN\"> Offer not valid for any loan less than six months old.</span><span lang=\"EN\"> Your normal payment schedule will resume the following month. Loan extensions may extend </span><span lang=\"EN\">the term of your loan. Accrued interest due will be added to your current loan balance </span><span lang=\"EN\">and interest will continue to accrue as per your original loan agreement.</span><span lang=\"EN\"> The $15 donation is voluntary and participation in the Skip a Payment Program is not contingent </span><span lang=\"EN\">upon payment of the $15 contribution. &nbsp;<a href=\"http://www.sccu.net/upload_content/pdfs/SkipAPayment_form.pdf\" target=\"_blank\">Click here to get your Skip-A-Payment form.</a></span></p>','','',12),(152,NULL,0,'Membership and Account Agreement','<div>\n	<div>\n		<p>This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing this Agreement (Credit Union). In this Agreement, the words &quot;you,&quot; &quot;your,&quot; and &quot;yours&quot; mean anyone who signs an Account Card, Account Change Card, or any other account opening document (Account Card). The words &quot;we,&quot; &quot;us,&quot; and &quot;our&quot; mean the Credit Union. The word &quot;account&quot; means any one (1) or more share or other accounts you have with the Credit Union. Your account type(s) and ownership features are designated on your Account Card. You understand that certain account designations, such as a joint ownership with right of survivorship or POD beneficiary may be invalidated upon the dissolution or invalidation of your marriage. By signing an Account Card, each of you, jointly and severally, agree to the terms and conditions in this Agreement, and any Account Card, Funds Availability Policy Disclosure, Truth-in-Savings Disclosure, Electronic Fund Transfers Agreement and Disclosure, Privacy Disclosure, or Account Receipt accompanying this Agreement, the Credit Union&#39;s bylaws and policies, and any amendments to these documents from time to time that collectively govern your membership and accounts.</p></div>\n	<div>\n		1. MEMBERSHIP ELIGIBILITY - To join the Credit Union, you must meet the membership requirements, including purchase and maintenance of the minimum required share(s) (&quot;membership share&quot;) as set forth in the Credit Union&#39;s bylaws. You authorize us to check your account, credit and employment history, and obtain reports from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request.</div>\n	<div>\n		2. INDIVIDUAL ACCOUNTS - An individual account is an account owned by one (1) member (individual, corporation, partnership, trust, or other organization) qualified for credit union membership. If the account owner dies, the interest passes, subject to applicable law, to the account owner&#39;s estate or Payable on Death (POD) beneficiary/payee or trust beneficiary, subject to other provisions of this Agreement governing our protection for honoring transfer and withdrawal requests of an owner or owner&#39;s agent prior to notice of an owner&#39;s death, and to any security interest or pledge granted by the account owner, and subject to our statutory lien rights.</div>\n	<div>\n		3. JOINT ACCOUNTS - A joint account is an account owned by two (2) or more persons.</div>\n	<div>\n		a. Rights of Survivorship. Unless otherwise stated on the Account Card, a joint account includes rights of survivorship. This means that when one (1) owner dies, all sums in the account will pass to the surviving owner(s). For a joint account without rights of survivorship, the deceased owner&#39;s interest passes to his or her estate. A surviving owner&#39;s interest is subject to the Credit Union&#39;s statutory lien for the deceased owner&#39;s obligations, and to any security interest or pledge granted by a deceased owner, even if a surviving owner did not consent to it.</div>\n	<div>\n		b. Control of Joint Accounts. Any owner is authorized and deemed to act for any other owner(s) and may instruct us regarding transactions and other account matters. Each owner guarantees the signature of any other owner(s). Any owner may withdraw or transfer funds, pledge to us all or any part of the shares, or stop payment on items without the consent of the other owner(s). We have no duty to notify any owner(s) about any transaction. We reserve the right to require written consent of all owners for any change to or termination of an account. If we receive written notice of a dispute between owners or inconsistent instructions from them, we may suspend or terminate the account and require a court order or written consent from all owners in order to act.</div>\n	<div>\n		c. Joint Account Owner Liability. If an item deposited in a joint account is returned unpaid, a joint account is overdrawn, or if we do not receive final payment on a transaction, the owners, jointly and severally, are liable to us for the amount of the returned item, overdraft, or unpaid amount and any charges, regardless of who initiated or benefited from the transaction. If any account owner is indebted to us, we may enforce our rights against any account of the indebted owner, including all funds in the joint account, regardless of who contributed the funds.</div>\n	<div>\n		4. POD/TRUST ACCOUNT DESIGNATIONS - A Payable on Death (POD) account or trust account designation is an instruction to the Credit Union that an individual or joint account so designated is payable to the owner(s) during his, her, or their lifetimes and, when the last account owner dies, is payable to all surviving POD or trust beneficiaries/payees. Upon the death of the last account owner, if there is more than one (1) surviving beneficiary/payee, the account is owned jointly by such beneficiaries/payees without rights of survivorship. Any POD or trust beneficiary/payee designation shall not apply to Individual Retirement Accounts (IRAs). We are not obligated to notify any beneficiary/payee of the existence of any account nor the vesting of the beneficiary/payee&#39;s interest in any account, except as otherwise provided by law. This paragraph does not apply to an account held on behalf of or in the name of a trust.</div>\n	<div>\n		5. ACCOUNTS FOR MINORS - We may require any account established by a minor to be a joint account with an owner who has reached the age of majority under state law and who shall be jointly and severally liable to us for any returned item, overdraft, or unpaid charges or amounts on such account. We may pay funds directly to the minor without regard to his or her minority. Unless a guardian or parent is an account owner, the guardian or parent shall not have any account access rights. We have no duty to inquire about the use or purpose of any transaction. We will not change the account status when the minor reaches the age of majority unless the change is authorized in writing by all account owners.</div>\n	<div>\n		6. UNIFORM TRANSFERS TO MINORS ACCOUNT - A Uniform Transfers to Minors Account (UTMA) is an individual account</div>\n	<div>\n		created by a custodian who deposits funds as an irrevocable gift to a minor. The minor to whom the gift is made is the beneficiary of the custodial property in the account. The custodian has possession and control of the account for the exclusive right and benefit of the minor and, barring a court order otherwise, is the only party authorized to make deposits, withdrawals, or close the account. We have no duty to inquire about the use or purpose of any transaction. If the custodian dies, we may suspend the account until we receive instructions from any person authorized by law to withdraw funds or a court order authorizing withdrawals.</div>\n	<div>\n		7. AGENCY DESIGNATION ON AN ACCOUNT - An agency designation on an account is an instruction to us that the owner</div>\n	<div>\n		authorizes another person to make transactions as agent for the account owner regarding the accounts designated. An agent has no ownership interest in the account(s) or credit union voting rights. We have no duty to inquire about the use or purpose of any transaction made by the agent.</div>\n	<div>\n		8. DEPOSIT OF FUNDS REQUIREMENTS - Funds may be deposited to any account, in any manner approved by the Credit Union in accordance with the requirements set forth in the Truth-in-Savings Disclosure. Deposits made by mail, at night depositories, or at unstaffed facilities are not our responsibility until we receive them. We reserve the right to refuse or to return any deposit.</div>\n	<div>\n		a. Endorsements. We may accept transfers, checks, drafts, and other items for deposit into any of your accounts if they are made payable to, or to the order of, one (1) or more account owners even if they are not endorsed by all payees. You authorize us to supply missing endorsements of any owners if we choose. If a check, draft, or item that is payable to two (2) or more persons is ambiguous as to whether it is payable to either or both, we may process the check, draft, or item as though it is payable to either person. If an insurance, government, or other check or draft requires an endorsement, we may require endorsement as set forth on the item. Endorsements must be made on the back of the check or draft within 1&frac12; inches of the top edge, although we may accept endorsements outside this space. However, any loss we incur from a delay or processing error resulting from an irregular endorsement or other markings by you or any prior endorser will be your responsibility.</div>\n	<div>\n		b. Collection of Items. We act only as your agent and we are not responsible for handling items for deposit or collection beyond the exercise of ordinary care. We are not liable for the negligence of any correspondent or for loss in transit, and each correspondent will only be liable for its own negligence. We may send any item for collection. Items drawn on an institution located outside the United States are handled on a collection basis only. You waive any notice of nonpayment, dishonor, or protest regarding items we purchase or receive for credit or collection to your account. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor financial institution extra time beyond any midnight deadline limits.</div>\n	<div>\n		c. Restrictive Legends. Some checks and drafts contain restrictive legends or similar limitations on the front of the item. Examples of restrictive legends include &quot;two signatures required,&quot; &quot;void after 60 days,&quot; and &quot;not valid over $500.00.&quot; We are not liable for payment of any check or draft contrary to a restrictive legend or other limitation contained in or on the item unless we have specifically agreed in writing to the restriction or limitation.</div>\n	<div>\n		d. Final Payment. All items or Automated Clearing House (ACH) transfers credited to your account are provisional until we receive final payment. If final payment is not received, we may charge your account for the amount of such items or ACH transfers and impose a return item charge on your account. Any collection fees we incur may be charged to your account. We reserve the right to refuse or return any item or funds transfer.</div>\n	<div>\n		e. Direct Deposits. We may offer preauthorized deposits (e.g., payroll checks, Social Security or retirement checks, or other</div>\n	<div>\n		government checks) or preauthorized transfers from other accounts. You must authorize direct deposits or preauthorized transfers by filling out a separate form. You must notify us at least 30 days in advance to cancel or change a direct deposit or transfer option. If your account is overdrawn, you authorize us to deduct the amount your account is overdrawn from any deposit, including deposits of government payments or benefits. Upon a bankruptcy filing, unless you cancel the authorization, we will continue applying payments from direct deposits in accordance with your authorization on file with us. If we are required to reimburse the U.S. Government for any benefit payment directly deposited into your account, we may deduct the amount returned from any of your accounts, unless prohibited by law.</div>\n	<div>\n		f. Crediting of Deposits. Deposits made after the deposit cutoff time and deposits made on holidays or days other than our</div>\n	<div>\n		business days will be credited to your account on the next business day.</div>\n	<div>\n		9. ACCOUNT ACCESS -</div>\n	<div>\n		a. Authorized Signature. Your signature on the Account Card authorizes your account access. We will not be liable for refusing to honor any item or instruction if we believe the signature is not genuine. If you have authorized the use of a facsimile signature, we may honor any check or draft that appears to bear your facsimile signature, even if it was made by an unauthorized person. You authorize us to honor transactions initiated by a third person to whom you have given your account number, even if you do not authorize a particular transaction.</div>\n	<div>\n		b. Access Options. You may withdraw or transfer funds from your account(s) in any manner we permit (e.g., at an automated teller machine, in person, by mail, Internet access, automatic transfer, or telephone, as applicable). We may return as unpaid any check or draft drawn on a form we do not provide, and you are responsible for any loss we incur handling such a check or draft. We have the right to review and approve any form of power of attorney and may restrict account withdrawals or transfers. We are under no obligation to honor any power of attorney which we reasonably conclude is invalid or unreliable or has been revoked.</div>\n	<div>\n		c. Credit Union Examination. We may disregard any information on any check or draft other than the signature of the drawer, the amount, and any magnetic encoding. You agree that we do not fail to exercise ordinary care in paying an item solely because our procedures do not provide for sight examination of items.</div>\n	<div>\n		10. ACH &amp; WIRE TRANSFERS - Except as amended by this Agreement, electronic fund transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer by Fedwire. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer to or from your account. We will debit your account for the amount of the electronic fund transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, or transmission failures caused by third parties or circumstances beyond our control, including mechanical, electronic, or equipment failure. We will not provide you with next day notice of ACH transfers, wire transfers, and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff times may apply to the receipt, execution and processing of fund transfers, payment orders, cancellations, and amendments.</div>\n	<div>\n		If a request for a fund transfer, payment order, cancellation, or amendment is received after a cutoff time, it may be treated as having been received on the next fund transfer business day. Information about any cutoff times is available upon request. From time to time, we may need to temporarily suspend processing of a transaction for greater scrutiny of verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, even if that person did not initiate the order. We may refuse any request to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund transfer transactions. We will notify you of any such security procedures, and you agree that our security procedures are commercially reasonable.</div>\n	<div>\n		11. ACCOUNT RATES AND FEES - We pay account earnings and assess fees against your account as set forth in the Truth-in- Savings Disclosure and Schedule of Fees and Charges. We may change the Truth-in-Savings Disclosure or Schedule of Fees and Charges at any time and will notify you as required by law.</div>\n	<div>\n		12. TRANSACTION LIMITATIONS -</div>\n	<div>\n		a. Withdrawal Restrictions. We will pay checks or drafts, permit withdrawals, and make transfers from available funds in your account. The availability of funds in your account may be delayed as described in our Funds Availability Policy Disclosure. We may also pay checks or drafts, permit withdrawals, and make transfers from your account from insufficient available funds if you have established an overdraft protection plan or, if you do not have such a plan with us, in accordance with our overdraft payment policy.</div>\n	<div>\n		We may refuse to allow a withdrawal in some situations and will advise you accordingly if: (1) there is a dispute between account owners (unless a court has ordered the Credit Union to allow the withdrawal); (2) a legal garnishment or attachment is served; (3) the account secures any obligation to us; (4) required documentation has not been presented; or (5) you fail to repay a credit union loan on time. We may require you to give written notice of seven (7) to 60 days before any intended withdrawals.</div>\n	<div>\n		b. Transfer Limitations. We may limit the dollar amount or the number of transfers from your account. Please consult your</div>\n	<div>\n		Truth-in-Savings Disclosure or your Electronic Fund Transfers Agreement and Disclosure.</div>\n	<div>\n		13. CERTIFICATE ACCOUNTS - Any time deposit, term share, share certificate, or certificate of deposit account allowed by state law (certificate account), whichever we offer, is subject to the terms of this Agreement, the Truth-in-Savings Disclosure, and the Account Receipt for each account, the terms of which are incorporated herein by reference.</div>\n	<div>\n		14. OVERDRAFTS -</div>\n	<div>\n		a. Payment of Overdrafts. If, on any day, the available funds in your share or deposit account are not sufficient to pay the full</div>\n	<div>\n		amount of a check, draft, transaction, or other item posted to your account plus any applicable fee (&quot;overdraft&quot;), we may pay or return the overdraft. The Credit Union&#39;s determination of an insufficient available account balance may be made at any time between presentation and the Credit Union&#39;s midnight deadline with only one (1) review of the account required. We do not have to notify you if your account does not have sufficient available funds to pay an overdraft. Your account may be subject to a charge for each overdraft regardless of whether we pay or return the overdraft. For ATM and one-time debit card transactions, you must consent to the Credit Union&#39;s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member&#39;s opt-in choice for overdraft protection and the Schedule of Fees and Charges.</div>\n	<div>\n		Except as otherwise agreed in writing, if we exercise our right to use our discretion to pay an overdraft, we do not agree to pay overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay an overdraft or impose a fee that overdraws your account, you agree to pay the overdrawn amount in accordance with your overdraft protection plan or, if you do not have such a plan with us, in accordance with our overdraft payment policy.</div>\n	<div>\n		b. Order of Payments. Checks, drafts, transactions, and other items may not be processed in the order that you make them or in the order that we receive them. We may, at our discretion, pay a check, draft, or item, and execute other transactions on your account in any order we choose. The order in which we process checks, drafts, or items, and execute other transactions on your account may affect the total amount of overdraft fees that may be charged to your account. Please contact us if you have questions about how we pay checks or drafts and process transfers and withdrawals.</div>\n	<div>\n		15. POSTDATED AND STALEDATED CHECKS OR DRAFTS - You agree not to issue any check or draft that is payable on a future date (postdated). If you do issue a check or draft that is postdated and we pay it before that date, you agree that we shall have no liability to you for such payment. You agree not to deposit checks, drafts, or other items before they are properly payable. We are not obligated to pay any check or draft drawn on your account that is presented more than six (6) months past its date.</div>\n	<div>\n		16. STOP PAYMENT ORDERS -</div>\n	<div>\n		a. Stop Payment Order Request. Any owner may request a stop payment order on any check or draft drawn on the owner&#39;s</div>\n	<div>\n		account. To be binding, the order must be in writing, dated and signed, and must accurately describe the check or draft, including the exact account number, the check or draft number, and the exact amount of the check or draft. This exact information is necessary for the Credit Union&#39;s computer to identify the check or draft. If we receive incorrect or incomplete information, we will not be responsible for failing to stop payment on the check or draft. In addition, we must receive sufficient advance notice of the stop payment order to allow us a reasonable opportunity to act on it. If we recredit your account after paying a check or draft over a valid and timely stop payment order, you agree to sign a statement describing the dispute with the payee, to assign to us all of your rights against the payee or other holders of the check or draft, and to assist us in any legal action.</div>\n	<div>\n		b. Duration of Order. Oral stop payment orders for checks or drafts will lapse within 14 calendar days unless confirmed in writing within that time. Written stop payment orders for checks or drafts are effective for six (6) months and may be renewed for additional six (6) month periods by requesting in writing that the stop payment order be renewed within a period during which the stop payment order is effective. We are not required to notify you when a stop payment order expires.</div>\n	<div>\n		c. Liability. Fees for stop payment orders are set forth in the Truth-in-Savings Disclosure or Schedule of Fees and Charges. You may not stop payment on any certified check, cashier&#39;s check, teller&#39;s check, or any other check, draft, or payment guaranteed by us. Although payment of an item may be stopped, you may remain liable to any item holder, including us. You agree to indemnify and hold the Credit Union harmless from all costs, including attorney&#39;s fees, damages, or claims related to our refusing payment of an item, including claims of any joint account owner, payee, or endorsee in failing to stop payment of an item as a result of incorrect information provided by you.</div>\n	<div>\n		17. CREDIT UNION LIABILITY - If we do not properly complete a transaction according to this Agreement, we will be liable for your losses or damages not to exceed the amount of the transaction, except as otherwise provided by law. We will not be liable if: (1) your account contains insufficient funds for the transaction; (2) circumstances beyond our control prevent the transaction; (3) your loss is caused by your or another financial institution&#39;s negligence; or (4) your account funds are subject to legal process or other claim. We will not be liable for consequential damages, except liability for wrongful dishonor. We exercise ordinary care if our actions or nonactions are consistent with applicable state law, Federal Reserve regulations and operating letters, clearinghouse rules, and general financial institution practices followed in the area we serve. You grant us the right, in making payments of deposited funds, to rely exclusively on the form of the account and the terms of this Agreement. Any conflict regarding what you and our employees say or write will be resolved by reference to this Agreement.</div>\n	<div>\n		18. CHECKS OR DRAFTS PRESENTED FOR PAYMENT IN PERSON - We may refuse to accept any check or draft drawn on your account that is presented for payment in person. Such refusal shall not constitute a wrongful dishonor of the check or draft, and we shall have no liability for refusing payment.</div>\n	<div>\n		19. REMOTELY CREATED CHECKS OR DRAFTS - For purposes of this paragraph, &quot;account&quot; means a transaction account, credit account, or any other account on which checks or drafts may be drawn. A remotely created check or draft is a check or draft created by someone other than the person on whose account the check or draft is drawn. A remotely created check or draft is generally created by a third party payee as authorized by the owner of the account on which the check or draft is drawn. Authorization is usually made over the telephone or through on-line communication. The owner of the account does not sign a remotely created check or draft. In place of the owner&#39;s signature, the remotely created check or draft usually bears a statement that the owner authorized the check or draft or bears the owner&#39;s printed or typed name. If you authorize a third party to draw a remotely created check or draft against your account, you may not later revoke or change your authorization. It is your responsibility to resolve any authorization issues directly with the third party. We are not required to credit your account and may charge against your account any remotely created check or draft for which the third party has proof of your authorization.</div>\n	<div>\n		20. PLEDGE/STATUTORY LIEN - Unless prohibited by law, you pledge and grant as security for all obligations you may have now or in the future, except obligations secured by your principal residence, all shares and dividends and all deposits and interest, if any, in all accounts you have with us now and in the future. If you pledge a specific dollar amount in your account(s) for a loan, we will freeze the funds in your account(s) to the extent of the outstanding balance of the loan or, if greater, the amount of the pledge if the loan is a revolving loan. Otherwise, funds in your pledged account(s) may be withdrawn unless you are in default. Federal or state law (depending upon whether we have a federal or state charter) gives us a lien on all shares and dividends and all deposits and interest, if any, in accounts you have with us now and in the future. Except as limited by federal or state law, the statutory lien gives us the right to apply the balance of all your accounts to any obligation on which you are in default. After you are in default, we may exercise our statutory lien rights without further notice to you. Your pledge and our statutory lien rights will allow us to apply the funds in your account(s) to what you owe when you are in default, except as limited by federal or state law. If we do not apply the funds in your account(s) to satisfy your obligation, we may place an administrative freeze on your account(s) in order to protect our statutory lien rights and may apply the funds in your account(s) to the amount you owe us at a later time. The statutory lien and your pledge do not apply to any Individual Retirement Account or any other account that would lose special tax treatment under federal or state law if given as security. By not enforcing our right to apply funds in your account to your obligations that are in default, we do not waive our right to enforce these rights at a later time.</div>\n	<div>\n		21. LEGAL PROCESS - If any legal action is brought against your account, we may pay out funds according to the terms of the action or refuse any payout until the dispute is resolved. Any expenses or attorney fees we incur responding to legal process may be charged against your account without notice, unless prohibited by law. Any legal process against your account is subject to our lien and security interest.</div>\n	<div>\n		22. ACCOUNT INFORMATION - Upon request, we will give you the name and address of each agency from which we obtain a credit report regarding your account. We agree not to disclose account information to third parties except when: (1) it is necessary to complete a transaction; (2) the third party seeks to verify the existence or condition of your account in accordance with applicable law; (3) such disclosure complies with the law or a government agency or court order; or (4) you give us written permission.</div>\n	<div>\n		23. NOTICES -</div>\n	<div>\n		a. Name or Address Changes. You are responsible for notifying us of any name or address change. The Credit Union is only required to attempt to communicate with you at the most recent address you have provided to us. We may require all name and address changes to be provided in writing. If we attempt to locate you, we may impose a service fee as set forth in the Truth-in-Savings Disclosure or Schedule of Fees and Charges.</div>\n	<div>\n		b. Notice of Amendments. Except as prohibited by applicable law, we may change the terms of this Agreement at any time. We will notify you of any change in terms, rates, or fees as required by law. We reserve the right to waive any terms of this Agreement. Any such waiver shall not affect our right to future enforcement.</div>\n	<div>\n		c. Effect of Notice. Any written notice you give us is effective when we receive it. Any written notice we give to you is effective</div>\n	<div>\n		when it is deposited in the U.S. mail, postage prepaid, and addressed to you at your statement mailing address. Notice to any account owner is considered notice to all account owners.</div>\n	<div>\n		d. Electronic Notices. If you have agreed to receive notices electronically, we may send you notices electronically and discontinue mailing paper notices to you until you notify us that you wish to reinstate receiving paper notices.</div>\n	<div>\n		24. TAXPAYER IDENTIFICATION NUMBER AND BACKUP WITHHOLDING - Your failure to furnish a correct Taxpayer Identification Number (TIN) or meet other requirements may result in backup withholding. If your account is subject to backup withholding, we must withhold and pay to the Internal Revenue Service (IRS) a percentage of dividends, interest, and certain other payments. If you fail to provide your TIN, we may suspend opening your account.</div>\n	<div>\n		25. STATEMENTS -</div>\n	<div>\n		a. Contents. If we provide a periodic statement for your account, you will receive a periodic statement of transactions and activity on your account during the statement period as required by applicable law. If a periodic statement is provided, you agree that only one (1) statement is necessary for joint accounts. For share draft or checking accounts, you understand and agree that your original check or draft, when paid, becomes property of the Credit Union and may not be returned to you, but copies of the check or draft may be retained by us or by payable-through financial institutions and may be made available upon your request. You understand and agree that statements are made available to you on the date they are sent to you. You also understand and agree that checks, drafts, or copies thereof are made available to you on the date the statement is sent to you, even if the checks or drafts do not accompany the statement.</div>\n	<div>\n		b. Examination. You are responsible for promptly examining each statement upon receiving it and reporting any irregularities to us. If you fail to report any irregularities such as forged, altered, unauthorized, unsigned, or otherwise fraudulent items drawn on your account, erroneous payments or transactions, or other discrepancies reflected on your statement within 33 days of the date we sent the statement to you, we will not be responsible for your loss. We also will not be liable for any items that are forged or altered in a manner not detectable by a reasonable person, including the unauthorized use of a facsimile signature machine.</div>\n	<div>\n		c. Notice to Credit Union. You agree that the Credit Union&#39;s retention of checks or drafts does not alter or waive your responsibility to examine your statements or the time limit for notifying us of any errors. The statement will be considered correct for all purposes, and we will not be liable for any payment made or charged to your account unless you notify us in writing within the above time limit for notifying us of any errors. If you fail to receive a periodic statement, you agree to notify us within 14 days of the time you regularly receive a statement.</div>\n	<div>\n		26. INACTIVE ACCOUNTS - If your account falls below any applicable minimum balance and you have not made any transactions over a period specified in the Truth-in-Savings Disclosure or Schedule of Fees and Charges, we may classify your account as inactive or dormant. Unless prohibited by applicable law, we may charge a service fee, as set forth in the Truth-in-Savings Disclosure or Schedule of Fees and Charges, for processing your inactive account. If we impose a fee, we will notify you, as required by law, at your last known address. You authorize us to transfer funds from another account of yours to cover any service fees, if applicable. To the extent allowed by law, we reserve the right to transfer the account funds to an account payable and to suspend any further account statements. If a deposit or withdrawal has not been made on the account and we have had no other sufficient contact with you within the period specified by state law, the account will be presumed to be abandoned. Funds in abandoned accounts will be reported and remitted in accordance with state law. Once funds have been turned over to the state, we have no further liability to you for such funds, and if you choose to reclaim such funds, you must apply to the appropriate state agency.</div>\n	<div>\n		27. SPECIAL ACCOUNT INSTRUCTIONS - You may request that we facilitate certain trust, will, or court-ordered account</div>\n	<div>\n		arrangements. However, because we do not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify and hold the Credit Union harmless from any claim or liability asserted against the Credit Union as a result of the disposition of funds in reliance on this Agreement and any account designations of yours. If you ask us to follow any instructions that we believe might expose us to claims, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, we may refuse to follow your instructions or may require you to indemnify us or post a bond or provide us with other protection. We may require that account changes requested by you, or any account owner, such as adding or closing an account or service, be evidenced by a signed Account Change Card and accepted by us.</div>\n	<div>\n		28. TERMINATION OF ACCOUNT - We may terminate your account at any time without notice to you or may require you to close your account and apply for a new account if: (1) there is a change in owners or authorized signers; (2) there has been a forgery or fraud reported or committed involving your account; (3) there is a dispute as to the ownership of the account or of the funds in the account; (4) any checks or drafts are lost or stolen; (5) there are excessive returned unpaid items not covered by an overdraft protection plan; (6) there has been any misrepresentation or any other abuse of any of your accounts; or (7) we reasonably deem it necessary to prevent a loss to us. You may terminate an individual account by giving written notice. We reserve the right to require the consent of all owners to terminate a joint account. We are not responsible for payment of any check, draft, withdrawal, transaction, or other item after your account is terminated; however, if we pay an item after termination, you agree to reimburse us.</div>\n	<div>\n		29. TERMINATION OF MEMBERSHIP - You may terminate your membership by giving us written notice or by withdrawing your minimum required membership share(s), if any, and closing all your accounts. You may be denied services for causing a loss to the Credit Union, or you may be expelled for any reason as allowed by applicable law.</div>\n	<div>\n		30. DEATH OF ACCOUNT OWNER - You irrevocably waive the right to dispose of, by an existing or future will, any account owned as a Joint Account With Survivorship and/or any account for which you have named Payable on Death beneficiary(ies). You agree that upon your death, your account will be payable in accordance with any existing account designations and the terms of this Agreement. We may continue to honor all transfer orders, withdrawals, deposits, and other transactions on an account until we know of a member&#39;s death. Once we know of a member&#39;s death, we may pay checks or drafts or honor other payments or transfer orders authorized by the deceased member for a period of ten (10) days after that date unless we receive instructions from any person claiming an interest in the account to stop payment on the checks, drafts, or other items. We may require anyone claiming a deceased owner&#39;s account funds to indemnify us for any losses resulting from our honoring that claim. This Agreement will be binding upon any heirs or legal representatives of any account owner.</div>\n	<div>\n		31. UNLAWFUL INTERNET GAMBLING AND OTHER ILLEGAL ACTIVITIES - You agree that you are not engaged in unlawful Internet gambling or any other illegal activity. You agree that you will not use any of your accounts, access devices or services for unlawful Internet gambling or other illegal activities. We may terminate your account relationship if you engage in unlawful Internet gambling or other illegal activities.</div>\n	<div>\n		32. SEVERABILITY - If a court holds any portion of this Agreement to be invalid or unenforceable, the remainder of this Agreement shall not be invalid or unenforceable and will continue in full force and effect. All headings are intended for reference only and are not to be construed as part of the Agreement.</div>\n	<div>\n		33. ENFORCEMENT - You are liable to us for any losses, costs, or expenses we incur resulting from your failure to follow this Agreement. You authorize us to deduct any such losses, costs, or expenses from your account without prior notice to you. If we bring a legal action to collect any amount due under or to enforce this Agreement, we shall be entitled, subject to applicable law, to payment of reasonable attorney&#39;s fees and costs, including fees on any appeal, bankruptcy proceedings, and any postjudgment collection actions.</div>\n	<div>\n		34. GOVERNING LAW - This Agreement is governed by the Credit Union&#39;s bylaws, federal laws and regulations, the laws, including applicable principles of contract law, and regulations of the state in which the Credit Union&#39;s main office is located, and local clearinghouse rules, as amended from time to time. As permitted by applicable law, you agree that any legal action regarding this Agreement shall be brought in the county in which the Credit Union is located.</div>\n	<div>\n		35. NEGATIVE INFORMATION NOTICE - We may report information about your loan, share, or deposit accounts to credit bureaus. Late payments, missed payments, or other defaults on your accounts may be reflected in your credit report.</div>\n</div>\n<p>\n	CUNA Mutual Group, 2002-07, 09, 10, ALL RIGHTS RESERVED</p>','','',0),(103,NULL,3,'Checking','<p>\n	<a href=\"http://www.sccu.net/new/content.php?id=69\">Become a Member</a>&nbsp;&bull; <a href=\"#Debit\">Debit Cards</a> &bull;&nbsp;<a href=\"#report\">Report a card lost or stolen</a> &bull; <a href=\"#Overdraft Protection\">Overdraft Protection</a>&nbsp;&bull;&nbsp;<a href=\"#atm\">ATM Locator</a>&nbsp;&bull; <a href=\"http://reorder.libertysite.com/default.aspx\">Order Checks</a>&nbsp;&bull; <a href=\"https://www.sccu.net/new/content.php?id=75\">FAQ</a></p>\n<h3>\n	&nbsp;</h3>\n<h2>\n	Convenient, No-Fee Checking Accounts&nbsp;</h2>\n<p>\n	Our convenient, No-Fee Checking means no minimum balance requirement,&nbsp;no monthly service charges and no fees for the checks you write.&nbsp;Plus you&#39;ll have access to <a href=\"https://www.sccu.net/content.php?id=90\" target=\"_blank\">Online Banking</a>,<a href=\"https://www.sccu.net/content.php?id=82\" target=\"_blank\"> Online Bill Payer</a>,<a href=\"https://www.sccu.net/content.php?id=88\" target=\"_blank\"> E-statements</a>, and most importantly, you&#39;ll have&nbsp;access to thousands of <a href=\"https://www.sccu.net/content.php?id=89\" target=\"_blank\">CO-OP Network&rsquo;s surcharge-free ATMs located nationwide</a>.&nbsp;</p>\n<p>\n	Not a SCCU Member? <a href=\"http://www.sccu.net/new/content.php?id=69\" target=\"_blank\">Join today!</a></p>\n<p>\n	Questions? Contact Us or see our FAQ&#39;s and Educational Tools.</p>\n<p>\n	<a href=\"content.php?id=141\">Ways to Balance Your Checkbook</a> &bull; <a href=\"content.php?id=142\">New Checking Account Users </a></p>\n<p>\n	&nbsp;</p>\n<hr />\n<p>\n	&nbsp;</p>\n<h2>\n	<a name=\"Debit\"></a>VISA Debit Cards</h2>\n<h4>\n	Get more with SCCU Debit Cards</h4>\n<p>\n	A better option than check and cash transactions,&nbsp;SCCU debit cards come with&nbsp;Enhancements at no cost and can be used worldwide everywhere debit VISA&reg; is accepted. Make purchases in person, online and by phone with ease.</p>\n<p>\n	There are no annual fees and transaction fees when you use our VISA Debit Card and you get access to the largest network of surcharge-free credit union ATM&#39;s with the <a href=\"#atm\">CO-OP Network</a>.&nbsp;Also, if you don&#39;t like your Personal Identification Number (PIN), come by the credit union and we will change your PIN to a number that you choose!</p>\n<p>\n	<strong>Don&#39;t forget about our VISA Debit Card Enhancements.</strong></p>\n<ul>\n	<li>\n		<div>\n			VISA 911</div>\n	</li>\n	<li>\n		<div>\n			Personal Identity Theft Insurance&nbsp;</div>\n	</li>\n	<li>\n		<div>\n			Roadside Dispatch&nbsp;</div>\n	</li>\n	<li>\n		<div>\n			Travel Accident Insurance&nbsp;</div>\n	</li>\n	<li>\n		<div>\n			Travel and Emergency Assistant Services</div>\n	</li>\n</ul>\n<p>\n	For more information on how to enhance your VISA Debit Card experience, <a href=\"mailto:memberservices@sccu.net\">Contact us.</a></p>\n<p>\n	<a href=\"upload_content/pdfs/DebitVISAApp.pdf\" target=\"_blank\">VISA Debit Card Application</a> &bull; <a href=\"upload_content/pdfs/PersonalTheft.pdf\">VISA Guide to Personal Identity Theft</a></p>\n<p>\n	&nbsp;</p>\n<h3>\n	<a id=\"report\" name=\"report\"></a>Report a Debit or Credit Card Lost or Stolen</h3>\n<p>\n	<span style=\"font-size:11px;\"><em>To report a card lost or stolen, please call the appropriate number below.</em></span></p>\n<h4>\n	To report a Debit Card lost/stolen</h4>\n<div>\n	<p style=\"color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; line-height: 15px;\">\n		1-888-241-2510</p>\n	<p style=\"color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; line-height: 15px;\">\n		1-909-941-1398 - When out of the United States</p>\n</div>\n<h4>\n	To report a Credit Card lost/stolen&nbsp;</h4>\n<div>\n	<p style=\"color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; line-height: 15px;\">\n		1-800-808-7230&nbsp;</p>\n	<p style=\"color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; line-height: 15px;\">\n		1-800-991-4964 - After Hours</p>\n</div>\n<p style=\"text-align: right;\">\n	<a href=\"#top\" style=\"text-align: -webkit-right;\">BACK TO TOP</a></p>\n<hr />\n<p>\n	&nbsp;</p>\n<h2>\n	<a name=\"atm\"></a>CO-OP ATM Network</h2>\n<p>\n	Welcome to CO-OP, the largest credit union-only ATM Network in the country. The CO-OP Network logo gives you Surcharge-Free access to over&nbsp;6 dozen&nbsp;CO-OP Network ATM&#39;s in the Spokane Area and over 28,000 CO-OP Network ATM&#39;s in the country including&nbsp;ANY&nbsp;7-Eleven location (throughout the U.S. &amp; Canada).</p>\n<p>\n	With the Spokane City Credit Union ATM Card, you can access your account 24/7 at any&nbsp;of the CO-OP Network &quot;Surcharge-Free&quot; ATMs. And with over&nbsp;6 dozen locations in the Spokane Area and thousands of locations worldwide, you&#39;re never too far from getting cash. Just look for the CO-OP Network Logo.</p>\n<p class=\"BodyCopy\">\n	Locate a CO-OP Network ATM through the CO-OP Network&#39;s <a href=\"http://www.co-opfs.org/public/locators/ATMlocator/index.cfm#loctaor\" target=\"_blank\">Online Locator</a>,<a href=\"http://www.co-opfs.org/public/locators/ATMlocator/index.cfm#iphone\" target=\"_blank\">Smart Phone&nbsp;Application</a>, <a class=\"downloadsTextLink\" href=\"http://www.co-opfs.org/public/locators/ATMlocator/index.cfm#textMessaging\" target=\"_blank\">Text Messaging</a> or <a class=\"downloadsTextLink\" href=\"http://www.co-opfs.org/public/locators/ATMlocator/index.cfm#gps\" target=\"_blank\">GPS</a>.</p>\n<p class=\"BodyCopy\">\n	In addition, CO-OP Network&rsquo;s membership also provides access to over 800,000 ATMs worldwide through links to the NYCE, STAR, Cirrus, Pulse and Plus networks.</p>\n<p class=\"BodyCopy\">\n	<strong>Questions?&nbsp;</strong><strong><a href=\"mailto:memberservices@sccu.net\">Contact us</a>.</strong></p>\n<p align=\"right\" class=\"BodyCopy\">\n	<a href=\"#top\">BACK TO TOP</a></p>\n<hr />\n<h2>\n	&nbsp;</h2>\n<h2>\n	<a name=\"Overdraft Protection\">SCCU Overdraft Protection</a></h2>\n<h3>\n	&nbsp;</h3>\n<h3>\n	Your protection against account overdraft</h3>\n<p>\n	<span style=\"color: rgb(0, 0, 0); font-family: \'trebuchet ms\', Arial, sans-serif; font-size: 13px;\">There are plenty of things to worry about these days &mdash; but overdrawing your checking account shouldn&#39;t have to be one of them. </span>We offer two versions of overdraft protection:</p>\n<p>\n	<strong>PRIVILEGE PAY OVERDRAFT PROTECTION</strong>&nbsp;comes standard with your account, but DOES NOT&nbsp;cover ATM and Debit transactions <a href=\"/upload_content/files/Privilage Pay Authorization of ATM &amp; Debit Transaction Coverage Form.pdf\">unless asked to do so.</a></p>\n<p>\n	<a href=\"/upload_content/files/Privilege Pay Overdraft Protection FAQ\'s.pdf\">What is Privilege Pay Overdraft Protection?</a></p>\n<p>\n	<a href=\"/upload_content/files/Privilage Pay Opt Out Form.pdf\">Privilege Pay Overdraft Protection Opt Out Form</a></p>\n<p>\n	<a href=\"/upload_content/files/Privilage Pay Authorization of ATM &amp; Debit Transaction Coverage Form.pdf\">Authorization of ATM &amp; Debit Transaction Coverage Form</a></p>\n<p>\n	<strong>OPTIONAL OVERDRAFT PROTECTION PLAN </strong>draws from&nbsp;a <a href=\"https://www.sccu.net/content.php?id=101\">savings account</a> or <a href=\"https://www.sccu.net/content.php?id=71\">Personal Line of Credit</a>&nbsp;if your account has been overdrafted.&nbsp;</p>\n<p style=\"text-align: right;\">\n	<a href=\"#top\" style=\"text-align: -webkit-right;\">BACK TO TOP</a></p>','','',15),(104,NULL,NULL,'Thanks','[IMAGE:1:LEFT:0:0]\r\n\r\nThank you!\r\nYour information is being processed.  You will be contacted within 1 week by a Spokane City Credit Union employee.\r\n\r\n**IMPORTANT!!!**  No personal information such as social security number, account number, credit card number, etc., will be asked by the credit union employee who contacts you.  If a person contacts you claiming to be from Spokane City Credit Union and asks for this information, DO NOT GIVE IT TO THEM!  This is called Phishing and is a technique used in identity theft.  \r\n\r\nThe Spokane City Credit Union employee who contacts you will only ask questions to verify that a parent submitted the information.\r\nExample Questions:\r\n\"Am I speaking to Jenny Jones?\"\r\n\"Are you the person seeking information about the Kirby Kangaroo Club\"\r\n\"Is your mailing address 818 N. Maple Rd?\"',NULL,NULL,NULL),(105,NULL,0,'Swap Sheet Advertisement Form','<p>&nbsp;</p><table width=\"100%\" cellspacing=\"0\" cellpadding=\"0\" border=\"0\" class=\"maintext\">   <tbody>         <tr>             <td><form method=\"post\" action=\"http://scripts.ilinkadv.com/mailformurl.cgi\">                 <p><input type=\"hidden\" name=\"recipient\" value=\"marketing@sccu.net\" /> <input type=\"hidden\" name=\"subject\" value=\"Swap Sheet Ad Submission\" /> <input type=\"hidden\" name=\"redirect\" value=\"http://www.sccu.net/content.php?id=110\" /></p>                 <table width=\"500\" cellspacing=\"0\" cellpadding=\"5\" border=\"0\" align=\"CENTER\" class=\"maintext\">                     <tbody>                         <tr>                             <td width=\"75\">Name:</td>                             <td><input type=\"text\" name=\"full_name\" id=\"full_name\" /></td>                         </tr>                         <tr>                             <td>Address:</td>                             <td><input type=\"text\" name=\"address\" id=\"address\" /></td>                         </tr>                         <tr>                             <td>City:</td>                             <td><input type=\"text\" name=\"city\" id=\"city\" /></td>                         </tr>                         <tr>                             <td>State:</td>                             <td><input type=\"text\" name=\"state\" id=\"state\" size=\"3\" /></td>                         </tr>                         <tr>                             <td>Zip:</td>                             <td><input type=\"text\" name=\"zipcode\" id=\"zipcode\" size=\"10\" /></td>                         </tr>                         <tr>                             <td>Phone:</td>                             <td><input type=\"text\" name=\"phone_number\" id=\"phone_number\" /></td>                         </tr>                         <tr>                             <td>Email:</td>                             <td><input type=\"text\" name=\"email_address\" id=\"email_address\" /></td>                         </tr>                         <tr>                             <td valign=\"TOP\" align=\"LEFT\">Ad  (30 words or less):</td>                             <td><textarea name=\"ad\" cols=\"40\" rows=\"6\" id=\"ad\"></textarea></td>                 </tr>                         <tr>                     <td>Date to Run:</td>                             <td><input type=\"text\" name=\"ad_start\" id=\"ad_start\" size=\"10\" /> to  <input type=\"text\" name=\"ad_end\" id=\"ad_end\" size=\"10\" /></td>                         </tr>                         <tr>                     <td>&nbsp;</td>                             <td><input type=\"submit\" name=\"Submit\" value=\"Submit\" /></td>                         </tr>                     </tbody>                 </table>             </form></td>         </tr>     </tbody> </table> <p>The Swap Sheet is run Bi-Weekly and printed the first and third Monday of each month.</p> <p>Ads must be in <strong>1 week prior to print date.</strong></p> <p>Ad may be edited at the discretion of The Swap Sheet editor, and may be excluded based on space and length of run date. For more information, contact Jaclyn at <a href=\"mailto:marketing@sccu.net\">marketing@sccu.net</a></p>','','',0),(110,NULL,0,'Thank you (SwapSheet)','<p>Your Swap Sheet Advertisement has been submitted.    The Swap Sheet is printed bi-weekly.  Advertisements may be edited at discretion of editor.  For information regarding the Swap Sheet, contact us at <a href=\"mailto:marketing@sccu.net\">marketing@sccu.net</a></p>','','',0),(106,NULL,NULL,'KKMembershipApp_broff','<TD HEIGHT=\"528\" VALIGN=\"TOP\"> <TABLE WIDTH=\"100%\" BORDER=\"0\" CELLPADDING=\"6\" CELLSPACING=\"0\">\n<TR>\n<TD WIDTH=\"121\"><A HREF=\"http://www.kirbykangaroo.com/index.php?cuid=53325116\" TARGET=\"_blank\" onClick=\"return confirmAction()\"><IMG SRC=\"images/graphics/kirby_kangaroo.gif\" WIDTH=\"121\" HEIGHT=\"76\" BORDER=\"0\"></A></TD>\n<TD VALIGN=\"MIDDLE\">\n<P><STRONG><IMG SRC=\"images/kk_member_app.gif\" WIDTH=\"277\" HEIGHT=\"54\"></STRONG></P>\n</TD>\n</TR>\n</TABLE>\n<BR>\n<TABLE WIDTH=\"100%\" BORDER=\"0\" CELLPADDING=\"5\" CELLSPACING=\"0\" CLASS=\"maintext\">\n<TR> \n<TD ALIGN=\"LEFT\" VALIGN=\"TOP\"> <FORM METHOD=\"post\" NAME=\"form\" ACTION=\"http://scripts.ilinkadv.com/mailformurl.cgi\">\n<INPUT TYPE=\"hidden\" NAME=\"recipient\"  VALUE=\"marketing@sccu.net\">\n<INPUT TYPE=\"hidden\" NAME=\"subject\" VALUE=\"Kirby Kangaroo Membership App\">\n<INPUT TYPE=\"hidden\" NAME=\"redirect\" VALUE=\"http://www.sccu.net/content.php?id=113\">\n<TABLE WIDTH=\"100%\" BORDER=\"0\" CELLPADDING=\"2\" CELLSPACING=\"0\" CLASS=\"maintext\">\n<TR> \n<TD WIDTH=\"146\" ALIGN=\"LEFT\" VALIGN=\"TOP\">&nbsp;</TD>\n</TR>\n<TR> \n<TD ALIGN=\"LEFT\" VALIGN=\"TOP\"><TABLE WIDTH=\"100%\" BORDER=\"0\" CELLSPACING=\"0\" CELLPADDING=\"2\">\n<TR> \n<TD WIDTH=\"40%\" HEIGHT=\"24\" CLASS=\"maintext\">First \nName</TD>\n<TD WIDTH=\"20%\" CLASS=\"maintext\">Middle \nInitial</TD>\n<TD WIDTH=\"40%\" CLASS=\"maintext\">Last \nName</TD>\n</TR>\n<TR> \n<TD><INPUT NAME=\"First Name\" TYPE=\"text\" ID=\"First Name\"></TD>\n<TD><INPUT NAME=\"Middle Initial\" TYPE=\"text\" ID=\"Middle Initial\" SIZE=\"5\"></TD>\n<TD><INPUT NAME=\"Last Name\" TYPE=\"text\" ID=\"Last Name\"></TD>\n</TR>\n</TABLE></TD>\n</TR>\n<TR> \n<TD ALIGN=\"LEFT\" VALIGN=\"TOP\"><TABLE WIDTH=\"100%\" BORDER=\"0\" CELLSPACING=\"0\" CELLPADDING=\"2\">\n<TR> \n<TD CLASS=\"maintext\">Address</TD>\n</TR>\n<TR> \n<TD><INPUT NAME=\"Address - line1\" TYPE=\"text\" ID=\"Address - line1\" SIZE=\"35\"></TD>\n</TR>\n<TR> \n<TD><INPUT NAME=\"Address - line2\" TYPE=\"text\" ID=\"Address - line2\" SIZE=\"35\"></TD>\n</TR>\n</TABLE></TD>\n</TR>\n<TR> \n<TD ALIGN=\"LEFT\" VALIGN=\"TOP\"><TABLE WIDTH=\"100%\" BORDER=\"0\" CELLSPACING=\"0\" CELLPADDING=\"2\">\n<TR> \n<TD WIDTH=\"40%\" HEIGHT=\"24\" CLASS=\"maintext\">City</TD>\n<TD WIDTH=\"20%\" CLASS=\"maintext\">State</TD>\n<TD WIDTH=\"40%\" CLASS=\"maintext\">Zip \nCode</TD>\n</TR>\n<TR> \n<TD><INPUT NAME=\"City\" TYPE=\"text\" ID=\"City\"></TD>\n<TD><INPUT NAME=\"State\" TYPE=\"text\" ID=\"State\" SIZE=\"5\"></TD>\n<TD><INPUT NAME=\"Zip Code\" TYPE=\"text\" ID=\"Zip Code\" SIZE=\"8\"></TD>\n</TR>\n</TABLE></TD>\n</TR>\n<TR> \n<TD ALIGN=\"LEFT\" VALIGN=\"TOP\"><TABLE WIDTH=\"100%\" BORDER=\"0\" CELLSPACING=\"0\" CELLPADDING=\"2\">\n<TR>\n<TD CLASS=\"maintext\">Birthday</TD>\n<TD CLASS=\"maintext\">Favorite \nColor </TD>\n</TR>\n<TR>\n<TD CLASS=\"maintext\"><INPUT NAME=\"Birthday\" TYPE=\"text\" ID=\"Birthday\"></TD>\n<TD CLASS=\"maintext\"><INPUT NAME=\"Favorite Color\" TYPE=\"text\" ID=\"Favorite Color\"></TD>\n</TR>\n<TR>\n<TD CLASS=\"maintext\">Favorite \nSport / Hobby</TD>\n<TD CLASS=\"maintext\">Favorite \nSnack </TD>\n</TR>\n<TR>\n<TD CLASS=\"maintext\"><INPUT NAME=\"Favorite Sport / Hobby\" TYPE=\"text\" ID=\"Favorite Sport / Hobby\"></TD>\n<TD CLASS=\"maintext\"><INPUT NAME=\"Favorite Snack\" TYPE=\"text\" ID=\"Favorite Snack\"></TD>\n</TR>\n<TR> \n<TD WIDTH=\"40%\" CLASS=\"maintext\">Favorite \nCartoon</TD>\n<TD WIDTH=\"60%\" CLASS=\"maintext\">&nbsp;</TD>\n</TR>\n<TR> \n<TD>\n<INPUT NAME=\"Favorite Cartoon\" TYPE=\"text\" ID=\"Favorite Cartoon\"></TD>\n<TD>&nbsp; </TD>\n</TR>\n</TABLE></TD>\n</TR>\n<TR> \n<TD ALIGN=\"LEFT\" VALIGN=\"TOP\">&nbsp;</TD>\n</TR>\n<TR> \n<TD ALIGN=\"LEFT\" VALIGN=\"TOP\"><INPUT NAME=\"Thanks!\" TYPE=SUBMIT ID=\"Thanks!\" onClick=\"verify();\" VALUE=\"Submit\"> \n<INPUT NAME=\"Clear\" TYPE=\"reset\" VALUE=\"Clear Form\">	\n</TD>\n</TR>\n</TABLE>\n</FORM></TD>\n</TR>\n</TABLE>',NULL,NULL,NULL),(107,NULL,0,'CU Succeed Membership Application','<br><table width=\"100%\" cellspacing=\"0\" cellpadding=\"6\" border=\"0\">\n    <tbody>\n        <tr>\n            <td width=\"94\" height=\"93\"><a target=\"_blank\" href=\"http://www.cusucceed.net/index.php?cuid=53325116\"><img width=\"94\" height=\"88\" border=\"0\" src=\"upload_content/images/cu_succeed.gif\" alt=\"\" /></a></td>\n            <td valign=\"MIDDLE\">\n            <p><img width=\"257\" height=\"47\" src=\"upload_content/images/cu_member_app.gif\" alt=\"\" /></p>\n            </td>\n        </tr>\n    </tbody>\n</table>\n<p>&nbsp;</p>\n<table width=\"100%\" cellspacing=\"0\" cellpadding=\"5\" border=\"0\" class=\"maintext\">\n    <tbody>\n        <tr>\n            <td valign=\"TOP\" align=\"LEFT\">\n            <form action=\"http://scripts.ilinkadv.com/mailformurl.cgi\" name=\"form\" method=\"post\">\n                <input type=\"hidden\" value=\"marketing@sccu.net\" name=\"recipient\" /> <input type=\"hidden\" value=\"CU Succeed Membership App\" name=\"subject\" /> <input type=\"hidden\" value=\"http://www.sccu.net/content.php?id=114\" name=\"redirect\" />\n                <table width=\"100%\" cellspacing=\"0\" cellpadding=\"2\" border=\"0\" class=\"maintext\">\n                    <tbody>\n                        <tr>\n                            <td width=\"146\" valign=\"TOP\" align=\"LEFT\">&nbsp;</td>\n                        </tr>\n                        <tr>\n                            <td valign=\"TOP\" align=\"LEFT\">\n                            <table width=\"100%\" cellspacing=\"0\" cellpadding=\"2\" border=\"0\">\n                                <tbody>\n                                    <tr>\n                                        <td width=\"40%\" height=\"24\" class=\"maintext\">First  Name</td>\n                                        <td width=\"20%\" class=\"maintext\">Middle  Initial</td>\n                                        <td width=\"40%\" class=\"maintext\">Last  Name</td>\n                                    </tr>\n                                    <tr>\n                                        <td><input type=\"text\" id=\"First Name\" name=\"First Name\" /></td>\n                                        <td><input type=\"text\" size=\"5\" id=\"Middle Initial\" name=\"Middle Initial\" /></td>\n                                        <td><input type=\"text\" id=\"Last Name\" name=\"Last Name\" /></td>\n                                    </tr>\n                                </tbody>\n                            </table>\n                            </td>\n                        </tr>\n                        <tr>\n                            <td valign=\"TOP\" align=\"LEFT\">\n                            <table width=\"100%\" cellspacing=\"0\" cellpadding=\"2\" border=\"0\">\n                                <tbody>\n                                    <tr>\n                                        <td class=\"maintext\">Address</td>\n                                    </tr>\n                                    <tr>\n                                        <td><input type=\"text\" size=\"35\" id=\"Address - line1\" name=\"Address - line1\" /></td>\n                                    </tr>\n                                    <tr>\n                                        <td><input type=\"text\" size=\"35\" id=\"Address - line2\" name=\"Address - line2\" /></td>\n                                    </tr>\n                                </tbody>\n                            </table>\n                            </td>\n                        </tr>\n                        <tr>\n                            <td valign=\"TOP\" align=\"LEFT\">\n                            <table width=\"100%\" cellspacing=\"0\" cellpadding=\"2\" border=\"0\">\n                                <tbody>\n                                    <tr>\n                                        <td width=\"40%\" height=\"24\" class=\"maintext\">City</td>\n                                        <td width=\"20%\" class=\"maintext\">State</td>\n                                        <td width=\"40%\" class=\"maintext\">Zip  Code</td>\n                                    </tr>\n                                    <tr>\n                                        <td><input type=\"text\" id=\"City\" name=\"City\" /></td>\n                                        <td><input type=\"text\" size=\"5\" id=\"State\" name=\"State\" /></td>\n                                        <td><input type=\"text\" size=\"8\" id=\"Zip Code\" name=\"Zip Code\" /></td>\n                                    </tr>\n                                </tbody>\n                            </table>\n                            </td>\n                        </tr>\n                        <tr>\n                            <td valign=\"TOP\" align=\"LEFT\">\n                            <table width=\"100%\" cellspacing=\"0\" cellpadding=\"2\" border=\"0\">\n                                <tbody>\n                                    <tr>\n                                        <td width=\"40%\" class=\"maintext\">Birthday</td>\n                                        <td width=\"60%\" class=\"maintext\">Grade</td>\n                                    </tr>\n                                    <tr>\n                                        <td class=\"maintext\"><input type=\"text\" id=\"Birthday\" name=\"Birthday\" /></td>\n                                        <td class=\"maintext\"><input type=\"text\" id=\"Grade\" name=\"Grade\" /></td>\n                                    </tr>\n                                    <tr>\n                                        <td class=\"maintext\">Sports  / Hobbies / Clubs</td>\n                                        <td class=\"maintext\">School</td>\n                                    </tr>\n                                    <tr>\n                                        <td class=\"maintext\"><input type=\"text\" id=\"Sports\" name=\"Sports\" /></td>\n                                        <td class=\"maintext\"><input type=\"text\" id=\"School\" name=\"School\" /></td>\n                                    </tr>\n                                </tbody>\n                            </table>\n                            </td>\n                        </tr>\n                        <tr>\n                            <td valign=\"TOP\" align=\"LEFT\">&nbsp;</td>\n                        </tr>\n                        <tr>\n                            <td valign=\"TOP\" align=\"LEFT\"><input type=\"SUBMIT\" value=\"Submit\" onClick=\"verify();\" id=\"Thanks!\" name=\"Thanks!\" />  <input type=\"reset\" value=\"Clear Form\" name=\"Clear\" /></td>\n                        </tr>\n                    </tbody>\n                </table>\n            </form>\n            </td>\n        </tr>\n    </tbody>\n</table>','','',0),(109,NULL,NULL,'Test Page','Test Page\r\n\r\nSpokane City Credit Union prides itself on always having a competitive rate. Whether you are purchasing your first car or a RV to travel the country, SCCU will give you a great rate, great terms, and great service. Contact a Loan Officer today to get pre-approved for your next big purchase! \r\n<CENTER>[IMAGE:1:TOP:0:0]</CENTER>\r\nE-Mail a Loan Officer: loandepartment@sccu.net\r\n\r\nRates\r\nApply Online--No Application Fee Auto Loan\r\nApply Online--No Application Fee Rec Vehicle Loan\r\nLoan Calculator\r\nNADA Value\r\nWarranties\r\nGAP\r\nDisclosure',NULL,NULL,NULL),(115,NULL,NULL,'LinkDisclosure','[IMAGE:1:LEFT:0:0]\n<BR>\n<BR>\nSpokane City Credit Union does not represent either the third party or the member if the two enter into a transaction; and Privacy and Security policies may differ from those practiced by the Credit Union.\n<BR>\n<BR>\nWhen you click on a link to a third party web site you will leave our website. Spokane City Credit Union has no responsibility for or control over the content of the web sites and does not attest to the accuracy, privacy, security or propriety of any information located there. We do not endorse the products or programs.',NULL,NULL,NULL),(111,NULL,NULL,'Thanks_LoanApp','[IMAGE:1:LEFT:0:0]\r\n\r\nYour loan application has been submitted.  You will hear from a loan officer within the next 48 hours.\r\n\r\nTo contact a loan officer directly, call (509) 325-4444 or email <A HREF=\"mailto:loandepartment@sccu.net\">loandepartment@sccu.net</A>',NULL,NULL,NULL),(112,NULL,NULL,'Thanks_Newsletter','[IMAGE:1:LEFT:0:0]\r\n\r\nYou have been added to the Spokane City Credit Union E-Mail list.\r\n\r\nTo remove yourself from the E-Mail list, click here.',NULL,NULL,NULL),(113,NULL,NULL,'Thanks_KK','[IMAGE:1:LEFT:0:0]\n\nThank you!  You have been enrolled in the Kirby Kangaroo Club.  To visit the Kirby Kangaroo website, click <A HREF=\"http://www.kirbykangaroo.com/index.php?cuid=53325116\" TARGET=_blank\" onClick=\"return confirmAction()\">here.</A>\n\nIf you have questions about Kirby Kangaroo, E-Mail us at <A HREF=\"mailto:marketing@sccu.net\">marketing@sccu.net</A>',NULL,NULL,NULL),(114,NULL,NULL,'Thanks_CUSucceed','[IMAGE:1:LEFT:0:0]\n\nThank you!  You have been enrolled in the CU Succeed Teens Financial Network.  To visit the CU Succeed website, click <A HREF=\"http://www.cusucceed.net/index.php?cuid=53325116\" TARGET=\"_blank\" onClick=\"return confirmAction()\">here.</A>\n\nIf you have questions about CU Succeed, E-Mail Jaclyn at <A HREF=\"mailto:jjaquish@sccu.net\">jjaquish@sccu.net</A>',NULL,NULL,NULL),(135,NULL,NULL,'Security_FAQ_broff','<a href=\"http://www.sccu.net/security\" target=\"_blank\"><img src=\"images/graphics/secure_lg.gif\" alt=\"Online Banking Tutorial\" width=\"210\" height=\"71\" border=\"0\"/>\r\n<BR>\r\n<BR>\r\n<BR>\r\n<a name=\"left\"></a><img src=\"../images/header/faq.gif\" width=\"230\" height=\"23\"></P>\r\n																				  <P><b><a href=\"#1\">What is multi-factor authentication?</a></b><br>\r\n																				    <b><a href=\"#2\">Why is SCCU making changes?</a><br>\r\n																			            <a href=\"#3\">What are the changes being made?</a><br>\r\n																			            <a href=\"#4\">What is an encrypted digital certificate?</a><br>\r\n																			            <a href=\"#5\">Is installing an encrypted digital certificate safe for a computer?</a><br>\r\n																			            <a href=\"#6\">Are other financial institutions doing the same thing?</a><br>\r\n																			            <a href=\"#7\">Why is SCCU choosing a  solution that involves encrypted digital certificates?</a><br>\r\n																			            <a href=\"#8\">What are the benefits of  computer registration to the member?</a></b><br>\r\n																			            <b><a href=\"#9\">What are the changes that SCCU members can expect?</a><br>\r\n																			            <a href=\"#10\">How many computers can a  member register?</a></b><br>\r\n																			            <b><a href=\"#11\">Will a member be able to  &ldquo;opt-out&rdquo; of this additional authentication control?</a></b><br>\r\n																	              <b><a href=\"#12\">Who can I contact for any  further questions?</a></b></P>\r\n																				  <P><b><font color=\"#934900\">Multi-Factor  Authentication Troubleshooting Questions</font></b></P>\r\n																				  <P><b><a href=\"#13\">Why is the &ldquo;Choose a  digital certificate&rdquo; box empty?</a></b><br>\r\n																				    <b><a href=\"#14\">Why am I being asked for my security question when  I installed the certificate?</a></b><br>\r\n																			            <b><a href=\"#15\">What are the pop-ups alerting me of Scripting Violations?</a></b><br>\r\n																		                  <b><a href=\"#16\">What is a PC and what is a  Mac?&nbsp; How are they different?</a></b><br>\r\n																		                  <b><a href=\"#17\">What is a browser?</a></b><br>\r\n																	                        <b><a href=\"#18\">What is a Master Password?</a></b><br>\r\n																				  </P>\r\n																				  <P>&nbsp;</P>\r\n																				  <P><b><a name=\"1\"></a>What is multi-factor authentication?</b><br>\r\n																				    Using more than one  mechanism to verify and validate the authenticity of a person&rsquo;s identity;  (i.e., requiring more than a member number and password.)<br>\r\n																				    <font color=\"#B05800\"><span class=\"subtext\"><a href=\"#top\">back to top ^</a></span></font></P>\r\n																				  <p><b><a name=\"2\"></a>Why is SCCU making changes?</b><br>\r\n																		          Passwords alone are no  longer a sufficient means of security to protect against online theft of  personal information and fraud.&nbsp;The Federal Financial Institutions  Examination Council (FFIEC) has also published regulatory guidance strongly  urging all financial institutions to provide an added layer of security for  online banking services.<br>\r\n																				  <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a><a href=\"#top\" class=\"subtext\"></a></font></p>\r\n																			      <p><b><a name=\"3\"></a>What are the changes being made?</b><br>\r\n																		          The current Online Banking  log-on process will change. In February, Online Banking users will be setting  up security questions and answers.&nbsp;In addition, members will have the option  of &ldquo;registering&rdquo; computers they use for online banking as trusted/safe to  access their accounts. This process will &ldquo;register&rdquo; those computers by  installing an encrypted digital certificate on them.<br>\r\n																			      <span class=\"subtext\"><font color=\"#B05800\"><a href=\"#top\">back to top ^</a></font></span></p>\r\n																			      <p><b><a name=\"4\"></a>What is an encrypted digital certificate?</b><br>\r\n																		          A  digital certificate is a way of establishing one&rsquo;s credentials when doing  business or conducting transactions on the Web. Digital certificates are a  superior means of providing trusted authentication between members&rsquo; computers  and SCCU&rsquo;s online banking system.<br>\r\n																			      <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n																			      <p><b><a name=\"5\"></a>Is installing an encrypted digital certificate safe for a computer?</b><br>\r\n																		          Yes, when installed from a trusted source such as SCCU.<br>\r\n																			      <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n																			      <p><b><a name=\"6\"></a>Are other financial institutions doing the same thing?</b><br>\r\n																		          Some  are, some aren&rsquo;t.&nbsp; There are varied  solutions that financial institutions can implement in order to comply with  these FFIEC guidelines. &nbsp;We believe our solution is, in the long  term, the best choice for members.<br>\r\n																			      <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n																			      <p><b><a name=\"7\"></a>Why is SCCU choosing a  solution that involves encrypted digital certificates?</b><br>\r\n																		          There are many solutions out  there that would meet the compliance guidelines of the FFIEC.&nbsp; SCCU is implementing a security solution that  preserves the greatest amount of convenience for members, while improving  protections against fraud.<br>\r\n																			      <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n																			      <p>																		          <b><a name=\"8\"></a>What are the benefits of  computer registration to the member?</b></p>\r\n																			      <ul type=\"square\">\r\n                                                                                    <li><b>Security.</b> &nbsp;Computer       registration dramatically reduces any chance of identity theft. &nbsp;Instead of millions of computers       potentially accessing your accounts, only the few that you register will       have the power to access your accounts</li>\r\n                                                                                    <li><b>Convenience.</b> &nbsp;You only       have to register once. &nbsp;After that,       you simply log in as normal because SCCU will recognize your trusted       computer.</li>\r\n                                                                                    <li><b>Flexibility.</b> &nbsp;SCCU       recognizes that there may be times when you are not using a trusted       computer to access your accounts. &nbsp;When that happens, you can still access Online       Banking by answering the private security questions that you set up.<br>\r\n                                                                                      <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></li>\r\n																			      </ul>\r\n                                                                                  <p><b><a name=\"9\"></a>What are the changes that SCCU members can expect?</b></p>\r\n                                                                                  <ol>\r\n                                                                                    <li>In  February, members logging into Online Banking will be setting up security  questions and answers.</li>\r\n                                                                                    <li>Member&rsquo;s  will have the option of &ldquo;registering&rdquo; computers they use for Online Banking as  trusted/safe to access their accounts.</li>\r\n                                                                                    <li>When  members visit Online Banking from a registered computer, SCCU will confirm the  presence of the digital certificate, member number and password, before  granting access.</li>\r\n                                                                                    <li>When  members visit Online Banking from a non-registered computer, (like a library  computer), SCCU will require the member to answer their previously setup  security questions upon logging in.<br>\r\n                                                                                      <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></li>\r\n                                                                                  </ol>\r\n                                                                                  <p><b><a name=\"10\"></a>How many computers can a  member register?</b><br>\r\n                                                                                  Members may register  multiple computers &ndash; and are encouraged to do so for all those computers they  normally use for their SCCU online banking needs.<br>\r\n                                                                                  <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n                                                                                  <p><b><a name=\"11\"></a>Will a member be able to  &ldquo;opt-out&rdquo; of this additional authentication control?</b><br>\r\n                                                                                    No.&nbsp; SCCU members are not required to  install the encrypted digital certificate on their computers.&nbsp; However, if they choose to not register their  primary computers, they will be required to answer security questions (along  with their member number and password) each time they attempt to access their  account.<br>\r\n                                                                                    <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font><br>\r\n  &nbsp;<br>\r\n                                                                                    <b><a name=\"12\"></a>Who can I contact for any  further questions?</b><br>\r\n                                                                                    At this time, feel free to  contact any Member Service Representative.<br>\r\n                                                                                    <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n                                                                                  <hr align=\"center\" width=\"100%\" size=\"1\" noshade>\r\n                                                                                  <p>&nbsp;</p>\r\n                                                                                  <p><b><font color=\"#934900\">Multi-Factor  Authentication Troubleshooting Questions</font></b></p>\r\n                                                                                  <p><b><a name=\"13\"></a>Why is the &ldquo;Choose a  digital certificate&rdquo; box empty?</b><br>\r\n                                                                                  This happens because the you have not registered that particular computer (but have registered  another computer at some point).  Once  you have installed a digital certificate on that particular computer, there  will be a digital certificate to choose from the list. To continue, click continue  even though the box is blank. This will take you to answer one of your security questions where you can also choose  to install the certificate or not depending on if you are on a private or  public computer.                                                                                  <br>\r\n                                                                                    <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n                                                                                  <p><b><a name=\"14\"></a>Why am I being asked for my security question when  I installed the certificate?<br>\r\n                                                                                  </b>Did you install the certificate on the same  computer you are using to access Online Banking right now? The certificate installed was only for that  one computer that you installed it to.  If you are accessing Online Banking from a different computer, like from  work, you will have to install a certificate there also, or just answer the  security question every time. Go to  Tools; Internet Options; Content; Certificates to verify.</p>\r\n                                                                                  <p>Another situation may be that you did not close the  browser after logging out of Online Banking.  If you try to log into another member number without first closing the  browser, you will be asked the security question. When you pick a digital certificate from the \"Choose a digital certificate\" prompt, it will always use that member\'s  digital certificate when logging into Online Banking until all browser windows are  closed.<b> It is very important to close all of your browser windows  before attempting to log in again.</b></p>\r\n                                                                                    <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n                                                                                  <p><b><a name=\"15\" id=\"15\"></a>What are the pop-ups alerting me of Scripting Violations?</b><br>\r\n                                                                                  <p>After you answer the 3 questions and say \"yes, I\'d like to register this computer,\" there may be two potential scripting violations. You should click \"Yes\" to both warnings.  Many members\' computers are getting stuck and just sit there with the wait sign.  If this happens you should see a yellow tool  bar with a reference to an ActiveX Control.  Please read below about what to do if the ActiveX tool bar is there or is not there.<br>\r\n                                                                                    <br>\r\n                                                                                  Just for clarification,  below is what the yellow info bar looks like, along with the steps to install  the ActiveX Control. You have to click on the yellow, to get the \"Run  ActiveX Control\" option. If you click  the X on the right it closes the info bar and the ActiveX Control will not be  installed and therefore the certificate will not be installed. If you do click  on the X have them close the browser and start over, it should come up again  next time you install.</p>\r\n                                                                                  <p>If you <b>do  not</b> get the Yellow ActiveX bar and the page stays on the \"Installing  Digital Certificate\" without continuing to their account summary, the  certificate is not installing correctly and you should contact a Member Service Representative.p>\r\n                                                                                  <p>Below are the steps to follow <b>IF</b> you get the yellow info bar: </p>\r\n<ol>\r\n                                                                                    <li>After you click Retry you will be taken to your account. <b>The certificate is NOT installed at this point.</b></li>\r\n                                                                                    <li>Close the browser (Internet Explorer, Firefox, or Netscape) then reopen  the browser and login to Online Banking again.</li>\r\n                                                                                    <li>You will receive a blank box that says \"Choose a digital certificate,\" click OK</li>\r\n                                                                                    <li>You will then have to answer one of your security questions.</li>\r\n                                                                                    <li>Select \"Yes\" to install the digital certificate.</li>\r\n                                                                                    <li>Now you should receive the first <b>Potential Scripting Violation</b>. Click \"Yes\"</li>\r\n                                                                                  </ol>\r\n                                                                                  <p><br>\r\n                                                                                    This Web site is requesting a new  certificate on your behalf. You should allow only trusted Web sites to request  a certificate for you. Do you want to request a certificate now? </p>\r\n                                                                                  <ol>\r\n                                                                                    <li>The  second <b>Potential Scripting Violation will now appear</b> - Click <b>Yes</b></li>\r\n                                                                                  </ol>\r\n                                                                                  <p><br>\r\n                                                                                    This Web site is adding one or more  certificates to this computer. Allowing an untrusted Web site to update your  certificates is a security risk. The  Web site could install certificates you do not trust, which could allow  programs that you do not trust to run on this computer and gain access to your  data. Do you want this program to add the certificates now? Click Yes if  you trust this Web site. Otherwise, click No.</p>\r\n                                                                                  <ol>\r\n                                                                                    <li>Now the certificate will be installed and you will be taken to your account.</li>\r\n                                                                                    <li>Close the browser,  reopen it and login to Online Banking again.</li>\r\n                                                                                    <li>This time the \"Choose a  Digital Certificate\" box will appear and it will have SCCU-XXXXX (with your member #)</li>\r\n                                                                                    <li>Select the member number and click ok.</li>\r\n                                                                                    <li>The certificate is now  installed. From now on when you access  Online Banking from this computer you will be prompted with the \"Choose a digital  certificate\" box.<br>\r\n                                                                                      <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></li>\r\n                                                                                  </ol>\r\n                                                                                  <p><b><a name=\"16\" id=\"16\"></a>What is a PC and what is a  Mac?&nbsp; How are they different?<br>\r\n                                                                                  </b>A PC and a Mac are as  different as a Harley-Davidson motorcycle and a Ford minivan. Both are  modes of transportation that get you from point A to point B, but both are  completely different.</p>\r\n                                                                                  <p>A  PC & a Mac are both computers that allow you to do the same sorts of  things, but they look very different, both inside and out. </p>\r\n                                                                                  <p>PC  stands for Personal Computer and refers to any IBM-compatible  computer. Mac is short for Macintosh and refers to any computer produced by  Apple Computer.<br>\r\n                                                                                    <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n                                                                                  <p><b><a name=\"17\" id=\"17\"></a>What is a browser?<br>\r\n                                                                                  </b> A web browser is a software application that enables a user to  display and interact with text, images, and other information typically located  on a web page at a website on the Internet. Web browsers allow a user to  quickly and easily access information provided on many web pages at many  websites by traversing these links.<br>\r\n                                                                                    <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^</a></font></p>\r\n                                                                                  <p> <b><a name=\"18\" id=\"18\"></a>What is a Master Password?<br>\r\n                                                                                  </b>Firefox and Netscape offer  the ability to use a Master Password.&nbsp;&nbsp;  It sounds funny, but a Master Password is a password for saved passwords  and other private data.&nbsp; It also is used  for security devices and the new digital certificate for MFA is a security device. </p>\r\n                                                                                  The best thing to do  is have members click OK without entering a Master Password.<br>\r\n																				  <font color=\"#B05800\"><a href=\"#top\" class=\"subtext\">back to top ^',NULL,NULL,NULL),(179,47,6,'Swap Sheet: April 8, 2011','<div align=\"center\"><img src=\"http://www.sccu.net/upload_content/gallery/gallery_2_47.jpg\" alt=\"\" /> <!-- MAP --></div>','','',0),(124,NULL,NULL,'Kirby_Disclaimer_broff','[IMAGE:2:LEFT:0:0]\r\n<BR><BR> \r\n<p>Our online financial services are not designed for or directed toward children \r\n  under the age of thirteen. We do not knowingly solicit or collect data from \r\n  children and we do not knowingly market to children online. We recognize that \r\n  protecting children&#8217;s identities and online privacy is important and that \r\n  responsibility rests with us and with parents.</p>\r\n<p><a href=\"content.php?id=106\">Continue to the Kirby Kangaroo Membership Registration \r\n  Form</a></p>\r\n<p>&nbsp</p>\r\n<p>&nbsp</p>\r\n<p>&nbsp</p>\r\n<p>&nbsp</p>\r\n<p>&nbsp</p>\r\n<p>&nbsp</p>\r\n<p>&nbsp</p>\r\n<p>&nbsp</p>\r\n<p>&nbsp</p>',NULL,NULL,NULL),(125,NULL,0,'CU Succeed Disclaimer','<p>Our online financial services are not designed for or directed toward children    under the age of thirteen. We do not knowingly solicit or collect data from    children and we do not knowingly market to children online. We recognize that    protecting children&rsquo;s identities and online privacy is important and that    responsibility rests with us and with parents.</p>\n<p><a href=\"content.php?id=107\">Continue to the CU Succeed Membership Registration Form</a></p>','','',0),(126,NULL,2,'Mortgages','<h2>&nbsp;</h2>\n\n<h2><span style=\"font-size: 20px\">Welcome to Spokane City Credit Union&#39;s Home Loan Application Site</span></h2>\n\n<p><img alt=\"\" src=\"/upload_content/images/Family on steps of home cropped.jpg\" style=\"width: 237px; height: 125px\" />&nbsp;&nbsp; <a href=\"http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1\"><img alt=\"\" src=\"/upload_content/images/Mortgage Button.jpg\" style=\"width: 375px; height: 125px\" /></a></p>\n\n<h3>Whether you are building, buying, or refinancing, we&#39;ve got the right loan for you.&nbsp;</h3>\n\n<p>Spokane City Credit Union is proud to partner with CU Members Mortgage, a trusted mortgage lender of 30 years.&nbsp; Now you can find the perfect home loan solution without leaving your credit union.&nbsp; Click the banner above to go to our Online Mortgage Center.</p>\n\n<p>For our most up to date rates, <a href=\"http://spokaneccu.mortgagewebcenter.com/Default.asp?bhcp=1\">click here.</a></p>\n\n<p>CU Members Mortgage has served the mortgage lending needs of credit unions across the nation.&nbsp; They have helped thousands find the perfect home loan solutions through the financial institution they trust - your credit union.&nbsp; To find out more about CU Member Mortgage, go to their <a href=\"http://cu.homeloancu.com/index.html\">home page.</a></p>\n\n<p><a href=\"https://LnkMgr.Trustage.com/2b5072bf-aa4a-2d16-33dc-4e7526bf09d5\" target=\"_blank\"><img src=\"https://LnkMgr.Trustage.com/Assets/2b5072bf-aa4a-2d16-33dc-4e7526bf09d5\" alt=\"Home Insurance Savings. Get A Quote. Members Only. \" style=\"border:1px solid #999;\" /></a>\n</p>\n<p>&nbsp;</p>\n\n<p><img alt=\"\" src=\"/upload_content/images/Equal_Housing_logo.jpg\" style=\"width: 47px; height: 50px\" /></p>','','',10),(127,NULL,0,'Childrens Online Privacy Protection Policy','<p>This is the Web site of Spokane City Credit Union. Our Postal address is:<br />\nPO Box 9639<br />\nSpokane, WA, 99205</p>\n<p>We can be reached via e-mail at <a href=\"mailto:memberservices@sccu.net\">memberservices@sccu.net</a>.</p>\n<p>Our Telephone Number is 509-325-7228.</p>\n<p><strong>INFORMATION COLLECTED</strong></p>\n<p>We respect the privacy of children, and do not collect any more personal information than reasonably necessary to enable them to participate in the activities we offer at our Web site.</p>\n<p>With respect to our online information collection practices from children under 13 years of age: We collect the following types of personal information directly from children online:<br />\n- first and last name<br />\n- home or physical address including street name and name of a town</p>\n<p>We collect the following types of information from children online and associate that information with one or more of the above identifiers:<br />\n- information about a child\'s hobbies<br />\n- information about a child\'s parents or siblings<br />\n- favorite snacks, favorite colors, favorite cartoon, birthday</p>\n<p>Please note that parents may consent to the above collection and use without necessarily consenting to the disclosure of personal information to third parties.</p>\n<p>With respect to the collection by other organizations of personal information from children at our site, our policy is:<br />\n- We do not have any agreements with outside organizations to collect personal information at our site.</p>\n<p><strong>USE AND SHARING OF INFORMATION </strong></p>\n<p>The information we collect from children is used: <br />\n- to mail them a quarterly newsletter and plan events around Kirby Kangaroo Members\' likes and dislikes.</p>\n<p>We will not require a child to disclose more information than is reasonably necessary to participate in an activity as a condition of participation.</p>\n<p>With respect to sharing information: we do not share children\'s personal information with anyone other than those who provide support for the internal operations of the Web site and our agents (e.g., contractors who provide fulfillment services or technical support to the Web site).</p>\n<p>We have received the following commitments for security of information from third parties with whom we share personal information</p>\n<p>All third parties with whom we share information have agreed to maintain security and integrity of personal information</p>\n<p><strong>PARENTAL REVIEW</strong></p>\n<p>Parents can review the information that we have collected from their children online, prevent the further use or maintenance of such information, or direct the deletion of their children\'s personal information by:<br />\n- calling us at the telephone number provided above <br />\n- e-mailing us at the above address <br />\n- writing to us at the above addressWe restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or  services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic  personal information.</p>\n<p><strong>WHAT MEMBERS CAN DO TO HELP - </strong>Spokane City Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:</p>\n<ul>\n    <li>Protect your account numbers, plastic card numbers, personal identification numbers (PINs) or passwords. Never keep your PIN  with your card. The PIN can provide free access to your accounts if your card is lost or stolen.</li>\n    <li>Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have  access to your information and will not need to ask for it.</li>\n    <li>Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will  attempt to contact you immediately.</li>\n</ul>\n<p>Let us know if you have questions. Please do not hesitate to call us - we are here to serve you!</p>\n<p>&copy; CUNA MUTUAL GROUP, 2008 ALL RIGHTS RESERVED</p>','','',0),