<table class="ratestable two-column" border="0">
  <tr>
    <td class="col1">NOMINAL DIVIDEND RATE<sup>&#8224;</sup></td>
    <td>.50%</td>
  </tr>
  <tr>
    <td class="col1">ANNUAL PERCENTAGE YIELD (APY)</td>
    <td>.50%</td>
  </tr>
  <tr>
    <td class="col1">MINIMUM OPENING BALANCE</td>
    <td>$25.00</td>
  </tr>
  <tr>
    <td class="col1">DIVIDEND CALCULATION</td>
    <td>Earned Daily</td>
  </tr>
  <tr>
    <td class="col1">DIVIDEND POSTED</td>
    <td>Last Day of Month</td>
  </tr>
  <tr>
    <td class="col1">MATURITY</td>
    <td>The 1st business day of November the balance will transfer to a designated account.</td>
  </tr>
  <tr>
    <td class="col1">MAXIMUM DEPOSIT</td>
    <td>$5,000.00</td>
  </tr>
</table>
<p style="margin-top:10px;"><sup>&#8224;</sup>Fees could reduce the earnings on the account. Refer to our <a href="truth-in-savings-disclosure" title="Truth in Savings disclosure">Truth in Savings disclosure</a> for additional information.</p>

<div style="display:none;">
<table class="ratestable two-column" border="0">
  <tr>
    <td class="col1">NOMINAL DIVIDEND RATE<sup>&#8224;</sup></td>
    <td>.50%</td>
  </tr>
  <tr>
    <td class="col1">ANNUAL PERCENTAGE YIELD (APY)</td>
    <td>.50%</td>
  </tr>
  <tr>
    <td class="col1">MINIMUM OPENING BALANCE</td>
    <td>$25.00</td>
  </tr>
  <tr>
    <td class="col1">DIVIDEND CALCULATION</td>
    <td>Earned Daily</td>
  </tr>
  <tr>
    <td class="col1">DIVIDEND POSTED</td>
    <td>Last Day of Month</td>
  </tr>
  <tr>
    <td class="col1">PENALTY FOR CLOSING PRIOR TO NOVEMBER 1ST</td>
    <td>$10.00</td>
  </tr>
  <tr>
    <td class="col1">ENROLLMENT PERIOD</td>
    <td>December 1st - February 28th</td>
  </tr>
  <tr>
    <td class="col1">ADDITIONAL DEPOSITS REQUIRED BY PAYROLL DEDUCTION/AFT</td>
    <td>Minimum $20 monthly deposit required</td>
  </tr>
  <tr>
    <td class="col1">MATURITY</td>
    <td>The 1st business day of November the balance will transfer to a designated account.</td>
  </tr>
  <tr>
    <td class="col1">MAXIMUM DEPOSIT</td>
    <td>$5,000.00</td>
  </tr>
</table>
<p style="margin-top:10px;"><sup>&#8224;</sup>Fees could reduce the earnings on the account. Refer to our <a href="truth-in-savings-disclosure" title="Truth in Savings disclosure">Truth in Savings disclosure</a> for additional information.</p>
</div>