<p>
	<font face="Arial" size="1">(1) Rates shown for loans and savings products are subject to change without notice.<br />
	APR = Annual Percentage Rate.<br />
	*other rates and terms may apply depending upon the individual creditworthiness of each applicant. Rate advertised assumes direct deposit with SCCU, an approved signature line of credit and 40% down payment. Signature line of credit loans are not eligible for discount for direct deposit.<br />
	** Term depends on amount financed.<br />
	***Loan amounts over $50,000 require 25% down payment.<br />
	**** Add 2% APR if collateral is 10 or more years old or has more than 100,000 miles, maximum loan 80%<br />
	(2) Minimum loan of $35,000 for 84 month financing.<br />
	(3) The annual percentage rate is based on the value of an index. The index is the monthly average of the Six Month Treasury Bill Rate (Auction High). Information about the index is published in the Federal Reserve Bulletin. The rate you receive is based on certain creditworthiness factors. Ask us for the current index value, margin and annual percentage rate. </font></p>