<p>
	<a href="http://www.sccu.net/new/content.php?id=69">Become a Member</a>&nbsp;&bull; <a href="#Debit">Debit Cards</a> &bull;&nbsp;<a href="#report">Report a card lost or stolen</a> &bull; <a href="#Overdraft Protection">Overdraft Protection</a>&nbsp;&bull;&nbsp;<a href="#atm">ATM Locator</a>&nbsp;&bull; <a href="http://reorder.libertysite.com/default.aspx">Order Checks</a>&nbsp;&bull; <a href="https://www.sccu.net/new/content.php?id=75">FAQ</a></p>
<h3>
	&nbsp;</h3>
<h2>
	Convenient, No-Fee Checking Accounts&nbsp;</h2>
<p>
	Our convenient, No-Fee Checking means no minimum balance requirement,&nbsp;no monthly service charges and no fees for the checks you write.&nbsp;Plus you&#39;ll have access to <a href="https://www.sccu.net/content.php?id=90" target="_blank">Online Banking</a>,<a href="https://www.sccu.net/content.php?id=82" target="_blank"> Online Bill Payer</a>,<a href="https://www.sccu.net/content.php?id=88" target="_blank"> E-statements</a>, and most importantly, you&#39;ll have&nbsp;access to thousands of <a href="https://www.sccu.net/content.php?id=89" target="_blank">CO-OP Network&rsquo;s surcharge-free ATMs located nationwide</a>.&nbsp;</p>
<p>
	Not a SCCU Member? <a href="http://www.sccu.net/new/content.php?id=69" target="_blank">Join today!</a></p>
<p>
	Questions? Contact Us or see our FAQ&#39;s and Educational Tools.</p>
<p>
	<a href="content.php?id=141">Ways to Balance Your Checkbook</a> &bull; <a href="content.php?id=142">New Checking Account Users </a></p>
<p>
	&nbsp;</p>
<hr />
<p>
	&nbsp;</p>
<h2>
	<a name="Debit"></a>VISA Debit Cards</h2>
<h4>
	Get more with SCCU Debit Cards</h4>
<p>
	A better option than check and cash transactions,&nbsp;SCCU debit cards come with&nbsp;Enhancements at no cost and can be used worldwide everywhere debit VISA&reg; is accepted. Make purchases in person, online and by phone with ease.</p>
<p>
	There are no annual fees and transaction fees when you use our VISA Debit Card and you get access to the largest network of surcharge-free credit union ATM&#39;s with the <a href="#atm">CO-OP Network</a>.&nbsp;Also, if you don&#39;t like your Personal Identification Number (PIN), come by the credit union and we will change your PIN to a number that you choose!</p>
<p>
	<strong>Don&#39;t forget about our VISA Debit Card Enhancements.</strong></p>
<ul>
	<li>
		<div>
			VISA 911</div>
	</li>
	<li>
		<div>
			Personal Identity Theft Insurance&nbsp;</div>
	</li>
	<li>
		<div>
			Roadside Dispatch&nbsp;</div>
	</li>
	<li>
		<div>
			Travel Accident Insurance&nbsp;</div>
	</li>
	<li>
		<div>
			Travel and Emergency Assistant Services</div>
	</li>
</ul>
<p>
	For more information on how to enhance your VISA Debit Card experience, <a href="mailto:memberservices@sccu.net">Contact us.</a></p>
<p>
	<a href="upload_content/pdfs/DebitVISAApp.pdf" target="_blank">VISA Debit Card Application</a> &bull; <a href="upload_content/pdfs/PersonalTheft.pdf">VISA Guide to Personal Identity Theft</a></p>
<p>
	&nbsp;</p>
<h3>
	<a id="report" name="report"></a>Report a Debit or Credit Card Lost or Stolen</h3>
<p>
	<span style="font-size:11px;"><em>To report a card lost or stolen, please call the appropriate number below.</em></span></p>
<h4>
	To report a Debit Card lost/stolen</h4>
<div>
	<p style="color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; line-height: 15px;">
		1-888-241-2510</p>
	<p style="color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; line-height: 15px;">
		1-909-941-1398 - When out of the United States</p>
</div>
<h4>
	To report a Credit Card lost/stolen&nbsp;</h4>
<div>
	<p style="color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; line-height: 15px;">
		1-800-808-7230&nbsp;</p>
	<p style="color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; line-height: 15px;">
		1-800-991-4964 - After Hours</p>
</div>
<p style="text-align: right;">
	<a href="#top" style="text-align: -webkit-right;">BACK TO TOP</a></p>
<hr />
<p>
	&nbsp;</p>
<h2>
	<a name="atm"></a>CO-OP ATM Network</h2>
<p>
	Welcome to CO-OP, the largest credit union-only ATM Network in the country. The CO-OP Network logo gives you Surcharge-Free access to over&nbsp;6 dozen&nbsp;CO-OP Network ATM&#39;s in the Spokane Area and over 28,000 CO-OP Network ATM&#39;s in the country including&nbsp;ANY&nbsp;7-Eleven location (throughout the U.S. &amp; Canada).</p>
<p>
	With the Spokane City Credit Union ATM Card, you can access your account 24/7 at any&nbsp;of the CO-OP Network &quot;Surcharge-Free&quot; ATMs. And with over&nbsp;6 dozen locations in the Spokane Area and thousands of locations worldwide, you&#39;re never too far from getting cash. Just look for the CO-OP Network Logo.</p>
<p class="BodyCopy">
	Locate a CO-OP Network ATM through the CO-OP Network&#39;s <a href="http://www.co-opfs.org/public/locators/ATMlocator/index.cfm#loctaor" target="_blank">Online Locator</a>,<a href="http://www.co-opfs.org/public/locators/ATMlocator/index.cfm#iphone" target="_blank">Smart Phone&nbsp;Application</a>, <a class="downloadsTextLink" href="http://www.co-opfs.org/public/locators/ATMlocator/index.cfm#textMessaging" target="_blank">Text Messaging</a> or <a class="downloadsTextLink" href="http://www.co-opfs.org/public/locators/ATMlocator/index.cfm#gps" target="_blank">GPS</a>.</p>
<p class="BodyCopy">
	In addition, CO-OP Network&rsquo;s membership also provides access to over 800,000 ATMs worldwide through links to the NYCE, STAR, Cirrus, Pulse and Plus networks.</p>
<p class="BodyCopy">
	<strong>Questions?&nbsp;</strong><strong><a href="mailto:memberservices@sccu.net">Contact us</a>.</strong></p>
<p align="right" class="BodyCopy">
	<a href="#top">BACK TO TOP</a></p>
<hr />
<h2>
	&nbsp;</h2>
<h2>
	<a name="Overdraft Protection">SCCU Overdraft Protection</a></h2>
<h3>
	&nbsp;</h3>
<h3>
	Your protection against account overdraft</h3>
<p>
	<span style="color: rgb(0, 0, 0); font-family: 'trebuchet ms', Arial, sans-serif; font-size: 13px;">There are plenty of things to worry about these days &mdash; but overdrawing your checking account shouldn&#39;t have to be one of them. </span>We offer two versions of overdraft protection:</p>
<p>
	<strong>PRIVILEGE PAY OVERDRAFT PROTECTION</strong>&nbsp;comes standard with your account, but DOES NOT&nbsp;cover ATM and Debit transactions <a href="/upload_content/files/Privilage Pay Authorization of ATM &amp; Debit Transaction Coverage Form.pdf">unless asked to do so.</a></p>
<p>
	<a href="/upload_content/files/Privilege Pay Overdraft Protection FAQ's.pdf">What is Privilege Pay Overdraft Protection?</a></p>
<p>
	<a href="/upload_content/files/Privilage Pay Opt Out Form.pdf">Privilege Pay Overdraft Protection Opt Out Form</a></p>
<p>
	<a href="/upload_content/files/Privilage Pay Authorization of ATM &amp; Debit Transaction Coverage Form.pdf">Authorization of ATM &amp; Debit Transaction Coverage Form</a></p>
<p>
	<strong>OPTIONAL OVERDRAFT PROTECTION PLAN </strong>draws from&nbsp;a <a href="https://www.sccu.net/content.php?id=101">savings account</a> or <a href="https://www.sccu.net/content.php?id=71">Personal Line of Credit</a>&nbsp;if your account has been overdrafted.&nbsp;</p>
<p style="text-align: right;">
	<a href="#top" style="text-align: -webkit-right;">BACK TO TOP</a></p>